FHA Payment Calculator

Mortgage Estimator Tool




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Mortgage Details


30
  • 30
  • 25
  • 20
  • 15
  • 10
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$2,080
Find Out If You Qualify
Payment Breakdown
$2,080


Principal & Interest
$1,102



MIP
$100



Taxes
$703



Home Owners Insurance
$75



HOA
$100



PID/MUD
$0


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount
(with Upfront MIP)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
$225,000 $217,491 $2,080 $2,112 $2,145 $2,179 $2,213 $2,247
$235,000 $226,991 $2,159 $2,193 $2,228 $2,263 $2,298 $2,334
$245,000 $236,491 $2,239 $2,274 $2,310 $2,346 $2,383 $2,420
$255,000 $245,991 $2,318 $2,355 $2,392 $2,430 $2,468 $2,507
$265,000 $255,491 $2,397 $2,436 $2,474 $2,514 $2,553 $2,594
$275,000 $264,991 $2,477 $2,516 $2,557 $2,597 $2,639 $2,680
$285,000 $274,491 $2,556 $2,597 $2,639 $2,681 $2,724 $2,767
Cost of Waiting $41 $83 $125 $168 $211
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$225,000


  • $432
  • $492
  • $996
  • $1,500
  • $2,016
  • $2,532




Life of the Loan Cost of Waiting
$225,000


  • $12,960
  • $14,760
  • $29,880
  • $45,000
  • $60,480
  • $75,960




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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