Team Member Testimonials

Thank you for the opportunity to be a part of something so much greater than I ever expected to be a part of. This has been an incredible experience, and I couldn’t thank everyone in this company more for their support and teamwork. Also, enjoyed the town hall yesterday, was nice to put a face and voice to some of the higher ups I haven’t had the pleasure of meeting before.

I just wanted to express my gratitude for being part of the Cornerstone team. It truly feels like a privilege to work here—I can't think of a better place to be! The energy during yesterday's Town Hall was palpable, even through the screen.

It’s an honor to be part of this team!

Thank you for the opportunity and honor to be a small part of what you and your family started many years ago. I am thankful for our Mission and look forward to a great 2024.

I am so honored to be able to work for such a great company filled with great people!

Thank you for the very positive and reassuring Town Hall Meeting! I truly enjoyed it and found that it was quite informative, especially during the challenging times we have all encountered. I look forward to 2024 and feel excited to see what is ahead and where this exciting new road leads. After hearing all the positive messages, it was just confirmation of why I still enjoy being a part of this wonderful company even after 25 years.

I’m thankful I get to work at a great company with wonderful people.

I absolutely love working here helping so many people achieve their dreams of homeownership. I am surrounding by a terrific team that I truly respect.

There is no other place I would rather work! I love Cornerstone!

I could not ask for a better group of people to work with day in and day out. Cornerstone is truly a remarkable company.

It has been an absolute pleasure working for such a great organization!

I love being a part of this awesome community.

I'm grateful for your recognition and proud to be part of the Cornerstone team.

Cornerstone is such a great company with supportive leadership.

Joining the Cornerstone family is the best decision I’ve ever made.

I feel so blessed to have joined Cornerstone and am excited for my future here!

It has been a great first year working with an organization and people who truly embody the spirit of Team.

I so appreciate YOU and the level of care, kindness, and compassion that you exhibit inside as well as outside your fine organization!

It is an honor to serve and be a part of this wonderful organization. I look forward to many more.

I have met some of my best friends through Cornerstone and am very grateful to be here. I am very thankful for all the amazing people here at Cornerstone!

Best year yet!

I love what I do with Reverse Mortgages and how it helps our seniors. I’m happy to be working with Cornerstone to make that happen with such great people.

CHL is such a huge part of my life. It is truly a privilege to be part of such an amazing organization. There isn’t a day that goes by I am not grateful and thankful for the opportunity. Love this company! 21+yrs and counting . . .

It is such a blessing that I get to be part of this wonderful family that we call Cornerstone! It is truly an honor!

It is an absolute pleasure to be here and do my part to help close loans.

This past year has been an absolute pleasure. I am blessed and so grateful to be a part of this wonderful team!

It has been a pleasure to work for a company with such a great reputation for so long.

I am so proud to be a part of this incredible organization. It has been an amazing 12 years with the company that has provided me and my family with so many wonderful opportunities as well as the chance to give back to those around us. Thank you for your leadership and foresight.

Glad to be here with an incredible group of people and a great leader. I look forward to the future here!

I am so blessed to be a part of this company! I am still as enthusiastic as the first day I walked down that hallowed hallway seeing all those team members’ pictures who remind me of that day 17 years ago.

I remain deeply grateful to be part of such a unique, morally based and service committed team!

Love this company so much!

I am incredibly happy and humbled to work here. Every day I learn more and love that. I haven’t worked for a company that goes out of its way to make sure the borrower is happy and cares so much.

I appreciate working here and look forward to the future with this company and to its growth.

I am exceptionally grateful to have been part of the Cornerstone family for the last seven years and look forward to twenty more. I feel blessed every day to be a Team Member!

Best company I have ever worked for!

Taking care of families is always my Number 1 concern. We are doing our very best to service families and keep our brand as Family and Service First.

I can’t imagine being anywhere else apart from Cornerstone.

I still tell everyone this is the best company I have ever worked for and will never be anywhere else! Recruiters get so jealous when I tell them I am already with the BEST company on earth.

I’ve almost been with Group Mortgage/Cornerstone for half of my 21 years as a loan originator. I’ve been all-in for the past 10 years and look forward to what’s ahead.

Thank you all for the opportunity to be here. We love it here at CHL!

I love this company and love coming to work every day!

I sincerely appreciate working for such an amazing company! It is truly an honor and privilege to be a part of the Cornerstone Family.

I appreciate the support and confidence the company has placed in me over the past 14 years. I look forward to work every day to do what I can to help the company and my team succeed.

I’m honored to be part of your Team!

I am blessed to be able to work with talented, smart team members that care about the company as much as I do. As you know, Cornerstone has always felt like family to me and a second home. I enjoy what I do, and I am happy to add another year with Cornerstone.

It’s a pleasure working for and protecting Cornerstone Capital Bank.

I’m grateful to have landed in such a great place where people matter and where making a positive difference in all that we do is truly celebrated.

Throughout my career at Cornerstone Home Lending, your leadership, mentorship, and support have been invaluable, for you foster at this company an environment where personal growth is encouraged.

The experiences with Cornerstone have significantly shaped my professional growth and prepared me for the next chapter in my life. It has been a privilege to be a part of the Cornerstone team and to contribute to our shared successes.

I love it here and could not be happier.

It’s a pleasure working with an organization that does so much for our communities!

I am so grateful to be a part of this amazing Cornerstone team.

I am honored to be a part of Cornerstone. I love my job and work family.

I love working here and being a part of this amazing team.

In my career journey, I have never encountered a company that embodies its mission so genuinely.

I am immensely grateful for Cornerstone, where actions speak louder than words, and compassion is a cornerstone of our community. Your support reaffirms my belief that we are part of something truly special here.

I’m truly blessed to work with such great people.

This is a great company with great values and people, and I am having a blast.

I cannot begin to thank you enough for what you and Cornerstone do for us! I feel truly blessed to be a part of the best organization ever.

I feel fortunate to be part of such a dynamic and supportive team. Working here has allowed me to grow professionally and provided invaluable experiences.

I hope that this is my work home until I reach retirement! Even during the hard times, we have so much support to get us through. I am grateful for the opportunity I was given five years ago to join this team.

It is a privilege and a blessing to be a part of such a great team.

I hope to experience many, many more years with Cornerstone/Stone Meadow. It has been a true blessing to work with such wonderful team members throughout my time here, and all the experience and knowledge I have gained is unmatched.

I feel honored to be here and thankful to have the opportunity to serve families with amazing home ownership and financing strategies.

I am beyond grateful to work for this incredible company!

It’s been truly a pleasure and a blessing to be a part of the Cornerstone family. I feel blessed every day for me and my family. The lives you’ve have personally touched throughout so many years is testament to the simple idea you have shown to all Team Members—that what drives you is our principled Core values.

I cannot express how grateful and blessed I feel to be part of Cornerstone’s Family. This, by far, surpasses any company that I have worked with. Thank you so much for allowing me to be part of what you built.

I am honored and grateful to be a part of such an amazing company.

The culture that has been built at Cornerstone is something to be emulated.

Love working for you and this great company!

This company of ours has made so many wonderful things happen for me personally and for my family as a whole. Thank you for all you guys do at the executive level to keep us all employed!

It’s been such a rewarding five years of journey. I’ve enjoyed every day of working here. I am very proud to work for Cornerstone and proud to be part of this big family. I hope to contribute more to this great company.

Much has changed over the years but without waiver Cornerstones principles, integrity, and purpose have remained the same. I am truly grateful for this company and what it stands for. It is a joy and privilege to be a part of Cornerstone and continue to watch it grow!

I am grateful to be a part of Cornerstone! Thank you for all you do to make this such a special place to work.

I am grateful to be with Cornerstone!

Thanks for creating and maintaining such a wonderful company and community to be a part of!

I am blessed to be building with this team.

It has truly been a pleasure working for such a great company that has become like a second family to me. Throughout my time here, I have worn many hats—from new loan setup to Escrow, Tax, and Insurance Specialist to Escalations and Default Analyst. I continue to learn and grow every day, thanks to the supportive environment we've cultivated together. Thank you all for the wonderful experiences and the trust you have placed in me and many others. Looking forward to many more successes together!

It is truly a pleasure to work for an organization that values the customer, community, and faith that makes us who we are. I really appreciate the opportunity to work, learn, and grow with the Cornerstone Family.

The time I’ve spent here so far has been extremely rewarding! I love the values and integrity of the company, community, and team I work with on a daily basis. Thank you for the opportunity to work with a fantastic group of people.

I never imagined how much change and growth Cornerstone and I would experience over these past years. It’s truly amazing what you and Judy built and the journey that we are on. Thank you for the opportunity. I am proud that being here is a part of my life journey.

It’s such an honor and a privilege to be a part of where Cornerstone has been and where we are going. I’m incredibly thankful and blessed.

It’s an honor and blessing to be part of Cornerstone. I take pride in saying that Cornerstone is my place of employment. I am particularly thankful for the foundation on which Cornerstone is built upon, the leadership team’s encouragement to evolve, and being able to bless lives.

I love that we helped so many people last year! I have an awesome team and awesome borrowers. Cornerstone is the best company I’ve ever worked for. I enjoy it and everyone I work with so much.

Still so very happy to be a part of this company and team.

We are truly blessed to work alongside all the great people at this company. It has been a life-changer for us,and we will never be able to show our full appreciation. I guess having three of our children working here with us is a pretty good testimony.

Thank you for the opportunity to be part of such an amazing company!

I’m really enjoying working here. This is a great company with good values and wonderful people.

I love working for Cornerstone. Could not ask for a better group of teammates to work beside on a daily basis.

It’s been a great year with Cornerstone,and I am very grateful to be here.

Happy and grateful to be here. Thank you for your amazing leadership.

I just started last week, and I am so impressed from what I’ve seen so far. I’ve seen different structures,but what you achieved here in Cornerstone is quite impressive. I’m so happy to be part of this great team.

I am so grateful and blessed to be a part of such a great company.

Working for Cornerstone has been an absolute blessing.

I look forward to the future with Cornerstone. I am excited about where Cornerstone is going and want to be a part of it. My plan is to retire from the mortgage business still working for Cornerstone.

I am so excited to work for Cornerstone! I love the mission statement and positive,down-to-earth people who have helped me so far. This is going to be great!

I can’t believe I have been here a year already. It is a pleasure working with a great team!

I’m truly grateful to be part of this amazing team!

Really happy to be part of this team! It has been a tremendous blessing to me and my family!

It has been a wonderful 7 years full of knowledge, growth,and amazing people to work with. Thank you eternally for the opportunity.

I am so grateful to work for such a wonderful company!

My words cannot express how grateful I am to be a part of the CCB team. I am extremely grateful for your generosity and the way you do make us all feel like we are family.

I am very thankful for this place and its people. I am expectant for the times to come!

I love your message and vision for all of us here at Cornerstone and am excited to be part of the Cornerstone family!

Thank you for creating a culture where we as team members want to stay and work.

I am blown away at how this company functions and how it takes care of people. I got my first set of loan docs out today.

Still living the dream every day when I walk in the office. You have obviously created something very special. What a gift you have given all those who work and have worked with Cornerstone!

Working for Cornerstone and the team in Bozeman has been life changing.

Although I will be retiring at the end of this month,I want to say a HUGE “Thank you” for giving me the opportunity to work for such an amazing Company. I will miss my Cornerstone family; it has been a TRUE pleasure working with such amazing people!

I'm excited to be part of a winning team and grateful for the opportunity to contribute anyway I can.

Thanks for leading our great team with passionate pursuit and commitment,as always.

This job has been a huge blessing to me and my family. I’m so grateful to be part of the team.

Cornerstone has been a great company to work for, and I am grateful for this opportunity. A company that makes you feel appreciated alongside a management team that teaches you to help you grow, at least for me,makes coming to work enjoyable and more effort is put into my job for both myself and for the company in order to succeed and grow.

Very happy to be here. Thank you for all you've done and do for us. It's such a great place to be.

I’m happy and super excited to be here! I’m looking forward to a rewarding and productive career within the Cornerstone family. I’m halfway through my first week’s training and have met some outstanding team members. I’m blessed to be here. Great Cornerstone Story!

I can’t thank you enough for providing such a wonderful workplace!

I am absolutely loving my Team and the entire Cornerstone Family.

ALL 5 P’s are covered: people, platform, products, pricing,and pay. Thanks for the opportunity to work for a CLASS A Mortgage Banker. I am absolutely thrilled to be here!

I am so delighted and abundantly blessed to be a part of this world-class organization. The BEST is yet to come. I have a joy for my job that has not diminished.

As I onboarded and read what Marc Laird said in our Mission Statement about culture, I felt the integrity behind his words: it felt genuine. Intuitively I knew there was something very different about this company. When I started interacting with the Cornerstone staff, I knew it was a Mission Statement that was lived, not just professed, and had real substance behind it. How enlightening to see integrity of actions on display at the executive levels of an organization this size! No wonder so many people I’ve interacted with here have been with Cornerstone for so many years. Too often this kind of pure goodness and “corporate purity” goes unmentioned or without notice,so I couldn’t let my feelings go unrecognized.

I have only been here at CHL for about a month, and this company has been BEYOND impressive! From onboarding, to training, to everyday operations, to the communication from corporate, to the insane amounts of morale building,this experience has been so exceptional that I just wanted you to know I truly appreciate it!

I remain grateful and honored every day to be here and be part of this amazing Team! I appreciate you and all the management team for believing in me and valuing me as a Team Member in this organization. I love what I do for this company,and I value it with all my heart!

It has been my pleasure to work for Cornerstone for the last 8 years. I am grateful to work for a company that cares about its employees and has high standards and morals.

I appreciate all the opportunities I’ve been given at Cornerstone. You all are amazing!

It is wonderful to watch Cornerstone transition into a bank and grow. I am honored to be a part of the great vision you had from the beginning!

Thank you so much for the leadership you provide and for taking the time to share appreciation for our Cornerstone family members! You and the rest of our leadership team make it possible for all our team members to look forward to coming to work every day to make a difference in the lives of our customers and fellow team members.

It’s been wonderful to work here,and I am grateful for being part of this company.

I appreciate the leadership team. I continue to be proud to contribute to such a wonderful place—it’s not just a workplace: it’s so much more.

Thank you, Marc, for what you and Cornerstone do and believe in! I have been a loan officer at Cornerstone for 5 ½ years and have loved every bit of it. I look forward to many,many more years.

I joined Cornerstone because I understood right away that it was a special company! My goal is to make a sincere and positive impact for my community and colleagues. Thank you again for the opportunity to be part of the team.

CHL is undoubtedly the best kept secret in the entire MTG biz! What an amazing leader you are just as a person, and your accomplishments in this crazy biz come from the fruits of who you are. The opportunities at CHL are endless. Thank you, good Sir. I so value who you are,what you stand for and what you’ve built.

I am grateful and blessed to be a part of the CHL family. I have met the most kind, talented, and hard-working people here,and I feel truly lucky to be surrounded by them!

I am so proud to work for this company! Congratulations to you and Adam for another 35 years!

It is an honor to work for Cornerstone/Grace!

I am very happy to be a member of the team. I know it’s a perfect fit because the Cornerstone values perfectly align with my own.

Best company I’ve worked for and, by far,the one with the most INTEGRITY.

Working for Cornerstone has been a wonderful experience,and I look forward to so much more.

I am very grateful to be a part of an amazing and talented team of individuals at Cornerstone and look forward to many more years of learning and growing with this company.

I love it here and I am thankful for everyone that works for this awesome company. It has been a blessing to find this amazing company.

I am truly blessed to be working for such kind people,both corporately and with my individual team members. I’m grateful for the continued opportunity and pray I have many more years here with you all.

It’s my fortune to have this opportunity to work with such an incredible organization.

I absolutely love my job and my work family!

It is an honor to be a part of the Cornerstone / Nest family.

This year has been an absolute pleasure working for Cornerstone.

I feel blessed to work for this wonderful company!

It has been my joy to work for an awesome company.

It remains a great honor to work alongside such a great team. I pray regularly for you and for our team, our competitors, our partners, and the impact of our work. I’m not getting any younger,but I have more energy than ever to pour into the lives of the folks who work here.

Very thankful to work for such an amazing team!

I have had a wonderful time here at Cornerstone for the last two years. I cannot picture working for a better company or team! I have learned more than I could have ever anticipated and look forward to what the future holds.

Working here has been such a wonderful blessing.

I have been blessed by this wonderful company every step of the way. Thank you for building this magical bubble in which we live and work!

Ten years goes by very quickly,especially when you work for a company whose leaders respect and consider its employees. I am very blessed to be in such good company.

It has been a wonderful 14 years for me. I am truly grateful for the opportunities that I’ve had here, for I have a deep respect and admiration for this company, its mission and vision,and your leadership. I never would have thought when I took that job as a receptionist for Valerie Gothard’s West Houston branch at the end of the housing crisis that it would turn into the most important career choice I ever made. It is funny sometimes how life works out.

I truly treasure the Cornerstone experience. The Cornerstone culture continues to amaze me! Glad to be a part of this great organization.

It is my pleasure and honor to try and continue to make this amazing company even better.

Very happy and grateful to be here! It just keeps getting better and better.

Three years at the best company to work for. Thank you for the company and culture you have built.

I wanted to say “Thank you” for continuing to do such special things like Think & Grow, bringing us together as a team to unbelievable destinations like Chicago. In a market where most in the industry are cutting everywhere they can,executives at Cornerstone continue to invest in me and others. I can’t thank you often enough for giving me the opportunity to work for such a World Class Company and for World Class People!

This is the best company I have ever worked for. It promotes work/life balance with flexibility to allow important outside appointments,etc. The leadership team is top-notch. I am treated with respect and always feel valued and appreciated. We have so many resources available to do our jobs and can reach out to anyone at any level to get questions answered. I can honestly say that I love my job and can't imagine working anywhere else. I hope to retire from Cornerstone.

I love this company,and it has been amazing working here—so many opportunities and so many great people to work with.

I continue to enjoy the journey at Cornerstone. Coming to work every day is a pleasure. Thank you, too,for giving me the opportunity to grow with Cornerstone.

I’m happy as a clam and as excited as a young pup to be at Cornerstone. BIG Thanks!

Thank you for allowing me the opportunity and privilege to have a home here. Working for the organization has allowed me to reach new goals, help community members I never thought I would be able to, and, most importantly, allow my family to have a life I never thought I would be able to provide them. It goes to show, with the right platform and culture, anything is attainable.

Thank you for all you do for us and the example of kindness and compassion you set for us to follow. In today’s environment of “not so much kindness,” everyone’s contribution is invaluable.

How lovely to hear from you! Cornerstone truly is such a unique company, and I am so excited to be a part of the team. When I applied, I did some research on the company, and it’s your origin story that had me sold. In Corporate America today, humanity seems to get lost in the rigmarole; however, Cornerstone seems to have been able to keep the personable and yet professional ambiance that is so desirable.

It has been a blessing to me and my family being a part of the Cornerstone/Velocio Family. Best career move I’ve ever made!

It’s my pleasure to work with great people, great leaders, and a great organization that supports one another’s growth and talents to make a difference.

I have never worked for a company that makes its people feel so valued and appreciated. Thank you so much.

I have Craig Ronning to thank for encouraging me to join CHL 8 years ago. It has been such a blessing to be part of this fine company. I am grateful.

Thank you for giving me the opportunity to work for such an employee-oriented company as Cornerstone for the past five years.

I love being a part of the culture of this company.

I am enjoying my training, and the people you have here in Oklahoma City are amazing! I am so happy to be here and to get to help families make their dreams come true. Thank you for the warm welcome.

I love working here.

So thankful and blessed to be working for such an amazing company.

Thank you so much for the gorgeous roses for my 20-year work anniversary at Cornerstone! I am so grateful to have spent 20 years with this wonderful company that you and Judy built. Every day, I am honored and thank God to work for Cornerstone. Thanks for the opportunity and for believing in and listening to me. Thank you for letting me learn and grow and work with some of the best people I have ever known. It’s the best of both worlds!

It has been a wonderful year filled with wonderful people, and I am excited for many more to come.

I appreciate your leadership and for making Cornerstone a great place to work!

It has been a pleasure working for a company that cares about its employees and all the work that goes into every file.

I’m thrilled to be here and a part of the Cornerstone/Nest Family!

Thank you for the warm welcome and for sharing the Cornerstone Story, Mission, Vision and Convictions. The entire team has been incredible--from onboarding to training to engaging me in my new role; everyone living and breathing the shared values to make a difference! Cornerstone is truly different and already feels like home to me. I feel blessed and proud to be a team member at such an extraordinary company.

I know that I can speak for our amazing team when I say we all really appreciate being appreciated. That is the CORNERSTONE DIFFERENCE. It has been and continues to be a LIFE-CHANGING experience as a Cornerstone Team Member.

I have so enjoyed working for Cornerstone/Harmony Homes Lending. I feel very blessed to have gotten this opportunity to work with such an amazing company and its employees. I thank you from the bottom of my heart for this.

Working at Cornerstone has changed my life.

The last 3 years at Cornerstone have been the best of my career. I’m grateful for the opportunity to serve the community and continue to make a positive impact. I love being part of the team that makes dreams come true for so many families. Thank you for your generosity and care for us, the team members at Cornerstone. I’m honored to be a part of your organization.

Thank you for always caring about the team! We are blessed to have Leaders who care and look for ways to make Cornerstone the best company possible.

I feel so fortunate to be working for a company that values not only the families that we help but also the Team Members that do the work. Thank you for helping to create such a positive and wonderful work environment.

I am BLESSED every day to work with a Company that believes and practices its a Mission Statement. It warms my heart for helping others.

I can’t begin to explain my level of appreciation for the opportunities Cornerstone has provided for my family and me. All I can say is “Thank you,” with the acknowledgement that it is a woefully inadequate display of my gratitude.

Cornerstone has earned its place as one of the top workplaces for a multitude of reasons, among the most highly valued being how the Management Team looks for ways to take care of its people. Again, thank you both for creating such a great workplace!

I truly appreciate what the Management Team at Cornerstone does for its employees. Cornerstone really is a family. Thank you so much for making me feel like a valued Team Member.

I am extremely excited about joining the Cornerstone Family. I find the Cornerstone Story particularly moving, for it adds to my already developing pride about being a Team Member. Thank you for this opportunity.

This year has been FANTASTIC! I love working here at Cornerstone: it is unlike anywhere I have worked before. I truly could not have asked for a better team to work with: everyone is so incredibly talented and dedicated. I look forward to working with you and all the wonderful people here for many more years to come!

I want to express my gratitude for allowing me to be a part of the Cornerstone family. I am so thankful and blessed to work for such a great company that truly shows value for its team members all the time, from asking for our input on things to providing the necessary training to ensure we are successful at our jobs and for having such a great support system when we need help, flexibility, empowerment. Cornerstone fosters both a phenomenal working environment and unparalleled leadership, too.

It is an honor to work for such an amazing company.

I am so grateful for this company and for everyone in it.

I appreciate you, the fabulous Management Team, and this Company more than words will ever be able to express! I am grateful every single day that I chose this path in my career.

It means a lot to me to be here working with everyone in this CStone family. What a blessing!

It’s been a blessing to me the past 11 years to be part of such an amazing company! It was so special for you and Adam to come to the office in OKC and speak to everyone. I know that the LO’s have gotten to know you but not the people who make us look good and run our operations. Thank you again for coming, making us all feel special, and sharing the company dream with everyone.

Best company ever!

I think it’s awesome that Cornerstone is still doing team member appreciation drawings each month even amid the challenges we face in this industry right now. Such an amazing company and we’re thankful for all the blessings!

Thank you for being such a great leader who inspires me to strive to reflect the values and mission of Cornerstone.

I love what I do and the people I work with! It is a wonderful place to be.

I love my Cornerstone Family! It is a true honor and privilege to work for such an amazing company. I am very blessed and look forward to many more years.

I can’t imagine working anywhere else.

It has been my ultimate privilege to work for such a wonderful company.

I really love working here, and I love my team! It has truly been a great move for me.

I am proud to work for this company and call Cornerstone my second home. Being part of a company I can feel proud of is one of the many reasons I have stayed with the Cornerstone family for these many years.

So happy to be a part of this amazing company.

I really appreciate you and the team’s visit to the Lynnwood office. It was encouraging seeing the vision being cast for the future. It’s one that makes me glad to play a role in the business family.

This is such an amazing company to be a part of – I am truly grateful!

The years have flown by, and I can’t believe it has been 12 years already. I’ve enjoyed every day of it.

I feel very welcomed, and I appreciate the team culture I am experiencing at Cornerstone.

I am super grateful to be a part of this company and look forward to many more anniversaries.

It is an absolute blessing to work for this company and such a great team as well. I appreciate everything y’all do for us and love working here.

This has been the best company I have worked for, and I pinch myself every day to be sure it’s not a dream.

I am new to the company, and I truly appreciate having received the newly revised Mission Statement. So glad to be a part of an amazing company and team!

I am blessed to work for such a great company!

I can’t believe my family is so fortunate to have a company like Cornerstone in our lives. The company culture and your integrity are very special!

It feels very good to be back! I found that my heart was still here and never left. I will proudly print our mission statement and put it on display!

I ABSOLUTELY LOVE working for a company whose values so closely align with my own! This is excellent!

It is an absolute pleasure to be working at Cornerstone!

I am honored and blessed to work with the best company!

I am extremely proud to be part of such an incredible family!

It’s a pleasure working for such a great company that has an amazing vision and values. Having an outstanding leadership team who values each and every team member is amazing as well. Looking forward to growing and flourishing with the company for many more years to come.

I am truly blessed to have the opportunity to work for such a great company, and I look forward to seeing what is in my future here for many years to come. I enjoy my job and the people I work with very much. Thank you for starting this wonderful company and for everything that is done for us team members.

Thank you, Sir, for the warm welcome. Almost 2 weeks in now, and I can sure feel the excitement here. I am glad to be a part of the Cornerstone Family.

I love my job and enjoy working with everyone. I hope I will have many more anniversaries here at Cornerstone.

I absolutely LOVE what I do, and I love the people that I do it for. Maybe I am a little unrealistic, but I am pretty sure I can do this another 15 years!!!

It’s been a great 6 years at an incredible company!

I love working here.

So happy to be on the CHL Team. One year closer to getting my picture on the 10-year wall.

This is a wonderful place to work.

I’ve been enjoying learning about the mortgage industry, while contributing to some of the key projects here. We have a lot of great people at Cornerstone, and I’m happy to be a part of the team.

It’s been an amazing 15 years with Cornerstone, and I’m excited for the next 15 years.

Working for Cornerstone is THE best!

The years keep flying by. Still feel lucky to be here. I love my LO’s!

I am glad to be part of the Cornerstone family! Looking forward to many more years with the company.

So blessed to work for such an amazing company and group of people.

I’m very lucky to have worked for this company for 9 years now – the Vision, the goals, and the leadership are unparalleled! Thank you for the opportunity to be a part of this great organization!

It is such a pleasure to work for such an inspiring company. I look forward to many more productive years.

I am having such a blast being a part of this team. Thank you for your outstanding leadership. This is the best work culture I have ever experienced, and it has made a huge impact on my life.

I can tell you that coming to Cornerstone 10 years ago was the best decision I ever made, and it’s still true today. Brian was a whopping 31 years old, and I was about 25 years older than he when he asked me to join Cornerstone. I was, and am still, the oldest person in the office. It has been so much fun seeing him and the rest of the staff grow up and turn into the leaders they are today. I have had a great time and I am proud to tell folks I work here.

I had just joined the company about 45 days before Hurricane Harvey happened. When I heard of the number of people in the SA office who put their lives on hold (but not mortgage life!) to pack up trucks with supplies and tools, it melted my heart. That action—now five years ago—100% solidified that I had made the best choice in my career to join the CHL family. I've told this story to so many friends over the last 5 years, in and out of the business, illustrating the selflessness of my coworkers. I am humbled by the nature of this work family constantly and thank you for reminding us of the core values that keep us so strong!

I am so grateful for our teams and what Cornerstone has meant to me these past 7 years. I so appreciate the support from Adam, Andrina, Manuel, Dean, Jay, and you, to name just a few! Excited for what’s next . . .

My life has definitely improved in so many ways over the past 9 years that I have been at Cornerstone. Thank you for your investments into the great culture here at Cornerstone.

I feel very blessed to be here with Cornerstone! I plan to finish my career here until retirement.

I am blessed every day to be part of this Team. You have built something very special, and every day I work very hard to make sure it stays special.

I am so grateful to work for such a wonderful company.

I feel very valued here and love CHL. The staff and company here at CHL have been a warm, welcoming family unlike any place I’ve worked before.

I am truly grateful for you and the entire Cornerstone family. What a wonderful place to be a part of!

I am amazed and overwhelmed with the reception here at Cornerstone. I feel very welcomed, and the atmosphere does feel like family. Part of my being here is a strong alignment with the great company values at Cornerstone. My team and I will work very hard to keep Cornerstone safe, secure, and protected at all times from all the bad cybersecurity events happening almost every day.

As I celebrate my 34-year anniversary, I am full of pride about what Cornerstone has accomplished under your leadership. The bank merger is not just another achievement: it’s a remarkable feat and is an inspiration for all of us to be passionate, dedicated, and diligent in working to achieve our dreams. Congratulations! I am blessed for these many years with Cornerstone.

Wouldn’t want to be anywhere else!

Really amazing, while in the middle of these turbulent times, this fantastic company of ours continues to support and recognize all its employees the way it does.

One thing I keep hearing here at Cornerstone is how big we are on culture. The story and mission statements you attached are right on point to everything I’ve heard so far. Thank you for being so personal and transparent with all of us. I also had the pleasure of meeting with Adam last week, and I can’t say enough about how welcoming he was and dedicated he is to this company and its Vision. All these things really exemplify how important each team member is to the company and its success. I look forward to working with you and adding value to this wonderful company!

It has been such a great journey working and growing with Cornerstone. I am very grateful for the opportunities to work here and proud of what I have achieved so far. I am motivated to contribute more to this great company.

I am so grateful for my job at Cornerstone and the exceptional people I am blessed to work with. Thank you for making this a fantastic place to work.

I love this company and appreciate all that it is!

It has been an honor to be part of this wonderful company for 20 years! Thank you for your planning, leadership, and ability to navigate all of us through these challenging times.

It’s a blessing to work for such a wonderful company for so many years!

Thank you for creating a second family/home that most people would call work. Because of the culture you have instilled, I was able to take off and take care of things for my mother’s services without worrying about my job. I don’t know if you all will ever truly know what a blessing you all are to the lives you and Judy have touched.

It brings me great fulfillment and joy to be a part of an awesome team that helps families achieve owning a home.

I have loved every second of working here! It was the best move I ever could have made two years ago. The culture here is amazing, and Cornerstone, in my opinion, is the best place to work.

I am very grateful for the opportunities that continue to enable me to grow professionally here.

I have truly enjoyed the last 2 weeks and can see what makes Cornerstone so special. I can’t wait to make an impact and help continue this success.

Thank you for ALL you do and all you have given! I am thankful and blessed beyond words to know you and work with you but, more importantly, share life as a family.

I am proud and extremely grateful to be part of this amazing company!

Grateful is not powerful enough to express the feeling in my heart for Cornerstone.

Cornerstone is my forever home. I may not be the big fish Loan Officer, but I am grateful for the opportunity to be a part of this great company and family.

Keep swinging for the fences and know that I support you and your leadership 100% Thanks again for your great leadership and steering us in the right direction with the volatility through the years. It’s amazing watching other companies just flail away with no direction or future planning. It goes to your point about legacy. I think that is one of our biggest strengths as a company.

In my 45 years in the mortgage industry, my ten years with Cornerstone is my longest time with any of my previous companies. That’s a reflection of how wonderful Cornerstone is.

This has been a great move for me, and I love working for Cornerstone.

I cannot tell you how fortunate I feel to work for a company as awesome as Cornerstone.

Working for Cornerstone has been a bright spot in my life. I love working on the Condo Team.

Working at Cornerstone has been the best 6-years of my professional life, and I thank you and company for that.

I cannot wait to see where the future will take me with such an amazing company! It is a blessing and an honor to be a part of such a supportive and hardworking team.

I remain excited and proud to be a part of the Team/Family and company you’ve built. Amazing, welcoming, supportive Team, from the top down. I’ve said that since the day I started. Thank you for all you’ve done to build and mentor such strong management and support teams for us!

I wanted to thank you for sharing this leadership video. I continue to be humbled and excited to be a part of something very special. There are tremendous opportunities ahead, regardless of economic cycles, and staying focused on the “mission” in all aspect of our lives will be critical to realizing all that is in store.

Thank you for the opportunity to help build an extraordinary Cornerstone servicing platform. I have not experienced the level of support and commitment you have provided in my 25+ year career. Cornerstone continues to be an incredible experience.

I can’t tell you how proud I am to be part of the organization, and I look forward to contributing to our 2023 success and beyond!

I truly love what I do and I feel blessed to be part of the Cornerstone family.

I love coming to work here every day. Thanks for your leadership!

I feel blessed to have the opportunity to work and grow with your organization. I am thrilled to be here.

I am part of the recently created servicing(serving) division. I am grateful to have found Cornerstone.

Awesome message! It is a privilege to work for a company that cares about its team members!

I really do appreciate the culture here and am so proud to have worked here for 10 years.

I am thankful that Cornerstone recognizes and cares about its employees. I am honored and proud to be part of the Cornerstone Team.

I would also like to say that, while only having been a part of CHL for a month and a half, I feel truly blessed to be a part of such an amazing organization. From the people, the culture, and the organization’s core values, it truly feels as though I have found my home! I am looking forward to many more years here and am excited to help continue to build such a dynamic and wonderful company!

This company along with its Mission, Vision and Convictions has been a career-changer for me. I am so grateful and blessed to be a part of such a wonderful company and team.

Cornerstone is an exceptional company that I am so pleased and proud to be a part of.

I am very lucky to be with a company that not only shines in the marketplace but also takes great care of its team members and borrowers!

I am so proud when I tell people where I work! The public recognizes Cornerstone as a leader in the market, but I know the convictions at the heart of Cornerstone, and it’s been shown over and over since I’ve been here. I am so very thankful I work for Cornerstone: the culture that Cornerstone has achieved is unique and special.

I would like to say “THANK YOU” for all your support and confidence in us all. Your kind and caring persona means more than words could ever say!

Thank you so much for giving me the opportunity to work for such a great company! I have really enjoyed working with everyone here, and I so appreciate everyone’s devotion to serving others.

I wanted you to know how much it means to me and other team members that this IS a family-first company whose leaders are so supportive. Thank you for the culture you have created. I know it takes all of us, but it starts with our leaders being amazing examples.

It’s an honor to be a part of the Cornerstone team.

Thank you for the blessing of being able to be here and work with an amazing team and company!

Cornerstone is the BEST EVER! It’s the job that keeps on giving.

I love working with and serving all my team members who have now become my family.

Thank you for the warm welcome. I interviewed with several companies, and, hands down, it was the people at Cornerstone/Priority that made the decision for me. I have previously served 21 years in the US Air Force. The AF core values of Integrity First, Service Before Self, and Excellence in All We Do, fall right in line with the values at Cornerstone. I don’t know if that was intentional, but it seems prophetic. Looking forward to becoming a valued member of the Cornerstone/Priority Team.

Almost 10 years in, and I’m still blown away by the care Cornerstone takes with its team members. I’m proud to be part of such a great organization.

This job has truly been a Godsend! I was at one of the lowest points in my life, trying to pick up the pieces, praying for God to help me and show me a sign. The sign came in the form of a text from a friend who works here, followed by a phone call from one of the company’s recruiters. This job helped to save my life, for it gave me the ability to make major changes and move forward! I’m truly blessed and grateful to be working for such a wonderful company. It's been a great ride, and I think I’ll stay in the saddle for a while longer!

I love Cornerstone and I’m reminded almost every day why I fought so hard to get to come to Cornerstone. Thank you for your leadership!

It is truly a joy to work for leaders who make us feel special and appreciated.

Thank you for the opportunity to work with such a great company. I continue to enjoy the adventure.

My time here at Cornerstone has been more than an adventure—more fun than I expected, lots of learning, and many, healthy challenges.

I have been very blessed to work for such a great company along with awesome people.

I am thrilled and honored to be a part of the Cornerstone Team.

Thank you for sharing the story. I am grateful to all those that had a part in my being here. I believe the core values at Cornerstone are aligned with my beliefs. I am looking forward to utilizing my talents.

Thank you so much for taking the time to congratulate me personally on my 25th Anniversary with Cornerstone (That personal touch is one of the reasons why I have worked here so long). I feel like my contribution to Cornerstone matters, and I love what I do. I have learned so much since I started working here, and I am looking forward to many more years.

This company is awesome to work for, and I appreciate the continued support.

There is something extremely special about Cornerstone, and I am so thrilled to have the opportunity to be able to work here. I look forward to being able to grow and learn here at this company.

I am excited to be a part of the team. Having worked with Cornerstone for my own home-buying experience, I can attest that this company really does live by its Vision Statement. After reading the story of how the company began, I feel even more positive that I made the right decision in coming to Cornerstone. I look forward to learning and growing with the company.

I am so grateful for you all. I have never been treated so wonderfully by any other company. I am so happy to be a part of the Cornerstone team.

Thank you, Marc and Cornerstone, for being so supportive and helpful during employees’ crises. I have been blessed beyond measure by Cornerstone Home Lending. I am truly grateful and appreciative.

It is an absolute pleasure and honor to work alongside dedicated, driven, and hardworking people every day.

Having been a team member for only a week and a half, I have noticed right away that Cornerstone genuinely cares for its team members. It’s refreshing to know that I am valued and part of a great Team and Family.

The support and honesty we receive from your team in Senior Management have been the reason I am proud to be with Cornerstone now and forever. #Blessed

Thank you for starting a company that is such a pleasure to work for. I love telling families I work with that our company has seen tremendous growth over the years but that our Mission Statement is the same one that you developed Day One! Culture is Key!

I am thankful for the opportunity to work with and be supported by such a great company. The last eight years with Cornerstone/Priority have been, by far, my best and most enjoyable years since I started in the business. I look forward to many more years with Cornerstone/Priority.

I am so grateful to be a part of such an amazing organization. Thank you for all that you and the Executive Committee do to make Cornerstone such a wonderful place to work and do life together.

Joining Cornerstone was the best career decision I have ever made.

What a wonderful seven years it has been working for Cornerstone!

Recently, it occurred to me what a caring and reasonable approach you, as the leaders of this company, have demonstrated throughout the past year for all of us Team Members at Cornerstone. I shouldn’t be surprised (and I’m not since this is de rigueur for this company), but you still deserve the thanks and appreciation of all of us. Your jobs are not easy ones, even in “normal” times—a phenomenon which I haven’t seen in many years—but each year seems to bring new challenges. Thank you for the love and support you show every day.

I am so grateful that I get to be a member of this incredible family that we call “Cornerstone."

Cornerstone really is a great place to work with great people who have a like-minded vision.

I am so proud and happy about Cornerstone’s continued success. I realize that this is due to the amazing leadership we have at Cornerstone. We as Team Members are very blessed.

It’s my pleasure to be here, and, hands down, this has been my favorite job I’ve ever had

I appreciate you and LOVE this company. I’m so happy to be a part of this family.

This last year of working at Cornerstone has been the best of my career!

I’m very blessed to be part of this outstanding team!

