First-Time Homebuyer Programs

Lisa Underwood can help you make the move to homeownership. Below is a sample of favorite programs available. Contact Lisa to learn more about all that is available for you.

Freddie Mac HomeOneā„ 

  • Training course required - Go to freddiemac.com/creditsmart to get started
  • Available to qualified first-time homebuyers for a low down payment of just 3%
  • No cash-out refinance borrowers

My First Texas Home Program

  • As low as 3.99% mortgage rate - Lock in a below-market rate for lower monthly payments
  • As low as 5.30% mortgage rate with down payment assistance - Get up to 4% towards your down payment
  • no origination fee for added upfront savings