Your Trusted Mortgage Guide
After 30 years in mortgage, Stephanie has found her home at Ironcrest. She’s spent most of her career focused on new construction financing, helping aspiring homeowners achieve their dreams from the ground up.
What drives Stephanie is her mission to touch lives with compassion, guide with humility, and lead through service. She offers more than mortgage solutions. She walks alongside clients, making sure they feel supported and confident through every step. Stephanie knows that behind every application is someone's biggest life decision, and she treats it that way.
Family means everything to Stephanie. As a proud Texas A&M graduate, she’s thrilled that her son and daughter are following in her footsteps. From holiday get- togethers and Aggie football watch parties to fishing trips, she adores spending time with loved ones. Stephanie is also passionate about supporting families navigating dementia care, drawing from her own experience caring for her mother.
When you work with Stephanie Morgan, you are not just another number or transaction. Stephanie is here for you throughout your homeownership journey!
Contact Stephanie Buy a HomeMortgage Payment Calculator
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.Expect to pay $35 a month per $100,000 in home value.Principal & Interest
$1,083
Taxes
$507
Mortgage Insurance
$73
Home Owners Insurance
$108
HOA
$100
| Purchase Price | Loan Amount | 4.50% | 4.75% | 5.00% | 5.25% | 5.50% | 5.75% |
|---|---|---|---|---|---|---|---|
| $225,000 | $213,750 | $1,838 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $235,000 | $213,750 | $1,871 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $245,000 | $213,750 | $1,871 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $255,000 | $242,250 | $2,093 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $265,000 | $242,250 | $2,093 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $275,000 | $242,250 | $2,093 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| $275,000 | $242,250 | $2,093 | $1,903 | $1,936 | $1,969 | $2,002 | $2,036 |
| Cost of Waiting | $36 | $73 | $110 | $148 | $186 | ||
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