Payment Calculator
Mortgage Estimator Tool



Print Summary
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Mortgage Details


Purchase Price
% Down Payment
$ Down Payment
% Interest Rate
Mortgage Length (Years)
30
  • 30
  • 25
  • 20
  • 15
  • 10
Yearly HOA Fee
Tax Rate
Mortgage Insurance
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
Home Owners Insurance
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$2,976
Find Out If You Qualify
Payment Breakdown
$2,976


Principal & Interest
$2,476



Taxes
$500



Mortgage Insurance
$0



Home Owners Insurance
$0



HOA
$0


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
$500,000 $488,750 $2,976 $3,050 $3,124 $3,199 $3,275 $3,352
$510,000 $408,000 $2,577 $2,638 $2,700 $2,763 $2,827 $2,891
$520,000 $416,000 $2,628 $2,690 $2,753 $2,817 $2,882 $2,948
$530,000 $424,000 $2,678 $2,742 $2,806 $2,871 $2,937 $3,004
$540,000 $432,000 $2,729 $2,794 $2,859 $2,926 $2,993 $3,061
$550,000 $440,000 $2,779 $2,845 $2,912 $2,980 $3,048 $3,118
$560,000 $448,000 $2,830 $2,897 $2,965 $3,034 $3,104 $3,174
Cost of Waiting $67 $135 $204 $274 $344
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$500,000


  • $432
  • $804
  • $1,620
  • $2,448
  • $3,288
  • $4,128




Life of the Loan Cost of Waiting
$500,000


  • $12,960
  • $24,120
  • $48,600
  • $73,440
  • $98,640
  • $123,840




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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