I am finding out very quickly just how special Cornerstone is and how genuine the people are, which is very encouraging!

It is truly a blessing to work for Cornerstone. I can’t even explain how grateful I am for this company. All I can do is continue to say “Thank you” for allowing me to be a part of this company.

It is such a joy working for Cornerstone and all the ways the company acknowledges its team members.

Thank you so much for your email. Joining the Cornerstone Team has truly changed my life, and I am beyond blessed.

It has truly been a pleasure to work for a company that serves each family at such an elite level.

I feel blessed to be part of the Cornerstone Family. It seems each year there have been extraordinary circumstances that Cornerstone has met with compassion and generosity by all of Cornerstone (especially Senior Team Members/Management).

I am beyond thrilled to be here . . . it is home.

I couldn’t be happier to be with such a wonderful company. Thank you for the leadership Cornerstone has provided over the years, especially during troubled times we’ve faced recently.

I couldn’t be happier with this amazing company! I appreciate all the people that make this company wonderful.

Thank you all very much for your continued support and contributions for us all.
Wonderful Company and Incredible Leadership! Greatly appreciated!

I believe Cornerstone is the happiest place on earth!

I’ve never been part of such an amazing company or team before. I love helping families and being here.

I love Cornerstone above and beyond any career path my life has ever taken me. It’s the little things and so much more the company does for its Team Members that are really so special.

So happy to be a part of an amazing company with amazing team members.

It’s truly an honor to be a part of the Cornerstone Family!

Cornerstone is really a great company, and I am grateful to be a part of it. I love the atmosphere and the fact that even though its big, time is taken to make your people feel special. From the bottom of my heart, thank you so much.

I continue to be amazed by this awesome company! Thankful to be here and blessed with the best!

I am continually impressed with how Cornerstone takes action to show that it cares for all team members. It helps me remember that we are all made for a purpose even at the workplace as we work through our everyday agendas. Thank you for all you do and for the example you set for us.

I’m so grateful for Cornerstone and the awesome team and opportunities this company has created for me.

It is a privilege and honor to work for Cornerstone. There are many great people who work here, and I am thankful to be a part of the Quest Department. I would also like to express my deep appreciation as a single mom and caregiver that the company is absorbing the increase in the Health Insurance Premiums this next year. This is a such a blessing.

I loved reading the story of how CHL came to be! Cornerstone is truly impressive! Throughout the interview process I kept commenting to my friends and family how genuinely nice everyone seemed to be. Even after a whirlwind first week, it’s clear that is just the type of people that Cornerstone attracts.
I am so thrilled to be here and to be learning from the best!

I am so blessed and proud to be a part of the Cornerstone team.

I feel like I should be the one thanking you all. 10 years and 6 months ago, I recommended to my company’s founder and CEO at the time that we shut down our mortgage company. That was a scary time in the world of mortgage banking, and I did not know what my future held. If Cornerstone had not created such an amazing company and division and allowed me to join this organization, I believe that my life would be much different right now. I am a lucky and blessed guy.

It has been an honor to work for such a great organization whose wholesome values make a positive contribution to our respective communities. Cornerstone/Nest could not have been a better way for me to strive for these achievements.

It has truly been a joy to work here at Cornerstone these past years and share in its vision. I am excited by what the future holds!

I love this Company and our Values! It is so exciting watching this company continue to grow!

I’ve never been part of such an amazing company or team before. I love helping families and being here.

Nowhere else I would rather be!

I would like to give a very big THANK YOU for all you do for us. I am so grateful to work for such a wonderful company and team. Thank you for making me feel part of a family.

Cornerstone is a wonderful company to work for, and I am so very happy to be part of the family.

It has truly been a great blessing to work for such a wonderful company!

I am very thankful for you, this company, the leaders, and my team. I truly appreciate the support and encouragement that is always there.

I am so happy to be part of the Cornerstone family. It is by far the best company in the industry.

I cannot tell you how grateful I am for all the opportunities Cornerstone has given me within the company. I also appreciate all the support you guys give when I leave on active duty. It takes a huge stress off!

This is truly the best company I have ever worked for because everyone here actually acts like a family. Anytime someone asks me if I like my new job, I say that I absolutely love it, if not for this one reason alone! Most companies/businesses say that they have a family-structure environment; however, most of the time, it turns out not to be the case: at Cornerstone it is true! I am very grateful for the opportunity to work here. Thank you again for all that you and executive management do for our “family.”

The email explaining recent issues in servicing our loans as well as the amount of work invested to resolve those issues is a tribute to the value customer service holds in the company. It makes me proud to work here.

This company has been absolutely amazing to me, and I couldn’t be happier working here!

I am humbled and grateful to be a part of this family!

It has been a great year with Cornerstone/Velocio, and I could not be happier to work for such a great company!

It has been nothing but pure joy working for Cornerstone. I love my work family.

I was really moved by the Cornerstone story and your pledge to do the right thing even if it means losing money. I have come from big-box firms that did not adhere to this philosophy and did not bat an eyelash about meeting closing dates either. I do not think I have ever worked for a company like this, and I am ecstatic that I chose to make Cornerstone my long-term landing place in the mortgage industry. I have been pleasantly surprised every day since starting here, and I think the Mission and Vision are fantastic!

I am blessed and honored to call Cornerstone my home . . . honestly, there is not another company I can say that has matched the support that Cornerstone has provided me. I look forward to many more years of partnership with this great company. Thank you for all you do to support US!

It is such a blessing to work for a company with such a high level of integrity and love.

Working with Cornerstone has been my pleasure through and through. I appreciate the executive management team for its excellent leadership and dependable navigation.

I really enjoy working for Cornerstone. The care the company shows for its employees is far superior to anyone else’s in the industry.

It is a privilege to work with such a talented group of people and I am so blessed to be able to make a contribution.

The best thing about Cornerstone to me is the team atmosphere that is promoted. Seems we work better as a group toward the goal of happy customers purchasing homes.

For some time now, I have known Cornerstone to be a very special company. Being part of the team for just over a week has proven it even further.

I appreciate the continued opportunities and support that you and the rest of the Cornerstone family have extended to me and my family throughout the years.

Cornerstone has the most amazing group of team members that I have ever been fortunate enough to work with. I think I may have mentioned this before, but I am reminded of it every day.

I’m excited for the opportunity to be joining Cornerstone Home Lending and look forward to making a positive difference within the company and my community.

I am blessed and thankful to be employed with this great company.

It’s wonderful working here, and I count my blessings daily that I can work with such amazing people!

Cornerstone’s origin story is truly inspiring, and my experience so far has been amazing. Everyone I’ve interacted with has been exceptional, and I really feel blessed to be part of the team.

It’s an honor to be part of the Cornerstone Home Lending family!

It has been my pleasure to be a part of such a caring and wonderful company. Thank you for always valuing and appreciating us as team members. I feel truly blessed to be part of such a wonderful team/ company!

Thank you for the company you started and the amazing culture of love, respect, and servanthood we have here.

I can confidently say that I know am in the right place in my job at Cornerstone. What you have built allows all of us to grow each day. Thank you again for being the leader you are.

Thank you, Cornerstone Home Lending! This is simply the best, the most wonderful company to work for.

I love working here—best job I ever had!

That I have been able to spend these past 12 years with Cornerstone with its admirable ideals has been the greatest honor of my professional career. Words cannot express how grateful I am to work for a company that lives up to the highest standards of integrity every day.

I must admit this day has all the feels. I could not be prouder of my work family. To look back on 30 years is surreal. I will be forever thankful for not only the growth of Cornerstone but also the opportunity of growth bestowed upon me. I assure you such is never taken for granted. I have over the years called Marc a wizard as his ability to forecast and prep us for what CHL would need well into the future is a trait has given me such assurance. Then, to add the “A” Team – Andrina and Adam—is a combination that continues to move CHL forward, making it proof positive to me that CHL is limitless. Thank you all for believing in me!

Thank you so much for creating a workplace where I could grow professionally as well as personally. I appreciate all the hard work that has gone into making Cornerstone a great place to work, allowing me to be a part of the Cornerstone family.

I truly do love working here at Cornerstone. It is a great company where employees can grow and thrive because of its leadership that is caring and supportive. It is a great place to work with such fun things to look forward to—like the monthly appreciation drawing that showcases the longevity that so many employees have here.

I feel very blessed to have a career with Cornerstone. I continue to enjoy working here and love the company’s culture.

Blessed and honored to be a part of this great family.

I couldn’t imagine working anywhere else!

I am blessed to be part of this team of amazing professionals but, more importantly, amazing people.

I love my job and my Cornerstone Family!

I am extremely blessed to be able to have the opportunity to work at Cornerstone with people who are so caring and wonderful! Excited for another year, and years to come, in helping people close on their homes and making dreams happen!

I’m indeed finding that this company is unlike any I’ve ever worked for in the past. I’m very glad to be a part of the TEAM!

I am still as excited to be a part of this team as I was on Day 1. Thank you for making this such a rewarding place to work.

I am so excited to be a member of such a supportive and committed team.

I love my Cornerstone Family and appreciate the opportunity to contribute to the vision of Cornerstone.

It is truly a pleasure to work for such and AMAZING company and to be a part of such an AMAZING Team!

I wanted to personally thank you – I have only been with Cornerstone a few months, but I have been so impressed with the efforts Cornerstone makes to show that it values its employees.

I absolutely love this company and what it stands for.

I’m truly Grateful for all the years with The Cornerstone Family – Having the right leadership and Management Team is the Key.

I’m still proud to be a part of this team after all these years.

I love Cornerstone: I could not be any happier!

I can’t imagine life without Cornerstone’s being a part of it. Not sure home many people can say they really love their job, but I do! I love helping and educating people, and I get to do that every day.

This is truly an incredible company you’ve built. I am blessed to be a part of Cornerstone.

5 years later and I still love working for Cornerstone. It is the best career decision I have ever made.

It has been a pleasure working with Cornerstone and growing my career here!

It’s been a blessing to be a part of the Cornerstone team!

I am grateful to work at such an amazing place!

I’m extremely excited to have joined Cornerstone! I’ve only been here a week and can already see how helpful and happy the employees are to be here.

I feel very blessed to work for such an amazing company.

It’s a pleasure working with at Cornerstone!

Thank you for the opportunity to work with such an amazing company.

Thanks for making Cornerstone such an awesome place to work and for leading by example as the embodiment of the tenets that Cornerstone embraces through its Vision and Convictions.

After almost 27 years in mortgage, I’ve never been as happy as I have been here.

It has been such a rewarding two years at Cornerstone! I love what I am doing, love the people with whom I am working, and, most importantly, I love the fact that I can put everything that I know into use and contribute value to the group I am in.

I am so blessed and thankful for my job at Cornerstone. This is THE BEST working environment. Happy to come to work every day!

Thank you for providing a wonderful place to work! I am so very thankful!

This has been an INCREDIBLE 4 years for me. It is easy to dedicate so many years with Cornerstone who has become such a great family.

I am thankful to work for such a wonderful company and look forward my future with Cornerstone.

Thanks again for building a family of team members that people are proud to be a part of. The fulfillment I receive serving with my team resonates in my professional as well as my personal life. I look forward to many more happy years as a Cornerstone Team Member. This truly is the best place I have ever worked

I still look forward to coming to work each and every day!

I can’t express my gratitude enough for being a part of this well-established and reputable company. Your story about the inception of Cornerstone brought me to tears. I already feel so lucky to be a part of this insightful team, but to hear the background of the history solidifies how truly blessed I am. The Vision statement couldn’t be more accurate, and I will be sure to uphold making the positive difference we strive for. Again, thank you for believing in me and this amazing opportunity to make a difference!

I truly appreciate and enjoy this company. I couldn’t have better mentors here.

I love being able to be a part of such a wonderful company.

I appreciate being a part of the amazing Cornerstone family! The company and people are truly the best of the best!

Everything the company has done for us is top shelf and goes way beyond what could possibly be expected. The leadership at Cornerstone always treats us as if the company would be lucky to survive without our team’s production! I want you to know how much you and the other leaders mean to our family. We will continue to do what we can to be good ambassadors for Cornerstone! It has been a pleasure and an honor to work for this company. I truly appreciate the opportunity to work here.

This company changed my life!

It has been a crazy, few years, but I would not have wanted to go through this with any company other than Cornerstone. Thank you for your leadership and care for our profession. I’m proud to be a part of your team.

We are so happy to be here and to be part of the Cornerstone Home Family. We feel like we are Home.

I am very grateful to be back at Cornerstone! This company is second to none when it comes to the depth of knowledge and support. I am gearing up for an amazing 2022.

I love working with this company and feel blessed to be a part of the family.

It is an honor to be a team member here at Cornerstone, and I look forward to being a part of our continued success for many years to come!

The best 5 years of my 20-year mortgage career have been here at Cornerstone.

It is a joy to work with a wonderful team of people.

I couldn’t have found a better home for me and my entire team. Thank you for all you do for us!

It has been and will continue to be my pleasure to work with such an outstanding organization!

It has been such a blessing to work for a company like Cornerstone. Truly a top-notch place to work. I wouldn’t want to be anywhere else – especially with the incredible leadership of the Oklahoma Region.

It’s an honor and a privilege to do what we do, and we are grateful for the opportunity to serve our clients each and every day.

I have enjoyed every second working here. This is truly an amazing company that you have built.

I never dreamed when I left the nonprofit world that I could work for a corporation that loves people and fosters such an amazing culture in the way CHL does. I am so blessed.

I just want to say how happy I am to see so many familiar faces today! It’s like a family reunion! And seeing everyone’s faces reminded me of what a great company we work for. Thank you for everything you kindly have done and continue to do for us that have been here. I am so grateful! What a blessing Cornerstone is to me!

It is a pleasure and a blessing to be a part of this wonderful company

I am honored and grateful to be part of such a great company and team. I’d like to share that my entire interaction from recruiting to onboarding has been both a very professional and warm experience. You have built a great company, and your great team reflects the values you’ve instilled within.

Thank you for providing such a positive place to work. I would never want to be anywhere else but here!

I am truly BLESSED to be here and be a part of this GREAT TEAM/COMPANY. Thanks for all that you do for us as team members: it truly means a lot.

I can’t tell you how much I appreciate and count my blessing working with such an amazing company and, more importantly, an amazing group of people!

Thank you for welcoming me to the family! I’m extremely excited and happy to have the opportunity to join the Cornerstone team! Today marks my first week here at Cornerstone, and I’m loving it!

I still enjoy being in the Cornerstone family – we make a difference every day in the families’ lives whose homes we help purchase and refinance. It is an honor!

Reaching out to you to let you know I have truly enjoyed working here in my 9+ years. I have never seen a company that actually cares about its people like this one does.

Thank you for allowing me to be a part of this amazing company you have built. Some may call it Cornerstone; I call it home.

I have never been happier than I am here at Cornerstone. I can honestly say I have never had a bad day at work in the entire year I have been here (Judging from my experience as an underwriter, this phenomenon has never happened before). It all goes to prove how well the teams and leadership mesh within this company along with how well the company values its employees. I am truly very blessed to be a part of such an amazing company.

I firmly believe that I am truly blessed more than I deserve. I also want to say “Thank You” for all the wonderful things you do for our Cornerstone family.

Thank YOU for building the company of my dreams! I’m so blessed to be a part of it!

Coming to Cornerstone has been one of the best decisions I’ve ever made. I appreciate very much what you’ve built here. Thank you for all you’ve done to make this a great company!

I am so very thankful for the opportunity to work for such a special company!

I feel honored, thankful, and blessed to be part of such an amazing company.

I have enjoyed the challenges this past year and appreciate working with such wonderful team members. I am privileged to work for such a wonderful company!

It continues to be an honor to work alongside everyone here at Cornerstone, and I’m truly grateful for the leadership I’ve had here as well.

I love working for Cornerstone. This is truly a great place to work.

I love working for this company and can’t imagine ever going anywhere else.

I could not be happier with my employment and the management here!

I want to let you know how much I appreciated the time that you took yesterday during the Bank team meeting. It was great having you share your thoughts, mission, and passion. Also, I want to say thanks for how welcoming Cornerstone has been to me since I have come onto the Cornerstone team.

I value this company—its people and its principles. I am very grateful to be working here!

I appreciate the opportunity to work for this great company!

I’m very grateful to be here, working with such fine and talented people. I absolutely love my job at Cornerstone!

I am so thrilled to be a part of this amazing company. Thank you for the great opportunity.

I am BLESSED and proud to be a part of Cornerstone!

It has been an honor and pleasure to work at Cornerstone over the past five years. You have created an incredible company culture with an amazing group of people. I am glad to be associated with such wonderful people at such a wonderful company.

Such an amazing leadership team!

Thank you so much for the welcome. I came from a very large, but young, company with a very different culture for its people. It’s only my first week here, but I’ve already been warmly welcomed, efficiently taught, and encouraged throughout the whole week. All that to say, you’ve done an incredible job of hiring the right people and creating an incredible culture. Thank you for the book, 7 Perspectives of Effective Leaders. I’ll have to give it a read because it looks like it’s working!

When I tell my kids all the things Cornerstone does during the year for us—birthday gifts and wishes, the recognition/appreciation drawing monthly, anniversary date recognition, the travel help for team members at need during the holidays, the family help when needed through our Cornerstone Cares Fund, and now this!—they cannot believe what a great company I work for. I love working here and bragging about it!

Thank you and the entire Cornerstone Team for enabling me to be a part of this wonderful experience I’ve been part of for the past 20 years. The intent of management to create a rewarding workplace has been achieved and evident to me from the very first day I reported to work.

I believe I have been looking for this mortgage company for 16 years! You have built a great company, and I am so happy to be a part of it.

The past 5 years have been the most enjoyable and profitable of our 32-years serving great friends and clients in this fantastic industry. I thank you, the Executive Team, Corporate Team Members and Mary with her fantastic Ops Team most sincerely.

We are truly blessed to do what we do every day. It’s so very rewarding to make these home ownership dreams come true.

I have been very blessed the past 10 years to see tremendous growth with the company and myself here at Cornerstone. I love Cornerstone and can’t wait to see where we are headed in the future!

I am truly blessed and have found my forever home here at Cornerstone.

Thrilled to join the team and excited for the opportunity!

I feel blessed to be part of such a caring and giving organization.

I feel blessed to be here and am enjoying every minute of it.

What a wonderful 11 years it has been! Your leadership is one of the things that make Cornerstone so special, and I am thankful.

Cornerstone and Velocio have been such a positive influence in my life. I feel fortunate every day that I work in such a family-centered atmosphere that uplifts and supports each and every Team Member!

I am proud to call myself a Cornerstone Team Member. I appreciate this company more than my vocabulary can express, and I am thankful for my Team whose love and support are invaluable to me.

It is a blessing to me to work at such an exciting company and with people whom I call family.

Every day I get the opportunity to work for Cornerstone is truly a blessing!

It’s my honor and privilege to be part of this great company.

It is an honor and privilege to be a part of such a great Company and working with the wonderful people.

Thank you for sharing your vision of Cornerstone. So many of these values truly resonate with me and are what I have looked for in my professional career. Thank you for the opportunity to share in the growth and success of this company.

I love my job, and I have the best team ever! Thank you for the opportunity to work with Cornerstone and ALL our amazing team members. I truly appreciate you!

The Christmas gift you sent was a wonderful surprise to receive. I am humbled and grateful.

Cornerstone is beyond a Great Place to Work!

Thank you for thinking of us at this time of year. I appreciate the Christmas gift.

I’ve never worked somewhere this nice. Thank you so much for providing the Christmas gift selection for the staff: it means a lot!

I am thankful every day to work for such an amazing Company.

It’s truly an honor and a blessing to have such an amazing team.

My heart is still smiling! Thank you for the opportunity to select a Christmas gift of our own choosing. We feel extremely appreciated here in OKC!

Thank you for the surprise, Christmas gift. So incredibly nice of the Management Team. I love working here and am proud to work for such an amazing company with incredible values and incredible people.

I cannot express how much I appreciate Cornerstone and all it does for its Team members.

I am proud to be a part of a company with such great integrity and leadership. I attended a regional meeting shortly after I started five years ago and all the people that got up and spoke about the company, were “gushing” and even getting emotional. I remember thinking, “Wow – they must be serving ‘the Kool-Aid’ here.” It wasn’t very long after that, I was able to “get it.” There are so many things that make this a great organization to work for, and I am sure happy to be a part of it! Thank you for everything.

Working at Cornerstone Home Lending has changed my family’s life. We are grateful for the financial security we have now.

I am so beyond happy and excited to join such a wonderful customer-and-family-driven company. Your entire team here at Cornerstone made me feel beyond-the-moon welcomed about joining the company, I wish I would have made this move sooner. Thank you for starting Cornerstone and keeping your values and convictions an honest part of your company. I look forward to many years with you and the family here.

You have built an amazing company that I am proud to work for.

I am extremely grateful and truly blessed to be part of the Cornerstone Family. What you guys have built has given me an opportunity to change my life. Literally.

Every day on this team in an honor. You have really been part of building something great.

I wake up every day and can hardly get my feet out of bed before I’m READY to come help serve our families! It just gets more fun every year.

It’s great to be working for such an amazing company!

Just three years at Cornerstone, and it has changed my life as a single mom working for a company that values my input, gives me work/life balance, and supports an industry where we are making a difference in the lives of our borrower families.

It is an honor and privilege to work for Cornerstone, and I try to never forget that.

I also just wanted to take a moment and let you know how much I love working for this company. I have worked for a couple of companies in my 30-plus years, and I have to say this company is by far my favorite. I feel appreciated and supported. Thank you so much for all that you do for the employees.

I couldn’t be in a happier place with the CHL “family.”

Thank you so much for the opportunity to be a part of the Cornerstone Family! I am looking forward to succeeding with this amazing company!

This is such a great company to work for. It’s an honor to work here, and I look forward to many more years here.

I appreciate all that you do to give us the tools we need to be the best version of ourselves. I am looking forward to a great 2020!

I truly believe in your message and believe whole heartedly in a team mentality. Since joining Cornerstone, I have seen this practiced every day and strive to continue this mantra. I love my teammates and work every day to be at their service. Thank you for this opportunity and thank you for believing in a workplace environment that promotes and lives by the team culture. Thank you so much for this opportunity. I have never felt more welcome to a team than I have starting work here at Cornerstone. Everyone has treated me like family from Day One.

I’m beyond thrilled to be part of the Cornerstone Family and look forward to another 10 years.

Thank you for the beautiful, new work spaces and break rooms here at Cornerstone. The overall look and feel of the spaces are so professional and modern. Can’t wait to see all the meeting and training rooms finished out. I am so happy to be on the Cornerstone team!

Glad to be a part of such an enterprising company.

I’m very touched and honored that you wish to hang my photo to be included on the Wall of Honor for having been at Cornerstone ten years. Again, thank you for the special acknowledgement and know that I do feel that I’m a part of a big family.

I am super excited to be celebrating 10 years with Cornerstone. A sincere “thank you” to you and Judy!

Thank you for welcoming me to your family! I am certain I’ve found my landing place.

Thank you for allowing me to work at such an amazing company where I genuinely feel like family.

Thank you so much for the opportunity to be part of the amazing Cornerstone family!

I am grateful every day that I am here.

I am very happy to be part of the Cornerstone Family and work with an amazing group of people.

Your heartfelt comments always connect with me. I enjoyed your message on adding efficiencies to help us be more productive, but the way you always can focus the message to the families we serve is my take-away. Great leaders inspire their team by the acknowledgement of contributing to something noble and bigger than themselves. This is one of your superpowers. I think it promotes the family culture throughout the company.

I am very fortunate to work for a company that has such a great culture and leadership!

Thank you for a culture that is built on valuing what matters most.

I am proud to work for Cornerstone and am excited about the future.

It’s an honor to be a part of the Cornerstone team and family!

You’ve built an amazing company, and I’m proud to be a part of it.

I am grateful for the opportunity to be part of a great team!

I am very proud to be a part of this Company and its Mission, Vision and Convictions.

I am genuinely blessed to be a part of such an amazing company let alone have this amazing opportunity. Thank you, a million times and more!

I have been here only a week, but this team is already a family. It is indeed a very special company, and I can’t wait to grow with this group.

I have noticed how remarkable Cornerstone is, and I am truly grateful to be a part of the team!

I feel blessed to be able to work for such a great company. This is my second home.

I love my work family and cannot think of a better place to work.

It is an honor to work for this great company that shows appreciation to all team members.

Cornerstone has been a huge blessing in my life, and I am very thankful to be here.

I’m thrilled to be here with such a great team and even better company! I’m very impressed so far.

Ten years ago my wife and I decided to merge our small company with Cornerstone. We brought over 16 employees at the time and have managed to keep our employees for the past 10 years (As you know, that is a tough task in a market where loan officers are being solicited almost daily). My wife and I believe the reason for our continued success has been the convictions of the people we surround ourselves with, aka “YOU.” Thank you both for creating a positive work environment with people that truly want to help our team succeed.

I wanted to reach out and say a big THANK YOU! For your leadership from the top and so kindly sharing that with all the other leaders that work with you so that they can be successful in leading the rest of us. I have said over and over to anyone that will listen how proud I am to work with Cornerstone.

Thank you for the warm welcome. I am super excited to be part of the Cornerstone team and am already experiencing the great things Cornerstone has to offer. I know it’s just the tip of the iceberg. I know I made the right decision!

Best place and management ever.

We appreciate your vision, leadership and compassion. We are so glad to be a part of a great enterprise.

Thank you, Marc, for being a great leader during these crazy times. Everything you guys do is much appreciated.

I cannot even explain how much this company and opportunity has blessed me and my family. I have grown so much here both personally and professionally and had such an amazing opportunity to do things I never even dreamt of. Andrina, Manuel and your company have impacted me in so many amazing ways. Thank you for making Cornerstone a place that changes lives!!

Bless you for being such an honorable leader! You are so appreciated.

This company has unlocked so much for me and my family. It feels great to be a part of something at this pivotal time.

Your leadership is appreciated more than you will ever know.

Thank you for who you are, as people, and the amazing leadership and environment that you have created here at Cornerstone. It truly is like a family, and I am grateful to be part of the Team.

Thanks for everything you and the executive committee are doing to navigate this current health crisis and this unpredictable financial time. The actions you and the EC are taking all seem prudent, aligning us to survive and thrive.

I’d like to thank you for your leadership. These are unsettling times, and regardless of how chaotic it might be, your emails have been positive and reassuring.

I believe we will make it as an industry through this pandemic, too. I have been very lucky to work with incredible people who were and are dedicated to this work we do – and to each other. It still amazes what we people can do when we put our minds to it.

I am so happy and thankful to be a part of such a great company and team.

Thank you, Marc, for always for being a wonderful leader! Especially during times such as these, it’s imperative to understand how our company is handling the financial climate and how we are moving forward. It gives us hope, and that is key to survival. This is truly an amazing company with amazing people, and we will make it.

Thank you for sharing the story behind our name and the beginning of this family. It’s so uplifting, pointing out our dreams and purpose. I knew the reputation of this company, so when I received the call, I did the jig. Cornerstone brought me on in a role that I am proud and honored to be in. Thank you for creating such a great organization and company. My goal is to spend the remainder of my career in serving here. I am proud and honored to say I am a member of this company and family.

I’m proud to work for a company that cares so much for its employees, its current borrowers and future clients. Being in this business for so long, I have confidence that the economy will turn around and be as strong as ever. I will continue to send positive thoughts out to all every day.

Thank you for your much-needed words of encouragement and truth amid this global crisis. It is an honor and pleasure to be a part of this great company.

I can’t thank you enough for your words of support and encouragement. They are deeply appreciated as we navigate thru these historical events unfolding before our eyes. I am so blessed and grateful to be working for this company and appreciative beyond belief that I was granted an opportunity to be a part of this great company.

I cannot express how incredibly proud I am to be a part of this company! I continue to be so amazed by the love and generosity we show our team members! Thank you for going above and beyond for each and every team member.

Blessed to work for you! Thank you for your tireless efforts and continued support.

It is a privilege to work at Cornerstone.

My ten years with Cornerstone have been wonderful, and I cannot imagine they could have been better anywhere else. Your compassion and positive spirit are unmatched in this wonderful industry of helping families attain the dreams of home ownership. I truly appreciate being here.

I am so, so thankful to work in an industry where I can easily continue working from home. I am grateful that our company has made sure we have the equipment we need to work efficiently. I am amazed at how proactive Rose, Stephanie, and Tammy have been to try to push agencies for answers to questions that have come up because of so many uncertainties. I love the support we are getting from you, Gene, Jim, etc. I can get choked up thinking about how fortunate I am to have you steering our ship!

I just want to say that you have such a great way of being the calming, professional voice of reason. I love that we are so busy right now, for looking at the bright side is imperative. It makes me so grateful to work for Cornerstone. Thank you for all you do for us, Marc!

Right now, with so many people rattled with unknown fears, I am grateful for you and the way you lead with grace and compassion.

Blessed to work for such a wonderful and caring company.

Marc, thanks to you and the Cornerstone Cares team for assisting a team member in need. This is exactly why Cornerstone remains in the Top 100 Workplaces year after year. I truly appreciate the authentic caring for each and every member of the Cornerstone family.

The opportunity to work amongst such a great team is greatly appreciated. I can’t thank you enough for allowing me to be a part of this group. I am looking forward to many more years here at Cornerstone.

It is such an honor working for such a great company!

I have enjoyed my Cornerstone experience. After 20 years in the business, I was not sure such an amazing climate exists in the mortgage industry. The management, operations, sales tools, and team mentality far exceeded my expectations. I was so impressed with not only my Manager but also the Regional Manager, who was constantly looking for ways to make ME more successful. I was given tools and resources that were spot-on for frontline mortgage professionals.

Thank you for such an amazing place to work! I LOVE CORNERSTONE!

Incredibly blessed to be with such an incredible work family, especially during times like these. Thanks for all you do and all your support!

I feel so blessed to be part of the Cornerstone family and very fortunate to have your guidance and leadership (and that of Gene/Jimmy and the entire Executive Leadership Team). I tell people all the time that I work for the best organization on the planet and Cornerstone's purpose/mission is greater than this world. Thank you for who you are and all that you do . . . it really matters!

Again, I want to say what great company I work for, but I all starts at the top with you and Judy.

Thank you for your leadership, friendship, mentoring and support over the years. I am grateful beyond words.

Your vision and unwavering intent to carve your own path and build a company that cares about the families we serve along with the continued above and beyond love for team members is an inspiration.

With these unprecedented times, the treats to celebrate were extra special this year. I not only love working with the Cornerstone/Crestmark Team but also take pride in doing so. You and Judy have built an amazing company, and I know you are also very proud of it because it shows in all the things you do.

It means a lot to me to be recognized as being a valued Cornerstone team member. I am blessed to work for CHL.

It’s a privilege to work for Cornerstone Home Lending. During these trying times I am so grateful to be working for a company with great vision, great leadership, and a servant attitude. We will emerge from this pandemic stronger and excel at new ways of doing business.

I am thrilled to be back and grateful for the opportunity to work with such amazing people again. Cornerstone has always been wonderful, even under difficult circumstances such as these.

I just have to say, I moved to Texas from Michigan six years ago without knowing anyone in the state, and I was led to Cornerstone. This company has become my family and one of the largest blessings of my life. Thank you for creating such an amazing company. It has been a pleasure to spend the last five years of my life here.

You all are amazing with your generosity! I cannot tell you or others enough how blessed I am to work for such an incredible company! Once again, you have gone above and beyond to help and encourage our CHL Team, providing food for those who must come in to work! Your Easter Message to Cornerstone was so encouraging and uplifting as well. Once again, a huge thanks!

I am so grateful to be part of the Cornerstone team. Kindness and a job well done are praised and rewarded here. This has been so apparent with the “Caught in the Act” campaign as well as in the response to the coronavirus outbreak. Thank you for your leadership and for valuing the individuals who make up the whole. I can see how your efforts make a positive impact on so many lives.

I just wanted to let you know, I had the BEST experience with the Team Member staff who worked through my personal refinance. Even during high volume months, the staff was very responsive, and my refinance was done timely and efficiently with no hiccups. They all were so helpful: I cannot say enough about how great they are to guide a borrower through the process. My loan funded today and will be saving us 2.125% on our interest rate. The Team was so thorough, and the messages that get sent every time the loan moves to the next step were awesome. I worked with Mimi, Kerri and Jammie throughout the process, and no doubt there are others, so kudos to them all. I enjoy carrying Cornerstone pom-poms all the time and certainly even more now that I have had the opportunity to experience our process firsthand.

Thank you so much for sharing the video and for making me feel like a valued team member on such a great team!

I am beyond grateful for the opportunity afforded to me to be a part of such an AMAZING company.

I am so thankful for the opportunity to work for such a caring and upstanding company.

I truly love what I do – and, to work for a company with people who share my same passion is enough for any girl to feel blessed! Looking forward to the next 10 years.

Thank you so much for welcoming me to the Cornerstone family! I have been impressed with the client experience team, training team, and everyone else who has reached out to welcome me. I already feel valued as a team member. I am so happy to be here.

Thank you for sharing the encouraging message. I appreciate how hard everyone is working to “get it done” here at Cornerstone.

This has been my home since 2007, and as I tell everyone outside our family, it continues to amaze me the amount of retention our team members have with Cornerstone. To have so many folks staying in one place for so many years speaks volumes about the quality of life and culture that you have created here. Thank you for your continued support.

Thank you for sharing this inspiring message: it reminded me of the hope and strength that we have as a CHL Family. It’s particularly comforting during these evolving changes in our current, global crisis. Cornerstone is the greatest company I have ever worked for. Thank you and the team for honoring our Mission and Vision and added joy as we approach Easter.

Thank you for sharing the encouraging video and welcoming me to the team. I am very excited to be here and dedicated to contributing my best for what I hope will be many years to come.

I can definitely say that after only one week and one day, I am absolutely blown away by how kind, courteous AND HELPFUL that EVERYBODY has been!

I can’t thank you enough for the opportunity to work with people I love, doing work that is truly meaningful. Your leadership and the caring you show for everyone is truly inspirational.

Thank you for always thinking of your employees and ensuring we feel appreciated and valued. I am truly blessed to be part of the Cornerstone family.

I would like to say, “THANK YOU” for all you do for all your employees. I am so GRATEFUL to have a position with Cornerstone, and I truly APPRECIATE everything this company stands for.
THANK you for your generosity and kindness once again.

Really appreciate your vision and foresight that allows us to thrive and continue to produce at a high level through seasons like this.

Cornerstone makes every team member feel valued and recognized. I love working for owners who have such integrity and commitment to their employees. You are special people.

I am incredibly happy to have had the opportunity to come to Cornerstone and work for a company that was so well-prepared for the crisis at hand. All leadership like yourself deserves every bit of appreciation you receive. Here is to many more productive years!

I am so thankful to be a part of the Cornerstone family! You have built a wonderful company that feels like family.

It truly is a blessing working here. You have an amazing company!

Still a pleasure and joy to be here! It is an honor to work for such an amazing company.

It’s an honor to work for such an amazing company!

15 years with Cornerstone . . . to me, life changing years! I cannot imagine working with a better company. Your leadership and direction prove to be strong and sustain even in times like these, so thank you.

The last ten years have flown by! When I started here my daughter was 12, and since then she has graduated college and now works for CHL as well here in San Antonio while she waits to attend graduate school. She now gets to see firsthand the wonderful work family we have here.

I have loved Cornerstone from the day I interviewed and continues to be a blessing to me every day!

I’m thrilled to be a part of the Cornerstone Team!

I appreciate your taking a moment to send me a message. I am very blessed to be here, working for this company. It has been a unique but awesome journey, accompanied by an amazing team that was there through the challenges as well as the ups and down. It is amazing how understanding and supportive they are. I am very thankful for that. I look forward to what is in store and for many years to come. Thank you for all that you do. I appreciate your hard work and dedication.

I can’t imagine working anywhere else. LOVE this company!

I feel very blessed to be with a company that puts its team members and customers first, focuses on customer satisfaction, and thrives by serving. This is my 2nd week, and I already am confident that Cornerstone is the right decision for my career, my family, and my future. Everyone has been so warm, welcoming, positive, helpful, fun, and friendly. I’ve been known at all my last 4 lenders as being the brokers’ and AE’s favorite underwriter due to my responsiveness and communication skills, and I’m bringing my talents here as well.

It’s such a blessing to be a part of this company.

I am truly blessed to have this opportunity to serve those around me. Thank you for your dedication and sacrifice in building the incredible Cornerstone family that is before you today.

I very much appreciate you and working for a company with such strong core principles. It’s nice to know that I’m cared about and not just a number. Thank you for allowing me to be a part of your team!

It’s been great working here for Cornerstone. I wouldn’t want to work anywhere else! Thank you for you and the executive team for the excellent leadership, especially through these crazy times in the industry. Proud to be here and proud to be a part of the team.

I am so grateful to be a part of such a wonderful family.

It has been a great 2 years! It’s been an honor to use my God-given talents here at Cornerstone, and I am grateful. We are changing the world . . . one loan at a time!

It has truly been an amazing experience working with Cornerstone thus far. I pray that I can continue to increase my success and grow with the company.

My experience here at Cornerstone is such a blessing to me and my family. I thank the Lord for your leadership.

It’s a genuine pleasure to work with such talented people.

So proud to say I have been part of this TEAM the last 16+ years! It’s been just amazing, and I can’t wait to be part of it for many years to come!

Happy to be here and grateful for your leadership!

I love working at Cornerstone. I’ve only been here 90 days; however, I am so glad I joined the team. Even with all we have recently been going through, the support from everyone has been awesome.

I absolutely loving being a part of this amazing company and family!

I’m so excited, grateful and thankful to be part of the team! Thank you for this wonderful opportunity!

This is why I came to Cornerstone: to be on the team with THE BEST LO’s in the industry! This team makes me better. I hope I do the same in return.

Thank you for sending out these production statistics. It’s great to be reminded that our hard work is paying off, especially now. We are blessed to be a part of this amazing team. Shout out to our awesome Ops Team and Management! We couldn’t accomplish this without their continuous support and dedication.

I am proud and blessed to be part of this company.

Thank you, Mr. Laird, for a fantastic work environment and culture. CHL has been AMAZING, and I’m so excited to be a part of The Mason Group!

I’m beyond blessed to be with Cornerstone!

Thank you for the video. As a new member of the team, it reaffirms my decision to join CHL. The Leaders I’ve met thus far are exceptional, and I look forward to being a part of our growth in the market.
Thank you for the opportunity.

You are a remarkable person! I have really enjoyed working for Cornerstone over the past years. It has truly been a wonderful experience and such a blessing in my life. This company has given me so much opportunity, and I am so blessed that I became a part of the team some years ago. I hope to continue my journey with the company for years to come and to continue to make a difference.

I am ecstatic to be a part of the Cornerstone/Nest family!

I love working for this company and tout the values that are represented and the blessings of being a Team Member.

These have been the best six years of my 42-year mortgage career!

I’m so blessed to be a part of an amazing team and Company.

I know you are a busy person, so I appreciate your frequent acknowledgments. I’ve honestly never worked at a company that does this consistently.

I am really happy to be on the Cornerstone team.

I have experienced an amazing journey at Cornerstone thus far, guided by an outstanding leadership team. Looking forward to many more!

I couldn’t be prouder to be a part of this fantastic family!

After reading the Cornerstone Story, I can sense how important the platform of the company is to its success. I’m very happy to be working for a great look forward to this challenging new journey that provides me the opportunity to improve my own talents in order to make a difference!

