We can give you peace of mind while finding a place you really love. With our Lock, Shop,
and Go program, you can secure an interest rate for longer than the standard lock period. Plus, you don't
need a contract to lock terms!
Highlights
Lock period for 90 or 120 days*
Takes away the stress of a short-term rate lock for a better buying experience
If rates fall, you have the option to "float down" to a lower rate 30 days before closing if locked on a 120-day lock
Eligible Programs & Terms
Conventional, FHA, and VA fixed rates
USDA with fixed rates
Purchase transactions only
Other Requirements
Borrower pays an upfront fee of 0.500% on a 120-day lock — Refundable if they're not approved for the loan