Buy A Home
Finding a Dream Loan for Your Dream Home
With access to more than 250 loan programs, Pam Johnston takes the time to understand what you’re looking for in a mortgage and how that fits in your long-term financial picture. Together, we’ll review your options and clearly answer all your questions and any concerns so you can make confident, well-informed decisions for you and your family. Contact us for a complimentary consultation or fill out our secure, online prequalification form to get started.
Classic Programs
AHFC Loans
Alaska Housing Finance Corp’s assistance programs accommodate diverse housing needs.
Conventional Loans
Variety of terms available for purchase, rate/term, and cash-out transactions, plus options for borrowers with low or no credit scores.
FHA loans
From traditional FHA financing to 203(k) renonvation.
Renovation & Construction Loans
Our in-house teams can help simplify the renovation and new-build mortgage process for your clients.
VA Loans
We're proud to serve those who serve our country and to offer VA loan options for Veterans.
Special Programs
10-Day Close
We can help you close in 10 days or as soon as the seller agrees. 10 days is not typical, but reach out to us with more questions.
Early Bird Approval
Puts your client in a stronger position against other buyers and gives them cash-buying power with advanced loan approval.
Bridge Loans
Our exclusive portfolio product can help sellers buy and move into another home before they sell their existing residencies.
CashEdge©
Help your client move fast and make an offer without an appraisal or loan contingency.
Lock, Shop, & Go
With this program, buyers can secure an interest rate for longer than the standard lock period. Plus, they don't need a contract to lock terms!
Seller Buydowns
Temporarily or permanently reduces the buyer's mortgage rate, helping them to afford a home with lower monthly payments. Can also help a seller attract more buyers without reducing their sales price when added as a buyer incentive.
Investment Properties
Unlimited non-owner-occupied properties allowed for investors.
More Specialty Programs
Financing solutions for buyers with student loans, eligible seniors, foreign nationals, native americans, self-employed borrowers, and non-warrantable condos.
LoanFly Borrower Portal
LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.
Download LoanFly App
LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!