I appreciate your providing such a wonderful place to work. Love my CHL family.

Just wanted to let you know that I really appreciate your consistent reach out and assurance to our team members during this precarious period.

I’ve had a lot of jobs in my life, but I have never experienced great leadership like you have created here at Cornerstone.

What a privilege it is to be part of such a wonderful team! Thank you for being so thoughtful of everyone who works here. It means so very much.

I watched your video: it contained very exciting news. I will take the time to watch again because it is inspirational and filled with encouragement about the difference we are all making, So happy to be part of team and contributing to the success CHL.

I am so grateful and thankful to be a part of this incredible company.

I appreciate the leadership and information about the state of the company and job security. Pretty cool insight and NUMBERS.

I am happy to be a part of such wonderful company!

Happy to be here. Cornerstone is Home!

I feel deeply blessed to have been part of the CHL family for the past 5 years and am looking forward to the years to come.

I want to express my sincere gratitude for the donation received from the Cornerstone Cares Fund to assist me during my illness. Most importantly, I am so thankful for the prayers from my Cornerstone Team Members. I am on the mend and so very grateful to work for Cornerstone.

Thanks for leading the company and always seeking to put us in a position to succeed!

Thank you for making me feel welcomed when I transitioned two years ago from another mortgage company. I had been there for six years and was apprehensive about the change, but Cornerstone made the transition very easy and provided a lot of support and training in the process. Thank you for touching base with our Priority Team in Bothell, Washington, this week! It was great to hear directly from you and the parent company. Feeling grateful and inspired. Excited for year number two and discovering opportunities to contribute in bigger and more meaningful ways.

I love being a part of this amazing team and organization!

Thank YOU all for the opportunity to be a part of Cornerstone! I love it here, and I hope to be able to continue to be a part of an amazing team and company!

You and Judy have built a wonderful company to work for, and I see myself planted here for many years to come.

I really appreciate your message and working for this wonderful company.

I am retiring tomorrow, so we are having a birthday/retirement celebration today. I will miss my Cornerstone family so much. My only regret is that I didn’t come to Cornerstone sooner. Thank you for being such great mentors and teammates.

I absolutely love it here.

I am incredibly thankful for the opportunity to work for such a great company. The Fort Collins leaders are special people and have created an outstanding TEAM, atmosphere and culture that I have long been striving for. Again, thanks for the incredible leadership: it all starts from the top down.

Wow, Marc! There are so many beautiful and fantastic visions and examples that you shared here in your video. All I can say is that I am honored and extremely grateful to be a part of the Cornerstone family where my core values can be expressed unilaterally in every aspect and avenue of my life. I knew right away when I read our Mission Statement about using our “God-given talents” that I had found my HOME. I can’t wait to see what lies ahead for us all and the Priority brand as we go out into the world with only two directives: to be of maximum service to all God’s kids and to spread love.

Thank you for always being so generous and kind. I really feel blessed to work for a company that is so understanding of its team members and their families.

I love working for Cornerstone.

Thank you for the welcome email along with the Cornerstone Story and Vision. I am impressed and very excited to be a part of the Cornerstone Team, and I’m looking forward to contributing to the success of our company!

I cannot tell you how happy I am to be part of such a wonderful group! You are correct: it is a very special company (different than any other I have ever worked for). I’m so excited to be here!

Thanks for staying consistent with these types of messages [CEO’s forecast for 2019]. It’s important and valuable.

I love this company so much! So happy to be here!

I thank God for you and Cornerstone. May 2019 be the best year ever for Cornerstone. I believe other companies will look with amazement at what has been accomplished at Cornerstone, and it is due to your faithfulness to our Mission and Convictions.

It’s an honor and privilege to work with such great people.

I want to extend my appreciation and gratitude as this [Winning a Team Member Appreciation Day gift card] couldn’t have come at a better time. Thank you from the bottom of my heart.

Thank you so very much--such a wonderful surprise [Team Member drawing]. You are the best!

Thank you so very much [Team Member drawing]! I am so very honored to work for Cornerstone, my Team Members, and our families. Every day I come to work and know that there is no better place to start and end my day.

I love being a part of the Cornerstone family and look forward to many more years together.

It has been an honor to be a part of our Team!

Thank you, Marc, for the message and (again) the opportunity of being part of the CHL “family.” You’ve gathered a pretty special group of people to take care of those families we serve. I look forward to representing Cornerstone Home Lending proudly.

This has been the best career decision I could make.

Cornerstone/Ascent is by far the best mortgage company I have worked for over the last 18 years. This company cares about the employees as well as its customers.

[This is] THE BEST company I have ever worked for! OUTSTANDING TEAMS!

It is such a privilege to be part of the Cornerstone family!

It has been a great adventure [these past two years] with some fantastic team members.

I’m very happy to be here with CHL.

I know both of you as very compassionate business executives who care deeply for the CHL team members. This year I have been privileged to glimpse the compassionate side of CHL even more plainly I am especially proud of CHL Cares! What company keeps its team member on the payroll when that individual can no longer work due to a difficult illness, especially when company revenues are down? CHL does! I know that type of decision came from both of you and other key individuals. That type of support allowed a wife to care for her desperately ill husband. She will never forget that kindness. And this caring attitude has filtered down to the next generation when a younger supervisor immediately stepped up to start a “Go Fund Me” effort for one of her team members in critical need. These are just two examples of the quiet compassion and substantial help our company demonstrates. I am so glad I can still be a part of the team at CHL.

I feel truly blessed to be working here at Cornerstone!

I wanted to thank you for the Living Forward book. I cannot begin to tell you how refreshing it is to be a part of a team/company and feel valued. I appreciate the opportunity to be a part of this team. I look forward to what we can do here in Colorado.

It’s been a great 6 years with our company, and I hope for many more. I sure appreciate your role and all that you’ve done as our CEO.

By the time you receive this card, I will have worked for CHL for one month. After being in the business for 30+ years, I feel like a rookie as I’m so excited about what lies ahead for me and my family. I just wanted to say Thank You for the culture you and Judy have created which enables the best to be their very best! I feel I’ve found my calling, and I couldn’t be happier. Thanks again for giving me the opportunity to “spread my wings” and fly!

This is the best place I've ever worked.

I’m thankful everyday I’m here, and I’m surrounded by so many other professionals that are passionate about our mission and serving the families we meet.

I love the Cornerstone family. You guys have been amazing. Best place I have worked.

It is an honor and a pleasure to work for such a dynamic and special company.

What you do for your team members (as you call us) is huge - I am pinching myself, still wondering if it's real.

I am honored to be a part of such an amazing company!

I’m so pleased to be a part of the Cornerstone Family. 3 years in. To say I love my job would be a mild understatement.

It has been a true blessing to work here at Cornerstone.

I am happy to be working for such a great company among some of the greatest colleagues I have ever had.

Appreciate your message and so very happy to be a part of this incredible company you and Judy have built.

I love working for this fantastic company.

What a blessing this company has been to me and my family. We have enjoyed the journey.

I love being a part of such a great company.

I’m grateful for all Cornerstone has done for me and my family. I’m excited for the future of the company and committed to the continued success of our Cornerstone family.

Happy to be part of this amazing team!

This position was a God-send! Very grateful. I truly love working for this company.

I am proud and grateful to be a part of the team.

I appreciate every day I get to work with such amazing people! Couldn’t imagine working anywhere else.

Congratulations on 31 years of building the best mortgage company out there. It’s been an absolute honor to work here for the last 11 years, and I look forward all the things we can do as a company in the future!

Your friendship, leadership and generosity are truly one-of-a-kind, and we are blessed to be a part of the Cornerstone family!

Thank you for your leadership and support. Cornerstone is unparalleled in the industry. It takes a village to produce a great loan with a happy borrower. I am so proud to be a part of yours.

I wanted to thank you for providing a platform for 5 of the best years I could ask for as a Loan Originator.

I am so blessed to work with everyone at Cornerstone for the past 12 years. Thank you and Judy so much for creating an incredible company/culture that allows all of us a place to help make a difference in many people’s lives.

I love my Cornerstone family, and I am very fortunate to work for such a great team!

Thank you for having the guts and wisdom and foresight to start Cornerstone 31 years ago! I admire your courage and tenacity and vision for making this Company be the exciting Company it is. I’m glad to be part of the Executive Committee and [to have] been here 14 years with you!

It has been a great pleasure being part of such an extraordinary company.

Thank you for the opportunity to work with such a wonderful team.

I appreciate the opportunity to be a part of Cornerstone and celebrating all of the teams’ accomplishments.

I am so proud to be a part of this great thing called Cornerstone.

I am so excited to be with Cornerstone and look forward to a long career with such an amazing company! It is very apparent from the top down the commitment to service, generosity and true team spirit.

I am so proud to be a part of such a great organization and a member of your Team!

Thank you for making a positive difference in OUR lives, the people who come to work every day for Cornerstone Home Lending, through your faithfulness to the Mission, Vision and Convictions.

Thank you so much for your vision and leadership. I am so grateful you made the leap all those years ago to build your dreams.

I love my job and the culture that I work in here at Cornerstone. Your leadership is a rare gem, and I am very thankful to have been hired at this great company!

Cornerstone has been a welcoming and fast-paced place to work. I am enjoying it!

I just wanted to give a shout out to the excellent training resources we have available on The Leaf. I’ve never seen anything like it. I am truly grateful!

Thank you for allowing me the opportunity to be a member of this incredibly special place we know and love as Cornerstone! The ongoing blessings of being part of Cornerstone’s family are felt daily. I love what I do and am so thankful for both of you!

I am extremely impressed with the culture of Cornerstone Home Lending. I share our Mission and values with the Realtors with whom I am partnering, and they commend highly an organization such as Cornerstone in the mortgage business!

Happy 31st Anniversary today! I am thankful you started this company. Thankful for my employment.

I came to this company 20 years ago and still consider how very lucky I was to get that call to come work for Cornerstone. You did not know when you started this company where it would go, but you had a vision and you went with it, and many of us here today are grateful you did. I have many blessings to be thankful for, and one of them is you. I appreciate your vision, your drive, and, most of all, your being the CEO of a company that takes care of its employees.

You and I don’t know each other, but I appreciate YOU. I can tell that you are genuinely moved by the human spirit, doing good by others, and a strong faith (as am I). You motivate many, including me.
This business is a unique one, and it comes with challenging days. Knowing you are sailing the “mortgage ship” for us gives me the daily confidence I need to push forward to be my best and offer my best.
We are a newer branch, and it will take some time to grow into my expectations, but because of you (and the company’s culture), I come in every day with a HUGE desire to meet and exceed your expectations of us! Thank you for being you!

Thanks for always being so supportive and for the leadership you provide. Your insight and forward thinking in the industry is unmatched!

It’s been an honor to work for and with such an amazing family at Cornerstone for the past 5 years. Cheers to 5 more and hopefully many more!

I LOVE this company and what it stands for. You are such a wonderful leader!!
Think BIG - Live BIG - Love BIG - Give BIG

I am privileged to work at a great American company that has virtue, honor, integrity, service, teamwork, resilience. problem-solving, and fun.

Means a lot to receive your message and recognition. Absolutely couldn’t do it without all your remarkable support, as well as the entire Nest/Cornerstone team! An amazing Company we work for!

Cornerstone is a great company to work for, and I really admire your leadership.

I am so proud to be a part of such a great organization and a member of your Team!

Thanks for taking the time to drop me your kind note recognizing my 3rd year anniversary. It is so rewarding to do my part to help make our clients’ dream of home ownership a reality. I am very appreciative of the opportunity that has been afforded me to be a part of the Cornerstone Family.

I appreciate both yours and Judy’s leadership. It is an honor to work here and a joy to work hard to support our Vision, "to use and improve our God-given talents to make a positive difference to the lives we come across on a daily basis."

It’s an honor to work for such a great company!

Honored to work here and get to be a part of Cornerstone’s culture and dedication.

It has been a privilege to work for Cornerstone, and I truly am grateful for all the nice things you do for us. I also appreciate the nice people I get to work with, the ability to work from home occasionally, and the opportunity to work for a company that values good ethics and standards.

I wake up grateful every day for being blessed to be a part of this company as one of its Team Members.

I am so very lucky to have the pleasure of working here. This is such an amazing company!

I’m truly blessed to work for such an amazing company. Cornerstone is family, and I feel appreciated every day I come to work.

This is by far the best company I have ever worked for, and I feel blessed every day to work with such amazing team members!

Thanks for the shout out, Marc! We are grateful for Cornerstone and the support system and core values you’ve established to help us make a positive contribution in our community.

I am so very honored and humbled to have made it to the 10-year mark! I could not work for a better company, and I am very blessed to be part of Cornerstone. Thank you so much for allowing such a great opportunity in which we can thrive and prosper—love the company I work with!!

You set out to make a difference in people's lives, and I can tell you that these last fourteen years have been life-changing for me. Cornerstone has certainly made the difference. Thank you for the opportunity to work with such an amazing work family.

It has been an absolute pleasure being able to work with all the amazing people here at Cornerstone. Thank you for the opportunity to help make a difference.

Thank you for establishing such an amazing company that is full of kind, helpful, honest, and inspiring people.

I am so blessed to work for such a wonderful company and alongside so many great team members. I can truly say that working for Cornerstone has been the best career move I’ve made. Cornerstone has been so good to my family and me. I look forward to many more years to come.

I love working for Cornerstone Home Lending. I can’t believe it’s been 5 years—I have grown, and continue growing professionally every, single day. Thank you for the opportunity to work in such an amazing place. Not only do I come to work with a smile, but I leave with a smile, too.

I am so grateful to be a part of this family

I love being part of such an amazing, dedicated and compassionate Company. I feel honored that I am part of a team that makes homeownership dream possible for countless people all over this country. Thank you for giving me this opportunity to make a difference in the lives of so many people.

I’m happy to have been given the opportunity to work here. Very content with the teamwork and work environment.

It has been my honor to be a part of this amazing team.

I can’t imagine working anywhere else. I love my work family.

Working here at Cornerstone and with my team has truly been a blessing. I love what I do and the people I do it with – which is a rare find!

I’ve really enjoyed my time at Cornerstone and look forward to continuing to be a part of this great business you’ve built!

I’m grateful to be a part of such an incredible organization!

Joining the Cornerstone team 5 years ago was one of the smartest and luckiest decisions I’ve ever made. Cornerstone supported me through the ordeal when my triplets were born in a way that I’m sure no other company would have. I’ll never be able to re-pay you all for that, but I think about it all the time and tell everyone I know how grateful I am to work here with so many great people and with such devoted and understanding leadership. I hope to have many more anniversaries in the future!

Appreciate the opportunity to work for such a great company.

I am very excited to be a part of such a great group of people. The people have all been nothing but wonderful throughout the entire process.

I appreciate you both personally and for always going above and beyond to insure Cornerstone continues to be the best company it can be.

I truly appreciate the personal attention in honor of my 16th anniversary. Your voice message means the world to me. It’s been a great ride with Cornerstone, and I truly love working here, my job and the people I’m surrounded by.

Thank you for Team Member Appreciation Week! Your support and generosity to us throughout the years warms my heart. It’s rare for a company to show its appreciation for team members the way you guys do, especially ALL WEEK. All of it was wonderful!

I just wanted to say how impressed I am with Cornerstone. I joined with you all last fall, and I have to say it is far and away the best experience I have had with an employer to date. The “corporate culture” here does not feel very corporate at all. I hope to be here a long time and really appreciate not feeling like just another number. You can really tell people here care from the top to the bottom of the totem pole. It definitely makes a difference.

I wanted to thank you for providing the Ninja Selling program to us. I went through the first installation that we had about 4 years ago and then again last fall for the program that was more specific to the mortgage world, and the program has been great. I’ve had a chance to be part of two of the Accountability groups that Rebecca Lorenz leads, and learning what the other LO’s are doing, or struggling with, has been a great learning tool, too. I’ve read way too many business-related books over the years, and the Ninja Selling book is now my go-to book and program to follow. I look forward to what it will do for me in the future as I use the program more and more.

Cornerstone’s Mission Statement speaks volumes about you, Judy and the fact that I made the right decision to align myself not only with an outstanding company but also outstanding people. It’s always an unnerving decision to make a change, especially when you’re truly not looking to make a change. Your candor and vision for what you wanted, and have ultimately created, is truly something unique and special in this industry. I’m proud to be associated with this company and look forward to the challenges that lie ahead.

Thank you for your leadership, vision, and commitment.

I am so blessed to be working with such wonderful team members and such an amazing company.

When you love what you do and who you do it with, it’s always AMAZING.

I am blessed to be a part of this wonderful company.

I’m very happy to be here, and I’m excited about the future. I love working in the Dallas office: everyone is so smart, friendly and supportive. Thank you for the handy reference emails you provided: I will put them to good use. I love this world-class, first-class, organization you built and lead. I’m honored to be a part of it.

Working here is truly is a blessing.

I have genuinely loved being a part of the Cornerstone team for the last year. It’s top-notch! Thank you for setting the example for the rest of us to follow.

It has been a pleasure working for such an amazing company for the past 5 years. I am very grateful and blessed to be here!

I feel so blessed and grateful for the opportunity to have joined your company. Thanks again for the opportunity, and I look forward to building a solid foundation and growing with Cornerstone.

Thank you very much for creating this awesome company with great culture!

I truly appreciate the opportunity Cornerstone has given me. When recruiting potential operations candidates, I can honestly tell them that there is no better place to work and that, if allowed, this will be my forever home.

I appreciate you so much. Honestly, the best company I have worked for! Thanks again for everything you do for us.

I am blessed to be working with such an outstanding company/family.

I am very excited to be part of the Cornerstone team. Your vision and values are very impressive.

It has been my pleasure to work for a company with such integrity and appreciation for its team members. I look forward to the next 11 years.

I’m so proud and happy to be a part of this wonderful company.

I am thankful and honored to work for such a great company.

Cornerstone has changed my life. I am SO happy and blessed to be here.

Thank you for being a great leader and showing how you value your employees. It really does mean a lot and goes a long, long way!

Thank you for building and fostering such a positive platform in Cornerstone.

Wrapping up my 3rd week at the company, and I can’t tell you how happy I am since making the decision to join Cornerstone. My colleague was right when I asked him about you and the company before finalizing my decision: he said you were the very best. I agree!

Thank YOU for creating such a wonderful place to work!

I love being part of such a great organization that truly takes care of its people.

I’m livin’ the dream!

I feel truly honored and privileged to be able to work for such a wonderful company. The “family” that you and Judy have built is a testament to the foundation and core values that you have inspired in all your employees. I have never worked at a company where I have felt more at “home” than I do with Cornerstone. Ten years has gone by in the blink of an eye!

I am so honored to be part of the Cornerstone Home Lending family.

I am beyond blessed to work for our company and with so many nice people.

I love working at Cornerstone and I have never been happier in all my 20+ years working at any mortgage company. We have a wonderful Company and I am proud to be a part of it.

I love this company and everyone who works here! I’m super blessed to have been given the opportunity to work with such outstanding people!

Thank you for allowing me to be a part of a GREAT company. Very blessed to be able to work here.

Thank you for the warm welcome. I read about you and saw videos of your story and have much respect for you in building this great company. I’m confident in the values and strength of the company because of your leadership. Todd Sanguras has been excellent throughout the entire process, explaining the strengths of Cornerstone, and I’m excited to contribute to its continual growth. Leading by serving is one of the key components that struck me about CHL when I was considering a move to this new company.

I definitely can tell that Cornerstone is very special, filled with incredible people that I have met since joining the Cornerstone team! I was wowed when researching Cornerstone before placing my application. The vision and the culture are what drew me to apply. I can’t wait to start assisting the team with our families!

These past three years have been such a blessing! I’m daily amazed by how awesome this company is!

Thank you for the opportunity to work for such an incredible employer!

So very happy and proud to be here with this amazing group!

I’m not sure, but I think I may have set a record for the fastest express closing this morning. My wife and I arrived at the title company at 8:17 AM, and we were out by 8:30: we closed in literally 13 minutes. Kudos to the entire team handling team member loans.

Thank you for walking the talk. And thank you for letting me be part of the Cornerstone family for the past seven years.

I am so grateful to be a part of such a great company.

I am very blessed to work for such a wonderful company. Everyone has been fabulous to work with.

Thank you so much for all you do to make us all feel proud of whom we work for and what our company represents and, most of all, how you make us feel individually. I love working for Cornerstone/Priority and feel very blessed to work for a company that truly cares and stands by each of us.

I am so happy to be here and have been overwhelming pleased with the transition into my new team. Everyone has been so helpful and the training was pleasurable and informative. Thank you for the opportunity to be part of such a wonderful organization.

I worked for a large corporation for over 20 years prior to coming to Cornerstone Home Lending and have never experienced such warmth, consideration and thoughtfulness.

I’m very lucky to be part of this fabulous family.

Also, thank you so much for all you and Judy do for us at Cornerstone. I am very proud to be a team member at Cornerstone!

I feel truly blessed to be part of such an amazing company. My experience in the short time I have been here has been a dream come true.

I’m grateful that you’ve helped make Cornerstone a place where I can quickly and easily say, “Not interested!” when recruiters come calling.

It has been an honor and a privilege to work for Cornerstone.

I am looking forward to working, learning and growing with Cornerstone! I am already impressed with you guys, and I have been with the company less than 4 days.

I truly appreciate your personal message and LOVE working for Cornerstone! You have built a fantastic company, and I am so glad to be part of the CHL “family”!

Thank you, Marc, for the amazing opportunity to work here!

I appreciate all your hard work and leadership! You make Cornerstone a wonderful place to work.

I’m so thankful to be a part of such an awesome company. Looking forward to many more.

Cornerstone is a wonderful company to work for, and I am thankful to be part of the team.

It’s been wonderful working for Cornerstone these past three years. The culture you have cultivated here is unparalleled! Appreciate your leadership very much.

Very honored to be a part of such a great team and company.

It’s been the best year of my life as a member of the Cornerstone family.

It is my pleasure working for such a fantastic company.

Thanks for letting me be a part of an incredible team. Straight out of school, I joined Cornerstone. This company has taught me so much, and I am grateful for the growth along the way.

It is such an honor to work for such a core value-based company. I can’t imagine working anywhere else. Blessed beyond measure!

Happy that I am part of the team!

I have been blessed to work for a company that allows me to make decisions that have rewarding outcomes for the region and the company. I look forward to many more years with Cornerstone.

Just wanted to drop you a note to say thank you so much for running an incredible company full of people who care so much and willingly share their talents to make the loan process and life BETTER for our team and clients every day! So grateful for the dividend, which is evidence of the heart and soul you pour into our company every day. We attract the best folks in the industry because of the commitment to excellence you guys have made. It is fun to watch as you honor and execute that in every decision we make as a company. The best is yet to be! Thank you for how you encourage us to be by your example. We are enormously blessed!

I love everything about our Mission, Vision, and Convictions, Marc. Thank you for the note and the opportunity to represent Cornerstone with a higher purpose as our beacon.

I am honored to work alongside you. It has been a great twelve years, and we are thankful.

Thank you, Marc and Judy, for such an awesome place to work.

Thank you, sir, for giving me the opportunity to be a small part of the greatest company a person could hope to work for. I thank God every day that our paths have crossed, and I look forward to getting many more of these emails in the future because this is the last place I will ever work and could not be happier to say that.

Thank you for leading such a great company!

It is great to be here, and I look forward to adding value to the team for many years to come.

I feel very fortunate and blessed beyond words to be part of this amazing family here at Cornerstone.

I’m happy to be a part of such a great and caring company.

This is truly the best company I have ever worked for. I have made many friends here and love what I do. I feel that I am making a difference. Thank you for building such a wonderful company.

Thank you for the continued opportunity to be a part of such an incredible organization! I am truly blessed to be able to contribute!

I’m beyond blessed to be celebrating a year with Cornerstone and look forward to many more years!

I count myself lucky to have found my “forever” spot with CHL.

Coming to Cornerstone was one of the best decisions that I ever made!

It has been a pleasure in being a part of the team and helping others. Thanks for making Cornerstone such a great place of employment for a long-term career!

I LOVE working at Cornerstone. I am so happy to be a part of this amazing company.

I appreciate your leadership.

I really am glad to be part of the Cornerstone Home Lending family and team. This job move is a blessing for me and my family. I value the culture here at this company.

Cornerstone has changed my life very much for the better, and I am excited to be here for the long haul.

I truly love my job and the people I get to work with.

I am truly blessed to be working with such an incredible company with very talented and committed team members! I am very impressed that you take time to reach out to each of us at onboarding, birthdays, and anniversaries!

It is my honor to be here. I am looking forward to learning from all the amazing professionals I’ve met since starting last week. You have a talented team working for you! Everyone has been kind and gracious.

I am truly blessed to be a part of such an awesome team here and to work for such a great company!

I love working at Cornerstone with all its core principles and values, including the culture, the people and the passion everyone has to simply do a good, honest job.

I am so grateful for all your support. It’s an honor to be a part of Cornerstone. I appreciate the leadership you provide and what you represent. I always desire to represent you well in return for doing that so well for me and my family. Excited for the future . . . the best is yet to come.

I still love it here and look forward to the great years ahead.

Working for Cornerstone has been one of the best decisions I’ve ever made! Every day I still think it’s too good to be true—it’s everything I’ve always wished for but never found for the first 14 years of my career. Kudos to you for building an amazing company and corporate culture. I truly feel blessed to be a part of your team!

I am so pleased I am at CHL, culture is everything.

It’s hard to believe that it’s already been 10 years here. I wouldn’t want to be anywhere else. Thank you for creating and leading a culture that lives out its core values.

I feel so lucky to have spent the majority of my career working with this amazing company that you created and continue to cultivate. I can’t wait to see what the next few years bring. Really, thank you for your thoughtfulness and for everything.

I just completed the survey and I honestly want to say that this has been the best mortgage company I have ever worked for. I have been in lending for 20 years this January, and I just love working for Cornerstone. I mentioned you and the management team as the reason this is a special place to work. Thank you again for this opportunity that I am truly grateful for.

I can’t thank you enough for taking a chance on me 7 years ago. Joining the Cornerstone family is one of the best decisions I have ever made!

Just wanted to “Thank You” for creating such a wonderful company! Thankful for the opportunity to be part of the Cornerstone family!

Thank you and Judy for all you do giving us a wonderful place to work.

Thank you for your kindness and leadership!

This is a great place to work! Thank YOU and management for making it that way!

Would like to take this moment to thank you for everything throughout the year. This is a great company with great people, and I couldn’t be happier being a team member here at Cornerstone!

It has been a blessing for me to have work for a well-respected corporation, and I’m looking forward to fulfilling another TEN YEARS.

Thank you for your leadership and everything you do for Cornerstone and its team members.

I am really thankful for how our company takes time to celebrate things both big and small.

Thank you for the continued opportunity to work for a great company!

I am truly humbled and grateful to be a part of this amazing company. This company is something worth being a part of. Thank you both for the amazing company that you have built for so many of us to call home.

I have truly enjoyed my first year here at Cornerstone. It’s an experience that makes this business fun again, and what makes it fun again are all the special people we work with who come with a smile on their face and a positive attitude.

Working for Cornerstone in an honor and a privilege. I would never want to work anywhere else. David Bravo has been a wonderful manager and friend during my tenure here, and I could not ask for a better place to work.

I am so proud to be a part of this company and the mission and values we represent and grateful to work with such wonderful people.

I must admit that every year at this time, I pinch myself to make sure I’m not in a dream because I really do feel like I am “living my dream” by being a part of the Cornerstone family where I feel so appreciated and rewarded. I feel so amazingly blessed to be here, and I often think back to that day when we took that convertible ride down from Houston to Galveston in August of 2000—it changed my life for the better and forever.

Thank you for this wonderful company you have created and allowed me to be a part of. Thank you for giving us team members (not co-workers) and families (not borrowers).

I had watched this video you sent before I started working here, and it was the message that made my decision to leave my old company and the great state of Colorado to join Cornerstone so easy. I was physically and emotionally moved by seeing this practice embraced by a company. I truly believe in your message and believe wholeheartedly in a team mentality. Since joining Cornerstone, I have seen this practiced every day and strive to continue this mantra. I love my teammates and work every day to be at their service. Thank you for this opportunity and thank you for believing in a workplace environment that promotes and lives by the team culture. We are all at service to each other.

I'm looking forward to my 10th year anniversary! It has been a wonderful 9 years working at Cornerstone with you at the helm. I can't see myself working anywhere else.

Every time I hear a family being blessed by CHL, it makes me smile. I am so blessed to work for such a wonderful company.

We are so grateful and blessed to be part of such an amazing team!

Thank you for the 21 years with friends, family and a workplace that I am glad to be a part of. I enjoy working with the people around me and the work that I do. I hope to be celebrating many more years with this company.

It’s been a privilege to represent this great company, and I appreciate all you do for us.

I have really had some moments that I feel that I proved to myself a feeling of accomplishment with the opportunities you have given me. It has been a joy to work alongside some hard-working team members. People here are my work family since I have so much time with them. Your voice message today was a surprise I did enjoy it, too. I hope I can be an asset for our homeowners in the years to come.

I love the kindness and thoughtfulness that you illustrate consistently to our team.

I’m incredibly grateful to be a part of this awesome team.

My team and I are very honored to be on-boarding TODAY! We are very excited to be part of such an amazing team of mortgage professionals.

I would like to thank you for this wonderful opportunity to be a part of the Cornerstone family! I have never had the pleasure to be a part of such an incredible dynamic as Cornerstone’s. I am enthusiastic to be part of the team and to prove my worth.

I want to thank you for Cornerstone. Being with this company has been the best 10 years of my working life. Every year just gets better than the last. I truly enjoy going to the office every, single day knowing I can serve our families and Team Members without undue restraints. I have found a career home and family that I never even momentarily consider leaving until I retire. I only hope that I can serve thousands more families and Team Members in the broadest way possible in the coming 10 - 15 years or more.

To be clear, the success I have had over the last 7 years has been a direct result of our Mission, Vision, and Convictions being manifested in my business. Thank you for leading the way!

One fantastic year behind and an outstanding year ahead! I appreciate how valued you make us feel.

Thank YOU for making Cornerstone such a great place to work!

I’m grateful to work here. Thank you for your leadership and kindness.

Thank you for the opportunity to be a part of Cornerstone! I am honored to be your team member.

I couldn’t be as successful as I am without the incredible team you have assembled. I am truly blessed to be part of this family.

I am still so happy to be here a year later!

I’ve been with Cornerstone a little over three years now, and I can’t express enough how special this place is to me. The whole idea of a work family has always seemed trite and disingenuous until I was invited to join Cornerstone. From top to bottom, people truly and deeply care about one another in a way I’ve never seen or experienced before. The way everyone honors our culture and our people is a constant source of inspiration and joy in my life. I must share my gratitude to both of you for building a place for us all to come together and improve each other’s lives and the lives of our customers. I’m here because this is a great company. I LOVE being here because we have assembled a group of the most amazing people who truly love one another.

Glad to be here this year and hope for many more to come.

I really, really appreciate being a part of such a great company!

I’m excited to be here and to be a part of such a great organization.

Thank you so much – it is our honor to be part of this great team. We truly love working with you, Judy, and the great leadership in our region.

I feel blessed to work for such a fantastic company!

It is truly great to be a Team Member with such a great company.

I’m so glad to be a part of the Cornerstone family!

I’m proud to be a member of the PHL/CHL family and I so love being a part of our culture. I hope my 5-year tenure here evolves into a lifetime career. Many thanks to each of you for making me feel special today!

It has been a great 4 years looking forward to many more.

I’m so thankful to be a part of an amazing company and team.

It is my honor and privilege to be a team member here at Cornerstone.

I look forward to many more years of growth with Cornerstone!

Thanks for all you do for us and for providing all the resources needed to experience success as a TEAM!

It’s an honor to be a part of this team.

Thanks for the warm welcome. I am honored and excited to be part of the Cornerstone/Priority Home Lending team.

I am blessed to be working for such a great company.

Thank you so much for the warm welcome. I look forward to this journey here. I have nothing but positive things to say about the company and people I have met so far.

I love working here and really appreciate you!

Thank you for the opportunity to grow as a person and as a leader for a well-known team.

It’s easy to stick around when you LOVE where you work!

I so appreciate being a team member of CHL and working with such fine individuals.

It is my pleasure to be a part of this quality organization.

I continue to be as happy to be a part of the Cornerstone family as I was when I came on board!

I’ve very honored to be a part of the Cornerstone family.

I am happy that I have found such a great company to work for, and I can honestly say that I enjoy coming to work every day and helping our families to make their dreams of homeownership a realty.

I love working at Cornerstone.

It has been a pleasure working for such a great company.

I love this company. Thank you so much for giving me the opportunity to assist you with your lending needs!

It has been a GREAT first year.

There are those of us who know exactly how fortunate we are to be working for this company “family.” This is the very best work environment I have ever experienced, and I just wanted to let you know that it is an extraordinary achievement on your part. I know you are proud of what you have created, and I hope you know that your efforts are greatly appreciated, lauded, and admired. I am deeply humbled to see the exceptional commitment of this remarkable group of people, who not only serve the mortgage community but also are committed to other people’s welfare in the world community.

I truly love working here; it is a great company.

It has been an honor and a pleasure to be a part of such a wonderful company. It truly feels like home.

I’m very happy to be part of the Cornerstone family.

Every day I am grateful to be a team member here at your wonderful company!

This is such an amazing company to work for!

I love working for this company and can’t imagine being anywhere else! Cornerstone is a wonderful family to be a part of. Thank you for making your employees feel special and for remembering our milestones.

We came as a group without a place to be 10 years ago and were welcomed and made to feel at home Cornerstone has been supportive of me, and I can’t imagine working anywhere else.

So very thankful for your taking the time to share with encouragement some ideas as to how to be proactive going forward. I am thankful to be at Cornerstone Home Lending.

This company is a blessing, and I am grateful and proud to say I work for Cornerstone!

I’m so lucky to be at Cornerstone and couldn’t imagine being anywhere else!

I love being here. It’s a great group of people with a great culture.

I am truly blessed to be here, and I appreciate this amazing opportunity. It has already been such a wonderful experience, and I have had so much growth while being here.

This company is special! I am blessed to work not only for The Bomar Region but also alongside my dad. One year down, here’s to many more!

I am so happy to be a part of the Cornerstone Family!

It was great to have you on our call today. I am relatively new to Cornerstone, but know I will succeed with all of the regional and national support.

I love it here.

I am very excited to be here at such a great company. Getting to know the back story has made it that much more special!

I truly am blessed to be here.

It is hard to believe it has been five years already. I look forward to another five great years.

I’m so blessed to be part of this amazing team!

It has been a pure joy working for Cornerstone. I am glad to be a part of this company. I look forward to many years here.

I know now that Cornerstone is a special company. I have heard more and more stories of how Cornerstone helped the families in need during Hurricane Harvey, making sure everyone had what they needed, not just to work but to live and thrive. I appreciate the Cornerstone Story in every aspect.

I have many friends that work here, and I’ve always heard great thing about Cornerstone. I’m very happy to be part of the family.

I love working for this company!

I’m so happy to be at such a loving company. Thank you for cultivating and promoting this culture.

You guys are just awesome! I would have come sooner if only I had known the joy of working with the team here at Cornerstone! I have never in my professional life felt so loved and appreciated as I am here. What a dream job!

Thank you so much for your leadership and vision for such a wonderful company.

I appreciate the opportunities that I have with Cornerstone and feel blessed to be a part of such a wonderful company!

It is an honor to work here at Cornerstone, and I am proud to call Willie the leader of our department.

Absolutely love my Cornerstone Family!

Lovin’ every minute of it [working at Cornerstone].

I love this company and love what I do. Thank you for making Cornerstone such a great place to work.

I absolutely love being a part of this family.

Five years goes by fast when you enjoy what you do and the people you work with.

Thanks for the opportunity to be a part of your team!

I’m very thankful for working for Cornerstone, and I look forward to the next five years!

I am proud to be a part of this great team!

Feeling very blessed to be a part of the Cornerstone family! I look at every day, every hour, every minute, every second as a gift. I cannot imagine spending my days doing anything else but working for this company. My gratitude may seem excessive, but I spent 25 years in corporate America. In those 25 years prior to working for Cornerstone, I can honestly say that I rarely felt appreciated. I appreciate your vision and the way you run your company.

It’s certainly a pleasure working here!

I’m happy to be a part of the team.

I really appreciate your reaching out to me. I feel welcome, and everybody is extremely nice. This is quite a new experience to work in a place of such a high-caliber.

I truly enjoy my job!

It’s been a great eleven years!

It’s an honor to learn the mortgage business with such amazing people who truly care for one another!

Thank you for your leadership. It is a pleasure to work here.

I am blessed to work with everyone at Cornerstone, and I appreciate all that you do.

It is an honor to work at Cornerstone.

Thank you for the warm welcome to Cornerstone. I enjoyed reading the history of how the company was founded. Thank you for the opportunity to be part of the Cornerstone family.

I love working at Cornerstone!

I am truly blessed to be part of such an amazing group of people who are more like family than colleagues.

I am so grateful to be back where I belong here at Cornerstone. It has always been an honor to work at Cornerstone, and I appreciate it now more than ever before. I must say “Thank you” for allowing me to come home and for being the face of a company that is beyond exemplary.

So blessed to work for such an awesome company, a company that truly cares about and values its team members.

I just want to send a quick note to tell you that in fewer than 2 weeks at the company I have seen these principals [Mission, Vision, and Convictions] in action – personally and in the mortgage process. I have never worked for a company that cares so much. It is an amazing feeling to be selling for a company that I believe in so much now. I am so excited to be here.

It has been my pleasure to be a part of the Cornerstone Team for the past 5 years. Cornerstone has been the BEST company I have ever worked for. I look forward to many more years as a Cornerstone Team Member. Thanks again for making Cornerstone a great place to work!

It’s really been a privilege for me to be a part of our team for 30 years, and I look forward to many more.

Thank you for the warm welcoming. I feel blessed to be a part of the team and a great organization. The uniqueness of Cornerstone, including the core values, align nicely with my personal mission and values.
Happy to be here!

It’s a pleasure working for Cornerstone

I am grateful to work for a company that cares this much about its employees.

I am very grateful to be a part of the Cornerstone team. I hope to be an asset to the Risk Mitigation department and Cornerstone Home Lending always.

Thank you very much for the opportunity to be part of a winning team!

I feel blessed to have joined your team and look forward to meeting with you one day.

It is a pleasure to be part of the Cornerstone family.

Thank you for all you do—we are all blessed to be a part of your adventure!

Congratulations to the two of you for continuing your vision of a great company and wonderful partnership with Cornerstone.

Just wanted to say what a cool day this is to see our company celebrating 30 years. It’s a company I have loved and continued to love since joining. I always felt like a part of the family since day one. Thank you for your continual support, vision and love for all of us here at Cornerstone.

I am so grateful to be a part of the Cornerstone family!

Happy 30th Anniversary to you and Cornerstone! Personally, I am glad you had the vision you had, so we have this great company to work for. I am enjoying being a small part of it all. Enjoy your day!

Love working at Cornerstone!

Happy Anniversary to you both! You made a great decision 30 years ago! Thank you for making this such a great company.

I feel very fortunate to work for such a wonderful company.

It is such a blessing to work at Cornerstone, for a company with such a strong vision, and to be a part of a company that believes in its employees.

