Calculators

Know your options and check out these comprehensive calculators:

  • Rent vs. Buy
  • Compare the costs of buying and renting and find out which is a better fit for your financial situation. Whether renting is better than buying depends on many factors, particularly how fast prices and rents rise and how long you stay in your home. Compare the costs of buying and renting a home in the calculator below.

  • Mortgage Loan
  • Get a better sense of your total monthly payments and use this calculator to determine your estimated monthly mortgage payments for various loan amounts and interest rates.

  • Biweekly Payments
  • Bi-weekly payments accelerate your mortgage payoff by paying half of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

  • Mortgage APR
  • Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage.

  • Mortgage Comparison
  • Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms and help you decide which one makes most sense for your financial situation.

  • Mortgage Payoff
  • By increasing your monthly mortgage payment, you could potentially save thousands of dollars in interest. Find out if you should take advantage of a mortgage payoff.

  • Mortgage Points
  • Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. Each point will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points or use the money to increase your down payment.

  • Mortgage Tax Savings
  • Interest and points paid on a mortgage is tax deductible if you itemize on your tax return. Use this calculator to determine how much you could save in income taxes.

  • Refinance Break Even
  • Whether you're seeking a lower monthly payment or looking to reduce the length of your mortgage, use this calculator to help you decide if it pays to refinance.

  • Refinance Interest Savings
  • Does refinancing your mortgage make financial sense? Learn how much interest you can save if you refinance.