Zig's Mountain Annual Mortgage Review | Cornerstone Home Lending

Questions

What are your real estate goals over the next 5-10 years? Dreams for the next 20 years?

Do you anticipate any major changes in your financial picture in the next 5 years?

Have there been any significant changes in your employment or income over the last year?

Yes

Do you anticipate any changes in your employment or income in the next 2-5 years?

Yes

Do you have any new second mortgages?

Yes

What is the approximate value of your home ($)?

How long do you plan to live in this home?

Which of the following personal goals are most important to you? Please rank in order of importance to you (with 1 being the most important and 5 being the least).

Building your net worth/achieving financial freedom

Having your mortgage paid off when you retire

Achieving liquidity (having access to a slush fund in an emergency, investing in the stocky market, etc.)

Moving into a larger home

Maximizing current and future tax deductions

Saving money to send your kids to college

Other

What would you like your mortgage to accomplish right now?

Lower monthly payment
Eliminating other debt (credit cards, student loans, etc.)
Using equity buildup to develop a cash reserve or for investment purposes
Maximize tax benefits
Pay off your loan as soon as possible
Other

What needs do you have that we can help you meet?

How would you describe your existing financial philosophy?

Conservative

Moderate

Aggressive

On a scale of 1-10, with 10 being the best, please rate your existing:

Do you have a will or living trust to protect your family's assets in the event that something happens to you?

Yes