So blessed to be here.

Thank you for the very generous 5-year anniversary gifts that you sent me. The work culture at Cornerstone is fantastic, and I really enjoy working here.

Couldn’t imagine working the last 8 years anywhere else!

It is my pleasure to work for such a great company.

I am excited to be onboard and to be part of the Cornerstone family. Looking forward to what the future holds. By the way, I love the [Cornerstone] story!

I look forward to many years to come with this AMAZING company!

Thank you for the warm welcome. I am excited and blessed to be working as a part of your team and working with a company that has a great objective and isn’t just success-driven. Success follows [once] we make sure our company priorities are in the right place. I am very excited to get started with you guys!

It is a pleasure working for Cornerstone.

This (added value with upgrade to premium insurance benefits at no additional cost) is a huge incentive for all team members. I appreciate this!

Thank you both for caring so much about us!

I wanted to take the time to say THANK YOU so much for your continued generosity and support for your employees. This is just one more reason I love working here at Cornerstone. We do work for an AWESOME company!

I’m so proud and so grateful to be a part of this “family”!

Thank you for this magnificent gesture on your part. You didn’t have to do this for your employees and that makes it even a more generous gesture. It is greatly and highly appreciated. I have respected, admired and cherished you both for over 30 years, and decisions such as this are one of the many reasons why. Thank you for everything you do for this company, your employees, and for me. That can’t be said often enough or enough times.

Thank you, Marc, for this very generous gesture.

What a testament to your vision for Cornerstone! Thank you! You are appreciated.

Thank you! This is very meaningful to me and my family!

Thank you for your generosity! With loan numbers down for some of us, temporarily, this has to be an unprecedented, or at least an exceptionally rare, move indeed.

God Bless you! That is awesome news!

That’s incredible news. THANK YOU so very much! I sure appreciate what you do for your employees and being part of the Cornerstone Family!

You are amazing. Thank you so much. This is a huge help.

Thank you, Marc, for the opportunity to work for Cornerstone. I’m continually amazed at the generosity of ownership in caring for team members in this way. It does not go unnoticed or unappreciated.

That is incredible! Thank you very much for your commitment to US!

This is very generous of you and Mrs. Belanger and has been a huge blessing to my family.

This is a huge benefit that I appreciate.

I continue to be amazed by the generosity at Cornerstone. I am thankful to be a Team Member.

I am so thankful for you and this Company!

I love working for Cornerstone and appreciate all you do to make it a great place to be!

This really is great news, and I am truly thankful for your doing this.

This is a blessing! Thank you, Marc, for all you do!

I am profoundly grateful to be celebrating my 2nd year anniversary here at Cornerstone with the best of the best!

I’ve always appreciated working for your company. More people go their entire lives without ever working for a great owner like you. I firmly believe so many employees love this company because of you and Judy. Like others, I’ve bragged many, many times about Cornerstone and will always continue to do so.

I am proud to be part of the Cornerstone Family. You and Judy have built an amazing organization, and I am blessed to be part of it!

It is a pleasure to work for a company that cares about its Team Members. I am thankful for the opportunity Cornerstone has given me.

It is an honor and a privilege to be part of this outstanding family organization! Thank YOU!

I cannot express how much I have enjoyed working for you both and being a part of the Cornerstone family. I admire you both so much—how you built this company and how you treat your team members. I am very proud to be part of the best mortgage company in the world. Here is to 20 more (Okay, that would make me 83, so here is to maybe 10 more!).

Thank you so much for the warm welcome. I am excited about this new endeavor and can’t wait to see what’s in store for me here.

It is truly a pleasure to be here supporting a great company and its great people.

It’s been an awesome 11 years. Looking forward to many more!

I feel very blessed to be a part of such a great organization.

Thank you for the introduction email, Marc! I appreciate the background into how the company started and the insight into Judy’s and your mindsets. I’m excited to be a part of the Cornerstone team and plan to hit the ground running! Everyone I have met with thus far has spoken very highly of the company and the culture, which appears to be a focus for you.

I'm blessed to be a part of this great team.

After being in this business nearly 30 years, I never thought I was going to love my employment so much again. I truly appreciate having the opportunity every day to work with this amazing team!

Thank you so much for the kind words. I truly believe that I work for a great company, and I can say without hesitation that my department (Condo) is the best group of people I have ever had the pleasure of working with.

Cornerstone has been a great place to work, and you all do a great job providing for all of us. Thanks for all you do.

It’s so good to feel appreciated by two wonderful people and to work for such a wonderful company!

Thank you for setting us up with the NINJA installation. Pretty incredible experience, to say the least.

I have truly been blessed to be able to work for Cornerstone Home Lending who has given me the opportunity as a widow to provide for my family. I truly respect a company that takes care of its employees and shows its appreciation along with encouraging all of us to do our very best. I am so thankful for your generosity by giving us an extra vacation day last year and then absorbing the increase in our health benefits this year. Thank you from the bottom of my heart.

I really appreciate the kind words. After one year with the company, I still feel very grateful every day to my supervisors for bringing me on with them and showing me a smarter way of doing things.

It is truly my pleasure to be a part of this wonderful company and family.

I look forward to many more happy years with this great company!

It’s a pleasure working for you, Cornerstone, and especially the management team here Seattle.

I really enjoy working for Cornerstone. A lot has to do with your leadership!

I am honored to be part of the Cornerstone family. Thank you for your leadership and continued support

I am so blessed to be a part of such a magnificent team!

I am happy to be here working with some of the best people and for a terrific company!

I am blessed beyond measure to be part of such a tremendous team. I am grateful for you and what you and so many others have created here at Cornerstone.

I am truly blessed to work for such an awesome company.

I have so much more to learn, but I am SO thankful to be a part of what you’ve built.

Excited for my future with the company, I love coming to work every day over here in San Antonio!

I wish I had known about CHL 16 years before and was celebrating my 20th!

From Day One when you hired me, you have always provided my family and me a safe harbor for employment at CHL, affording us, within reason, whatever tools or provisions [we] needed to make our workplace more productive. It’s so evident that when people see your skill, hear your story, and see it in action, they realize and tell others that you can solve problems. CHL, along with your guidance, has assisted me in growing in this industry and being patient when times are tough. We need more storytellers because CHL has a great story for those to hear.

I’m happy to be here!

It is so awesome to work for a company that cares for its team members. I send me deepest appreciation to you for everything you do for us.

Thank you, Marc, for you all you do to make Cornerstone a great place to work.

Thank you for the opportunity to work for such a great company.

I absolutely love working for Cornerstone – best company I have ever worked for.

It's been a pleasure working for Cornerstone and with all my great teammates!

I am incredibly lucky and blessed to have joined this group of amazing people four years ago. They are keeping me young, and on my toes every day!

Your generosity is overwhelming, and I am truly grateful to call Cornerstone my home.

I can’t thank you enough from the depths of my heart for your kindness and generosity. It is very important to me that you know how much you are appreciated! I am so thankful to work for a great company filled with compassionate team members.

Best career decision I have ever made!

I cannot express [enough] my deep appreciation to you all for your incredible leadership and generosity. The Team Member Appreciation Day—as well as the monthly drawings, to name just a few things you all do for us—was just amazing. Thank you for your generosity to my family.

We made it through the 1st year, and we’re so happy to be here.

I really do appreciate being here and love coming to work every day! Thanks for all your support and for everything you do for all the Cornerstone team members.

Thank you so much, Marc, for the wonderful opportunity to work in your company!

I’m proud to be part of the team!

I have really enjoyed working at Cornerstone the past 5 years. It’s been a great experience, growing in my career, learning from the best, and feeling like I’m contributing towards something for the better – all the while flexing my “creative muscle” in all that we do here in marketing. I get up every day excited about the projects I work [on] and who I work with.

It’s awesome . . . all that you do for ALL the employees.

No place else I would rather work, and no other team I would rather work with.

There is no better place to be!

I feel so privileged and blessed to be working with such a great company.

I am blessed to be part of the Cornerstone family.

I am honored to be a part of the Cornerstone team. With a grateful heart!

THANK YOU, Team Cornerstone. I can’t help but think about how incredibly blessed I am to be a member of this extraordinary team. To put together the Events—the Thank You Thursday, the Social Gatherings, the Spiritual Gathering—and to have an Employer Relationship that we all share. To promote a healthier, happier person is incredible. On top of all of that, it’s no wonder we are a Record Breaking Loan Closing TEAM. THANK YOU – AGAIN. I feel like saying to the World, “I work for Cornerstone, my office is right there on the corner of Happy and Healthy; you can’t miss it.”

Still very happy and fortunate to be here. Thank you!

It means a lot to work for a company where I know each team member is so highly valued. I am so happy that I made the decision to join Cornerstone a year ago.

I’m enjoying working with everyone each day!

It has been a great, five years with CHL. Love this company and all the people. Looking forward to another five years!

I am fortunate and appreciative to be a part of the Cornerstone Family!

I’ve thoroughly enjoyed the last five years and look forward to many, many more!

It is [a] pleasure working here.

Wow! It’s already been two years! What a blessing Cornerstone has been and continues to be in our lives.

It has been a pleasure working for such a great company.

So happy to be here.

On one hand, I can’t believe how quickly the 6 years have gone; on the other hand, it feels like I’ve always been part of this family.

I have thoroughly enjoyed the last 8 years of being with Cornerstone. I've been in the mortgage industry since 1990, and I have no idea what took me so long to get to Cornerstone. I'm so glad to be here to share life with some of the best people in the world!

Thank you for providing a great place to work!

I am forever thankful and grateful for your allowing me to join the Cornerstone family 10 years ago. It’s not often that people wake up wanting to go to work, but when you work for Cornerstone, that is exactly what you do. Hoping for another 20, at least!

I appreciate this video and agree fully with everything that was conveyed. I am excited to be a team member.

It’s an honor to be part of such a great company!

[Your anniversary greeting was] Much appreciated, Marc. It has been a fast 4 years!

I am very blessed to work with such an AWESOME company!

I just love working here and so thankful for this company!

I so appreciate and am very grateful for my job here at Cornerstone

That was so very considerate and such a wonderful surprise. You are all the best, and I am so appreciative as love my job and feel so blessed to be working with great people like you. You certainly made my day.

It has been a pleasure to be part of the team.

Thank you for 15, wonderful years here at Cornerstone. And here’s to, hopefully, another 15 years.

Honored to be a part of the team.

It is a privilege to be part of the Nest/Cornerstone team. I love working with my fellow team members.

I’m very happy to be part of the team, and I look forward to many years to come.

It is a joy to work for this company!

I look forward to celebrating many more anniversaries with this amazing company.

I am happy to be a part of the team and grateful for the opportunities I have been provided.

I’m very excited to be part of Cornerstone Home Lending.

It has been 4 wonderful years and, hopefully, many more to come. Thank you for creating such a wonderful environment with fantastic people.

I would like to thank both you and Judy for the opportunity to be a part of this organization. I love it here and hope to stay around for many more years.

We believe that this will be another successful year for Cornerstone. You are an incredible leader. We are grateful for the foundation you have laid. We love our Cornerstone family.

I am so grateful for your servant’s heart. I appreciate how you put people above profit and how you care so much for your people. Thank you for paying the increase in insurance premiums this year as well as the contribution to my HSA account. Thank you for truly “walking your talk.”

It has been just over a week since my “Ninja” training. I really want to thank you and Judy for the opportunity to take this training. Although it is sales in nature, so much of it applies to what I do. It was also great to connect with Loan Officers. I really got a lot from breaking the board and the mindset reminders. I love working for CHL---hard to believe it’s been 13 years since you all put your trust in me. You have made a difference in my life, and I am proud to use my God-given talents.

Your continued kindness, leadership and thoughtful spirit are appreciated. I am honored to be a part of the Cornerstone family.

I am thankful to be part of the Cornerstone family and to be a part of a team that is always willing to help one another out. As someone who has worked for various mortgage companies over the years, thank you for building this culture at Cornerstone.

I certainly have begun to understand the special company that I have the privilege of being a part of. I look forward to my future here with Cornerstone.

Thank you for the opportunity to work here and be a part of your vision.

Thank you for creating Cornerstone so that I have a great place to build my business!

I couldn’t be happier . . . I love Cornerstone!

Happy to be a part of an excellent company who is always looking to improve the customer’s experience.

I’m so happy to be here and look forward to many more years.

I’ve been in the industry since 2009, and this past year has been filled with many life changes for my family, but the consistency of Cornerstone and the support I receive from my team has proven to be invaluable.

It is an honor to be a part of a company whose Mission, Vision and Convictions align with my own.

I am so, so happy here!

I really love and appreciate CHL so much. My goal is to retire from this wonderful, inspiring company.

I am honored to work with such an amazing team, from you on down.

It has been a pleasure to be here the last 2 years. When I came on, those that referred me told me what a great group of people were in this company, and I have not been disappointed.

Truly am blessed to be here with such a great company.

Thank you so much for making CHL the place to be! The amazing culture you’ve fostered and developed and the exceptional leadership you provide that make us safe enough to be the best we can be!

I love working here, and it feels like home to me. Here is to more years ahead.

I greatly appreciate you and your leadership.

Thank you for building a company with the sincere culture to help and support team members’ success! Ninja [training], the Go Giver, Living Forward, and then the Miracle Morning book clubs bring tears to my eyes when I tell my husband about them. I look forward to reaching my full potential at Cornerstone.

Thank you so much for making us so amazing!

I am so blessed to be able to come here each day. You are both so generous and kind to us all the time. I am so grateful and appreciate for everything that you do for us [and] for me.

I want to thank you personally as well as the committees for all you do for us originators. Your dedication to providing us the tools we need for success does not go unnoticed!

Thank you so much for building a company for me to represent.

You are a special person. It’s a blessing to be a part of Cornerstone.

It [coming to Cornerstone] was the best decision I made. I love Cornerstone!

I LOVE it here, and Willie is the best! You are lucky to have him over HR.

I am so blessed to part of your organization.

I am honored to work for Cornerstone! It is a pleasure to work for a company that has such high standards and believes in its people. I LOVE my job!

The past 20 years have been wonderful, working for such a blessed company. I’m looking forward to continuing to be part of Cornerstone Home Lending.

I love working for Cornerstone. Six years came and went so fast!

It's an honor to serve alongside each and every one of you on this mission. So blessed to be a part of Cornerstone and to be in partnership with you all!

I’m very happy to work for this great company.

We have a great company with outstanding convictions that run through every part of the organization. I plan on being here a very long time.

I appreciate so much how kind you all are, and I’m thankful to be a part of CHL!

I received this awesome backpack in the mail, and it was a great surprise! It also works perfectly for transporting my laptop, if needed! This is definitely one of the awesome examples of things the company does to show its employees we are valued.

So happy to be part of this team.

I see myself working for Cornerstone Home Lending a very long time. My family and I also want to express our gratitude and say “Thank you so much” for your help when we needed it the most. I will never forget what Cornerstone did to help us with the loss of my 6-week-old grandbaby.

I feel truly blessed to work for such a great company!

Thank you so much for your kindness and generosity. It is so amazing to work with a company that is always showing appreciation for what I do. I thank God every day for the opportunity I have been given to work with such an amazing company and its Team Members. I am blessed every day. Thank you so much for building such a wonderful company.

Thank you for letting me be a part of this wonderful company!

It’s an honor to be a part of Cornerstone, and I am very blessed to be a part of this family. I am very proud to say who I work for and grateful for the experience that I have at Cornerstone.

21 years has gone by in a blink of the eye. I can’t begin to put into words how lucky and blessed I feel to be here, to be part of the family, and have so many team members I care deeply about.

I am very appreciative of the 10 years at Cornerstone. Your love, support, and leadership are nothing less than outstanding. Thank you for your leadership.

Nest/Cornerstone is nothing like the other lenders I have worked for. So happy to have made the move here!

[It] has been nothing but a blessing to be a part of this team.

I am extremely blessed to be part of a truly wonderful company.

Appreciate you, brother. Glad we are in this together. 10 years went by faster than fast! Hope to continue impacting lives as we burn the candle all the way to the end.

I love working here: everything about my employment here is amazing. I appreciate all this company offers.

It is an honor to work for such an amazing company.

From the bottom of my heart, I want to thank you and Judy for the opportunity to open Cornerstone in Florida 5 years ago! I truly love working here. The people, the values, our mission—they all align with who I am as a person. Truly, the best mortgage company (no – the best company!) I have ever worked with!

It is a pleasure to be part of this family.

I truly am honored to work with such an amazing, dedicated and talented group of people at Cornerstone.

Marc, we are speechless. The outpouring of love, grace, and compassion during this time is overwhelming.

I love working for this company and appreciate all that you guys do for team members.

We are grateful for all you do in order to make Cornerstone an amazing place to work and grow.

Thank you so much for letting me be a part of the Cornerstone family for the past 18 years. I have been blessed, for sure. I am so grateful.

I am loving it here at Cornerstone.

Thank you for this link. Like you, I’ve known Bill for years, and he’s relevant, for sure. I am reading his book - not much new but great reminders [that] have been helpful to me this year. Thanks for all you do for us!

The Day family appreciates you, Marc! Thanks for your endless efforts to make Cornerstone an excellent place to work.

I continue to be blessed by being able to be a part of the Cornerstone Home Lending family. I am very grateful for working here.

Not many people can say they like who they work for or who they work with, but I can say I like BOTH! What a great thing!

It’s been an amazing 5 years—looking forward to many more.

So happy to still be part of the Cornerstone family, and I look forward to the future.

I love our company (And our Tulsa office)!

Every day I work here I count as a blessing. I am very thankful I get to work with such good people and for such a reputable company.

It is an honor and pleasure to work for such a great company!

Thanks, Marc – excited to be on board. I’ve already discovered during training that level of commitment from everyone I’ve worked with to get up and going.

I am so blessed to be part of the awesome Cornerstone Family!

I truly enjoy working here and can’t imagine being anywhere else.

I am very excited to be celebrating my 15th Anniversary with Cornerstone. Cornerstone has given me opportunities of growth in my career, and I am so appreciative of that. I truly believe in what we do for the families who benefit by becoming homeowners. I am proud to be here and grateful for the opportunity Cornerstone has given to me.

It’s been an honor to work for this GREAT company!

It has been such a wonderful two years! Thank you for your continued commitment to our culture. It truly is a one-in-a-million company.

I love working here and hope to continue for many years.

I truly enjoy being part of the Cornerstone Family. I have been underwriting for 16 years, and I can truly say that I have not worked for a better company. I appreciate the opportunity to work for such a great company and look forward to my retirement party from here!

Thank you for your kind and thoughtful email. It is so wonderful to feel appreciated, and to work for a company that makes you feel that way makes it even better. I have been so blessed to work for Cornerstone Home Lending for 4 years now, and I look forward to many more years here

It has been a really good year, and I look forward to many more here at Cornerstone. The team is fantastic, and we are set up with such great tools to do our jobs!

It is my heartfelt pleasure to be a part of the Cornerstone family.

I am so blessed to be a part of such wonderful place as Cornerstone! Thank YOU for providing the opportunity.

Thank you so much for the acknowledgment! I have said it every year and continue to remain grateful for the opportunity to be a part of a great company and family.

This is such an incredible place to work. I’ve been very and truly blessed to have a career here. In so many ways, this company’s culture as a work family exists because of people like you and Judy who have carried a compassionate heart to the office with you for all these years, and I want to thank you for setting Cornerstone’s Mission, Vision and Convictions into something I truly believe in and take great pride fulfilling. Here’s to many more anniversaries to come!

I’ve been here only a year now, and you make “work” feel like home! THANK YOU FOR BEING SUCH AMAZING LEADERS!

I can’t believe a year has already gone by! I’m so grateful to be part of the CHL family. It has been such a gift to join your team. Cornerstone is an amazing company to be part of, and I sing the CHL praises to everyone I speak with. We’re a company that lays it all out there so the loan originator can focus solely on production and business development. We have the products, the support, the technology and leadership to help loan originators do their jobs well. I look forward to continuing to grow my branch production and the California footprint for CHL. Thank you for being such an amazing leader and an amazing human being.

I truly appreciate everything Cornerstone has done for my family. I truly work for a family-oriented business, and I am eternally grateful to work at Cornerstone. Thank you, thank you, thank you.

These last 5 years with Cornerstone have been so special. I could not ask for a better company with fantastic people, leadership and support. I am so thankful that I was offered this opportunity 5 years ago and that I had the good sense to accept that offer. And it is so good to feel proud every time I tell people that I work with Cornerstone.

Love this job and company!

LOVE LOVE LOVE YOUR ASTROS TICKET CONTESTS!! Our hard-working team members from any department can win tickets to see an Astros game from absolutely amazing seats. This is awesome generosity and embodies the culture that keeps Cornerstone as a Top Houston Workplace. Thanks, Marc!

Thanks for doing the things you do for your team members!

We had a great team working on the CFPB exam and had the best possible ambassadors in Julie and Derek. This exam was a tremendous success for Cornerstone. I’d be surprised if any other company in the nation has ever performed as well on a CFPB exam as we did! It’s been an honor and privilege to work for you for the past six years. I hope I have the privilege to do so for many more years to come.

It is a pleasure to work for such a caring company.

Honestly, it doesn’t seem like it has been four years [since I joined Cornerstone]. I have enjoyed it greatly. I feel blessed to be a part of such a wonderful company/family! Thank you for your dedication.

Cornerstone is a company I truly love to serve and to work for, and I am incredibly grateful to you for putting me in front of conversations to help secure my growth with the company. Serving Marc, Judy, and the other senior leaders with a value system that supports CHL’s reputation and mission is what I get to do each and every day. Many thanks, from the bottom of my heart, for securing that chance in me. I am open to the best fit that you see for me while on my continued itinerary with Cornerstone Home Lending.

I feel so incredibly blessed to work for such a “family.” It really is awesome.

I am very grateful to be a part of the Cornerstone family.

Cornerstone’s fantastic company culture is beyond anything I have even experienced!

I cannot put into words how grateful I am to be part of the Cornerstone family. However, the reason that I love you and Cornerstone so much is how you and many have been such excellent examples of leadership. Serving others and enriching others’ lives is so critical and, sadly, is something that’s so lacking in business cultures. I strive every day to live up to this core conviction in the roles where I’m the leader. Just wanted you to know how much you have impacted me.

Congratulations on all that Cornerstone does to exceed our expectations and those of our clients’.

Cornerstone has been the best company that I have worked for, and I consider myself blessed to be a part of the family.

Thank you for all your positive notes and ideas. My goal is to help all our LO’s and to make you proud.

After a lot of years of being bounced around our crazy industry, I am grateful every day to be here. This is the company and the people with whom I hope to spend the rest of my career.

I sincerely appreciate you both so much. You have been, and continue to be, an overwhelming blessing to me and my family. It is an honor to be a part of the Cornerstone family, and I thank you for allowing me to be a part of this family for almost 12 years. Thank you for your generous and kind hearts and for the great examples that you set for all of us. I won’t forget this.

In fewer than 48 hours, our incredible Cornerstone family has raised $15,320 (this was entirely Cornerstone team members) for our co-worker in need. The family is without words at the amazing kindness and prayers they have received. She feels truly blessed to work with such a loving group of people.

Thank you so much for your kind acknowledgement! I can’t even begin to tell you how often I say this, but “I LOVE MY JOB!” I am so blessed to be a part of such a sensational team, and I look forward to many more years here at Cornerstone Home Lending. I appreciate you!

I just received your voice mail from yesterday. I really appreciate your taking the time to acknowledge and celebrate my 17 years with Cornerstone. I still remember my initial job interview for an underwriting position I had with YOU by phone. Here we are . . . 100+ underwriters later.

You and Judy always strive to apply your personal touch to all who work for CHL. I think it is one of the reasons the company has such a high tenure rate among its team members.

[I am] very much appreciative for the ability and opportunity to work with you and our great Team/Company.

I’m truly grateful to be part of something so great!

Thank you and Judy for all you do to make this an incredible team to be a part of. I’m looking forward to many more anniversaries.

This story [the Cornerstone narrative about the company’s beginning] proves it all! Everyone here has been so kind and helpful so far. I love the team already and am looking forward to what’s to come!

It’s been an honor to be a part of this amazing company!

I can’t believe I have been here 10 years. It’s easy to take for granted a great work environment, but I know I am truly blessed to work with the amazing people we have at Cornerstone.

It is a privilege to work here!

I look forward to many more years with Cornerstone. You’ve built a WONDERFUL Company!

It is such a blessing to work for this company.

I appreciate the opportunity to work with a company with such a great reputation. I can see in my short time why you guys have won so many of the “Great Place to Work” awards. I’ve enjoyed my time so far: everyone has been awesome.

Have to pinch myself for getting to work in such a cool place.

I just started here at CHL and am thrilled to be a part of an organization that’s out to make a difference in the world. I look forward being a part of CHL’s lasting contribution.

Glad to be a part of such a wonderful company!

It’s been a great 10 years being a part of the Cornerstone team!

Your unparalleled leadership is extremely appreciated. We, as a team, are following the Mission, Vision and Convictions of Cornerstone’s core principles.

I am blessed to be able to come to a place that I believe in every day!

It [Working at Cornerstone] has truly been a blessing.

I couldn’t imagine working for anyone else. Thank you for all you do for us.

I cannot express how much I appreciate your taking the time to speak with our recruits. I know for a fact no other CEO is calling recruits and sending emails like you have done. Thank you again!

I’m thrilled to be here at Cornerstone. I am extremely impressed at the professionalism of everyone in the company that I’ve had the pleasure to work with so far. Cornerstone is a class act. I look forward to getting to know everyone better. Thanks for the opportunity to join the team.

Thank you so much for this email. In just a week’s worth of time, I’m most impressed with the professionalism of Cornerstone and everything that there is to offer. I’m not new to the industry, but I am new to [the idea of] being a self-producing Loan Officer. I truly believe I now have access to all the tools necessary to help grow my business.

Thank you so much for sharing the history behind Cornerstone. Although I remember hearing about Cornerstone in my wholesale days, I never knew the whole story. I am thrilled to be part of the team and so excited for the future!

[The past year] has been a joy, and I look forward to many more years.

It has been a pleasure working within CHL, and I look forward to many more anniversaries!

I am blessed to be here!

I’ve loved every minute of working for your company. This is my 22nd year in the industry, and I cannot believe it took me this long to find my forever home!

I am so thankful to be a part of the Cornerstone family.

It has been a pleasure and an honor to be a part of the Cornerstone Family.

The past two years have flown by, and I’ve loved every minute of it!

I am continually impressed by you and other team members, each and every day. I joined Cornerstone Home Lending on September 1st, and I am proud to be in the Dinkins Region. From my original interaction with your Recruiting team, I picked up on the culture that permeates this great company. I have had tremendous support from IT, the Dinkins Ops Team, Marketing, Social Media group and, to top it off, 3 or 4 specific interactions with you personally via email, video and written material that makes me proud to call Cornerstone, home. Both Mary and Mark Dinkins have truly exceeded my expectations: they have provided me an unmatched platform by which to excel. Thank you for all that you are and all that you are doing every day.

Thank you for the thoughtful email. I am happy to be spending another year with this great company!

Thank you, Marc, for the warm welcome. I am beyond thrilled to be here, and based on my interactions with the people, I anticipate a wonderful experience. Thank you so much for this very special opportunity.

I am so excited about this awesome opportunity I have been given to be a part of the Cornerstone Family, and I look forward to a great and productive tenure here.

[Working here] has been a great experience, and I hope [for] many more years to come.

I am honored and blessed to be a part of this team/company!

We have the best mortgage company around because of our people and their dedication to live by our values!

I am excited and happy to be a part of the Cornerstone team. You have a terrific company. I have never been more welcomed to a company in my entire life. You have a lot of things set up to continue to engage your staff and make them feel appreciated. I am impressed by my team’s knowledge, compassion and genuine nature. Thank you for hiring exceptional people. It is a pleasure to work for Cornerstone. I love my job!

It [Being a part of Cornerstone] is an honor and a privilege!

It has been such a pleasure working with this team and company for the past two years.

Happy to be a part of this great organization!

What an AMAZING company/group of people we work with. Just got a personal call from Corporate Admin team leader in Houston giving me her number, saying just to give her a call if we need anything [in the aftermath of Hurricane Florence]. I have been in this business since 1985 and never seen such true compassion for others.

I just received the same call! Shocking how great everyone is . . . truly caring environment! The CULTURE is REAL HERE—a very intentional, caring, loving, side-by-side culture. Even pushed payroll out today! Thank YOU all for creating this! Forever grateful to be here!

I received two calls myself along with an email and an open invitation to come stay at [her] house, but she did have a clause in the invitation that I could not bring my reptiles. Honored to work with such a caring group.

I am blessed to be part of the Cornerstone Family.

THANK YOU! THANK YOU!! THANK YOU [as a winner of this month’s Team Member Appreciation Day]! I appreciate the kindness and continued support! Cornerstone for life!

Without your kind of leadership, it would not be the same place to work! Thank you for making it a job I love to do every day!

I am very proud to be part of the team under superior leadership. I look forward for many more years of service at Cornerstone.

I just wanted to say, “Thank you” for giving me the opportunity to work for Cornerstone the past 4.5 years. Cornerstone is a great “family,” and I’ll always be proud to say that I worked with Cornerstone Home Lending.

I am thankful to be part of the Cornerstone family.

Today is my 2nd anniversary. I came over here two years ago, and I feel so fortunate to have found Cornerstone. I truly believe the success of this company started with you and your vision. I am so proud to be a part of the Cornerstone family! Thank you for this opportunity.

It has been an amazing 6-year journey and I look forward to many more to come!

It is my pleasure to help put people in homes to raise their families. I could not have made it without the Team Members that I work with and who support me.

When you share core values with a company that truly cares, it makes it many times easier to hit those goals and to positively affect people’s lives!

I am so happy to be here!

It has been a pleasure to work for such a great company.

I feel blessed to make ten years. I have really love working for this company.

It is a pleasure to work for this organization.

These have been the best 2 years of my 17-year mortgage lending career. Thanks for building a great company!

Cornerstone continues to wow me with the familial environment.

Oh, my goodness! I don’t even know where to start. EVERY day is a good day at Cornerstone. I’m so blessed and honored to be a part of this family. Thank you for leading with a servant’s heart because it truly makes a difference.

Thank you, Marc! I feel honored to have been here for 10 years. It has also been the longest I have worked anywhere. It has truly been the best 10 years of my working life. I look forward to my 20th if you will have me for that long! I look forward to making a positive difference in the lives of others every single day. I have preached that mission to my children regularly as well, and they love living in that perspective. In fact, it has become one of our family slogans. I am truly blessed and have more grace than I have ever deserved.

Thank you both for making today very special and allowing me to continue to work for the best mortgage company in the country for the past 15 years.

I really love working here and hope to continue to contribute to [Cornerstone’s] growth and success.

I’ve only been with Cornerstone now for a little over a month, but I can say that I have never experienced anything like this at any other company. I really appreciate the support and encouragement that you give to all team members. I am so thrilled to be part of the team.

I am both grateful and honored to be part of the Cornerstone family. Looking forward to many more years of keep doing it with a servant’s heart.

I’m so very proud of our company! And you - CEO 98%! Based on several team members’ (unsolicited) comments, your recent video was a hit: it was informative, uplifting, and much needed. Thank you for all you do.

You can’t accomplish lofty goals without having a great culture and great leadership. Thanks for leading us well. I appreciate you.

It is a pleasure being part of the Cornerstone team. I am always impressed by your leadership in every season! Thank you for your encouragement you sent by video to everyone recently. I see Cornerstone is set up for success after years of experience. Thank you for allowing me to be a part of the Cornerstone experience!

It is my honor and pleasure to be aboard a team striving for excellence!

I just watched the video and really appreciate the culture that you have created as well as the values that you embrace. They are very much aligned with what I look for in a company. I’m a firm believer that if you take care of the customer and take care of the employees, profits will come. I also like the emphasis you put on customer service. I am excited to be a part of this team, and I look forward to contributing not only to the success and production in terms of numbers but also to the positive culture you have created.
Thank you for the opportunity,

Our group is new to CHL, and we have felt very welcomed by the Dinkins Group. After watching your videos, I just feel more and more assured that this is where we are supposed to be. I love our mission statement and the ethics we follow. Thank you for your [authenticity] and example you set. I could go on and on, but I just wanted to let you know I’m so thankful to be here.

I am excited to a part of the Cornerstone family and look forward to what the future holds for me.

You’ve built an exciting place to be! I was proud of your recent video message, and I’m very happy to be here.

I am very excited about the opportunity to be part of the Cornerstone family. In just the short time I have been here, I can see right away that Cornerstone is going to be a great place to work. The support system is amazing and is a breath of fresh air. I can’t wait to get going!

I can already tell that your company is a special place. The warmth and kindness I have experienced is like nothing else I have seen in this industry. I am truly proud to have joined such a great group of people. Over the next several weeks, my entire team should be joining. I am confident I have found the perfect place for us to finish our careers in this wonderful business. I am looking forward to meeting you in person to personally thank you for this great opportunity. The Cornerstone Mission is exactly what our team has been looking for, and we plan on making you and our new Cornerstone family proud to have us as part of this special team.

Thank you for welcoming me to the Cornerstone family. Your email is greatly appreciated and a continued demonstration of how awesome and unique this company is from the very top on down. I am thrilled to be here and very excited to begin making my contribution to the team.

I am very excited about the opportunity to join your amazing company and be part of the team.

It has been a great 8 years! Thanks for allowing me to work with all of you. I look forward to many more years.

Pleasure to work for such an awesome company. Looking forward to many more!

It’s a joy to be here. Thank you for your leadership, Christian example and spirit.

Very grateful to be a part of the family/team!

Thanks so much for your note. I am very happy to be part of the Cornerstone Team and look forward to my new home with Velocio Mortgage soon. Looking forward to my future here.

You have built an amazing company, and I am proud to be a team member here.

I am very grateful and thankful for Cornerstone. We work in a great place, and I truly appreciate it.

I love it here at Cornerstone and am proud to be a part of the Cornerstone family.

Thank you for creating Cornerstone Cares and making provision for your team members. I’ve seen this in action countless times, and I know how much it helps. Thanks, especially, for caring for all of us. I appreciate you and Judy more than you know.

I have really enjoyed my years with Cornerstone and hope to continue until I retire!

It has been great six years working at Cornerstone—great people and excellent work environment.

Love, Love, Love working for the company!

Thank you, Marc, for such a kind email! Cornerstone is truly the best company I've worked for, and I feel honored to be part of the team.

My brother and I are so grateful to be a part of such an amazing team.

Thank you so much for the informational video that you sent out. It made me feel secure and positive about the future with Cornerstone. I appreciate you and your leadership.

I would like to thank you for the video update regarding Cornerstone’s ability to thrive during tough market conditions. I am blessed to be part of the Cornerstone team!

Every month I say I’m going to reply to you and tell you how wonderful and exciting this email [winners of monthly Appreciation Day] is to receive each month, EVEN if I don’t win! I love this CHL tradition, and I do get equally as happy for my peers’ winning as I do myself. Thanks for creating Cornerstone! I’m blessed to be on the TEAM.

Thanks Marc! Winner, winner, chicken dinner. That was a fun way to start the day! I appreciate you and the culture you’re always striving to build.

I viewed your video yesterday and found it enlightening. Thank you for taking the time to let us know the direction [in which] the company is moving. I really appreciate it and know many others do too!

Before I worked here, I worked for a correspondent lender in Louisiana where Cornerstone was one of our clients. The loans that were sent from Cornerstone were almost always perfect or nearly perfect, and I always wondered [how] they could do it when not that many other lenders could. Upon moving to Houston, I sought out Cornerstone for employment and was graciously hired by Cindy, whom I had called (as she was always my main and favorite contact). Now that I am a part of this great company, I can see exactly why the loans were the best. It’s the level of pride in the work and [comes from] always striving to be better that really makes us shine. I so value and love my job and am now actively taking a part in helping which feels amazing! I’m 100% on board with diving into this newest setback in the industry to overcome and remain on top. I have been in this business since 1991, and I’m proud to be a part of the Cornerstone family! Please know I will do all I can to help make Cornerstone the best!

Thank you for such an uplifting message to us. Being the receptionist at this branch for nearly 20 years, I see the growth and leadership, but it’s always important that our leader is the person who leads . . . and you are doing just that.

Thank you so much for taking the time to address the state of the industry and the realities of our current situation. You hit the nail exactly on the head with the pulse of the company. Cornerstone’s continued dedication to our growth [together with] your commitment to us is something I appreciate more than I can explain. Just shows me that one of the best decisions I have made was to join this amazing team. I am looking forward to doing my part to help move us upward and onward. The future I have planned for myself with Cornerstone is going to be very exciting. I am happy to be on the team that gets to lead us through this next phase of our journey.

Thank you for all you do to make this company great . . . we appreciate you here in Bozeman, Montana!

Thank you for the informative video. It is very inspiring and a comfort in these times of leanness. Thank you also for your leadership which recognizes and PREPARES for these trends long before they are a reality.

I’m blessed to be part of Cornerstone and thank you for being such an amazing leader.

This is an awesome video, Marc, delivering an amazing and inspiring message. I am honored to be a part of Cornerstone Home Lending and absolutely thrilled to be a part of our growth!

THIS is such an excellent message! Thank you so much! I am sure your email gets flooded with emails after such an amazing message; however, I wanted to take a moment to express my personal, sincere appreciation for all you do and for all our Team Members accomplish together. We are truly an A – Z organization, with all the best in our business. I am thankful every day to be part of it.

Thank you so much for this, Marc! One of my favorite things about Cornerstone is your being so vocal and involved in every aspect of what we do, not just leadership. It has seemed oddly quiet in the last 12-18 months considering all that has transpired, so this video has restored my faith. It was a great way to start my Monday. Thanks for all you do!

I am very grateful to work for this company. You are kind to let us all know the “state” of the company and where we all fit.

Appreciate your taking time to tell us what’s going on in the company, sir! Love working here and being a part of the team!

Thank you for the video and all the information you put in it. Nice to see you and hear where the company is headed. I am proud to be a team member at Cornerstone. I am thankful for the environment that has [been] created. You have an amazing group of people, and coming to work is a joy.

Excellent message, Marc. It’s always surprising to see how many companies are ill-prepared in down cycles. I’m a proud team member of Cornerstone!

Thank you so much for sharing this relevant information regarding the company. I think your timing was perfect, and you answered a lot of the questions that have been on everyone’s minds. The information you shared will help ease the concerns of many team members and allow us to focus on what’s important. I’m impressed!

I love being part of such a wonderful and caring company.

Your words and your voice bring calmness to us all. I remain humble while filled with excitement for the continued opportunities CHL has in store for all of us!

I want to take a minute to say how truly blessed I am to be working with Cornerstone Home Lending. I do not come from a mortgage background, yet the supervisors here took a chance on me and allowed me to learn and grow with my team. In these past two years, I’ve seen such great camaraderie at our branch. Everyone seems to look out for each other. This has been the best company I have ever worked for.

I am grateful to be a team member of this outstanding company.

Cornerstone continues to wow me with its caring environment.

Can’t say that I have ever worked for a company before that possesses that personal touch [like Cornerstone does]. Impressive.

I am proud to be a part of this family [and] grateful for the opportunities I have to grow and expand on my skills.

I can't tell you how happy I am to be here! I believe the personality of a company starts at the top. Thank you, Marc, for all you do to make this company a great place.

