Buying a Home
What to Know
Life-enhancing benefits of homeownership include the opportunity of building equity, deducting a percentage of your mortgage interest and property tax on your annual income tax return, and most importantly, living in the house of your dreams!
Before beginning your home search, contact Team Coughenour for guidance on the steps necessary to make your search and purchase successful. We will meet with you to discover your home-financing needs and goals, discuss a variety of loan products to choose from, and prequalify you for a home loan. In a competitive market, sellers see prequalified buyers as more qualified and "serious" about their purchase. Plus, when you're prequalified, you'll know upfront how much home you may be able to afford and how much you could be eligible to borrow.
Finding a Dream Loan for Your Dream Home
With access to more than 250 loan programs, Team Coughenour takes the time to understand what you’re looking for in a mortgage and how that fits in your long-term financial picture. Together, we’ll review your options and clearly answer all your questions and any concerns so you can make confident, well-informed decisions for you and your family. Contact us for a complimentary consultation or fill out our secure, online prequalification form to get started.
Conventional Loans
Conventional loans are not backed by the government. Learn more about our conventional loan options.
Reverse Mortgages
Reverse mortgages (also known as HECM) allow homeowners 62 years of age and older tap into the home equity they’ve grown over the years.
FHA loans
An FHA loan is a government-backed loan insured by the Federal Housing Administration. Learn more about FHA.
Refinance
Know your options for paying off your mortgage. See if refinancing makes sense for you.
VA Loans
We're proud to serve those who serve our country. Learn more about our VA Loan options for Veterans.
Construction Loans
Get a mortgage as personalized as your new home! Understand how a construction loan can help in financing your build.