Listing Lender | Steve Combs | Cornerstone Home Lending

Get prequalified before you make an offer!

To get started today on your home loan assessment, click prequalify below or call Steve. Prequalifying allows you to see how much home you can afford and how much you could be eligible to borrow. Once you're prequalified, we will reach out to guide you confidently through the rest of the mortgage process.

From the start, you can expect personalized service that meets your unique needs and financial profile. With a commitment to excellent client care and our transparent LoanFly Borrower Portal, you'll always know what's going on at each step of your loan process. With Steve Combs by your side, you can make confident, well-informed mortgage decisions.

Look forward to serving you!

Prequalify Now

Meet Your Listing Lender

Steve Combs

NMLS 381933
Loan Officer

Prequalify Today

Call: 301-476-4100
Text: 301-672-8771
Email: [email protected]

Cornerstone Home Lending is a full-service mortgage lender and is honored to serve communities in 43 states and DC with their mortgage needs. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors. With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.

For us, mortgage is about making the dream of homeownership a simple, easy, and happy experience. As our customer, you will be guided by caring, service-centric Team Members who are supported by world-class technology and efficient processes. We will always be committed to doing what’s right for the people we serve. We put people over profits, and we build solid relationships that last a lifetime.

Cornerstone by the Numbers

years in business - Proven management teams have successfully navigated Cornerstone through various economic cycles
Team Members who are passionate about helping others – Our in-house processing, underwriting, and funding teams are ready to ensure your loan closes on time
investor sources with available loan products
We are humbled to be a premier national lender with the highest ratings for customer service and team member satisfaction.
In April 2022, we launched the Cornerstone Servicing division to better serve our clients long-term

Make an Offer On a Home

After viewing the property, you and/or your real estate agent should discuss any offers with the listing real estate agent. If you require or intend to use mortgage financing for the purchase of this property and intend to submit an offer, provide the following when submitting your offer:

A prequalification letter or Conditional Loan Approval letter from the Steve Combs Team at Cornerstone Home Lending (“Cornerstone”).*

In addition to your Cornerstone prequalification letter, please provide the credit-decisioned preapproval letter from another qualified lender IF you do not plan to use Cornerstone.

If you are a "cash buyer," then you don’t need a prequalification letter. However, you will be required to provide proof of funds when you make your offer.