I am so HAPPY and BLESSED to be a part of this company.

I appreciate the opportunity and the huge network of support that is Cornerstone.

When I think about all the companies in the world, I often wonder if any of them have the same level of respect and admiration for their employees as Cornerstone does. Working here makes me want to come to work every day and give 100% because I know that I am truly appreciated. Thank you, Marc and Judy, for building a company that your employees can truly be proud they work for. #CHLforlife

Thanks for creating such an amazing company and culture!

Cornerstone has truly been a blessing to me and my family. I am so thankful for the opportunity to be a part of such an amazing team!

I am grateful to have been able to grow as much as I have over these two years. I really enjoyed what you talked about when you came to our presentation of our IT objectives for the first 10 weeks of our SAFE journey. Since then, we have been using the mantra of “Don’t be afraid to fail” a lot in our group.

I greatly appreciate everything you do for us team members. I’m so happy to be part of such an amazing team.

I appreciate your leadership, and I love our Mission, Vision and Core Convictions at CHL!

I appreciate everything the company has provided for me and my family over the past 10 years.

I appreciate you and the positive impact you have made on my life.

Very thankful to be here and work with such a great group!

Thank you so much for the kind email—I appreciate you! It’s been a great journey so far, and I look forward to more anniversaries to come!

What a great 10 years it has been! I never thought when I started as a receptionist here that I would be celebrating this anniversary. I am truly blessed to be a valued team member at Cornerstone and can’t wait to see what the next 10 years brings. Thank you for believing in me.

Thank you for the warm welcome I have received. The philosophies you present in your video are outstanding and make me feel, even more so, that this was a great decision. I hope to live up to the standards that are set here. On a more personal note, I appreciate most of all your belief in “Servant Leadership.” I am most grateful to be here.

Thank you so much for making this such a great and fun place to work!

It’s been another great year as part of the Cornerstone family! I look forward to continuing to grow and learn for years to come.

I feel blessed to be part of such an amazing team! It has been a very fulfilling and wonderful two years.

Blessed to be part of such a great company. Looking forward to many more years!

I feel so extremely blessed to have had the opportunity to work for Cornerstone for six years and can’t wait for many more.

You continue to bless my family. Thank you so much!

Thank you for taking us in as a branch: we are so blessed to be working with you! Thanks again for everything in San Diego.

Thank you for driving the vision for Cornerstone . . . it’s a fabulous place to work!

Best job I have ever had! I have the best Team Lead, and the group of folks I work with are like family! Thanks for your support and leadership!

Thank you for your words of encouragement, care and leadership. I am continually reminded of the amazing family that I have here at Cornerstone and how blessed that my family and I are to be a part of something much bigger than ourselves with an organization that truly makes a difference in this world!

Thank you for your leadership and unwavering commitment. It is so refreshing to have you share your heart without compromising your heartfelt belief. I am so thankful to work with such leadership.

The company reflects your passion and commitment to the business and to the people that work for Cornerstone. Thank you for the opportunity to participate in this business. Thank you for an organization that cares about being a part of something so special.

I am very thankful to be a part of the Cornerstone family.

I consider this position my ministry in life. It is such a pleasure working here at Cornerstone!

It’s been a fun ride so far. Thank you for the support to help us get the job done.

Thanks for making this a place that I’ve loved being a part of for the last nine years. seven years!

It is my honor to be a part of this company.

Thank you for always including what is truly important [in your company and industry updates]. My family and I are very thankful to you and this company for allowing me the opportunity to be a part of your Vision each day.

This [Thanksgiving message] is an amazing testimony to the Cornerstone Convictions and your leadership. Thank you for being proactive in your communication – it means a lot to hear from the CEO and Chairman of a company I work for. I am so thankful to be a part of this Cornerstone family.

Thank you, Marc, for your inspiring emails and how you show your appreciation. I am so happy to be a part of this amazing team.

Thank you for taking the time out to send the notes you do to us. This is the greatest company I have worked for. We do have a common goal. Especially at this time of year, it is awesome to get people into their homes.

Thanks for the heartfelt reminders and message. And thanks again for your leadership and all you do.

I am grateful to work for such a great company [with] a great culture. I’m grateful for your leadership.

Amen to all that you’ve expressed in your thoughtful message. We are thankful for you and your insightful vision and direction.

What a blessing to be at a company with a vision for a servant’s heart and a commitment to honoring the scope and magnitude of home ownership!

What a beautiful note! Thank you for providing me with the opportunity to work with you and your fantastic team.

Our family would like to thank you for the opportunity to work with some tremendously talented team members at Cornerstone as we are all in this together.

I am thankful I get to work with such a wonderful group of people in an industry that has the potential to have great impact on families. I’ve enjoyed my ten years so far and look forward to many more.

Thank you for the opportunity to work with and contribute to your company. It has been the best job/best company I’ve ever worked for. I am grateful for the opportunity to be here every day.

I love what I do here at Cornerstone and feel blessed to be here every day. Thanks so much for the opportunity!

From the time I started this job six months ago, it has been nothing but a positive experience. The policies and procedures you have in place just make the world that much better [in which] to close loans. Thank you for your wise leadership and the efforts to make our lives easier in the mortgage business. Your encouragement and support have made all the difference.

I appreciate your taking time to send me that note. I do so love working here [with] all the amazing leaders in this company (including you).

Luckiest girl around to be part of the Cornerstone family for the last 21 years.

I wanted to thank you for taking the time to congratulate me on the five awesome years here with Cornerstone. I have learned so much over the years, and I am so thankful to be a part of such a great organization that is, in my opinion, extended family members. Thank you for giving me the opportunity to continue my employment and for allowing me to call Cornerstone home for the past five years. I look forward to being the best that I can be and continuing to make a positive difference for the people we serve daily.

It’s been a great five years and looking forward to many, many more.

Thanks so much, Marc. It truly has been a pleasure working with a joint venture like Cornerstone. It is a great to share the same core values and dedication to clients that we are now able to enjoy. Feels like we are home now, and I appreciate all that Cornerstone offers us. I love being part of this team!

So glad to be a part of Cornerstone, and I am looking forward to another great year!

We are ready to crush our goals this coming year! Thank you for everything--so grateful to be part of such an amazing company!

This has been one of the best years of our lives all around for us, and it wouldn't have been without Cornerstone and the team. We are in overdrive with growth strategies right now. Gotta win!

I doubt there is a better job for me in Oklahoma City, and I’m excited to come in every day. Thank you and all of management for creating such a wonderful company to work for that helps so many families achieve their dreams.

I am so appreciative to be working for you and fortunate to be a part of this great company!

I really enjoyed reading how Cornerstone evolved to what it is today and how your faith played such an important role. I’m very excited to be a part of the Cornerstone Family and can’t want to jump right in! Thank you again for reaching out to welcome me.

I am so excited to be part of the Cornerstone team! Thank you so much for sending over the “Cornerstone Story.” It confirms the fact that I made a great decision and am working for an amazing team.

Each day I am grateful for my job and the opportunities associated with it. This is truly the best place to work!

I can’t thank you enough for being level-headed and gracious and for being the type of CEO that naturally draws people to you.

I am so blessed to have such a wonderful work family through these 7 years. Jennifer McBee, Senior Production Partner It’s an honor and pleasure to be a part of this family. Cornerstone has changed my life is so many positive ways!

I have enjoyed all the years I have been here and hope there are many more in the future for me here.

Thanks, Marc, for the kind email. I can’t believe it’s been six years since we started the joint venture. Thanks for your leadership and creating an environment where we can succeed in making positive differences [while] fulfilling our Mission, Vision and Convictions. I truly believe we provide the best mortgage experience in the industry. Thanks again for all your support.

Thanks for taking the time to reach out. I appreciate the support from all the folks I’ve worked with at Cornerstone/PHL. Looking forward to many more years ahead.

I am so happy to be a part of the Cornerstone family!

I really appreciate Cornerstone’s values and the commitment to its team members and customers.

I am proud to be a member of your Cornerstone family.

Thank you for your leadership and direction, Marc.

I feel beyond blessed and thankful for being a part of Cornerstone and walking alongside so many amazing people through this wonderful journey.

It’s great to be in a company which not only espouses but also lives up to these ideals!

Thank you for another wonderful year with the Cornerstone family.

In big ways, small ways, countless ways your generous spirit has always touched me, Marc! I do wish I could find the perfect way to say, “THANK YOU” other than just “THANK YOU”! You go out of your way to care about others. You are simply the BEST!

Thank YOU, Marc and Judy! I respect and care for the wonderful leaders of Cornerstone! Thank you so much for this awesome surprise (as winner of the monthly Appreciation Day drawing).

Our family expresses its sincere appreciation for your prayers, expressions of love, words of comfort, as well as numerous acts of kindness. We, the family, extend to our many friends and associates, our deepest appreciation for helping us during our time of need.

I feel very fortunate to be a part of this team and family. It took me several tries to get here, but I finally made it, and I have enjoyed every bit of it. It does not feel like it has been 10 years though. I appreciate all that you do for us and truly enjoy working here.

I’m happy to be at such a great company and look forward to the future with Cornerstone/Priority.

Thank you so much for founding and being at the helm of this wonderful company! It has been a wonderful eight years, and I look forward to many more. In two years my picture will be up on that wall!

I truly appreciate your thoughtfulness in acknowledging your appreciation to team members.

I am very grateful that we selected [Cornerstone as] such a great partner. Your servant leadership, vision, passion and industry knowledge have taught me so much and inspired me. The ability to innovate and the entrepreneur spirit within your company are awesome. For these reasons, I am very excited about our potential moving forward and energized to continue our pursuit to mastery.

Thank you for the continued opportunity to make a difference.

I’m so very happy and proud to be part of the Cornerstone Family. Thank you for the opportunity to be of service!

I am very thankful to be back. There are many companies out there, but they are not like Cornerstone!

I am very proud to work for Cornerstone. It is wonderful to know that we are valued. Looking forward to another great year!

I am one of the newest and luckiest members of the Cornerstone family. Your video that discusses Cornerstone’s mission and culture was very inspiring, and I couldn’t be happier to be joining a team that puts so much emphasis on customer satisfaction and employee morale. I had been trying to join Cornerstone for almost 2 ½ years, but the timing was always just a little off. Still, I never gave up, always knowing that I was meant to be here. Finally, my dream came true this past December, and I couldn’t be more grateful that Michelle Gonzalez—and ultimately you—has granted me this opportunity. Every day I walk these halls and can’t help but smile because I know that I will be great here. Once again, thank you for your message, the opportunity, and I look forward to meeting you one day.

What an extraordinary example of your personal values and values that continues to waterfall down through the Cornerstone Family! Every communication, email, action, interaction, etc. simply reinforces why I chose and continue to choose to work with such amazing folks at such an amazing place. Thank you for your leadership.

We are all so proud and grateful to be part of this world-class organization. We are thankful we have such a generous leader and forward-thinking leadership team. We are excited to help more families obtain the dream of homeownership in 2017.

It was so fun to sit in my office and listen to the buzz as people read their email the day after Christmas. I heard everything from deep breaths of relief to shouts of pure joy! As people arrived, the fun continued: “Open your email! You have an email from Marc Laird.” Then, “Wow!”, “Amazing!”, and “I can’t believe this!” One newer employee shouted, “I love this job!” For me, this confirmed that we can buy tickets for a beach vacation. I am thrilled! Thank you so much for your sincere emails, your consideration, and your generosity. I am echoing the sentiments of others as I say to you, “I love my job!” Thank you, thank you.

I truly do love working here!

It is always so nice that Cornerstone acknowledges their employees like they do.

It has been a very enjoyable seven years with more years to come.

It is truly is my honor to work with such an impressive family. I look forward to our continued success and many, many more anniversaries.

It’s an honor and a pleasure working with Cornerstone Home Lending.

I have really enjoyed this past year here at Cornerstone and look forward to many more.

I have to say that I’m very appreciative and impressed to receive a wonderful welcome from the CEO &Chairman of Cornerstone! It’s a rare occasion, and I’m thankful to know I have joined an amazing company.

I very much appreciate you and Cornerstone: this is the best company I have ever worked for. Everybody at this company is the best, and it all comes from the top … yes, that’s you!

Thank you it has been an awesome year, and I look forward to many more with the company.

Very pleased and proud to be part of this organization.

Thank you so much for this “Welcome” email. I couldn’t be happier to be with this Cornerstone family.

[25 years] Doesn’t seem possible! Time flies when you’re having FUN! Cornerstone has been so good to me. I’ve grown as a person and have had the privilege to know some great people. Please know it’s been my absolute honor to contribute my part in helping families fulfill their dreams in owning a home. I’ll never forget that feeling when I became a homeowner. Thank YOU, for the kind words, for continuing to watch out for us, and for allowing me to keep showing up to this great company you’ve built.

I love being a part of this incredible organization you have built.

Thank you for your dedication to employees like me in creating a wonderful environment for both my family and me to work. It really is great working with the Cornerstone team. I hope to keep helping our team continue winning in the future!

I really love seeing these calculations listed as the number of families we’ve been fortunate to assist, rather than just a dollar amount. The impact is truly significant.

I enjoyed learning about the history of Cornerstone, and I am so very happy and proud to be back working with such an amazing company. I’m also looking forward to my future being a part of the Cornerstone family.

Your story, vision, and mission statement solidify the fact that God has answered my prayers as well.

I appreciate your warm welcome and am proud and privileged to be part of the team.

I feel very fortunate to be able to work at this extraordinary company. Thank you for this opportunity.

I’m still as excited as ever to be a part of Cornerstone’s success!

I appreciate your thoughtfulness. I have truly enjoyed my two years here at Cornerstone and hope to see many more. I am thrilled to be here.

2016 was certainly an awesome year!

I am truly blessed to work for Cornerstone. What a very positive way to start off this new year!

I am so blessed to work here and thank God every day that Deb Meogrossi introduced me to Tammy and such a wonderful company and that I was given this opportunity.

You and Judy have such big hearts. I thank my lucky stars I came to work here 26 years ago.

I cannot thank you enough not only for giving us such a great environment to work in. I am truly grateful for all that this company has done for me, and I am so proud to be a part of this great team.

Every day I realize what a blessing this company truly is!

I just wanted to send a quick note to sing the praises of one employee Pat Fowler. I have to say that she is the embodiment of the CHL Mission, Vision and Convictions, as published, and has been a valuable tool for me as I have progressed through the learning process of underwriting for CHL and my continued development of the tools necessary to underwrite our various Bond Loans and FHA loans, and I’m certain she will continue to be an asset as I delve into the VA process. She has made herself readily available and provided valuable direction without rebuke despite what, I’m sure, has been some impact to her production, and I can’t say it with any greater conviction how thankful I am and blessed to have her as my queue mate. She has made a positive difference to me, and is not only an asset to me, our queue and team, but, most certainly, to CHL. She deserves to be duly recognized for her steadfast dedication to the company.

Thank you for your continued commitment to your employees! Congratulations to the Cornerstone team for this great accomplishment: $7.5 Billion! WOW!

We are all very blessed to work for such a great company!

Thank you so much for the generosity and letting me be part of this amazing team. I feel very blessed. Also, I watched your Treehouse episode the other night with my whole family. It’s the first time we could get all six of us to watch the same show. It was awesome.

I do feel like a valued employee, thanks to you.

I am so proud to be a part of the Cornerstone Family!

Wonderful year … Wonderful company … Awesome.

Back in May of this year when I received my anniversary card from you and Judy, I looked up from my desk and saw the items that are a direct reflection of loving my job as much as I do. I intended to take a couple of pictures and send off a quick note of appreciation. As I was writing, I thought, “You know, he will think it’s silly.” I wish I had sent that note, Marc. This dedicated employee from Vancouver, WA, THANKS YOU and am truly grateful every morning when I walk in to my office with my cup of coffee and log in ready to see what the day has in store for me as part of that Cornerstone family. I look forward to many more anniversaries and birthdays.

I would like to say, “Thank you” for creating and leading a company that is a wonderful place to work and that lives up to its values and mission. It is an honor to work for you and to be a part of the team. Blessings to you and may there by many years of continued success.

Cornerstone certainly lights up my world! Y’all rock!

I am truly blessed to work for Cornerstone. What a very positive way to start off the new year! Cheers to 2017!

I have a commitment to take time to be grateful each day for the things that my family and I have been so blessed with. Being an employee with Cornerstone Home Lending has truly been a gift to me in 2016. I love the “family” that is represented here in the Boulder office, Northern Colorado, as well as in the entire company. It continues to surprise me at how positive and supportive that everyone is here. Thank you again for your support of all of us employees at Cornerstone Home Lending.

I cannot thank you enough for giving us not only such a great environment to work in. I am truly grateful for all that this company has done for me, and I am so proud to be a part of this great team.

I am thankful every day to work for such a wonderful company that has passionate and professional employees and leadership. Working for this company has been such a blessing for me and my husband this year. I know you are a busy person, but I would like you to know how Cornerstone has made a positive difference in my life in 2016: My husband and I purchased our home through the employee loan program at Cornerstone. My job provided income to pay our bills when my husband was laid off. My job provided health insurance that covered my husband’s surgery. Working with Cornerstone employees restored my trust and faith in co-workers that I had lost while working as a state regulator. Working for Cornerstone has allowed me to grow as a professional and contribute my thoughts and knowledge to various projects. I am so thankful to be here and hope I have made a positive difference in the lives of those I work with and that I will continue to do so.

I have been at Cornerstone for six months only, but you all have made me feel right at home here and that I am a valued member of the team.

I love working for Cornerstone and hope this year is the best ever!

I feel so blessed to work for Cornerstone and to have leaders like you both. You really know how to make me feel appreciated!

I appreciate you so much and love Cornerstone.

I can’t believe it’s been 5 years already. I love Cornerstone so much, and I cannot wait for the next 5.

I am delighted to be part of the team. I want to thank you and Judy, as well, for the generous pricing structure provided on employee loans. I closed on my home purchase today and am deeply grateful.

I am blessed to be a part of your team.

It has been a pleasure to work here for the last 5 years, and I look forward to many more. Thank you so much for the kind gesture!

It has been an incredible first year with Cornerstone, and I am very grateful to be a part of this amazing company and family. I look forward to continued growth and learning opportunities in the year ahead. I strive to encourage, support, and make a positive difference in the lives of others in the same way the Cornerstone family has positively made a difference in my life.

I feel very fortunate to be a part of this family.

I am so happy to be here and love everything Cornerstone does for its clients and employees! Looking forward to a busy 2017.

Thanks for leading by example and making this a great company to work for.

I really appreciate all that you do for us and am thankful for my past three years with Cornerstone.

It is such a privilege and an honor to work for a company that cares so much about its employees and recognizes their contributions. It makes me proud when I am asked by a stranger where I work and then be told, “I have heard so many great things about your company. You are so lucky to work there.” And yes, I am so lucky.

I so appreciate you everyone's hard work. How wonderful! Happy New Year!

I feel truly blessed to be part of such a great company. Thank you for your encouragement and support.

I appreciate you and a company I am proud to stand by.

5 years—unbelievable that so much time has gone by! I have never been prouder or happier to work with such an incredible group of people and for such an outstanding company. Thank you for all you and Judy do for us. It is truly appreciated.

Here’s to another record-setting year at Cornerstone! Thank you for setting a tone of gratefulness and joy in helping others for us all.

Thank you so much, Marc, for everything you do! It’s the little things like these that really make us feel appreciated!

It will be 15 years of being part of the Cornerstone family on Saturday! I would like to thank you both for giving me the opportunity to establish and mature my career at Cornerstone. I am truly grateful for blessings my family has been able to enjoy as a result of these past fifteen years. I am looking forward to next fifteen. There is still so much we can accomplish to push Cornerstone technology to be the best in class. Thank you for the gift card and the steaks.

I’ve only been here a short time but I truly feel blessed to be part of an organization and family like this.

It has been an awesome first year with the company, and I am very excited about the outlook on our collective future here. I feel that most everyone here takes a great deal of pride in his/her work and puts his/her best foot forward to help every family. If we never lose sight of our core values and the mission at hand, we will be unsurpassable as a group/company.

It has been such a wonderful year, full of knowledge, learning experiences, and wonderful co-workers. I appreciate this opportunity more than you know.

I am truly blessed to be a part of such a wonderful company!

It’s been a fast and wonderful 4 years, and I am thankful for Cornerstone every day!

So blessed to be here!

Just wanted to let you both know how much I appreciate the FUN DAY drawing and all the other things you do for us here at Cornerstone. Cornerstone is a wonderful place to work. I am very proud to be on your TEAM!

I am extremely grateful to be a part of Cornerstone!

I have truly loved my last 2 years with Cornerstone!

Thank you so much, Mr. Laird! I will take advantage of the bonus materials for the Living Forward book. It is definitely a very informative book, and after reading it realized I needed to get out of my previous job and find a new one which led me to Cornerstone. I really enjoy working here and hope it will be a lifelong career from here until retirement!

I’ve been enjoying it here since day 1!

I will be downloading the material that accompanies the Living Forward book you sent and would like to thank you for providing me this opportunity to grow with your company. I am very excited about this new adventure with Cornerstone.

This is an awesome company to work for!!

Thank you so much for the email. In the week that I have been here, I can tell this is a very different company. Different than anywhere I have ever worked before. I feel very lucky to be here.

I’m very excited to be working for a company with such an authentic purpose and with people who believe in what they do every day.

I couldn’t have asked for a more pleasant, family-oriented company to be a part of. I appreciate the opportunity to work with you to meet the goals of CHL.

It is such a blessing to be a Cornerstone Employee.

Thank you for sharing both the story and these remarkable convictions of Cornerstone Home Lending! I truly enjoyed your “off the cuff video” describing how the vision led to the foundation of this amazing company. The team has made me feel most welcome, and I am thrilled to be a part of what CHL is doing through serving others. I look forward to getting to know you and Judy and the other executive team members on this new journey.

This is such a wonderful place to work! These Fun Day drawings are the little things that mean so much. I am so very happy to be a part of this team.

I love working here.

Thank you for your kind words. I am blessed to have been here for 10 short years. Thanks for all that you do for me so I can succeed. Here's to 10 more!

I appreciate the opportunity and leadership provided by Cornerstone. Congratulations on running a great company!

Thank you for the huge role you play in my success and in making this company a great joy to work for.

This past year has been an amazing experience for me, and I look forward to being a part of Cornerstone for the rest of my working career. I truly am in the right place. You, Andrina, Manuel, and Michelle are among the best leaders that I have worked for (Keep in mind that I am prior military with 20 years of management experience).

I am glad to be part of such a great team and a great company!

Absolutely love working for Cornerstone!

It has truly been an amazing first year. I hope for many more great ones to come!

This first year has been such a blessing to me, and I’m looking forward to many more.

I appreciate all that Cornerstone has does for me and my family. The best compliment I can give the working environment here at Cornerstone is that the five years have flown by. It’s hard to believe that I’m at my fifth year anniversary. Cornerstone is a really great company full of really great people.

It has been a great 11 years!

It has been a privilege to work with Cornerstone and hope to have many more years to come.

I am very blessed to work for Cornerstone.

It is truly a blessing to be a part of such an amazing company … by far the best I have ever been part of. I absolutely love this company and will continue to commit myself to Cornerstone’s convictions and mission.

God has blessed me tremendously by allowing me to work for such an amazing, God-honoring company. I feel that working at Cornerstone, you are always around lifers, thrusters, and people who inspire you and motivate you. Doing what you love is the “Cornerstone” of having abundance in your life.

I received some beautiful flowers and thank you so much for the card and gift card. I can’t believe it has been 10 years – that was FAST! It is a pleasure to work for such an employee-friendly organization.

They say time flies when you’re having fun, and, boy is this true! This is a wonderful company to work for, and I thank God every day for my blessings, and this is one! I really appreciate you.

Can’t believe 10 years has gone by already, but it has been a privilege to work with your company.

What a blessing it has been to be at Cornerstone for 10 years!

I am very grateful for all the opportunities I’ve been granted at Cornerstone, and I’m looking forward to what the next 10 years have to offer.

Thanks so much for the introduction and the nice welcome! I am happy and thankful to be here!

I appreciate your creating such an amazing company, and I feel blessed to be part of Cornerstone. Amazing how fast time flies and how love coming to work each and every day. Thanks again for all that you do and I appreciate the nice email.

Cornerstone is a great company, and I am glad I'm here!

I look forward to a successful career with Cornerstone. I have been so impressed and felt so welcomed by everybody on the team. The convictions and vision are conspicuous and profoundly apparent across the company.

I’m super excited to be part of the Cornerstone family. It’s an amazing company with so much to offer. I’m looking forward to getting settled in and learning your systems.

Thank you for your gracious leadership!

I feel so fortunate to be a part of such an amazing culture: it is so refreshing. Thank you for the opportunity to be a part of this team.

It’s been a wonderful year here at Cornerstone.

I am honored to be part of such a caring company.

Couldn’t be happier working anywhere else, but Cornerstone.

I am very proud to be a part of this great family.

It makes it easy to be here year after year when I work for such an AMAZING company!

Thank you for building a company with such great culture. It is a pleasure originating loans for Cornerstone.

I couldn’t be happier with the working family I have. Feel very BLESSED! Thank you for the wonderful foundation.

I appreciate all that you do for Cornerstone and me. Without your vision, perseverance, and dedication, we would not be here to serve our customers and fellow employees.

All day I have tried to find the words to say “Thank you” for all of your dedication, hard work, and continued enthusiasm for the past 29 years. I can only begin to imagine how proud the both of you must feel. You have built not only a company but also a family environment like none I have ever seen in the workplace. Additionally, you are fabulous role models for your employees and your families. I am very blessed to be a part of this organization and wish you both continued good health and success as you begin the next 29 years!

It’s an honor to work for a great company like Cornerstone.

I have definitely been blessed to be part of such a great company! And for that I say THANK YOU!

I’m really happy to be here!

I truly love working for Cornerstone.

It has been great working for Cornerstone!

I am so happy to be home at Cornerstone where I belong!

The three short years I have been with Cornerstone has changed my life forever.

I am so thankful to be part of the Cornerstone family. It is a blessing not only to do what I love and learn more every day but also to work with such fine, talented people. The environment is encouraging, collaborative, and committed to serving our Loan Officers and clients with excellence. It is an honor to work here. Thank you for helping make Cornerstone such a bright atmosphere to work in.

Though I’m only on my second week with the company, Cornerstone seems like a really nice place to work, and the people I’ve met certainly seem to enjoy working here. From my first day, I have felt very welcomed. I look forward to being a part of the Cornerstone family.

I’m very impressed and blessed to be a part of such a great company.

I am honored to be working for such a great company!

I am so grateful for the opportunity afforded to me to work for such an AMAZING company and GREAT group of people and to be able to help our borrowers achieve the blessing of homeownership!

I am very grateful to have the honor to work at Cornerstone.

I’ve said before, and I will say again: I am truly blessed to be part of the Cornerstone family.

I’m very excited.

Thank you, sir, for the kind welcome and the wonderful opportunity to be a valued addition to the Cornerstone family. It has only been a week; however, everyone here at Cornerstone has been great in assisting me to get settled in. This has allowed me to be in a fantastic position to hit the ground running! Today is a great day to make a difference, so I am eager to get started.

Everyone has been so kind to me thus far, and I am enjoying learning more about the company and culture each day.

I wanted to say, “Thank YOU” for providing the guidance and leadership that informs our company’s culture of helpfulness and positivity. I appreciate it, and that’s one of the big reasons why I love this company!

I am very grateful to work for such a great company and amazing people.

I am proud and honored to be here for 10 years! I appreciate all you and Judy do for us. There is no better company to work for, and I consider myself privileged to be a member of the best team at Cornerstone!

I feel so lucky to be a part of the positive energy that is Cornerstone Mortgage.

It is a pleasure to work with such awesome people.

I work with a great group of people and love it here.

It’s been my pleasure to work for Cornerstone, and I am thankful every day for this opportunity to work with such nice people.

I really appreciate everything you do for us.

It has been a wonderful year, and I look forward to continuing to show and tell families what a special company this is. It is wonderful to be at a place that strives to make a difference in people’s lives.

I am beside myself! It’s amazing to me that here I am 10 years later as excited as I was my first week in 2007. Such a great family to be a part of, and thank you so much. I was very much surprised by the goodies and look forward to adding my picture to the wall of legends.

Couldn’t be happier and honored to work for such a great family of coworkers.

It is truly a pleasure to work at Cornerstone! I am grateful!

I am thrilled to be here and work with everyone. This really is the best company and people around!

I look forward to many more years with Cornerstone!

I so love this Company and all the Team work! I am so blessed!

It's a pleasure to be part of such a great team and family. Look forward to many more years.

I work for the best company ever!

I’m grateful for being part of the Cornerstone family.

It is a blessing to be able to work for such a great company!

I absolutely LOVE this company!

I am happy to be a part of this team.

I want to thank both of you for the gift card and my fruit basket for my 5-year anniversary at Cornerstone! 15 years ago when Heather joined your great company, I never imagined I would be where I am today, and it has been the best 5 years of my life. I am looking forward to the next 5 years and thank you for allowing me to work for such great people.

Thank you so much for making my day absolutely wonderful! I am proud to be a member of the Cornerstone Family and just can’t thank you enough!

It’s been my pleasure to be part of this great company!

My one week in Houston for training was nothing short of AMAZING.

I am so excited to be a part of Cornerstone family. My first week here was wonderful. Of course, starting during Employee Appreciation week was pretty special in itself. The training is great; the co-workers and managers are amazing.

Love this company!

Me again – now you have me in tears for the gift. You truly know how to make someone’s day!

Thank you for sending me the “Beginnings” narrative and the Vision Statement. I enjoyed reading them. Though I’m only on my second week with the company, Cornerstone seems like a really nice place to work, and the people I’ve met certainly seem to enjoy working here. From my first day, I have felt very welcomed. I look forward to being a part of the Cornerstone family.

You guys really know how to make it special. I love working for Cornerstone!

I am truly blessed to work with such a wonderful company and to be able to help others achieve their dreams.

It is an honor to be part of the Cornerstone family.

I can honestly say that there hasn’t been a single day in the past 7 years that I haven’t looked forward to coming in to work. The people, the office culture, the teamwork . . . I don’t see that as much in other companies any more. Very happy to be here.

While this is only the start of my second week, I can already tell that Cornerstone is indeed truly special. I feel like I’ve won the lottery being able to work for this company. I’m glad I’m surrounded by so many people who truly care about families and doing the job with the highest integrity. I am so glad that I am here.

I truly love working for Cornerstone! It is the best career decision I’ve ever made. Cornerstone has been a real blessing to my family and me. To many more!

I am the one that needs to THANK our amazing Leadership team for the vision and for creating this wonderful place called Cornerstone Home Lending. These 5 years have gone by really quickly, but they are full of great memories, personal growth, achievements, and great lessons learned. CHEERS to the next five years!

Time flies when you’re having FUN. I’m so very grateful to be a part of this amazing company. I brag to my friends ALL THE TIME about how much I love my job. I’m looking forward to many more fun, fantastic and fulfilling years to come!

The ways this company has changed our lives can never really be articulated well enough. Cornerstone is our extended family and I am so grateful to be a part of this amazing team. Thank you for your kind words of encouragement when we needed it the most. I’m grateful every day for every moment we’ve been given.

It has been an honor and a pleasure to represent such a fine organization as this, and my desire is to continue to give 110% in all that I do towards the company’s success.

The Company’s Mission is one of the very reasons I am here.

My tenure at Cornerstone has been the best 3 years of my career. Thank you for allowing me to work with magnificent, remarkable, and outstanding individuals who have allowed me to grow in this fast-paced environment. Cornerstone is a huge part of my family and a place I call home.

My experience at Cornerstone has exceeded my expectations. It’s a great team atmosphere with great people.

I really enjoy the life and family Cornerstone has created for me.

I love my job and working for Gene. It is my pleasure being employed at Cornerstone/Nest.

I’m so grateful to work for such a wonderful company!

I appreciate the opportunity to be able to come to work every day for a company that is making a difference and where I feel that I am personally making a significant contribution to greater goals of the Mountain West Division and to the entire company of Cornerstone Home Lending. Our future is bright!

Blessed to be here!

I feel so blessed to be a part of the Cornerstone family. I am just completing my third week with the company and love it more each day. I strive to be the best that I can be for Cornerstone. I look forward to coming to work every day.

I am so blessed to be here.

I am very happy and blessed to be part of Cornerstone.

I can’t tell you how meaningful it is to know that I work for a company that recognizes events like this for every employee. I have really enjoyed my last five years here.

It is truly an honor to be a part of and work for such an amazing company. The culture you and your team have created is one of many things that separates Cornerstone from the rest. I look forward to helping grow the vision to even greater levels!

I count it a privilege to come to work every day. Thank you for letting me be part of this great company!

It has been a pleasure to be a part of our Cornerstone Family, and I look forward to many more years.

It has been a great 7 years—so thankful to be a part of this company!

Glad to be a part of a winning team!

It is an honor every year to work for Cornerstone! I am very blessed and can’t wait to get on the 10-year wall!

Have never felt this special anywhere I have ever worked. Thanks so much for all you do for us.

Working here has truly been a blessing.

Happy to be here!

I just want to let you know how much I love doing what I do for Cornerstone! It is a privilege to work here. I hope to be here another 14 years. My heartfelt thanks to you both.

It has been a blessed year, and am so happy I joined the Cornerstone family :)

I am truly grateful to be working for such an amazing company!

Truly a blessing to work here!

I am very blessed to work for such an amazing company and people like you. I want to say special thanks for your generosity.

KSBJ has this “You are awesome” calls that they do. I am telling everyone that Cornerstone is AWESOME! No wonder Cornerstone is one of the top 100 companies to work for. With such generous and caring leadership at the helm, how could we not be?

Thank you for your continued support and contributions to us and our families! Greatly appreciated!

Thank you so much for the gift card. I appreciate it and feel very fortunate to be a part of the Cornerstone family.

This has been such an amazing company to work for, and the people are great to work with! I greatly appreciate that you and anyone else involved take the time to send the positive thoughts (most importantly) and gifts.

I feel blessed to have such a great place to work.

You guys are the best!

Thank YOU for allowing me to work for such a wonderful company. This is the BEST company ever! May God continue to bless you and the Cornerstone Family.

This company continues to amaze me.

It’s a pleasure to work for Cornerstone!

I’m grateful to be a part of this company.

Coming to work here is one of the best things that has ever happened to me!

It really has been great working here. I have a great team myself that I work with daily. I have awesome supervisors: Tammy, Rose, and Stephanie all are very helpful and have been much help throughout the years.

I truly found a home after 30 years in this industry and am so thankful for the opportunity to work with such an outstanding company.

I am so glad I joined the Cornerstone Team.

I so love this company and all the team work! I am so blessed!

I am very honored to be given this opportunity to work with a great company and “rock star” individuals.

I feel blessed to be affiliated with Cornerstone: it is like going to work each day with your accountability partners. The corporate culture is truly amazing!

It’s the little things that make you feel appreciated. Thank you!

I am very grateful for the opportunity to work here. Cornerstone has been a blessing to me and my family!

Couldn’t be happier and more honored to work for such a great family or coworkers. Cheers to another 3 years!

I am so EXCITED, about my 1-year anniversary. I am so grateful for the opportunity afforded to me to work for such an AMAZING company and GREAT group of people and to be able to help our borrowers achieve the blessing of homeownership!

From all of us at our Clearfield Utah Branch, a sincere “Thank You” for the Employee Appreciation Week. It is a blessing and honor to be part of the Cornerstone Family.

It is so nice to work for a company that makes you feel appreciated.

So lucky to be within this fantastic team of people and supportive company!

Cornerstone is truly a unique workplace with wonderful “team members.” I have loved the opportunity to work in such a dynamic, progressive, and creatively challenging marketing department!

It has been my pleasure to work for such a wonderful company, with wonderful leadership.

I’m so happy to be here and absolutely love the people I work with! I was a Cornerstone customer before becoming an employee, so had much respect for this company from the start. I appreciate the opportunity to be part of this amazing team. Thank you!

I’m excited to be here with Cornerstone.

It is an honor to work for such a great company. I truly appreciate all Cornerstone does for us!

I really appreciate the opportunity of working for your company. It feels like family.

I have just been truly blessed to have a career here at Cornerstone.

I am proud to be a Team Member! Thank you for this refreshing change of terminology (“not employee but team member”), Marc!

You continue to make us GLAD and BLESSED to be here as one of our Team Members.

The training and support here has been GREAT!

I've worked for 3 extra big banks, and their $25 million CEOs walked around employees with security details while the CEO of this company likes to see the team members have fun and enjoy their work experience. It's amazing.

I love Cornerstone because of the opportunities it has given me, the flexibility in my schedule that allows me to be there for my son more often, and, of course, because you give us the chance to win your amazing seats at the Astros game!

I LOVE it here at this front desk, still!

I just wanted to let you know I received the company’s response regarding my suggestion. All I can say is WOW, WOW, WOW and WOW! Thank you so very much for your vision, phenomenal leadership, and listening to the VOICE of the Associate. I am excited about the changes to come. Thank You, Thank You, Thank You!

I appreciate you, your generosity, and what Cornerstone stands for – what a wonderful company to work for!

I am glad to be part of the family!

It’s my pleasure to contribute to the company. I love my Cornerstone family!

I love my company, Cornerstone Home Lending!

I am very blessed to be at Cornerstone, surrounded by family like you and Andrina.

I’ve learned in the very short time that I’ve worked for Cornerstone that we are a company that has very appreciative owners. The small gestures of gratitude and your willingness to say “Thank you” mean so much to everyone – from highly compensated managers and loan officers to salaried support staff.

It has been a pleasure working at Cornerstone for these past 4 years!

I’m in a reflective mood today because today is my 30th anniversary in the industry. I love working here and don’t plan on leaving. Thanks for all you do.

I love working for this company. It has been an honor to be a part of this organization. I look forward to many more years!

My family, clients and I sincerely appreciate the opportunity you gave me five years ago!

Thank you for remembering me and thank you for allowing me to continue to work for the Cornerstone family. I have truly been blessed to have this continued opportunity.

It’s an absolute pleasure working for Cornestone! I look forward to many more anniversaries here!

It continues to be a joy working here. I absolutely love it.

The years have just flown by! Thanks for fostering such a great culture and making this the best mortgage company to work for.

I’ve absolutely loved the opportunity to work for such an amazing company! I look forward to many more years with Cornerstone!

I love this company. I wouldn’t work anywhere else.

I am excited to be here. I have already posted the Vision Statement displayed proudly at my desk! It is one of the main reasons I applied to work at Cornerstone. Thank you!

I love Cornerstone because we are unique in every aspect of our approach to every interaction we have, whether it be assisting a customer, a team mate, or a stranger that clearly needs help navigating the parking garage. I am tremendously proud to represent Cornerstone and strive to make a positive difference in everything I do (Have I mentioned how much I love our core convictions?).

This is truly amazing and so appreciated. Thank you for your commitment to us and for the opportunity to work for such a great company.

Thank you so much! The members of the Sharla Pimley Dream Team appreciate you and your generosity!

I cannot thank you enough for the recognition! I am honored that Derek Bolls sought me out and brought me to the wonderful place 10 years ago: I am sure heaven is a little like this! Honestly, working here has been such a joy and privilege. I am not ready to retire, so hoping for 10 more years! I cannot thank you enough…

There’s nowhere else I’d rather be!

