Mortgage Payment Calculator

Payment Calculator

Mortgage Estimator Tool




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Mortgage Details


Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$1,838
Find Out If You Qualify
Payment Breakdown
$1,838


Principal & Interest
$1,083



Taxes
$507



Mortgage Insurance
$73



Home Owners Insurance
$108



HOA
$100


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
$225,000 $213,750 $1,838 $1,903 $1,936 $1,969 $2,002 $2,036
$235,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
$245,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
$255,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$265,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
Cost of Waiting $36 $73 $110 $148 $186
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$225,000


  • $432
  • $432
  • $876
  • $1,320
  • $1,776
  • $2,232




Life of the Loan Cost of Waiting
$225,000


  • $12,960
  • $12,960
  • $26,280
  • $39,600
  • $53,280
  • $66,960




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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Our Locations

6025 S. Quebec St., Suite 170
Centennial, Colorado 80111
2809 E Harmony Road, Suite 200D
Fort Collins, Colorado 80528
511 Crossing Drive, Suite 204
Lafayette, Colorado 80026
202 East Winchester Street
Murray, Utah 84107
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