![Joann Ruby](https://www.houseloan.com/business-cards/img/joann-ruby.png)
JoAnn Ruby
Loan Officer
NMLS 1019178
Office: 984.500.6149
[email protected]
QUALITY SERVICE IN THE MORTGAGE INDUSTRY
Trust. It’s what defines us as a company and as your partner in financing your new home. With our years of experience in mortgage banking, our strongest asset is our in-depth knowledge of every aspect of the home-buying process.
Who We Are
At Velocio Mortgage, our priority is to deliver a positive home-financing experience. We understand the mortgage process can be stressful, so our job is to make your transaction as smooth as possible. We will guide you every step of the way to ensure you understand your options, and you can be confident in your decision. And we’ll be available long after the loan closes to provide ongoing mortgage guidance.
As a full-service mortgage lender, we offer a broad selection of home loan products and programs, as well as enhanced services and tools including:
- In-house processing, underwriting, closing, and funding
- Convenient and secure online prequalification
- Automated loan pricing engine
![Velocio logo](../VelocioMortgage/img/whyVelocio2-570X394.jpg)
why choose us
![fast](../VelocioMortgage/img/FastApproval.png)
Fast Loan Approval
![team](../VelocioMortgage/img/DedicatedTeam.png)
Dedicated Team
![target](../VelocioMortgage/img/Commintment.png)