I am and happy and proud to be part of Cornerstone’s team and look forward to many more years!

It has been an honor to be a part of the Cornerstone Family. Truly the best company I have ever worked for. I admire you and Judy for bringing your vision of a client-centric mortgage company into existence! Thank you for all you do for us.

Thank you for keeping such a great company going for all these years. I remember my start day exactly 3 years ago! I was so excited to start my new job here I could barely even sleep the night before. Lol I really appreciate my job here. It is so awesome to have the CEO of the company you work for write you to tell you thank you for all you do. I really appreciate that!

It is an honor and pleasure to work for such a great company with many great people!

I look forward to a long tenure here and building many friendships and business contacts!

I am loving Cornerstone so far, and I already have my vision statement proudly displayed on my desk. Very excited for the opportunity!

Best 5 years of my life. Thank you for all you do for us!

Thank you so much for recognizing me – I love working here, and I love my HR Team!

I truly feel blessed to be fortunate enough to work for such a great company and with a great team.

I can’t imagine where I would be if I had not started working for Cornerstone 10 years ago. I’ve learned and grown tremendously over this time. Thank you for caring for each one of us and making it a happy workplace.

Thank you for this wonderful opportunity to work with such a great group of people!

I love Cornerstone because Cornerstone loves its employees and shows it in so many ways. That is because our company walks in Faith. Cornerstone’s philosophy on work/home balance is the key to its success. I am honored to work here.

I’m very blessed to be able to work for such an awesome company!

Best two years ever! Looking forward to many, many more!

I love working here!

It is an absolute pleasure to work with such an outstanding company with great people. I am proud to be here! One day soon, I hope to finally meet.

I am so honored to work for such a great company.

It is my pleasure to work for such a great company like this one! Thank you so much for your email and appreciation, it means a lot to me. Here’s to another 20+ years!

It is my honor and pleasure to be part of the Cornerstone Family.

I am one of your newest employees, and I’m extremely grateful to be here. I am honored to be a part of this organization and I pledge to follow the core values talked about in this video. I will work hard to add value in my role as a CD auditor.

Time sure does fly when you’re having fun and loving what you do every day!

I feel so blessed to be able to work for such an amazing company.

It’s been a privilege to work for Cornerstone and with Jay Crowell and Jacob Washburn on their team. I truly enjoy being a part of a company that truly values its team members.

I really enjoy working here.

I do truly appreciate the thoughtfulness. I love working with Cornerstone Home Lending. It is truly the best job I have ever had in the 36 years I have been in the work force. Thank you for creating such a wonderful company.

Cornerstone is a wonderful company to work with. I have truly enjoyed being a part of the Cornerstone Team. Cornerstone demonstrates teamwork and a commitment to help others.

I am so excited to be a part of this company and look forward to a great future with wonderful people!

Thank you so much for sharing the Vision Statement and the company beginnings document. I am extremely excited about joining the CHL team and look forward to growing with this amazing company!

I am super excited to be here! Here's to many more years of continued success!

It has been an amazing experience from the start! Everyone is more than happy to help, and it really feels like family here. I am very impressed and excited at what is yet to come. The details are simply impressive, and I am very appreciative. So glad to be here!

I feel privileged to work with this company and am grateful for all of my Team Members! Fortunately, I was re-hired in May 2017 as a Cornerstone employee and was absolutely delighted at this opportunity. I’m very proud to say that I work here. I was a customer before becoming a Team Member and had a positive experience then as well. I appreciate all that you do and want to extend a heartfelt “THANK YOU!”

I feel so at home here already! So grateful for this door that God has opened for me to become part of the family!

Thank you so much for the floating holiday! What an amazing long weekend we had! Really nice to work with a company whose owners are so involved and grateful for their employees.

I cannot tell you how much working with such a great team means!

I am excited to be here!

So happy to be a part of the CHL family!

I am so thankful to be a part of the Cornerstone family, grateful for the opportunity, and even more blown away by the wonderful leaders of this company.

Five years has gone by in a flash! This has been the longest I’ve ever been in one place, and I’m very excited about what the future holds. You all have been great, and I look forward to continuing to develop with the company.

Cornerstone has been such a blessing to me!

It is so awesome to work with such a loving and giving company! God is good!

I am thrilled!

WOO-HOO! Thank you for everything that you do for everyone.

Thank you for the kind message. It is a pleasure working here.

It’s been a pleasure to work with Cornerstone. Looking forward to many more years.

I just received your Welcome. It feels good to be welcomed and appreciated: it makes coming to work a whole lot better.

Thank YOU for allowing me to a part of this amazing company.

It is my pleasure to be a part of the Cornerstone family.

It’s a pleasure working with this company and the amazing people.

I am SO very grateful to be a part of such a wonderful team of people! Working with Cornerstone has truly been a blessing for me, and I plan to be here until I retire (SO…I guess that will be a while!). Again, thank you so much for your kindness and thoughtfulness! May God continue to bless Cornerstone!

It is really good to be back. I am looking forward to being here and being a productive member of the Cornerstone family again.

It’s been a pleasure working with Cornerstone. I look forward to my 10th anniversary!

Again, I truly love the way you treat your team members. Love this company.

I can’t thank you enough for talking to the group today. I am here to make a difference in this company and contribute to make us the BEST in the industry! I am excited to make this appraisal process more streamlined and above all the rest out there. We will move push full steam ahead to make this the best, well-oiled machine around . . . even the Appraisal Management Companies will wonder what we do to make us so good! I appreciate your passion and commitment to us, for it just makes me feel even more so blessed to work with this company (It will be 10 years next year! WOO-HOO!).

It has been a pleasure working for/with Cornerstone, and I look forward to many more years.

It has been such a great year and I’m so thankful to have the opportunity to work with this wonderful company!

I am happy, proud, and blessed to be a part of the Cornerstone family!

Kimberly Renz, Underwriter

It’s been a great year thus far and I’m looking forward to bigger and better things to come! Thank you for the opportunity!

I feel very blessed to be working at Cornerstone/Velocio! You have a great group of people, and I am very happy to be a part of it!

Thanks to you for sharing your insight, vision and heart with us at our QUEST meeting today. I am so happy to be on the Cornerstone Team. I am all in!

I feel very blessed to be here.

I’m grateful for the opportunity to be here!

I’m happy to be here, and I love my job. I’m grateful for the opportunity to work at a company that strives for success in culture and employee growth.

I truly love being part of the Cornerstone Family.

I’m so lucky to be a part of the CHL family!

It is such a blessing to be part of the Cornerstone family, and to be celebrating my 5th anniversary is an Awesome feeling!

It has been a wonderful 9 years! Thank you so much for the opportunity!

Oh wow! Thank you very much for taking time out of your busy schedule, to congratulate me! I say it quite often: Cornerstone is a great company to work with.

I am very happy working with a company where I am able to make a difference and that shares my core values!

It has been truly an awesome experience to be a team member of Cornerstone.

I hope to have many more years here at Cornerstone Home Lending.

I count it a blessing every day to be able to work here. Thank you for making it such a wonderful workplace.

It’s a pleasure being here, and I love working for Susan Barnhill.

It is a pleasure and honor to be part of the Cornerstone family, and I look forward to many more years to come.

I greatly appreciate this opportunity to join the Cornerstone family. I am VERY excited!

I am very excited about the new experience and opportunity.

I am very grateful for everything Cornerstone does for me and my family.

Glad to be a part of such a great organization.

I am so thankful and blessed to continue to work at this great company. Thank you for the continued opportunity to be employed here at Cornerstone Home Lending.

I love it here!

I'm overwhelmed at what a blessing Cornerstone has been for my family from Day 1. We are so very grateful to have a place that truly cares.

I’m proud to be with such a wonderful company!

I am so blessed to be a part of such a great company!

Thank you. It’s been a distinct pleasure to be a Team Member here and to be a part of a very special organization. I may have said it before, but if I had had the support previously as a LO that our LOs have here, I would be still originating loans, enjoying the work and making a ton of money. Thanks for creating, growing and leading a company that we all are very proud to be a part of!

I’m excited that I’m able to be a team member of Cornerstone.

So happy to be a part of such an amazing company!

I love coming to work every day.

There is no place I would rather be than at Cornerstone.

It has been an honor working with Cornerstone.

What a fantastic couple of years it has been!

I truly appreciate my job, this company, my team and YOU and your family for the opportunity.

The company you created makes me excited to come to work every day and for that, I am Thankful!

I am so glad for our extra vacation day! Thank you so much for one more day that I can spend with my family. I think that was a fantastic gift to all of us and one we will all truly enjoy. I am so very glad to be part of this Cornerstone family! The best!

I absolutely love my position here. This 1st year has flown by.

It’s an honor and a pleasure to work with Cornerstone!

I truly love working here.

Thank you—very proud to be a part of the TEAM!

Thank you for the way you run this amazing company. I am very proud to be a Team Member!

Thank you for having me as a Team Member.

Thank you for your leadership! This is why we joined Cornerstone!

So happy, honored and PROUD to be a Member of the Cornerstone Team! Thank you!

Thank you from a proud and excited Team Member!

The company makes me excited to come to work every day and for that, I am Thankful!

I truly appreciate my job, this company, my team and YOU for the opportunity.

Blessed to be at such a great company with amazing people.

I am proud to work with such a thoughtful and caring company.

First, thank you to everyone for their heroic efforts and hard work keeping this company running smoothly. I am amazed at what we have been able accomplish in the face of a disaster like Hurricane Harvey. So many of you have been putting in long hours and late nights, selflessly supporting others both at work and home. I am thankful for everyone! I also want you to know that the Cornerstone Cares fund is available for anyone who was flooded out or has any financial hardship from Harvey. We have been able to help a few of you already and it is our privilege to do so. There is a natural tendency to think that you are taking from others by receiving help, but the fund has enough to help anyone who needs it because of the constant generosity of all 1700 of our coworkers (team). And if necessary, Marc and Judy are committed to covering any needs if the fund runs low. So please do not worry about that. This is more than a company: it is a family. And you are all an important part of it.

I am so happy to be at Cornerstone!

I am very impressed with the members of our Cornerstone family. Over the years, I have been blessed to work with some of the best companies in the world, and I know that I am truly blessed, once again, to be a member of such an exceptional family we have with Cornerstone Home Lending.

Thank you all for everything you do to support your team!

I have been in the professional arena for MANY years, BUT NEVER have I felt the support and commitment from the management of my Company.

I am happy to be a Team Member, Marc.

I know you are probably getting a ton of emails, but please know you and our entire leadership team are amazing leaders!

I have been glued to the TV watching Hurricane Harvey unfold the last couple of days in disbelief, remembering Tropical Storm Allison when it hit Galveston and the flooding from that, and I know this is so much worse. I realize it probably isn't much but I do have extra space at my house for anyone who may be displaced and if they want to work from my office and stay at my home versus a shelter please let me know. I open my home and office with open arms for any of my Cornerstone family! I almost have the barn "guest quarters" ready which has a bed, bathroom and kitchenette area, so I can make that work as well and give them some privacy.

I felt like I needed to tell you about Derek Bolls. Derek is an incredibly humble man, and he would never tell you about this, but this morning he was checking on one of my direct reports. When I told him she was trapped in her home, had water and could not get out, he asked where she was, and when he found out she was not too far from his neighborhood, he drove over, picked her up as well as her daughter and 2-year-old grandson, and took them to safety. Just felt like you should know what kind of team members you have!

You all have such an incredible company. We are humbled and honored to be able to be your account team.

We have such an Amazing company that takes care of each other. Truly amazing! Thank you!!

Your kindness is just another example of why I love working with Cornerstone as it is truly family and has felt that way to me for the past 19 years. I love being part of this amazing team.

I can't say how amazing this is. I just joined the Cornerstone Family a week ago, and it truly is a family.

It is such a great honor to help our Team Members when need arises and another great example of what a unique and great company we have that really does care for each other.

I absolutely love working for Cornerstone and being a Team Member of such a great company. I will be around as long as you will have me!

This past year at Cornerstone has been an incredible experience, thanks to my team members and support from my superiors. Our core values and mission instilled here is one that I am very proud of, and I am happy to be a part of the Cornerstone family.

I couldn't have achieved such success without my team, your team, and the rest of this unbelievable company. I am absolutely blown away by it all. Thank you for everything!

I am honored to be part of such an amazing company.

Being at Cornerstone has really been one of the most rewarding years of my professional career. I would like to extend a sincere “Thank you” from my family and me as well, to you and the rest of our leadership team. Thank you not only for creating a work environment that allows me to continue to grow in the skills that financially support my family but also creating such a pleasant environment to come to every day. I am a better husband and a father because our workplace promotes such positivity. I truly feel valued, and that makes all the difference to me as a Team Member!

I am so proud to say I work with Cornerstone. I will continue to strive to make you proud of our team’s efforts!

I am amazed by how wonderful everyone has been. I truly feel at home and have never experienced such a beautiful work family!

I am so blessed to be a TEAM member of a great organization.

I love being part of OUR fantastic organization!

I wanted to reach out and say thank you for sending me the book Living Forward. It just came in the mail, and it means a lot that you/Cornerstone would care enough to send it! I’m very glad to be a part of the Cornerstone Team and am excited to see what the future brings! This is a very blessed company.

I am so honored and blessed to call myself a team member of this company! I hope this is only the 2nd year of many, many more!

I appreciate all that we do for your team members. One of my daughters and her husband are in the mortgage business in Minnesota. In her words…”Cornerstone is top notch.” I agree wholeheartedly.

It has been such a blessing to work here, and I look forward to many amazing years to come with this wonderful company. Thank you so much for all you do for us!

I am so glad there is a Cornerstone Cares Fund that we as CHL team members can contribute to so we can collectively help out fellow team members during a time of personal crisis.

I’ve only been with the company for a very short time, but I have loved every minute. I’m a sales recruiter, and in my short tenure I have found that Cornerstone is actually delivering. I greatly appreciate the nature of our recruiting strategy): don’t get in such a hurry to get a new hire that could sacrifice the culture of the company for. We’re looking for the best, and I know that takes some time. I’m glad to know that Cornerstone understands.

We saw this video in new hire training 2 months ago, and I was taken away. It gave me good goose bumps and solidified my decision to come to Cornerstone to work! I take the vision statement very seriously. Thank you for all you have done.

I am beyond shocked and so grateful for this amazing company I work for, and all its caring people!

I am so grateful to work with an awesome Company!

Glad to be a part of the Team!

I am blessed to be here!

It’s been a pleasure working with you and the amazing company we’ve built!

I am blessed to be here and be surrounded with such AMAZING people. I am honored to work with such a FANTASTIC company!

It’s a privilege to be a part of the Cornerstone Family.

I have really enjoyed my first year here.

I appreciate your allowing me to be a part of this fantastic Cornerstone team for going on 30 years. It has been my pleasure to do my part to protect the company and to support production. My life has been blessed since my initial interview. I still remember sitting at that temporary, shaky table, much younger and much thinner, with a dream to join the very best mortgage company and be part of that family. My dreams have more than come true!

I love Cornerstone!

I am very proud of our Cornerstone Team for navigating through that whole Hurricane crisis. It is truly a testament speaking volumes of the culture we have and the love and respect and care we all have for each other.

I am proud to represent a company that takes care of its team.

It’s been a great place to work, and I feel truly blessed!

Windy Strauss, Senior Mortgage Banker

I am quite thankful for my job here in Western Colorado.

I wouldn’t want to be anywhere else! Cornerstone is an amazing company and I am very blessed to be a part of this team!

I am always impressed at your thoughtfulness and recognition of all employees.

Thank you for your leadership as we navigate the natural disasters that impact our team members AND the changing world of our industry. Neither is for the faint of heart.

I just wanted to say that I truly feel blessed working with Cornerstone.

I am happy to be a part of such an amazing team and company!

It has been a great year and I am looking forward to many more with the Cornerstone family!

I am so very blessed and grateful to work with such an amazing company!

Thank you for giving me a job I love. I appreciate YOU greatly.

Best professional decision I ever made. I love it here!

Super stoked to be here!

It’s been a great two years and I am looking forward to many more!

It’s been an honor to work for such a great company and alongside incredible team members!

Being at Cornerstone has been an awesome experience.

I love being a part of the Cornerstone Family.

I’m happy to be part of the Cornerstone team!

There are no words to express my gratitude for the recognition and overwhelming sense of value that you have given me. I work with an incredible company and incredible people that continue to recognize and foster the gifts each member of the team brings. I love what I do for Cornerstone. I love talking with our borrowers , answering their questions, and educating them as much as I can about the loan process and locking in their interest rate since so many are first time home buyers. I am looking very forward to the next 15 years!

This has been a truly remarkable year and I am so honored to be with such a great team and company.

It certainly does not feel like I have been with Cornerstone for five years. I appreciate the opportunity and look forward to many more years.

I'm Team Cornerstone all the way!

I will continue to be an honest and hard worker as I am very grateful to be a part of the Cornerstone Family! May many blessings continue to shower your families.

I have enjoyed every minute of working here at CHL and the great people that make this company “Shine” in the mortgage industry.

I feel blessed to work for, and with, such an amazing, generous and compassionate group of individuals. The good deeds Cornerstone continuously does for its team members promote the drive to follow through and do for others.

Good morning. I know it’s a little weird for me to email the CEO of the company, but I wanted to let you know what an amazing company you have made. This week will be my second month with Cornerstone. I am so lucky and thankful that I am a proud team member of this amazing company!

I am so blessed to be a part of such an incredible company!

Some of you already know that David Couch (Loan Officer) and his two brothers-in-law bought a 5-ton truck and headed from San Antonio to Houston a few days ago to help and rescue those in need after Hurricane Harvey. I am personally so proud of David as he has set an example that we all should strive to follow! He didn't hesitate, and instead he jumped in that truck and truly went to help; he rolled up his sleeves and went to work! David, THANK YOU for being such a great human! Proud of you!

Super stoked to be here!

I wanted to send you a quick note to thank you for continuing to give me blessings for my life. Ninja Selling was amazing.Thank you, thank you for 20 amazing years with my family at Cornerstone. Greg and I (and our family) have been incredibly blessed by you and Judy, and we are forever thankful for our friendship and opportunities. Looking forward to more incredible memories and fun times.

Thank you for having the vision and a defined mission Marc! I am honored to serve our clients and our Team Members every single day!

Cornerstone is by far the best mortgage company I have worked for. It has a VERY wide range of loan programs with numerous investors-- and they are still adding more. The culture is unheard of-- they have a family/team dynamic. You aren't just an employee: you are a team member, and that stems directly from the top. The compensation is excellent and benefits are competitive. The best thing to point out is that closing dates are strictly enforced. If a loan needs to close on time, it gets done no matter how many resources and different members, from processing to the credit risk VP, it takes: they will all jump in, if needed. Marketing is quick, and they have a lot of different tools for custom marketing. Ops focuses to ensure that we are out creating, developing, and growing relationships with our business partners so we are not sitting behind a desk working loans.

Thank you so much for being thoughtful and for running such a phenomenal company. It has been my absolute pleasure to call Cornerstone home – it is truly the best out there!

Thanks for the Vision video. Really great stuff. As an originator, it is great to be part of something where we are so focused on customer satisfaction and on-time closings. I can really see by this video, and the one last week about us all being team members that Cornerstone is truly a family not just a company I have joined. Thanks again for the welcome, and I look forward to contributing to the success or our team.

I love being a part of Cornerstone! You have built an amazing company!

I really appreciate working with such a great team.

You go above and beyond to honor those on your team. It is a blessing to be a part of the action here at Cornerstone.

Every day, you make a huge difference to everyone in this company, so when we receive a special touch from you on our special day, a smile is bound to erupt. The company you built continues to blow my mind. Thank you for your commitment to bringing out the best of the best.

I appreciate and love being part of the Cornerstone family.

I am so blessed to be working for superb organization that holds upstanding values.

Love working here. It’s like home to me.

It is a pleasure being a member of the Cornerstone team. I envision this year as the first of many to come. Thank you very much for reaching out to me.

It has been a pleasure to be part of such a fantastic company over this past year!

Thank you, Marc, for your true concern and caring. It is truly appreciated.

It’s been a wonderful 5 years, and I truly hope to see many more. I really appreciate and value being a part of the Cornerstone Team because you guys make it a true pleasure to come to work every day.

It’s nice to be a part of a great company!

Okay, you two . . . enough! I truly get it: I am loved, and I am valued. You are both in my prayers for strength to carry us through this Harvey adjustment, as are all the LO’s that bring us new “families.”

You overwhelm us with so much LOVE!

Thank you for leading us with compassion and a positive outlook both during and after the natural disasters that our country has experienced of late. So many of us in Houston are affected by the hurricane or know someone who is, and it is uplifting to see our company go above and beyond to take action in helping our team members in need.

Always so proud to be part of a company that cares so much!

I am still in AWE of this wonderful place that I work. You are a special man, Marc Laird!

We work for the best company in the industry! Proud to be a team member.

LOVE this company beyond words.

It is a pleasure that we have been associated with Cornerstone over the past 14 years. It is such a great honor to help our Team Members when need arises and another great example of what a unique and great company we have that really does care for each other.

It has been an honor to be a part of the Cornerstone family.

Truly has been a pleasure working for such a great company. I am so happy and fortunate to be a part of an amazing team!

I love CHL!

I will be the first to tell you I have enjoyed my time here and look forward to growing stronger into the future with Cornerstone!

I am happy to be a part of the team/Cornerstone Family and see a great future in my career here with Cornerstone!

Thank you for all your support in the past 10 years. The past year has been very eventful.

It is a blessing and an honor to work for Cornerstone!

Thank you for the warm welcome! Everyone has been very welcoming.

I truly have enjoyed my ten years here at Cornerstone and can’t believe how fast the time has gone by. I look forward to many more.

I am thrilled to be a Cornerstone Team Member.

I’m honored to be part of the Cornerstone Family. I would like to take the time to thank you for the warm welcome and to confirm my dedication to the company’s culture, policies and roadmap. I’m looking forward to bringing added value to the team and systematically making positive, incremental impacts for years to come.

The support from you and the Cornerstone team has left me speechless.

Thanks for much for the warm welcome and sharing “The Cornerstone Story” with me. Today, I sit in a seat at Cornerstone Home Lending, best of the BEST, that has weathered the many storms. I am so grateful to be a part of this team and truly feel a confirmation that I am in the right place.

You guys just keep on giving–again and again. I am grateful.

We are extremely excited about our future with Cornerstone and look forward to growing together.

I truly love working at Cornerstone. I am blessed!

I just want to thank you for allowing me to attend this Ninja training. I found it both inspirational and enlightening and plan to discuss aspects that HR can implement with my team. It was also invaluable to be able to interact with various Team Members throughout the organization, many of whom I had spoken to earlier but not actually met until this week. I am enjoying working for Cornerstone and can truly say that I continue to enjoy it even more with each new experience! Thanks again for trusting me to lead our HR department.

I truly appreciate every opportunity Cornerstone gives me. It is such a wonderful place to call home.

I truly appreciate your support and encouragement!

Thanks to both of you for your leadership and love for Cornerstone. I’m grateful every day to be a part of it.

I am so honored to be a part of such a wonderful company that truly cares about its clients and team members! There isn't a better place in the world to work. I love to be able to play a part in helping families achieve their dream of homeownership. There is nothing better than seeing the happy photos of families holding their keys at closing and knowing that I was on the team that helped them.

It is a pleasure and an honor to be a part of the Cornerstone family, and I look forward to many, many more years with you.

Thank you for always sharing inspiring moments.

I am so grateful for this amazing company I work for and all its caring people!

Being able to participate in the Cornerstone Cares Fund to teammates in need makes me so proud of our company. Thank you so much!

I’m so very blessed to be part of this great company!I’m thankful every day to be part of such a wonderful team!

Thank you for the congratulatory email for my one-year anniversary. The atmosphere and culture of Cornerstone overwhelmed me: it is so refreshing in this day and age to work for a company that doesn’t just look at you as a replaceable number but as an irreplaceable human asset instead. I want to thank you and congratulate you on building a company and hiring the necessary people to achieve this in the workplace.

This has been my favorite employment experience ever!

I can honestly say this is, hands down, the best place I have ever worked. What a wonderful and positive environment to be able to go to every day! I am truly blessed!

It is great being part of the Cornerstone team, and thanks for pointing me in the right direction by opening many doors and windows to a happier, healthier and more connected life.

Love working here and look forward to another 5 years.

You are amazing. Thank you for caring so much for others that they are not afraid to ask you for advice, support, or even love. You have the gift of wisdom, and it’s so beautiful to see you share it. Seems clear that you’ve changed lives in big ways – more so than I bet you’ll ever know. Thank you for taking the high road

I’m so blessed to work for a great company

So grateful for our incredible CEO, Marc Laird. Not many people can say their CEO of a multi-billion company knows you by name, gives you a hug when he sees you, and asks how you and your family are doing. It’s not about numbers: it’s about people. I love what I do!

Just wanted to add a quick note of thanks for everything that you do for all of us out here representing Cornerstone so far from home base. What you do is valuable, noticed, and rewarding to us all—thank you. Also, thanks for “taking the leadership role” with our technology initiatives and communication—it’s really made a big difference for me and my team and the Executive committee.

Thank you for creating such a wonderful company, filled with great people. It has been such a blessing to work with compassionate, understanding people. I appreciate all that you do for us.

During this Thanksgiving season, my thoughts of blessings include you and your inspired vision of Cornerstone. You are a great blessing to all of us. Thank you for being you.

love working for such a great company and being associated with people like all of you. I feel so lucky and blessed.

Thank you for your consistent appreciation of your employees. You just don’t see that in today’s society, and it is a testimony to us that you truly uphold all you believe in. I’m proud to be on Cornerstone’s team! I am very blessed to work for such a wonderful company.

I feel blessed to be able to work for someone like you, and I look forward to many more years with such an amazing Company.

So grateful to be a part of this family!

I have never been prouder to work for a company in my 25 years of mortgage banking!

I love working here!

My time here has been very rewarding, and I am excited to meet a new year of challenges. Thank you for providing this great experience here at Cornerstone.

Thank you for being such a great owner of a company that I love to work with!

So very much to be thankful for, and I couldn’t ask for a better group of people to work with!

I love my job, and I am so grateful to work for a company like Cornerstone.

I want to take this opportunity to thank each and every one of you for all your help and support this year in making this a great place to work. You all make me so proud to call us a team.

I am very blessed to be a part of this company.

I have thoroughly enjoyed every day working for such a great company. I really appreciate everything this company stands for.

Words are not enough to express my gratitude to you both and to the whole Cornerstone team. You have built an amazing company, built with some of the most wonderful people God created and all with the driving purpose of helping our clients and partners succeed. We don’t just do loans: we provide homes for families to be raised in and memories to be made in. EACH person in this company does make a difference to other humans---how much better can that be!

I am so blessed to be a small part of the Cornerstone Family.

Congratulations on once again ranking as one of the top workplaces! You have built a truly amazing company. We are proud and thankful to be one of your key business partners.

I am grateful to be here at such an awesome company!

I appreciate the opportunity to work for Cornerstone. I have been in this business going on almost 5 years. Cannot imagine working anywhere else!

Cornerstone is such a great company. I couldn’t be happier.

Thank you so much for making me a team member and for providing such a wonderful company to work with! I am proud to be working with Cornerstone and with such great people!

I am so happy that I made the decision to join the Cornerstone Team!

I say it every year when this day comes, but I feel so blessed to work for this company. I cannot imagine working anywhere else! Not everywhere do you find a company that has quality employees that invest in your life. Because of Cornerstone, I now have friendships that will last the rest of my life. THAT is what this is all about. Working for a company that gets to know you, remembers you, and cares about you! I am so thankful to have a job that I LOVE waking up every morning to go to. I get to help make people’s dreams come true! How awesome is that?

So blessed to be part of this TEAM and hope to continue for years to come

One year ago today I was meeting the team for the very first time in beautiful Homer, Alaska - it was an amazing experience. There are some truly wonderful people here at Cornerstone, and I am thankful for all of the kind and warmhearted people who have been brought into my life by joining this team. Thank you for allowing me to be a part of your vision!

*Does happy dance* This company is truly like a second family! Love it here!

This has truly been an incredible year of learning and being supported in a new industry by the most patient and amazing people. Thank you for the opportunity.

Beyond proud to be part of such an excellent corporate marketing team. The absolute best!

I love this company. My work here truly is my ministry and is a blessing both to me and my family. Blessings to you!

I am very excited to be with such a wonderful company!

I cannot tell you how much I enjoy working for Cornerstone Home Lending. It is truly a great “team.”

I can’t believe. it’s already been 8 years that Jay and I have been here. Thank you for creating a culture of caring for each other and clients.

Congratulations on Cornerstone Home Lending’s being ranked #2 in “Top Workplaces To Work For”! I am very proud to be a member of this team!

I am very happy to be part of such a wonderful company!

Congratulations on the Leadership award and Cornerstone’s making the Top Workplace list for the 8th year in a row. It is a well-deserved acknowledgment of your leadership and vision for our company. I am proud to be part of this incredible story and have been blessed during these 29 years to be in the Cornerstone family. WOW—30 years is around the corner!

I am really enjoying this company and the teamwork atmosphere!

I want to take a second to thank you for your help with my future shift to becoming a manger. My 2018 goal is to be directly responsible for having at least 2 TOP PRODUCERS on the trip. I have already proven to myself that I can make it to the top; now, I want to help get everyone else there, too! That would be the best feeling in the world.

I feel very blessed to work for such a great company.

We can’t begin to explain how happy we are to be here! It has only been a week, and every person we have interacted with has validated all the great things we have heard about Cornerstone. We won’t let you down for giving us this amazing opportunity.

Thankful for this job and the opportunities it has afforded me!

So happy to be a part of the Cornerstone family. Couldn’t be happier.

I can’t believe it’s been five years since I came to Cornerstone. We have great leadership that has contributed to the success of the joint venture. Thanks for your support and belief in what we do.

We are so grateful to be part of the company. So far, our experience with Cornerstone has been amazing. We are looking forward to getting our branch licensed and getting back to work. Thanks again for the opportunity to work for Cornerstone.

I love it at Cornerstone!

I am so happy to be working at Cornerstone for 7 years now. I look forward to many more years ahead Thank you for the wonderful message.

I’m thankful for the opportunity to work here.

I am super excited to be a part of your company and all it stands for. It is a rare quality to find in the mortgage industry such a loyal team. I am proud to be a part.

I feel very, very blessed to be a part of the Cornerstone “FAMILY.”

I’m very grateful to be a part of the Cornerstone Family.

I feel it has been a blessing and a privilege to work with each of you during 2017, and I am confident that we will all have a fantastic 2018!

I am blessed to be part of an amazing team.

I’m grateful for the opportunity to work here for the past 2 years (and counting).

I am so proud to work for Cornerstone. It’s been a great five years, and I’m still excited to have found this wonderful company with such immense support. Thank you again!

I love working for such a great company and being associated with people like all of you. I feel so lucky and blessed.

It is such a pleasure to work for Cornerstone: I love my job and the people I work with. Thanks again for going the extra mile to make me realize I am a name not a number with Cornerstone. I work toward making you proud of our TEAM every day.

I am so happy to be a part of this company.

Thank you for the opportunity to work with such an amazing company. I am still wowed every day by the support I receive and the feeling of working with a team. So many mortgage companies have no idea how to solve the Red Team /Blue Team environment which, in my opinion, destroys productivity and sends loan officers running out of the door.

Working with Cornerstone this past year has been such a blessing! Amazing people … amazing company. We look forward to many more years in the future

Thank you for giving us a chance to be a part of the Cornerstone family. I'm looking forward to exceeding our 2016 goals in every area of my life. Continue to be blessed and whenever possible be someone's blessing. We are blessed.

I feel very blessed to work with everyone in this company!

I want to share a recent conversation from a title closer at the closing table who, in front of everyone, said that she loved Cornerstone. Of the three closings she had had that day, the one with Cornerstone was the only closing where the funds were there. She said she never worries about our money showing up. She said it makes a huge impression on everyone sitting at the table. I’m sending this email as I wanted to share these wins with all of our closers. Often you do not get this feedback, and you may not be aware of what a difference you make for our loan officers when they are sitting at the closing table or meeting with industry partners. I wanted to share with you what an impact you make for Cornerstone!

I appreciate that you take the time to acknowledge each employee in a special way.

Very excited to have been here for 4 years already! Isn’t it amazing how time flies? Best regards and thank you for everything you do for us.

Thank you! It’s been a life-changing year. Looking forward to making even more of a difference in 2016!

It's been a wonderful 5 years and I look forward to many more. Happy New Year!

Thank you so much for taking the time to recognize my 3rd year here at Cornerstone! This type of personal gesture is one of many reasons why I love our company so much. You don’t know how much it resonates with me to be surrounded each day by people who truly care. It’s both heartwarming and inspiring! I look forward to many more years to come as a member of the Cornerstone family…

I am a new Loan Officer in Omaha, Nebraska, in the current training class for new hires. I wanted to say “Thank you” for the opportunity to serve with an amazing team of professionals. Looking forward to meeting you face to face in the next year.

I am a new hire loan officer in Albuquerque, NM. I saw your YouTube video yesterday: it was very inspiring, and I am so excited to be part of the Cornerstone family.

Very honored to be here.

It is a pleasure to be a part of this company for another year.

I just wanted to say thank you so very much for the voice mail that you left me last night for my work anniversary. I know you have a lot on your plate, and it means so much that you took the time to personally leave me a message.

I feel very fortunate to work for such a fantastic company.

It has truly been a great experience working at Cornerstone,and I look forward to many more years!

I do love working here.

So happy to be part of the team!

A shout out to let you know how much I appreciate your thoughtfulness when the employees are celebrating another milestone. Just this morning I used the handy tool case given to me on a birthday past to fix something in the house, and I thought of you and all of the wonderful people I’m blessed to work with. Ironic that on my shopping list was to pick up an umbrella as mine bit the dust with the last windy rains.

I feel blessed to be here.

I received my birthday gift from you today. Thank you so much. I think it is so awesome that Cornerstone acknowledges birthdays like they do.

It is an honor to work for Cornerstone. I look forward to celebrating many more anniversaries.

It has been a good three years here at Cornerstone! I hope for many more!

Cornerstone is a great place to work.

I am as excited as ever to be working for such a great organization!

We are so grateful to be a part of such an awesome company.

Kevin and I watched your tree house episode with our 6-year-old son and daughter this weekend. We couldn’t get over how much love you and your beautiful wife have for each other and your family. We know how important our family is to us, and it is so wonderful to work for a company founded by a man so committed to his. Thank you for being a true example of what we try to live every day. As a family team just hitting our 4-year mark, it was inspiring for us to see the blessings that come from a lifetime honoring God and family.

I couldn’t be happier here at Cornerstone and am truly grateful to work with such an amazing team! Congratulations to you on your amazing, new tree house that will bring your family treasured memories for years to come. I was able to catch part of the episode and it is absolutely stunning.

It’s a pleasure working at Cornerstone.

Courtney and I just watched the tree house episode last night (We had recorded it). What a great place to share family time and what a beautiful addition to your home (jealous is an understatement)! On quick business note we are settling in out here in Tucson and could not be happier with the decision to join the organization. Thanks for finding us.

Just wanted to THANK YOU for a wonderful trip. I think this one was the best one ever! I feel honored to be a part of this company!

I am thrilled to be here! And thanks for my birthday umbrella.

Thank you again for such a wonderful time in Costa Rica. I think this was the best Top Producers’ trip yet. The camaraderie, resort and activities were awesome. I’m especially grateful for Andrina and her team for the spectacular job they did on every level. We are so lucky to have her: she is really talented and super nice too. I love Cornerstone and appreciate you both so much.

It is absolutely my privilege and honor to be a part of this family.

So excited to be part of this truly amazing company!

Thank you for this opportunity to be part of a company that truly believes.

Working here does not feel like work at all.

It’s great to be a part of the “Cornerstone Family”!

I'm proud to be here.

I am truly blessed to work for a great company with an awesome group of co-workers.

I just wanted to thank you for my Welcome Package. It was very thoughtful of you. I am very excited to be a part of your team.

Looking back, I feel that I peaked at my previous company. Now, here at Cornerstone, it feels like the sky is the limit. I appreciate the support and encouragement that I receive from you and everyone else in this company. I feel truly blessed to be part of this company. I will continue to do my best again.

I feel truly blessed to be part of a company as special as Cornerstone.

I want you to know how thankful I am that I am working at Cornerstone. I love my job.

It’s been a blessing working with this great company.

It is a pleasure to work for such a great company.

My on-boarding experience to-date has been wonderful. I am honored to be part of the Cornerstone Team!

So excited to be part of this truly amazing company!

Thrilled to be back, and being given another opportunity to be part of such a great organization!

You have no idea how helpful it was for us to see the true inner workings of your great company! You guys have built a company based on family values, trust, and honor and closing on time, every time and it SHOWS. You really made a difference for us, and I just wanted to tell how very grateful we are. How lucky are YOU to be surrounded by EACH OTHER and led by such amazing folks! I pray that God helps you SEE that in little ways today and EVERY DAY!

It’s been an absolute pleasure!

Wouldn't dream of being anywhere else!

I love it here!

The consistent small gestures from you and everyone else here at Cornerstone are a constant reminder of how blessed I am go be with such a tremendous organization. Thanks for allowing me to be part of the family!

Interesting story on the conception of Cornerstone and great read. I look forward to working at Cornerstone.

I feel very blessed to be working for this company. Great people, great support.

Happiness and a job well done are their own reward, but I want to thank you for throwing some extra fun into the mix. Thanks for making this such a great place to work!

Love being a part of this team!

I couldn’t be more proud to be part of such an incredible “family”!

I am a new Mortgage Branch Manager in the Western region (Scottsdale, AZ). I would like to share with you how blessed I feel to be a family member of this organization. I have to say God’s timing has always been the right timing. The recognition you extend to your fellow Cornerstone Family is truly amazing and tells the true story of the integrity and God-given passion you have for those you work with. Gene, Jim Hunter, Stu Hoime, and their team are amazing to work with as well as the company as a whole. I am thrilled to be here!

I just wanted to say thank you so much, I can’t believe that it has been 20 years! I am so happy to be working here: this truly is the best place to work. Everyone here is my second family, and this is my second home.

Thank you and Judy for making Cornerstone such a remarkable place to work. I feel so blessed to be here.

I am truly blessed to be able to work for a company like Cornerstone and enjoy it every day.

It is a pleasure working at Cornerstone.

Thank you for the “Welcome Kit” I received today. It’s an appreciative gift that I have never received from any other employer! I appreciate the opportunity to learn and grow in your organization.

I am really excited to start this journey with Cornerstone. Everyone has been so friendly and helpful. I love the company’s Mission and the Vision of where the company is going. I am glad that the customer comes first here.

Today is my first day with Cornerstone Home Lending, and I would like to thank you for this wonderful career opportunity! I’ve heard nothing but great things about CHL and look forward to growing within our company.

I very excited to be here and see great things in my future with the Cornerstone Family.

I have enjoyed working here and look forward to many years to come.

Thank you for creating such an awesome work environment for your employees! I’ve thoroughly enjoyed my time here at Cornerstone.

It’s hard to believe it has been only two years. I feel like I have been here a lot longer! Great to be a part of this wonderful CHL family! Could not be happier.

I wouldn’t want to work anywhere else.

It has been my pleasure to work here.

