Construction Loans
The Easy Way to Mortgage from the Ground Up
Get a mortgage as personalized as your new home! Our team can make building and financing a home simple and stress-free. From groundbreaking to move-in and beyond, we'll be with you at each step!
Quick Highlights:
- Easy process for each financing phase (construction + permanent)
- Competitive interest rates and fees
- Interest-only payments during construction
- Option to lock a lower permanent mortgage rate after construction
- Step-by-step guidance and project updates
- Fast, friendly service from your local lending team, Team Kitto
- Requires an eligible contractor to complete the full scope of the home build
- Landscaping and standard kitchen appliances may be included in the construction cost
Loan Options
Learn about different loan programs.
Conventional Loans
Conventional loans are not backed by the government. Learn more about our conventional loan options.
FHA loans
An FHA loan is a government-backed loan insured by the Federal Housing Administration. Learn more about FHA.
VA Loans
We're proud to serve those who serve our country. Learn more about our VA Loan options for Veterans.
Refinance
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Renovation Loans
Whether it's a fixer upper or a home you've lived in for years, a renovation loan may be just what you need.
Down Payment Assistance
Looking for a little assistance with your down payment?
Jumbo Loans
With today's low interest rates, jumbo loans have become increasingly popular.
Construction Loans
Get a mortgage as personalized as your new home! Understand how a construction loan can help in financing your build.
