Products & Programs
Conventional
Unless otherwise addressed in Cornerstone overlays, Fannie Mae/Freddie Mac underwriting guidelines should be followed. Links to each web-site provided below:
Government
Unless otherwise indicated in Cornerstone Government overlays, FHA/VA underwriting guidelines should be used. Links to FHA guidelines are provided below.
FHA
- Lender Handbook 4155.1 - Mortgage Credit Analysis for Mortgage Insurance on One-to-Four Unit Mortgage Loans
- Lender Handbook 4155.2 - Lender's Guide to the Single Family Mortgage Insurance Process
- Lender Handbook 4240.4 - 203K, Rehabilitation Home Mortgage Insurance
- Mortgagee Letters
- 4145.1 - Architechtural Processing and Inspections for Home Mortgage Insurance
- 4150.1 - Valuation Analysis for Home Mortgage Insurance
- 4150.2 - Valuation Analysis for Single Family One-to-Four Unit Dwellings
- 4905.1 - Requirements for Existing Housing One-to-Four Family Units
VA