I am truly grateful and blessed.

I still remember interviewing with Cornerstone 10 years ago. I would come to work for you again in a heartbeat! I was encouraged to hear that Bob Goff spoke at the President’s Club trip this past year. He’s an old friend whose encouragement has been meaningful to me over the years. Glad he was there to share some stories and encouragement with you all. A great selection! Huge kudos to Julie for staying committed and faithful to our Thursday morning calls. Her friendship and mentoring spirit have been life-giving to both me and, ultimately, my team. Lead on, brother.

It has been such a pleasure working at Cornerstone, and I couldn’t be more thankful to work with and for such amazing, kind, and wonderful people.

It's been a pleasure to be part of this voyage. Can't thank you enough for your contribution leading this ship. Look forward to the next 5 years!

Thank you so much for reaching out once again. I try to keep my powder dry and fly below the radar, but this is now three times your reaching out has impressed upon me the value in the leadership that I partnered with. This past Sunday after our service I was quoting to a friend Cornerstone’s Mission Statement: “I exist to use and improve upon my God-given talents to make a positive difference to the lives of my customers.” I was further able to explain our Mission as a company and that it is directly from my leaders. In Wyoming this language isn’t too foreign, but we are still able to recognize the depth of conviction when a statement like this is voiced, especially in the current national climate. I, for one, am grateful, blessed, and humbled to be branded with and through Cornerstone. I have had a vision for years about the legacy I can leave in my two states (Wyoming and Montana), and I know in my core this IS the home for me to launch from. I thank you again for the legacy and reputation that I am proud to be partnered with.

Thank you for rescuing me from my former employer. I love working here!

The Mission and Values here at Cornerstone are what makes it worthwhile to be here.

I have worked with different lenders and brokers in the past, and this is the best lender I’ve work for. I appreciate the opportunity.

Thank you for building such a strong foundation that all of us can truly call home. I have personally found the culture, support, and energy of Cornerstone to be an absolutely refreshing change from other companies I have encountered in my past. It is clear to see that your leadership and guidance over the years has built an organization that is living every bit of its mission and vision. I am excited to be a part of such an amazing team, and I feel blessed to be a part of the Cornerstone Family.

I appreciate your long-term dedication and continual commitment to the growth and longevity of Cornerstone! I cannot say enough about the vision you have achieved with this company, truly a world- class entity.

From the bottom of my heart, thank you so very much! You guys are the best!!

Such vision 28 years ago to create an independent privately held mortgage company that is second to none in the United States in excellence and top-ranked in volume! Congratulations for creating a culture where people see their future in your vision and executed. I’m glad to be a part of it.

My husband jokingly tells people that I love Cornerstone so much, I would work there for free. I’m not there, yet, but I do love this company and the people!

Thank you for giving me the opportunity to join such great family at Cornerstone! For the first time since I had my own shop, I’m proud to represent—and I raise my chin when I talk about—Cornerstone. With all the support and help from my region, I am certain that I will accomplish my goals and be successful. I also want to thank Melvin, Chuck, Stu, Mike, as well as Rebecca, Sabrina, Noel, Sherri, Connie, the team at production support, IT, and, last but not least, my great processor Stephanie!

I can’t tell you how excited I am to be joining the CHL family. Lonnie Jenkins spoke so highly of Cornerstone that other companies weren’t even a consideration. Everyone has already been so friendly and helpful. I look forward to getting started. Thanks for the warm welcome.

Thanks for providing the leadership and guidance to be the best that I can be!

It is a pleasure to work for such an amazing company. Thanks for “walking the talk”—it means a lot.

I am blessed to work for a company that has this type of culture. Thank you for that opportunity!

Thank you for allowing me to be part of the Cornerstone team!

I love what I do!!!! I am very grateful to work for a company like Cornerstone!

I truly enjoy working for Cornerstone and hope to have many more years ahead!

It has been a great four years!

Thank you for the opportunity to work for this fabulous company!

I certainly know that the monthly Fun Day drawing is not something you have to do. It certainly puts a smile on my face!

So exciting to work for a company that does fun things for their people! THANK YOU.

Happy to be here!

Thank you so much for sharing the Cornerstone story with me. It is inspiring and gives me hope that I have truly found the “home” in which I belong. It is a blessing to help people reach the American dream. Thank you for the people you have placed in this company.

Just wanted to give you both a shout from the Minnesota tundra! Thank you for creating such a great place to work. I appreciate you both.

Time sure flies when you are with great people. I appreciate all you do!

I couldn’t be more excited and absolutely blessed to be part of such an amazing Company. One of the key factors that led me to Cornerstone is not only our dedication to our customers but also our values. “We exist to use and improve upon our God-given talents to make a positive difference to the lives of our employees, customers, shareholders and the people who provide services to us.” It means a lot that our Company truly feels this way and isn’t afraid to show it every day. I’ll proudly display our Vision Statement on my desk.

It has been a pleasure working here at Cornerstone. I look forward to many more years and many more memories.

I feel so fortunate to be a part of Cornerstone. I only hope I can contribute a fraction of what you have contributed already to my life.

Thank you for building the incredible Cornerstone family! I take great pride in being a member.

Thankful to work for such an amazing company!

It’s been my pleasure to work for your company.

I’ve enjoyed the past year and look forward to many more!

I just wanted to say thank you, Marc. My first year here has been very enlightening here at Cornerstone. I look forward to many more years here.

I could not have asked for a better opportunity than the one I have here at Cornerstone.

Thank you for the personal welcome! I started last Monday (March 14th) at 9:00am, and by 10:00am I knew that Cornerstone was a special company. I see signs every day that confirm that I have made one of the best decisions of my life when I decided to join your team. I am extremely proud to be a part of this company.

This will be my last year in the mortgage business. After 50 plus years of doing all aspects of mortgage lending, it is time for me to retire. I have enjoyed the time I have been with Cornerstone. It has been one of the best mortgage companies I have ever worked for. Continue to acknowledge your employees. It is one of the best things this company does. I will miss it.

I am so thankful to be here at Cornerstone Home Lending.

Thank you for the warm welcome. I’ve watched my brother, Danny, learn and grow over the past few years, and I’m grateful to have joined him in working for this great company.

I love the story of the beginning of the Cornerstone name: it seems it was meant to be. Thanks again for the warm welcome—I am excited to be here.

My Tenth Anniversary is a big achievement, and I am proud to have done it with Cornerstone and all the great people I work with here and at Corporate. I do not think I could work for a better employer. Thank you again!

It’s an honor to work with such a great company!

I have received the two most incredible gifts from you in the last week and want to say, “Thank You.” Of course, last week we were sent the book Living Forward (my son is reading now; I’m next). And then today I received a birthday card and umbrella. I’m sure you are very busy and probably have an incredible team that takes care of these things but, I just want you to know how much it means to work for a company that treats people like people not employee numbers. I feel Cornerstone has the ‘family feel’ I need in my work environment. And for that, I say, “Thank you!”

I appreciate being here and working with such great people!

I look forward to reading Living Forward. I feel blessed to work for a company that sends out positive information to all of its employees.

It is an honor to be part of a great organization.

I’m beyond grateful for the opportunity to work and grow with this company and for the most exceptional people. Working here has been my pleasure, and I hope to be blessed with many more years. Love my Cornerstone family and cannot imagine myself working anywhere else! Thanks again and cheers to another 5 years!

I loved the time in California. Being there helped me so much in getting clearer on what is going to make me happy with my business and learning so much from everyone else. We all have such a wonderful company, and everyone is so helpful and willing to give guidance. Very special.

Quite honestly – the best 9 years of my career!

I really enjoy working here!

Thanks for making it such a great place to work!

Working for a great company and doing what we do to be such a big part of a customer’s life makes it all worthwhile.

Truly appreciate the support to give us as employees.

I am glad to be a part of this remarkable company.

I just wanted to reach out and say, “THANK YOU.” I received my book this weekend. We were out of town, so I have not had a chance to read any of it yet, but I did want to thank you. What an amazing person you are to think about and reach out to all of your employees!

What an amazing company we work for! Not only do I get an email offering this gift (Living Forward book), but I had instant emails from a few employees saying we should do a book club! Yes, please!

I am honored and blessed to be part of Cornerstone. Thank you.

I just wanted to acknowledge how much your message for my anniversary meant. I appreciate your taking the time personally to call me. Those small things are what continue to make this company great! At first I was disappointed that I had missed your call, but in that you left a voicemail, I can now listen to it anytime I need a little encouragement. I am thankful and blessed to work here!

It is always a pleasure to work with Cornerstone.

I appreciate the opportunity to be part of the Cornerstone family!

I am very happy to be here.

I really enjoyed the video and the Cornerstone culture that has been extended to me thus far. I look forward to contributing to that culture as much as possible, now and into the future. The team that surrounds you and me are regarded as family in my book. I am certain these relationships that are being built will not only prosper with giving and visions of success, but also help so many additional lives in the process of doing what we do. I would like to extend a personal thank you to you and the company for making me feel right at home with my new family.

I would like to personally thank you for giving the company employees Good Friday off. By having this day off, I am able to fully participate in my churches events that are held for Good Friday, and I have grown personally in my faith because of this opportunity. I just wanted you to know how much it truly means to me and my family. This is an awesome company, and I feel blessed every day when I come to work among some fabulous individuals.

I am really excited to be a part of the CHL family!

I feel warmly welcomed by many. I look forward to discovering the manner in which I “make a positive difference” in the world and workplace within my current position. Bless you!

It’s been a pleasure and a privilege to be part of Andy’s team and Cornerstone.

I can’t thank you enough for having me be part of such an amazing team!

Thank you very much! This [monthly gift card anniversary drawing for the employees] is one of the many things that make Cornerstone such a good company to work for!

Never in my life have I experienced such an accident as we did a week ago Monday, never in my life did I think a car accident would put me in a hospital for five days, and never in my life did I think we would be exposed to the generosity that you have shown us. Again, all I can offer at this point is a very sincere thank you and please express our gratitude to the Cornerstone Cares committee, who bestowed this blessing upon us. I am soon very grateful to you ALL for: 1 - Being AMAZING, 2 - Making this [transition to Cornerstone] happen, 3 - Helping us get off the ground so quickly, 4 - Making us feel welcome and, 5 - Being our new FAMILY! You are all very special…and have built something REMARKABLE! I hope you can go home feeling like the super stars you are tonight! Much love from your BIGGEST fans!

I wanted to take a moment to say “Thank you” for the opportunity to work with Cornerstone over the past three years. The culture that you created and nurtured has made Cornerstone by far the best company I have ever worked for. As you know, I left recently to accept a position as manager at another organization. It wasn’t that I was unhappy, only that I could not pass up this opportunity for growth. It was the confidence I gained being a part of Cornerstone that prepared me for moving into this leadership role. I will always think fondly of the family here at Cornerstone.

It’s an honor to work here: I love this company and the people that run it . . . Awesome. Thank you again for the opportunity to be an employee at such a wonderful place!

I really love working for Cornerstone, and I love being a part of Region 12. We have really grown as a Region over these last 6 years!

I can honestly say that the people in this Company are the best group I have ever worked with.

I’m happy to be part of a company with such a strong, service-driven, value-based, and growth-minded vision: it is what attracted to me to Cornerstone. I’m thrilled to be part of the team!

Thanks, Marc, for having such a great company to work for! You do a great job for all of us.

I have to say, this has been a very short 5 years. Time flies when you’re having fun. The company has been very comforting to me after my husband had his stroke almost 4 years ago and all of the doctor visits since then. It really helps when you know you have a family like ours at Cornerstone. Being a full time employee and full time caregiver can get a little stressful at times but my families here have been very supportive.

Thankful to be here!

I enjoy working for Cornerstone Home Lending. I have been out of the country for the past month visiting my daughter in Australia; consequently, I am late thanking you for your continual support of the Cornerstone family.

It’s been an incredible two years. I look forward to many more!

I couldn’t help but share this with you this wonderful morning, after having the privilege of hearing Les Brown speak at our church yesterday. He is an amazing motivational speaker. He shared with us this weekend that to reach our BEST, we need to let go and surround ourselves with OQP (Only Quality People). It takes 17 positives to drown out and replace one negative or limiting belief you have been fed. He challenged us to consider these questions: Are you that OQP for those in your sphere? Are you seeing and speaking the BEST in them? If you aren’t or can’t, then maybe you need to let go and let someone into their space that will. He encouraged us to go be amazing and let someone else know THEY are too. We have amazing teams, here at Cornerstone, and together we are building greatness that nothing or no one can bring down or steal our joy. Keep up the great work and leadership.

I’m winding down from my day today, and I just wanted to take a minute to tell you both how much I appreciate your thoughtfulness and kindness. I truly enjoy working for such a warm-spirited company. Thank you for ALWAYS taking the time to acknowledge MY anniversary as well as my birthday with the company. I feel so special, and that’s because of what you do . . . not just for me but for all of the employees. What a dynamic team we have!

I appreciate your generous hearts and your willingness to provide these monthly and quarterly Fun Day drawings.

The monthly drawings are exciting, but this is above and beyond. I love being part of the Cornerstone Family.

Thank you for the beautiful flowers and gifts for my 20th Anniversary here at Cornerstone. I can’t believe it’s been this long.

Thank you for always taking the time to thank us on our anniversaries and to think of us on our birthdays while at the same time running a great company. I am blessed to work with such a great company!

It has been a pleasure to be a part of this company! Your personal touch with so many employees is impressive and appreciated. God bless you for your vision.

It has been such a joy to work for and with Cornerstone.

I am very proud to work with this company. I am very impressed so far and look forward to many more years to come. Thank you for the opportunity.

I am so glad I joined the Cornerstone family. This first year has flown by.

I am looking forward to growing my business and getting to know my new family!

I can’t believe a year has gone by already! Looking forward to many more.

It has been a wonderful year!

I absolutely love this Company and everyone associated with it. What a great team! I am privileged to work here. Thank you for taking a chance on me.

I look forward to many more years with Cornerstone. I have loved every second, and I am excited for what this year will bring.

I love Cornerstone and being a part of an amazing team.

This is still my dream job!

I could not feel more appreciated, loved, and needed. I am blessed to be surrounded by such an amazing group.

I appreciate your efforts in the beginning to allow me the opportunities today to be part of the Cornerstone family. I am planning for many more anniversaries.

I am so happy to be a part of your company, and it is the best company that I have ever worked for. Everyone is like one big family, and I love to come to work every day to work hard to be a part of your family. THANK YOU SO MUCH!

I feel blessed to be here.

I appreciate your taking time out of your day to reach out to me: that is what makes Cornerstone such a wonderful place to work!

It’s my honor and pleasure to work for Cornerstone!

I love this company and who I work with.

It has been an honor and privilege to have been a part of the Cornerstone family for so long! Looking forward to many more years here!

I am very happy to be here. Everyone is incredibly nice and professional. I greatly appreciate your taking a moment out of your day to welcome me: it is truly an honor.

I want to say thank you for providing me with such a great Company to work for. It is a pleasure to work with such amazing people.

I'm so blessed to be working for Cornerstone and all of the wonderful people who sincerely care for one another. Thanks for sharing the photo and the story.

It has been a pleasure working for Cornerstone Home Lending thus far, and I will continue to strive to thrive with a company which has such a great culture.

Cornerstone is such a great company and I am so glad Mary, Gina, and I made the right decision to join Cornerstone 19 years ago!

It's been a really incredible week as I've never experienced anything like this flood before, but all I lost was my car as a result of it, so I consider myself very lucky! Thank you for your kindness. It was very impressive the way Jeff made a plan and helped me get out of there so quickly.

Not surprised at all that a CHL employee would do this wade through waist-high water to rescue a fellow employee from rising water! This is why I am so proud to work here!

Extremely proud to be part of Cornerstone. The people here, all of them, are truly amazing and inspiring!

And you know what is absolutely best about this wonderful story high-water rescue? I am NOT surprised! Everyone I have I have met at Cornerstone has this kind of servant heart. It is really is an amazing place to be. Thank you for taking the time to share: it means much.

It is a joy working here. The marketing team I work with is exceptionally talented, and I see on a daily basis how there is care taken not only for Loan Officers but also among support teams such as ours. I believe that the kind of culture we experience at work can impact what we take into our communities and can make a difference. Thank you for all you do in keeping that culture alive. It makes every day count.

I wanted to personally email you all a sincere “Thank You” from the bottom of my heart for the relief received from the Cornerstone Cares Fund. My wife and I are forever grateful for the kindness and generosity from you all. I thank God for allowing me to work with such beautiful, giving and generous people. I cannot express enough how much this means to us and greatly appreciate this help.

It’s such a blessing to be part of Cornerstone!

Thank you for the beautiful flowers and gift card. It has been an awesome 15 years being a part of the Cornerstone Family! Hoping for many more.

Thanks, Marc, for being so generous to our Cornerstone family!

Thank you so much for today!

It is a pleasure to work here! I can’t imagine a better company to continue my tenure with.

I love working here!

It’s such a blessing to be part of Cornerstone!

As always, you both are the most thoughtful individuals for whom I have ever worked. You make every day a challenge and a joy all at the same time. Again, thank you for your generosity.

I’m thankful to be a part of the Cornerstone family!

I am so appreciative to be part of the Cornerstone family.

This inspirational email underscoring “Cornerstone’s Servant-Leadership core conviction” is great, Marc! Brian provided this to us as well. I appreciate the interest you and your leadership take in our growth and well-being in life, not only at work.

You all are amazing, and God has used you in a powerful way. I am so blessed to be a part of Cornerstone!

My best year ever—in 10 years of being in the business—working for a bank was $15 million, of which 50% was refinances. My first full year with Cornerstone was $25 million at 95% purchase. This year I will close $40-50 million, 95% purchase. Thank you for building such an awesome company. Looking forward to top producer trip this year, and from there growing to the $100 million a year club.

It never ceases to amaze me how special you continue to make us all feel. I appreciate so much everything that Cornerstone represents, and I’m so happy to be a part of such a dynamic company! I can’t believe it’s already been 5 years. How time flies when you’re with the very best!

I wanted to send a SPECIAL “Thank you” to each and EVERY one of you who have worked SO hard (and continue to) to make our transition to our new Cornerstone family a smooth one! You have gone above and BEYOND, and we are beyond grateful! For years I have heard about the Cornerstone family from Marc, Judy, Andrina, Gene, Jim and others . . . and I will tell you every single thing they have said is 100% TRUE! You guys are committed to excellence, taking care of people, and making them feel at HOME - and it shows in EVERYTHING you do. Thank you for going the extra mile for us during a challenging time: your commitment to honoring God shows every time you extend your heart (and your hands) to us, and we are blessed as a result. Many thanks for making it possible for us to touch lives through you. Please don’t ever forget what a difference you make!

I have never worked for a company that cared so much about its employees. It really shows within the little time I have been here. I look forward to coming to work every day. I also enjoyed reading the Cornerstone story; it was very insightful and inspiring.

Cornerstone has been such a big part of my life, and I personally thank you for your kindness and love.

I’m blessed to be here.

I had breakfast this morning with an former work colleague from my past, and as I sat there listening to him describe his new company and fellow employees, I said a silent prayer thanking God for each one of you because I was reminded of how unique our culture is at Cornerstone and how, without each of you and your leadership, none of us would have the opportunity to do what we do, much less be able to work in an environment where we are supported and loved. You all are the best leaders in the world.

Thank you so much. I am very excited for the opportunity to grow with Cornerstone.

I really do like the culture here.

I feel extremely blessed to work for this amazing company and only see good things to come.

I receive a lot of thank you notes and emails after closing, but this one really touched my heart (Maybe because it’s been a rough week). “Good morning, Denise - The level of service provided by Cornerstone has actually surpassed my expectations! Thank you for helping us purchase our new home. I appreciate your efforts and, especially, your positive and problem-solving attitude as purchasing a house can be a stressful experience. I will definitely come to you for my future lending needs, and I will not hesitate to strongly recommend you to friends and colleagues. I also want to thank my realtor for recommending Cornerstone. Working with Cornerstone was a very good experience.” This is why I LOVE what I do. I am blessed beyond measure to work for an amazing company that employs amazing people that share the same passion that I do. There are so many caring hearts involved in the process of making a family’s dream of home ownership possible. I am so grateful for each and every one of them. I am especially grateful for you two who made Cornerstone what it is. I can’t tell you how honored that I am to a part of the Cornerstone family. I hope this email makes your day even better, as it has mine.

I’m very excited to be a part of the family!!

Kristin Peet, Transaction Coordinator

It’s nice to have what I do be appreciated. I am fortunate to work for a great company with wonderful leaders and a terrific supervisor like Susan Barnhill.

Henry Salomon, Trainer

I am excited about the opportunity being afforded to me to give and support my team-mates in a time of need, and I submitted my form to HR on last week to participate as a Cornerstone Care donor. I am honored to be a part of a company that genuinely cares and supports its associates. Thanks for offering programs such as this.

Thank you for all you do for all us out here in the field. God bless you both.

Couldn’t work for a better company!

It is an honor to be a part of the Cornerstone family once again (although I feel like I have always been a part of the family). I still have to pinch myself to remind me that the opportunity I have been afforded is real. So many companies fail to share their successes with their employees, but you two go out of your way to make each and every employee feel special and appreciated. I cannot say enough how much of an honor it is to be back with the family and to represent our mission and vision proudly. Thank you for making this company great.

Thank you both so much for the acknowledgement of hard work. It is a good feeling to know that what I do is appreciated by others, including top management.

I am truly blessed to work for such a GREAT company!

I just received an awesome gift card from both of you guys. I just want to say thanks so much for the gift and allowing me to work for such a great company you guys have created!

Thank you for the gift! You guys just keep making this job better and better!

It has been a wonderful six years here! I hope to have many more anniversaries with Cornerstone!

It is very hard to explain how a simple “Thank you” can go so far.

It is amazing how generous this company is to its employees. I am glad I have the opportunity to work here.

Thank you for the acknowledgement I received today thanking me for my hard work. I feel so blessed to work for a company that appreciates its employees. I am so appreciative of this nice gesture. Thank you very much.

Thanks for making Cornerstone a fantastic place to work!

Scott Peterson, Senior Residential Mortgage Lender

Thank you very much for the card I received today. Very generous of you, and I thank you very much.

It is so nice to work for a company that does the “little things” in a BIG way. Thank you, Marc.

You two never cease to amaze me. It’s a wonderful thing to be appreciated, and I will never take for granted what we have here at Cornerstone. We are blessed to be here.

Michelle Keating, Senior Loan Processor

CHL is a wonderful place to work: many opportunities and blessings have come my way here.

I am totally blessed to be a part of the Cornerstone Family.

I appreciate the opportunity to be part of something special here at Cornerstone!

I am blessed with the opportunities I have been given and will always promise to be a good steward of those opportunities.

I am beyond excited to start working and to be a part of such a great company. Everyone has been great and very friendly to me so far. Thank you for the information that I will have at my fingertips. I am definitely going to frame the company’s mission statement and place it on my desk.

I am so thankful to be part of such an amazing family here! Cornerstone has been so helpful and I couldn’t imagine having a better support system. Thank you again for everything!

It’s been a great three years!

Cornerstone has been a great place to work.

I’m thrilled to be here and proud to be a member of the Cornerstone family.

I’m happy to be working at Cornerstone.

I am very blessed to be part of such an awesome organization.

I’m so grateful to have found such an awesome work family.

Thank you for the recognition. I couldn’t imagine working for a better company: I truly feel blessed to a part of such a great culture of friends and family.

I appreciate working for you and Cornerstone. It’s a great joy and pleasure.

I absolutely love it here. It is a wonderful company, and you set a great example of what leadership is all about.

I am beyond blessed to have my work family here at Cornerstone and really love all that you do for me.

It is truly a blessing to be able to work here at Cornerstone.

What a great honor to work for Cornerstone, and what a privilege to work alongside with an amazing team! I also wanted to take the opportunity to thank you for sending us the book Living Forward. It is an astonishing book that has changed my way of thinking.

Happy to be here and looking forward for FOUR MORE YEARS!

Counting my blessings as being a part of this team! Even with as many employees as there are, you always make every person feel important!

Thank you very much for the opportunity to have a place in the Cornerstone Family for over a decade now for our team, my family, and me. I appreciate you both, your leadership and the company/culture that you have created. I am thankful that I made the correct choice to move my company to Cornerstone 5 years ago. After meeting you both, I understand why Gene and Jim made the same decision. The next 5 will be even more exciting!

I enjoy working at Cornerstone and couldn’t imagine being anywhere else.

It is great to be part of the Cornerstone team, and I really enjoyed meeting you at our Sales Seminar in April.

I am very happy to be a part of this company! Jay Jenner, Jim Hunter and Gene Humphries are awesome to work with.

I have truly been blessed working for such a great company!

I just wanted to thank you very much for “Employee Appreciation Day.” The massage was very much needed, and I’m very grateful. The food was great, too.

So grateful to be here!

I appreciate all that you do for your employees.

I appreciate the opportunity to work with the Cornerstone family!

Joining the Cornerstone team has been one of the smartest decisions I’ve ever made. The past 6 months have been trying times for my family, but the people at Cornerstone have provided me more understanding, support, and respect than I ever could have hoped for. I sincerely thank you for fostering that kind of culture here. I hope to be here for many years to come and will do my best to provide as much to this company as you all have to me!

It is a pleasure and honor to work for Cornerstone. I love this company so much.

I am excited to be a part of the Cornerstone Family.

Never had a CEO reach out to me personally. This is awesome! Truly excited to be working for such a remarkable company!

Thank you so much for the welcome. I have been pleasantly surprised and thoroughly grateful for the warm welcome I have received since beginning last week. Everyone has gone above and beyond to help me acclimate and learn the new systems and procedures. I look forward to working as part of the Cornerstone Team!

I feel so blessed to be a part of the Cornerstone family!

Thank you for being awesome. It is great knowing that the company you have built, Marc and Judy, cares so much for its employees. I feel appreciated.

I have recently joined the Cornerstone Home Lending team in Boulder, Colorado. The transition has been such a positive experience with the management team and the support staff. I have asked myself more than once: “Is this for real?” it has actually been fun to come to work. Cornerstone provides so many tools and support systems to help the loan officers serve our clients at a very high level of professionalism. I am looking forward to having a very successful year (and for many more after that). I so love the story of how you and Judy were led to start Cornerstone. I have actually shared the story with a couple of my real estate agents who totally understand that story. Thank you so much for the opportunity to join Cornerstone, and I hope that I will be a positive addition to the company.

It is amazing to work for a company that cares enough to do things as a surprise. I am so proud to work for Cornerstone Home Lending and cannot say enough good things about our leadership team! Thank you for all you do.

I look forward to coming to work every single day with Cornerstone. The people make it the best company I’ve worked for!

Every day here at Cornerstone is a blessing!

I’m enjoying every minute of it!

I appreciate all y’all do for us.

It is hard to believe I have already been here seven years, but it is true! I just wanted to thank both of you; Judy and Marc, for creating this great company with its great culture and so many talented individuals. It is an honor to work here, and I look forward to my work day, every day.

I love Cornerstone and look forward to many, many more years together!

I am new to Cornerstone and want to thank you for the gift card I received this week. It confirmed some of the reasons I decided to choose Cornerstone. Another reason in my decision making was the video of your sharing the company’s Mission. I love coming to work every day.

It’s a blessing to be part of this company!

Thank you for the welcome. I’m excited about my future with Cornerstone.

I am happy to be here!

Thank you, Marc, for having me on board with you guys!

It means a lot to me when I hear from you year after year that we are closing record-breaking numbers on software systems that I have directly designed, overseen the implementation of, deployed, and maintained. This is truly a unique company, as no one, especially in the mortgage industry, has the Enterprise Software Systems Ecosphere that we have built up over the course of a decade. We currently have over 150 software system components we maintain and extend every day to keep the cogs moving in the company, and we are adding new additions every year! It goes without saying that I am truly grateful that our paths have crossed 10 years ago, but it doesn’t hurt to see it in an email every now and again. Here is to another great decade of productivity!

I am very excited to be back. I am sorry I ever left, even if it was only for one month.

I’ve genuinely enjoyed these past three years and can honestly say they’ve been the most enjoyable years I’ve had in this business since starting 14 years ago. I feel fortunate and blessed to be part of such a wonderful organization. Thanks to you for your leadership and guidance.

Thank you so much for the opportunity to work with such an amazing organization! Today I wanted to send a “shout out” to our amazing marketing department. They are simply the BEST! I asked for a special “Alaskan” coffee mug and told them what I wanted. They fixed it up to be more professional—saved me yet again!

Your story about Cornerstone is simply amazing. I see you came from humble beginnings. I find it a pleasure to work at a company that is concerned about others. Thank you again for making me a part of your team.

Cornerstone holds a special place in my heart. It’s like my second family. I have met and worked with so many talented people throughout the years. I have also learned so much. Thank you for providing me the opportunity to be here. I am blessed to be acknowledged for my dedicated service.

Blessed to be part of such an amazing team!

I plan on retiring here. You and Judy have built an awesome company that I am very proud to work for.

I just wanted to take a moment to say THANK YOU for the privilege of working with you at Cornerstone. It occurs to me that Cornerstone is a big family. At the helm are the two partners that founded the company. Both of you have developed great families on a personal level. That is no easy accomplishment in today’s world. NOW you have built a great company using those same family values. You treat your employees “like family.” That attitude has permeated and influenced many of us over the years.

I just wanted to take a second to thank you for so much that you have given to me: first, the opportunity to work with a company that truly sees the customer as a family and more than just a loan or a profit; second, for taking the time to lead us in such a way with a servant leader approach; and third, (I could go on and on, but I know we are both busy) for this video and reminder!

Thank you for making me a part of the Cornerstone Family. You guys are the absolute best!

I’m blessed to be a part of such an awesome team! This first year has been so great! I’m looking forward to the future with this amazing group!

I am very blessed to have been given the opportunity to work for such an amazing company.

It is my pleasure working with such a talented, experienced, and motivational management team and peers. I am glad I got a chance to be a part of this great team.

It has been a wonderful year, and I look forward to many more!

Wow! I’m super excited and so, so thankful!

I truly love working here at Cornerstone!

Marc, I am so blessed to work for such a great company but even more blessed by the team that's behind me. I couldn't do it without them! What I achieve at Cornerstone couldn't be done without my Rock Stars at the office. How I got so lucky, I will never know, but I thank my lucky stars every day that I am with Cornerstone. Thank you, Marc and Judy, for everything that you have done for me the last 25 years!

I was self-employed for 12 years prior to my employment with Cornerstone. Cornerstone has made my transition almost seamless. I am happy to be a part of a great team. Thank you for taking time out of your day to email me.

I appreciate and enjoy the smaller family environment that Cornerstone has. I feel really comfortable here: my life philosophy is not much different than Cornerstone’s mission.

I chose a very special place to work. Looking forward to being here a long time.

I am so very excited about this opportunity and have realized how special this company is . . . definitely what I was looking for! Everyone has been amazing!

Woo-hoo! I love Cornerstone!

I am loving it here!

I absolutely love it here and everyone I work with!

It is my privilege to work for Cornerstone Home Lending.

I feel much appreciated, and I thank you and Judy for all you do to take care for all of us at Cornerstone. It’s an amazing company!

I have truly enjoyed being a part of the Cornerstone family!

I still LOVE my job as the Receptionist here at the Harmony office! Hope to be working here until I retire. Thank you for your kindness!

Thank you! Love this place!

Thank you very much; and can I say, “WOW”? I am very happy to be part of the CHL family, and with a company that truly cares for its employees equally as well as our customers.

Proud to be here!

Thanks for building such a great company. I am proud to work with you both.

I thank God every day for having allowed me to find such a wonderful place to work! Thank you for making it possible.

It is an honor and a privilege to work with such a great company! I appreciate your commitment and for inspiring us to do the same.

I’m glad to be here. It’s been great so far with all the new employee stuff. Your founding story is so fun, and I’ll find a place to put the Vision Statement.

I love my 2nd family.

It is hard to believe it has been 6 years since I began at Cornerstone. Time flies when you are having fun! Looking forward to another 6 years!

It’s a blessing to work for a company with such values for the employees as well as the company.

I’ve truly enjoyed every second working here. Thank you for all you do!

I couldn't be more grateful to be here!

It has been a blessing to have the opportunity to work here. I am so appreciative that Lana Ewing gave me the chance to come on board two years ago. It is truly a wonderful company, and I plan to continue to grow with it.

I am proud to be a member of the CHL Team.

Many thanks for the gift for my birthday! I’ve never gotten a birthday gift from an employer before, so this was extra nice.

I truly enjoy working here and appreciate the opportunity that Cornerstone has provided me. I will try to give it my best for the company.

Thank you for the recognition! Prayers to remain healthy enough for another 9 years!

I feel blessed to have become a part of the Cornerstone family. It’s been a quick 3 years!

I’ve loved every day here with Cornerstone!

Hoping today brings you joy as you reflect on all the lives you've changed in such incredible ways . . . including mine!

I could not ask for a better team to be a part of. I love my CHL family!

Can’t believe it has already been three years. Cornerstone has been an amazing company to work for!

It is truly a pleasure to work with you, and I am thankful every day that I changed jobs in 2013!

These past two years have just flown by! I thoroughly enjoy my job, my team, and the culture you and Judy have built at Cornerstone and am looking forward to many more anniversaries.

I LOVE working here! Cornerstone is always looking out for us, and what a great family we have together!

To be honest with you, it feels like my start date was just yesterday. Time sure does fly when you are having fun. I started here as an underwriter, and now I am Operations Manager. Thank you so much for the opportunity to work with such a great organization!

It’s been a great year here, and I appreciate being a part of the team.

It’s been a great four years. Maybe for Year Five, I’ll fly down to Houston and have a beer with you in the tree house!

It has truly been a wonderful experience, and I have enjoyed working here. It’s a great place to work, and my team members as well as my “leaders” are a true blessing.

It has been a great year working with great people. Looking forward to many more.

Working here has truly been a blessing! I hope to have many more anniversaries to come with Cornerstone!

Thank you, Tammy. I have been left speechless and full of hope. I never—in my 15 years in this business—thought this existed. I look forward in working with you. The best is yet to come!

Just wanted to write and thank you for welcoming me to the Cornerstone family. I’m happy to work with so many great professionals but, more importantly, some really great people. I look forward to taking my career to new heights with Cornerstone!

Great company with great people! My tag is "One Team, One Vision."

I feel so appreciative to be a part of the Cornerstone family!

It’s hard to believe it’s been 25 years with Cornerstone . . . I truly cherish every single one of them!

I truly appreciate the way Cornerstone cares about the success of its employees!

I am glad I am part of the team.

I am very happy to have found such a great work family!

I really appreciate the opportunity here at Cornerstone.

I feel very blessed to be a part of Cornerstone. I love my job and family I work for.

This is why I love Cornerstone so much! Incredible people!!

I am looking forward to my new adventure at Cornerstone Home Lending So far I am very pleased, and I am sure I will be very happy here.

I am loving it so far!

We have dear friends Amy and Darren C whom we referred to Cornerstone for their mortgage last summer. They were thrilled with the service and loved the Dangora Team. Unfortunately, Darren Cdied of a heart attack recently, only 9 months after moving in, leaving his wife and twelve-year-old daughter here on Earth to do life without him. I sent out a Meal Train link to set up meals and donations for Amy and Kaitlyn. Ashley [our transaction coordinator] volunteered to take a meal. She did not know Amy well—just that she was a client. Ashley is an example of the culture of Cornerstone and why we do business with like-minded, servant-oriented people that are truly an extension of our team. This really touched me that Ashley would take time to make a meal and minister in this way to Amy. Thank you for not only serving our clients we send you at the highest level, but truly doing all you can to make a difference and impact in others’ lives for life, not just during the 30-day transaction period. Ashley, you are APPRECIATED more than you know! Sometimes it's the little things we do that can make a BIG difference! Bless you!

I have been in the real estate or mortgage industry for over 30 years, and this is my all-time favorite place to work. I intend to be here for many more years.

I have had smiling faces at every closing this week. Wanted to share those smiles to some very deserving people (Besides I work for this guy that believes that you make the people you work with smile). Great role model. Cindy and Tammy, thank you for bailing me out when I didn’t realize underwriting one of these took longer. And then there’s Juan—hero close—and Jenny, who is always a hero. Two Realtor agents in a room talking about what a great program this is and how well Cornerstone handled it is always a welcome event. I told Marc not long ago I feel like this place is amazing. Amazing, wonderful teamwork.

My time here at Cornerstone has been a dream come true!

Excellent vision. I absolutely share your values. By the way, I couldn’t sleep the other night . . . thinking about your reply to my email to you about enjoying working “for” Cornerstone, when you said that “we work ‘with’ each other.” I am so excited and want to create value for the company; it really feels like home here. I am indeed quite impressed with the team and our dedication to a quality product with emphasis on relationship building. It is a pleasure to work with Cornerstone. Have a blessed day!

I appreciate the opportunity to work with such a great company!

Thank you for the privilege of being a member of this amazing family called Cornerstone! I am blessed beyond my wildest dreams!

Thank you so much for the very warm welcome. My initial experience and interactions with the staff have been indeed been very special.

Thank you so much for the warm welcome. Cornerstone is indeed a VERY special place to work for. I have only been here for a week, and I can honestly say it is the happiest I have been in the past 2+ years with my work life. You have built something very special: I can tell from your story of how the company started that you put God first and follow what He would have you do. What a refreshing experience! I cannot wait to grow with Cornerstone and feel very blessed to be a part of this family.

I am very excited to begin my relationship with the Cornerstone family. I print the vision statement as soon as I set-up my equipment which just arrived.

Still excited to be here. Looking forward to more anniversaries.

The Cornerstone story gave me goose bumps. I wasn’t looking for a job when this opportunity presented itself, so I too prayed for God to guide me. The fact that it was named Cornerstone was a huge impact. I know I made the right decision and look forward to the journey.

I want to thank you for the kind and gracious welcome! It is not quite often when a company’s CEO personally welcomes you to a company. Your gesture is just another one of the many acts that have been displayed towards me which lets me know that joining the Cornerstone FAMILY was the best decision that I could have made!

Thanks for supporting our office’s funds for our lost Dallas Police. We appreciate all the support we received from corporate and some of the outlying underwriters who support our teams here.

Looking forward to continuing to grow with this company!

I love being part of the Cornerstone family!

You are running a great company.

Thank You SO much, Mr. Laird, for the Most Awesome Place to work Ever! I am blessed to be a part of the CHL family & hope to have 4 + + + + + years ahead with Cornerstone!

It is wonderful that we contributed as a Cornerstone family to the families victimized by the police shooting in Dallas and can make a difference. The money is helpful: the statement that “We care” is more important.

So glad to know that Cornerstone truly cares! Thanks for sharing this Dallas Police Officers’ donation opportunity with us, Marc. This is really heart-warming.

I’m very happy to be here.

Thank you so very much from the bottom of my heart for taking time out of your busy schedule to send this nice email. It really means a lot. It is a blessing to work for this Company.

It is a Joy to be with Cornerstone Home Lending!

Great company to work with.

I appreciate how you live by the mission statement and make positive differences in lives.

It is so cool and awesome that you do this [draw names of employees to award with gift cards for their years of service]!

GO CORNERSTONE! I love it here.

Thank you, Marc, for the opportunity to work for such a caring and great company!

I want to thank you and Judy for the “Employee Appreciation” gift card. It was a very nice surprise! I am grateful to be working for such a great company!

