Cornerstone Team Members

With his down-to-earth personality, customer-driven focus and extensive industry knowledge, Joseph Lombardo has all the right ingredients to be a trustworthy mortgage advisor. He guides clients through the entire mortgage process and ensures all of their concerns are thoroughly addressed.

"My goal is to provide a smooth, seamless and stress-free experience," says Joseph. "I am available to personally answer questions, and keep each client informed during every step of the financing transaction."

According to Joseph, choosing Cornerstone Home Lending as his professional home was easy. With Cornerstone's real time access to top national investors, Joseph offers clients competitive mortgage products. He can instantly compare home loan programs and select beneficial options based on his clients' individual needs; he is also available long after closing to monitor their equity positions and provide home-financing guidance.

A Washington State native, Joseph graduated from Seattle Pacific University. He's been around this industry for most of his life–with family ties initiating him into the rewarding world of real estate development and financing. His most treasured pastime is spending time with his wife and their two boys.

For first-class service and custom mortgage guidance, please contact Joseph Lombardo of Cornerstone Home Lending "Cornerstone's core philosophy matches perfectly with mine," Joseph shares. "We both exist to make a positive contribution to my clients' lives and to the lives of others through honest, caring service and sound mortgage advice."

Timothy Lombardo truly believes in the value of owning a home. A compassionate, outgoing and dedicated professional, Timothy understands how complex the mortgage process can be. He guides clients through each step of the transaction and proactively updates all parties involved on the loan status. Clients can also rely on him long after closing for trusted home-financing advice and up-to-date industry trends.

Timothy takes a hands-on, comprehensive approach to helping select his clients' home loan programs. "Mortgage loans should never be one size fits all," says Timothy. "I work closely with clients, making sure I fully understand their individual needs and future goals, and then recommend mortgage solutions to help them achieve those objectives."

According to Timothy, Cornerstone Home Lending's stellar customer service model and efficient loan systems were driving factors in his decision to the join the company. Via Cornerstone's real-time pricing engine, Timothy can instantly compare programs from the nation's top investor sources and select only beneficial mortgage solutions for his clients. Cornerstone also offers enhanced services to ensure a smooth, streamlined and on-time loan closing:

• Convenient and secure online prequalification
• In-house processing, underwriting, closing and funding
• Direct access to Fannie Mae, Freddie Mac and FHA/VA loan conduits

A third-generation homebuilder, Timothy built high-end homes for ten years before transitioning to residential mortgage lending. He and his wife are devoted parents to three girls, and they spend as much time as possible cheering their daughters on during their many gymnastics meets. Timothy also stays active training for and competing in triathlons.

At Cornerstone Home Lending, you will find motivated mortgage specialists like Timothy Lombardo who are focused solely on making a positive contribution to your life and the lives of others. For honest, caring service and professional home-financing guidance, please contact Timothy Lombardo at 206.396.5773 or tlombardo@houseloan.com.

For more than a decade, Luke Wagner and his team have helped more than 2,000 families with home financing and have clearly established themselves as the trusted lender of choice for both buyers and realtors. They have achieved this reputation because they focus on one thing: Combining the highest level of service with the most competitive mortgage products in the industry.

Whether you are a client or a Realtor, we respect that you have many options to choose from. Why choose The Wagner Team?

• ON-TIME CLOSING COMMITMENT - It’s not just a priority; it’s a core value
• AMAZING EFFICIENCY - Real-time loan pricing, quick rate locks, and underwriting goal of two business days
• MORE LOAN PROGRAMS - Variety of options to help more homebuyers
• IN-HOUSE OPERATIONS - From processing and underwriting to closing and funding
• DIRECT LENDING - There’s no middle man; we make the final loan approval decisions
• LOANFLY® INNOVATION - Fully integrated, end-to-end mortgage app and secure online borrower portal

Luke and his family live in both Eatonville, Washington and Bulls Gap, Tennessee as they bounce back and forth to see family, friends, and work partners.

When in East Tennessee, they live near historical Greeneville, Tri-Cities, Morristown, Cherokee Lake, and Douglas Lake. Their family enjoys Knoxville, Sevierville, Pigeon Forge, and Gatlinburg in Tennessee. Their favorite thing about the area (outside of their family being there, of course) is the beautiful rolling green hills and the Smokie Mountains.

In Washington, they are south of Seattle and near Mt. Rainier. They enjoy the rural life and being submerged in nature. The Luke Wagner Team's office is in Puyallup, Washington, where you can find Luke’s assistant Patty Schibig and processor Shara Hovde.