I feel extremely blessed to be able to work with this company each and every day!

It is a pleasure working with CHL—your positive attitude and the amazing work environment are yet more reasons I love it here.

I wanted to send a sincere thank you for the gift card sent to me this week. You two are amazing leaders of an amazing company that I continue to be proud and thankful to work with.

It is my privilege to be a part of the Cornerstone family.

It is a pleasure to work with such a wonderful company!

Our leadership are a huge part of why I have no desire to meet with recruiters. I am happy where I am. I truly believe that Marc, Judy, Chris Lopez, and Triss Drake do care about me.

I am beyond grateful and thrilled to apart of this GREAT mortgage family - 25 years of true bliss; to be gifted such marvelous BLING is true frosting! I am one happy and blessed woman!

I just wanted to take the time to thank you for the employee appreciation card as well as the camping gift box that I received. It was very thoughtful of the company to do that.

I'm so proud to be a part of the Cornerstone Family from the beginning. I will be forever grateful to you for following your heart and HIS WILL by taking on the risk to build such an amazing company.

I truly enjoy working at this company.

I’m happy to be here.

The seven years at Cornerstone have been the best seven years of my working career, and I can’t thank you enough for the way you run this amazing company.

It is a pleasure working here. Cornerstone truly demonstrates a team spirit in helping borrowers get the home of their dreams. I look forward to the coming year.

I’m glad to be here!

I am proud to me a member of the Cornerstone family, and thankful for the opportunity. Seven years . . . gosh, time sure does fly!

Oh, my gosh, Marc. It HAS been a year already! Time does fly when you’re having fun, surrounded by terrific support, terrific people. Thank you for all you.

No other place I would rather be!

I wanted to write and express my appreciation for all that you do for me –either directly or indirectly. Thank you for your continued support of me and the wonderful ladies on our local “Sharla Ellis Team.” I placed at the top of the production report this past month, but I know I can’t do this alone by any means. Please join me in being recognized for your efforts—you are #1 in my book—you are right there with me in the trenches each day, working very hard to make me shine, and I am grateful each day to be surrounded by such good people who strive to make a difference. Many thanks!

Thank you for the AMEX gift card. We are taking our grandsons on a short trip next week, and I’m going to tell them that they each have an extra gift to spend from my “bosses.” They will think this is really cool and that I work for a neat company (which, of course, I do). Thanks again – I really do appreciate this.

I received the gift card today, and I wanted to tell you both THANK YOU so much for thinking of me! Y’all are so very nice to all of us, and I wanted you to know that I appreciate it very much.

I could not be more blessed in my life! I truly appreciate your support and everything you have done for me and my family! I owe everything to you and Cornerstone!

I really appreciate everything you and Cornerstone have done for me and my family. I can’t believe it’s already been 9 years.

It’s a pleasure working here.

It’s a pleasure to work here.

I really appreciate how thoughtful you both are and the environment you’ve created here at Cornerstone. I look forward to many more years here!

I love my new role and all of my teammates! I can’t say enough great things about Cornerstone!

Thank you for the birthday card and the umbrella! I look forward to more years to celebrate with Cornerstone!

I am proud to be a part of this family!

I am rounding out my 3rd week here at Cornerstone, and I just wanted to take a moment and send you a quick note. I am so thoroughly impressed and humbled by the environment and process that you have built here. It is truly remarkable and a diamond in the rough to find in this business. This month marks my 6th year in the mortgage business and processing, and I am so humbled to be able to do so here at Cornerstone. I am extremely excited for the future and am thankful for the opportunity I have been given. Thank you for what you have built here and continue to build!

Thank you for thinking of the employees on their birthdays! I love my new umbrella!

Glad to be with the company another year and now on the production end originating loans! The past few months transitioning from the Secondary Department over to the Bravo Region have really shown me a bit about how Cornerstone takes care of its people!

I just wanted to take a minute, Tammy, and thank you so much for this opportunity! The week of training was incredible, and it was wonderful to get to know you. Since I have started, everyone has been so nice and helpful. The Leads doing the reviews are wonderful! Mario has been so helpful with any questions I have thought of. And even the IT people were fantastic, helping me get set up and explaining everything in terms that made sense. I am so very happy I took the leap of faith and joined Cornerstone! I hope someday to be added to the tenured employees on the Wall of Honor!

I really enjoy being part of the Cornerstone Family.

I really do appreciate the opportunity you all have given me. It is nice to be working with a good company again. It has been a long time.

It’s such a pleasure working with such a wonderful company. I can’t believe it’s been 5 years already—my how time flies! Looking forward to MANY more years here at Cornerstone!

It is a pleasure working with this company.

Very happy to be at Cornerstone Home Lending!

This truly is an amazing company. I am honored that I have the opportunity to work with Cornerstone and look forward to growing in my career here.

I appreciate how you live by the mission statement and make positive differences in lives.

I just left a closing. It was special to see the excitement and anticipation of home ownership on our borrower’s face. She thanked me over and over for the help we provided to make this possible. The smile, the excitement, and the anticipation showed belong to all of you! Thank you, Rose for always providing that extra effort. Thank you for calling FNMA and calling me after hours on a Friday afternoon. You are a tremendous resource for CHL. Thank you, Lisa, for being such a splendid underwriter and for your calm, supportive attitude. You are a blessing to our Region. Thank you, Angie, for all the help you extend over and over for condo approvals. Thank you, Diane, for developing such a wonderful condo team. , Thank you, Cyndi, for piecing all the details together and for the cheerful voice and laugh you bring every day to our work place. Thank you, Kim, for ALWAYS being there to support us. Thank you, David and Lana, for all you do for your originators in this region. Thanks to every team member who makes a difference at CHL.

I appreciate being appreciated!

Working with Cornerstone has truly made me a better person both professional and personally!

Wow, we have the most amazing Loan Officers. We’ve built an organization that is second to none.

As always, appreciate the opportunity to work for such a wonderful company.

What a great ten years! I cannot believe it has been that long. I am proud to say that I have been at Cornerstone for 10 years: It is the longest I have ever worked at one company before. You have built an amazing company with great values, and you truly know how to make your employees feel appreciated for how hard we all work. I have really enjoyed working with you over the years and look forward to many years to come. Thank you so much for all that you do and for all of the wonderful surprises today. I feel super special.

I have been meaning to respond to one of your emails that have so very kindly welcomed me aboard the Cornerstone Family. I cannot tell you how much being part of Cornerstone means to me! The bank I worked for previously had similar values, but when they hired a new Loan Ops Director, those values failed to trickle down. It was still hard for me to leave that company until I met the people at Cornerstone! They all explained Cornerstone’s values, and the tenure of the majority of the employees, in a way that I knew these values DID apply throughout the company. This, and the simple fact that I knew I could learn a lot from these women, were the reasons I chose to work here! I’ve been looking for a “home” for years, and I feel like I’ve finally found it here at Cornerstone! It means a lot that Cornerstone is so vocal about their values and support of their employees & customers! In today’s competitive market, I feel like this sets us apart from other lenders. I never heard anything bad about Cornerstone when I was doing my research. In fact, when I turned in my notice to First United Bank, the Vice President asked me where I was going. I told her, and all she could say was “Yep, that’s a good one! It would be selfish of me to even try to convince you to stay at this point.” Thank you for the welcome and for establishing a company with these stellar values, that I can be proud to say I am now a part of!

Just wanted to remind you again about how INCREDIBLE Cornerstone is . . . it’s been at LEAST 2 weeks since I last told you!

It is an honor and a privilege to represent Cornerstone Home Lending. I have been so pleased with the mission, vision, and leadership.

I just received the flowers for my 5-year anniversary, and they are so beautiful. It was incredibly thoughtful of you to have them sent to me here in Italy. It means so much to me to work for a company where I feel so appreciated. I have thoroughly enjoyed these last 5 years, and I am looking forward to many more with Cornerstone. Thank you so much!

Wow! Can’t believe it has been 15 years. I have always appreciated how Cornerstone has remained committed in consistently acknowledging their employees. It has made this company unique. Thank you so very much for acknowledging this monumental anniversary in such a spectacular way.

I love my job and my Cornerstone family!

I’m honored to be a part of such a great group of people.

Thank you so much. I look forward to many, many more!

I originated loans for over 12 years before moving into the appraisal area, and if my past mortgage company employer had the support, corporate culture, and the can-do attitude that we have here at Cornerstone, I’d still be originating! Thanks for creating a great place to work! I am very proud to work here.

Thanks for the Birthday Wishes! So happy to be at Cornerstone!

I appreciate all you do for us!

I am looking forward to many more of these anniversaries with Cornerstone.

Thank you very much for the nice note. It just reiterates what a special company and place Cornerstone truly is. I am very excited to be on the team. Thank you for the information about Cornerstone and for taking the time to welcome me.

I honestly feel like it is another year of being blessed by God to have been able to find a company like Cornerstone and a boss like Tammy Pullen.

I am so excited to be a part of this company and culture. I can’t wait to grow with this company and learn more each day.

I loved reading the Cornerstone Story, and I’m delighted to be part of this family! I’m deeply impressed with Cornerstone’s core values, and I’m indeed humbled to be a part of it. I’ll be working diligently to add solid value to the company.

Everyone has been so kind and attentive. Thank you very much for your email.

I am so pleased to be a part of the Cornerstone Family, and I enjoyed reading the Cornerstone story. I have proudly placed the vision and mission statement on my desk.

It has been such a joy to work with Cornerstone and the Addison/Baldwin team here in Dallas. I appreciate the congratulatory email.

I am so excited and so blessed to have been given this amazing opportunity. The team here in El Paso has been outstanding already. My prayer is that God will use me in this new venture to bless others.

I am very happy to be here.

Thank you so much for letting me work here!

Thank you and Judy very much. It has been a pleasure to work with such a great company.

And thank you for all the support and for your leadership. Blessed to be here.

I love working here.

Wow, what timing as a winner of the Fun Day drawing for July! This is also my anniversary month: 11 years with this amazing company!

This company has been nothing but the best to me, working with me while finishing my Bachelors of Science Management and still supporting me while I continue my education further with an M.B.A. Thank you for helping me succeed in my education and career development.

I love this company.

I am so glad to be a part of an amazing team.

I look forward to many more years [of anniversaries with Cornerstone]!

I couldn’t ask for a better place to work.

I’m happy to be here.

I couldn’t have found a better company to work with.

You and Judy have created a wonderful company, and I’m genuinely glad to be part of the team.

It is a pleasure working here with such an amazing team!

It is a blessing -- working with this company.

Thank you for taking the time to record your vision for Cornerstone. I am very excited to be part of such a great team! I am looking forward to many long years with Cornerstone and being a blessing to all that I come in contact with!

I am so glad to be a part of the Cornerstone family and have the flexibility and support needed. Thank you again for everything.

I continue to be amazed at this wonderful company we have built!

Blessed to here with Priority (a Cornerstone affiliate)!

I entered the purchase market in February 2013 with another lender. I had no idea what I was doing or how I was going to get business, and I had very little instruction on how to do it. After two years, I started with Cornerstone in Jan 2015, and March 2015 happened to be my biggest month ever in the business. I closed 10 loans for $1,674,108 and was ecstatic! By the end of 2015, I closed 97 loans for $17,500,000. This past February 2016 I hired a Production Assistant, and in March we hit a record month of 26 funded purchase loans at $4,603,423! Just last month, I hired my newest team member for the role of Loan Officer Assistant. My team makeup now consists of a Senior Loan Officer, a Loan Officer Assistant, a Production Assistant, a Transaction Coordinator, and a Processor. We are currently working to finish this year strong and to continue training while preparing to surpass our goals for 2017. I am beyond blessed to be where I am. I’m surrounded by professionals/mentors who continuously push me to grow and to be better each day. I am excited for what the future holds, and I look forward to continuous growth and life changing opportunities.

I look forward to many more years with Cornerstone!

Can’t believe it has been 9 years. It seems like yesterday, yet it seems like forever. I have so enjoyed my time here with Cornerstone. I consider the people a simple extension of my family. On to the next 9!

It is so good to be back at Ascent/Cornerstone and back in Texas. Looking forward to many successful years here.

I just wanted to let you know that I really appreciate the Birthday umbrella and the funny card that was delivered to me. Thank you for always taking the time to remember people; you are very thoughtful.

I was aware of the Core Values here at Cornerstone and see a reinforcement of them each and every day as I meet more and more associates. I am very proud to have been selected for my position and for my opportunity to become part of the Cornerstone organization. I look forward to meeting you.

I just wanted to say thank you for your kind email. I am so excited to now be a part of Cornerstone Home Lending. Sharla Ellis and her team are amazing.

I’m extremely happy to be a part of a great company – thank you for the opportunity!

As I’ve told others in management who have reached out, my team and I can’t fund$14 million in home loans in the month of August done without an incredible company behind you. Here’s the cool thing: I put 47 loans in the pipeline by July 20th to close in August, and we closed 46! That one that missed out was a purchase that got pushed out 2 weeks due to inspection matters, and we close in a week. I’m hoping that incredible August will catapult me to that “next production level.” I’m eager to help more folks out, and I certainly have the efficiency/system and bandwidth to do $10mil a month.

I am not sure who picks the birthday cards out that you send, but I have to say, they are always spot on with the personalities of the recipients, which is frankly and utterly amazing and somewhat disturbing. Thanks for mine: it has a vending machine of shoes on the front . . . Wow, did you know I have 63 pairs at home? Someone made me count them as part of a bet.

I am truly blessed to be part of the Cornerstone family. I hope to meet you at the OPS conference next month. I hear great things about it and am excited to attend.

Our group from a bank gained strong confirmation on why joining Cornerstone was the right move. I want you to know just how supportive and positive all the Cornerstone employees have been during this process. Andrina has been working tirelessly and has aligned a team who show a genuine interest in our success. No doubt there will be a few more twists and turns as this is a large task with many people (and regulators) involved. The future is bright Cornerstone on the East coast. Both Chris and I welcome the opportunity and embrace the goals we will achieve.

Thank you so much for the anniversary greeting – it is such a blessing to work for such a wonderful Christian-based company! I look forward to the next 10 years!

I just wanted to say “Thank you” for the opportunity to participate in this Fitness challenge. It was a lot of fun, and it pushed me more than anything else has before when it comes to exercising. I’m sad that I’m already done and wish there was a competition for 2,000,000 and 3,000,000 steps by the end of December.

It occurs to me that I did not thank you for my gift card a couple of months back. Thank you very much. The monthly Fun Day drawing is a nice perk and kind of you to do.

Thank you so much for the anniversary wishes! It has been an amazing year with Cornerstone for our team, and I am blessed to work for such an amazing company! Looking forward to many more years!

What incredible August funding numbers! I love how you relate it to how many families we have helped.

I am so happy to be a part of the Cornerstone Family!

It has been an amazing first year!

I’m very thankful to be part of this organization!

I’m blessed to be part of such a wonderful company.

I truly love working for Cornerstone! Best decision I have ever made, thank you for having such an awesome company!

Thank you for letting me be a part of the Cornerstone Family!

I am over the top excited. Everyone has been so welcoming and informative. I cannot wait to make it through all the trainings, get everything set up, and open the race gate.

I am excited to be here!

My time at Cornerstone has been an exciting ride, and I very much look forward to continuing for a long time, at least another 14 years! It is a blessing for me and my family. God bless you!

I am so happy to be a part of a wonderful company.

I am so excited, and I think what you are doing is very generous. I have never worked for a company that is so appreciative of its employees, and I am blessed to have had 16+ tremendous years with Cornerstone. Thank you, thank you, thank you!

There is a reoccurring theme that I experience every day: We are incredibly blessed to be part of this amazing place we call Cornerstone! Thank you all for creating an environment where we all know we are part of something special!

I recently read about the Cornerstone Cares Program, and as someone who was personally affected by a family tragedy, it brought tears to my eyes. I had not known about this program up until about a month ago. Not knowing how this Company would affect my life personally, I know that I can make a difference for someone else. I would like nothing more than to pay it forward for the families that need it in their time of crisis or tragedy. A year ago this past Sunday, our son suffered a severe traumatic brain injury. He was not even 2 years old. He was rushed to Kingwood Medical Center where he lost consciousness and needed to be sent via life-flight to Texas Children’s Hospital for emergency brain surgery. At the time I was a stay-at- home mom of our two, wonderful boys. Working with Cornerstone, my husband, had the flexibility to work remotely and be WITH me through every step of Carter’s recovery. We were admitted for just over 24 days. I put everything on hold in order to give 100% of my focus to my son’s recovery. He was in need of extensive therapy and rehabilitation services. He had physical therapy and occupational therapy until this past April and just this past month, he GRADUATED and tested out of speech therapy. He is not only catching up to his peers but also thriving beyond our wildest dreams! We were invited to a patient reunion party hosted by Texas Children’s Hospital this past July where my son’s doctors and nurses were absolutely floored by his recovery. He is the best representation of a miracle I could ever imagine. This amazing Marketing team rallied behind us through this past year. They came together for us, brought us a gift basket with all the necessary items we would have never thought we would need. They cooked meals for us when we got home so we could spend all of our time getting our son settled back in at home. These amazing people made it possible for us to be present. That means more to me than I could ever truly express. It has been a long year, and we couldn’t be more grateful for Cornerstone and the amazing people we both get to work with now. I have been with Cornerstone since May of this year, and, I have to say, it has been the best decision I have ever made. When the opportunity came up for a part-time position, it was my husband’s love and passion for this company that made me understand that this was more than just another job: this was going to be the door to a whole new opportunity for our family.

It’s been a great 6 years.

I love working for such a wonderful company with a warm, family atmosphere.

Thank you for thinking of me today! Both Cornerstone and my loan officer Chris Ledesma inspired me to obtain my MLO license. I just took and passed my test last Friday, so in two short years, I have gone from zero mortgage industry knowledge to being a licensed LOA! Thank you!

It’s been a great, two years! Looking forward to many more!

You and the rest of the team here have most definitely built an exemplary company filled with very special people. In every step of the way, I have been welcomed with open arms. I look forward to a bright future with the Cornerstone Family!

Thank you so much for the warm welcome. I have read the brief narrative as well as done my research in regards to Cornerstone. Needless to say I am impressed, and I am glad to be called a member of the Cornerstone Mortgage family. What impressed me the most was that I noticed in the mission statement as well as in the narrative, the mention of God and your faith. I love and welcome the opportunity to work for a company where upper management has a belief in God and is not afraid to speak of it. I thank you for the opportunity and look forward to a long endeavor with Cornerstone.

I love working for this company!

My first year at Cornerstone has flown by and been a blast. Very blessed to be part of the family you have built. Looking forward to many more rewarding years with Cornerstone.

It's a privilege to be part of this organization.

I appreciate your taking time to reach out and welcome me to the Cornerstone family. I enjoyed reading the story of how the company began and was especially excited to hear that its inception was an answer to prayer! I am truly excited about this opportunity and look forward to a great future here with such a great company.

It’s great to be here.

I am very happy to be part of the Cornerstone Family. Everyone has been so friendly and helpful. I am looking forward to continuing the legacy of the company.

Thrilled to be here. Thank you for the opportunity. I look forward to a long and prosperous career with Cornerstone.

I love working for Cornerstone Home Lending. I am so glad that our leaders take care of their employees and do so much to make work enjoyable.

You and the rest of the team here have most definitely built an exemplary company, filled with very special people. In every step of the way, I have been welcomed with opened arms. I look forward to a bright future with the Cornerstone Family!

I am extremely grateful you guys do things like this. I have not experienced that from previous employers. Thank you for all you do and allowing me to be a part of the Cornerstone team.

It’s a pleasure to be a part of the Cornerstone Family.

I am honored to receive this personal email from you! And moving to Cornerstone has been one of my best career decisions!

Glad to be part of the team!

Thank you for building such an amazing company. I assure you that I will continue to do everything I can to help the company grow!

It is so hard to believe that it has been a year since I came to work at Cornerstone. I know I have told you this in the past, but wanted to revisit it again on my anniversary date. You called me out of the blue just over a year ago. If you had told me then I could be happier here at Cornerstone than I was at my previous employer, I would have told you that is not possible. Ironically, from our first conversation I felt as if I had come home. As part of the Dinkins region, that feeling continued. I am not saying life is perfect nor that I haven’t had some stumbles along the way as I learned my way around the company. However, your mentality of a servant’s heart has filtered throughout this company, and each day I feel the support of everyone in virtually every department from the condo team to the 401K team, to the ops support we have in our region. Thank you so much for inviting me to join such a great company.

Three years have flown by. Love being on the team here!

I am VERY proud to be a part of the TEAM.

Happy to be here, Marc!

I love being here!

I am very honored to work for such a wonderful company. Coming to work is a pleasure every day.

Thank you both for the gift card. I appreciate it so much and want you both to know that it has been my pleasure and honor to work for Cornerstone for the last 15 years. A lot has changed, but I still believe it’s the best place to be.

I have thought about sending an email like this on several occasions over the last 3 ½ years I have been with Cornerstone. I was in “corporate America” as an insurance adjuster for 25 years before losing my job. I, then, made a career change and became a loan officer. Although I do not have other mortgage company experience to compare my experience with Cornerstone to, I do have “corporation” experience. I am very impressed with Cornerstone and have been since I was hired. The current ranking showcasing Cornerstone’s performance does not surprise me at all. I am very proud and feel very blessed to work for this company.

II am so honored to be a part of such an amazing company! Never have I been so blessed and encouraged by such incredibly inspiring leadership like I have here. I am beyond thankful for this wonderful new “work family”! It is truly a gift! I hope this is only the first of many more years to come!

I say something similar every year, but it is true – what a wild, wonderful trip it’s been! We had hoped and prayed for success but didn’t imagine we could achieve it to this degree. It is the confidence we have in our Mission and Vision that made it [such success] possible over these past]28 years. I’m so very proud of our company. Plus, on the family side, there is such joy in seeing all of our kids grow up and having their own families and accomplishments in and out of the company. We are truly blessed.

Thank you so much for the gift card for my 15th Anniversary! It is very generous of you and is truly appreciated. I am very happy to be working for such a great company!

It’s cold and raining outside, but CHL is my shelter and warmth. Thank you and Ms. Belanger for building this company so well.

I am very grateful to be here: it is the values at Cornerstone that set us apart from the rest. I will strive to show our values to the world.

Cornerstone has such a great cultural environment. I am blessed to be here!

Working for Cornerstone has been such a blessing in my life. I have met some of the most dedicated, hard-working, competent people here. This company and its employees honestly walk the walk related to our Vision, Mission, and Convictions. We all work hard, but this last month I’ve experienced firsthand how Cornerstone “cares for its people.” Everyone has been so very supportive throughout the month when I needed time off to attend to my husband’s cancer treatment appointments and, even now, when I need to take a couple minutes here and there to help him. I’ve always felt valued for my knowledge, experience, and hard work by every company that I’ve ever worked for, but this is my first experience feeling cared for, and I know that Cornerstone cares. You and Judy have managed to create a very special and unique company. You have hired some amazing people. I am very grateful to be here.

Love working for Cornerstone and Nader! It has been a blessing.

It’s a privilege and an honor to be a part of Cornerstone.

I love it! I am so grateful for Cornerstone. I worked for 15 years as a mortgage closer for Stewart Title, and I never felt like a valued employee. It makes it very hard to get up and go to work every day as you can imagine. I no longer feel that way. Thank you again for running a class act organization.

I am very excited to be a part of the team!

First off, I would like to thank Tammy Pullen for inviting me to the Operations Conference over-the -top event! The organizers planned phenomenal classes and easy registration. The events were fantastic, but I was really impressed with the Big Top theme: men walking on stilts, eating knives, carrying monkeys, and doing tricks. The décor that went with all of this extended even to the table decorations on the breakfast and lunch rooms - all of this did not go unnoticed or unappreciated. And then, a band, leading all of us to the big paddle boat dinner and cruise – just unbelievably awesome! To top it all off, with a huge raffle with some unbelievable winnings! Just wanted you to know all the planning and hard work your committees put in on this could not have gone off any better. Wow! I really appreciate it and thoroughly enjoyed it.

Everyone has made me feel so welcome. I am happy & excited to be part of the Cornerstone Family!

Time flies! I am so happy to be part of the Cornerstone family. I look forward to many more years here.

We are so happy to finally be a part of the Cornerstone family!

It has been a pleasure to be part of the Cornerstone team for last four years. We have a very friendly environment in the IT department—especially having Rocky as supervisor makes me to be very motivated and productive. I am looking for many more years.

There are so many tools at Cornerstone to help grow our business. I am excited to be able to work with all this magic. We are planning! Thank you again . . . amazing . . . Cornerstone is amazing!

My first year at Cornerstone has been a blast!

It has been a great 7 years for sure. Thanks for all the support!

I’m happy to be part of the team!

I am very excited to be at Cornerstone, and even more impressed after reading the history of the company.

I am excited to be a part of the Cornerstone Family. I look forward to being a part of Cornerstone’s growth.

I am thrilled to be a part of this Company and look forward to building a future with you.

Kari Bratcher, Assistant Processor

Wow, a personal call all the way from Italy! Definitely honored! The last 9 years has been great. Thank you for giving us a great company to be a part of!

I’m very happy to be a part of the Cornerstone/Heritage family and I look forward to celebrating many more anniversaries!

I couldn’t be happier to be a part of the Cornerstone Family!

Thank you so much. Just one more reason why I love this work family!

So excited for this upcoming staff addition and what it will mean for our collective Utah market. And it was fun for me to recount to him all the wonderful reasons I love Cornerstone. It filled my heart with gratitude. Thank you so much for the opportunity to be here and to work for you and be part of indeed making a difference in the lives of those we serve.

I am looking forward to the next eight years at Cornerstone!

The privilege and pleasure of working at Cornerstone is all mine!

It seems like it was just the other day when I started here at Cornerstone! Thanks for the opportunity to be a part of a wonderful organization.

It is a pleasure to work for Cornerstone! I love our vision and the values of the company. Looking forward to many more years here.

I’m grateful and proud to be part of Cornerstone.

I really love working here and working with my Team. I really appreciate the fabulous team you’ve put together here and that I’m part of it!

I truly have found Cornerstone to be a blessing both in my life. It has been a wonderful work atmosphere with inspiring and talented people!

I want to thank you for the privilege of working here at Cornerstone Home Lending these past several years. This is the GREATEST company I have ever worked for!

I love working here along with the culture you have grown and cultivated here. I can’t imagine my life outside of this place!

It is an honor to be a part of this GREAT company. I'm looking forward to many more years at Cornerstone!!

We are blessed to be part of this amazing team.

Happy, happy to be part of such a wonderful family!

Very blessed each day I get to be part of the Cornerstone Family. I tell people all the time I work for Cornerstone and love it, and they always say, “Oh yeah, we always hear good things about them.”

I’m way, way, way overdue to say, “Thanks!” I’m overwhelmed at how generous and thoughtful the Cornerstone family has been after my house fire. I received the gift card you mailed and really appreciate your kindness. The Cornerstone Cares and Go Fund Me donations have been such a blessing to my family. There is so much work ahead, but all of the well-wishes, prayers and donations have made it easier to take care of the day-to-day stuff and feel like we’re getting back to normal.

I feel blessed to be part of the Cornerstone Family.

Thank you so much for everything. Working for Cornerstone has been a fabulous experience, and I can’t wait to see what the next five years will bring. I appreciate you, Judy, and the company very much.

Thankfully blessed to be here!

We are so thankful to be a part of the Cornerstone family!

We appreciate the goodies and working for this awesome company!

Time really flies, I really amenjoying working here.

I just want to send a big “Thank you” to everyone for spending so much of your valuable time with us over the last two days at the Technology Conference. Every single person made a unique and valuable contribution to the future of our technology and workflows. And the ideas that were created and captured will have a positive impact on Cornerstone that will last for years to come. I appreciate all of the feedback and input, and feel lucky to be part of such a great bunch of people!

What an incredible work family you have assembled! So honored to be a part of it!

Thank you so much! It is truly a blessing to work here. I’m excited to see what the future holds.

Thank you so much for allowing me to sit it on the meetings yesterday and today. I am continually blown away by the leadership and forward thinking aspect of our company. I am extremely excited about the growth of Cornerstone and the opportunity to be a part of it. Thank you so much for letting me join and welcoming my input.

This is a wonderful place to work and I am proud to be a part of it.

I deeply appreciate the opportunity to work for Cornerstone.

This first year has been awesome, and I look forward to many to come. I feel very blessed to work for such a great company with such wonderful people.

Thank you so much for all that you do. Your generosity is overwhelming. I appreciate this blessing and being a part of this wonderful company. Every day is a FUN day at Cornerstone!

Thank you for a great seven years and for all your contribution into and betterment of my life.

Thanks to you and Judy for the special effort to commemorate my 15th anniversary. The time has passed quickly! Looking back at the projects completed and issues solved, one wonders how we lived until 5:00pm some days. Cornerstone is now my longest-tenured job; I also have two 8-year jobs and two 5-year jobs in my career, so it takes two of those to equal CHL.

It is a pleasure to work for such a great company who truly cares about its employees, has excellent managers and support, great teamwork, and provides all tools necessary to be successful in your job. It is truly a pleasure!

Joining Cornerstone was a stellar decision on my part. What a wonderful company!

Feel very blessed to be here. I enjoyed listening to the Company’s Mission, Vision, and Values video.

I am very blessed to work for a company that really cares about its employees.

Hope all is well and as always. I am so grateful to you and Judy for starting Cornerstone. I am blessed to work at such an amazing company.

Glad to be part of the team and great company.

So honored to be part of Cornerstone and appreciate all you do.

I want you to know I really respect what you have built, and I want you to know I want to make a difference for the team.

Cornerstone has been a blessing to me since Day 1. I appreciate you and everything that you and everyone here at Cornerstone do to make this the best place possible to work.

Thank you so much for taking the time to welcome me. I am very happy to join the Cornerstone family and excited to get my training completed and begin supporting my team. The staff that I’ve had the pleasure of interacting with so far has all been amazing, positive, and warm, and I look forward to working with each and every one of them. Thank you again for taking the time to contact me, I appreciate it.

Thank you for your generous welcome to the Cornerstone Family. I am happy and blessed to be part of a great company.

I enjoyed the video along with the narrative and vision statement. It’s a wonderful feeling to be a part of a company with motives, values, and integrity that line up with my own. I’m very excited.

It’s very easy to love Cornerstone!

Working with Cornerstone has been one of the best decisions of my life. Everyone I have come into contact with internally has been great! You put together an amazing company full of outgoing, hard-working people and you deserve congratulations for that. Thank you for giving me the opportunity within this amazing Cornerstone family!

It has been a pleasure to work for such an amazing company!

I am pleasantly surprised at what seems to be the norm here at Cornerstone! They represent your hard work and you can count on me to follow suit!

What a great company! The journey continues!

I am very grateful to have been a part of Cornerstone for the past 5 years, and I look forward to many more anniversaries.

I’m honored to be a part of this wonderful family.

I am so blessed to be a part of the CHL team! Thanks for your awesome leadership.

I am truly excited to be part of the Cornerstone family. It has been a very warm welcome since I’ve started. I must say it’s an honor to be welcomed by you. I have never been personally greeted by any company’s CEO, so thank you for taking time out of your day to welcome me.

I am very honored to have become a member of the Cornerstone family, and my Cornerstone colleagues here have helped me feel at home since I have joined. Thank you also for the inspiring Cornerstone story and Vision Statement. It makes me proud to have become a part of a group of people who make a positive difference in others’ lives, and I am excited to now be contributing to this positive difference.

I am very pleased to be part of the company!

Honored to be part of such an amazing company!

I’m honored to be a part of this wonderful family.

I am so blessed to be a part of the CHL team! Thanks for your awesome leadership.

What an awesome tribute! I am new to Cornerstone and can’t tell you how much that means to me that I made the right decision.

It is a great company, filled with lots of wonderful people that share the amazing vision. I appreciate the opportunity to work for such a driven company – and I love our direction.

I am very glad to be here!

Thanks for the opportunity to be part of the Cornerstone Team!

This is FABULOUS you guys referencing a new website for the input and ideas! Way to go! We work so hard behind the scenes, and showing the front lines is an AMAZING way to help everyone feel connected!

Still loving my job – Thanks for everything!

Thank you for the opportunity to be a part of this great organization!

I truly appreciate you and everyone in CHL, so thank you for letting me a part of this special company. I am ever so grateful for the opportunity and blessed each and every day.

Thank you for keeping God and gratitude in our company.

I am incredibly grateful to be a part of this family at Cornerstone!

I appreciate that you are always looking out for your Cornerstone Family. I never want to take that for granted. Please know that I’m thankful for you, Judy, Dionne and my entire Cornerstone family.

I am thankful to God for blessing me to be a part of such a company, a company that leads by example and truly cares about its employees

Thank you for taking the time to write this email to us at Thanksgiving. It’s great to feel appreciated.

Your messages are encouraging and very much appreciated!

Thank you for all that you do for us!

Thank you, Marc. Your kind words warm my heart.

SO blessed to have such amazing family and this wonderful career.

Thank you, Marc, for a dearly needed reminder today. And why I feel today and every day, that this is why I joined Cornerstone—for the joy and mindfulness that you do share.

I am grateful for the opportunity to be a part of this company. I have been in the mortgage business for a long time, and I can truly say that this is the best blessing that God has ever granted me in my professional career. I am thankful to you and all of the amazing people that I am blessed to work with each day. I thank you again for the most amazing job in my career and a day does not go by that I am not thankful for this opportunity.

I really see how you guys value your employees and can understand why this is such a successful company! I am excited about 2017 and working hard to make the top producer trip! I appreciate the opportunity to be part of the Cornerstone family!

We had our office luncheon today and we all conveyed how truly blessed we are for everything that you do. I came back to my desk to see the email attached and wanted to share it as it was the result of effort from all of us. We do really important things that serve a higher purpose. These loans that we process and close aren’t simply paperwork, as you know: they are people’s homes and children and lives, and I wanted to say, “THANK YOU” for who you are and supporting us on the journey to support others. Super Proud.

When I get calls from other companies trying to lure me away, I always list the reasons I will never leave Cornerstone: The support we receive from all the help desks that allow us to make more sales and avoid problems. The support of management that helps us reach our goals and stay focused on our customers. The support of an excellent staff, underwriters, closers, processors, etc. that continually keep us updated on changing guidelines and skills so we can close more deals successfully. But most importantly of all, the integrity and values of my company that make me proud to be a part of it every day. I consider every day I work at Cornerstone a gift - which is why I will probably work here until y’all kick me out to the nursing home!

Words cannot express my gratitude to you, Judy, the Owners, and Leadership Team for your generosity. Thank you for recognizing everyone with such a special surprise. Very honored and blessed to be working with you and Cornerstone Home Lending

I just wanted to take a minute and thank you for the warm welcome Cornerstone Home Lending has provided for the new Atlantic Coast Group. These types of transitions are never easy, but I feel we are on our way to being fully operational and up-to-speed in the near future. I also wanted to thank you for the holiday bonus. That was a very kind gesture for our short time with CHL. I believe it made a tremendous impact on the staff as to the type of company we just joined. I believe it was least expected but tremendously appreciated.

I just wanted to thank you for the special email I received on Christmas Eve! Since I’ve become a member of the Cornerstone family, I’ve been impressed by the care and passion you have for your employees. Please know I’m proud to represent such a fine organization and look forward to being a part of the continued successes of Cornerstone in 2017 and beyond!

I am grateful to have joined on to your company those many years ago: I only wished I had been here sooner. Your recognition means a lot as the growth and success of Cornerstone Home Lending company; that you still take the time to acknowledge your employees is a really BIG plus. It has been a pleasure to be employed here for so many years and look forward to doing it a while longer.

I am thankful every day to work with such a wonderful company that has passionate and professional employees and leadership. Working with this company has been such a blessing for me and my husband this year. I know you are a busy person, but I would like you to know how Cornerstone has made a positive difference in my life in 2016: My husband and I purchased our home through the employee loan program at Cornerstone. My job provided income to pay our bills when my husband was laid off. My job provided health insurance that covered my husband’s skin cancer surgery. Working with Cornerstone employees restored my trust and faith in co-workers that I had lost while working as a state regulator. Working with Cornerstone has allowed me to grow as a professional and contribute my thoughts and knowledge to various projects. I am so thankful to be here and hope I have made a positive difference in the lives of those I work with and that I continue to do so.

I can say firsthand that you have one heck of a team working hard for our company each day, and I feel privileged to work beside such an amazing group of people. I’m thrilled to have been a part of making this year so successful and here’s to many more to come.

Thank you for being so generous! I greatly appreciated it. I LOVE working with Cornerstone (and Andy Woodside). This is the best company that I have ever worked for and your vision is what makes it so great!

Five years has gone by fast, but in other ways, it seems like my early days here are distant memories. I was hoping for a different experience vs. my previous employer when I joined Cornerstone (after working at large financial institutions) and I certainly have gotten what I was hoping for. It’s been a lot of fun. Congratulations on building such a unique company and culture!

I am truly thankful and appreciate your kindness and generosity.

It means a great deal to me to know that we are truly part of a team. It has been a pleasure working for the company this first year, and I look forward to continuing success in our company and personal growth professionally.

I’m looking forward to seeing what Cornerstone will accomplish in 2017, and am thankful I am part of it.

January will mark 3 years with this company, and I am happy every day being an employee. This company’s generosity never seems to end.

I'm so blessed to be able to work for an awesome company.

Cornerstone is a wonderful place to work, and I am so thankful and blessed to be a part of this team.

Thank you. This is a much appreciated gesture and truly demonstrates what a great company we work for.

I am very blessed and thankful to work for such an amazingly positive company.

Love working with Cornerstone. You are amazing.

Congratulations on the record-setting year! That’s awesome. Cool to keep growing! Thank you very much. Really appreciate it.

Thank you so much! I am so blessed to be part of such a wonderful company.

Thank you for your kind generosity. I feel very blessed to be a part of the Cornerstone family.

What a special surprise and another reason out of many why I love being a part of this team!

It is a privilege to work for this company!

Once again, it is an honor to work for CHL and you. So proud to be a part of this great company.

Thank you for this kind email and all you do for Cornerstone as a successful company and culture. I joined Cornerstone towards the end of 2015, and the company culture and personal character of David Bravo were undoubtedly what helped me finalize that decision. The 2016 year has been difficult in some ways, personally and professionally, but my commitment and appreciation for a company I am still so young with, are only stronger. I have a lot of blessings and consider ending up at Cornerstone to be one of those! I am looking forward to a FABULOUS 2017.

Thank you for your leadership. The success of Cornerstone comes from the solid foundation and passion for excellence that you as leaders have laid down for all of us to embrace and lead with daily.

Thank you so much! It’s truly an honor to be a part of such an incredible vision!

Thank you Marc, I have never worked for a mortgage company before that has paid out a year-end bonus. Appreciate it!

I would like to take a moment to say, “Thank you” for your appreciation. It is so nice to be truly appreciated.

Thank you for appreciating what everyone does. It’s rare and we know it, and we appreciate you very, very much.

I am so excited to get our new office open in 2017. We have no doubt we will be the number one office in Juneau, and, after that, all of Southeast Alaska. No other mortgage company in our area is closing loans on time. Very proud of how the team works as a team. Thank you for making Cornerstone such a wonderful place to do what I really love.

Cornerstone is such a wonderful place to work. I truly love my job. I am so fortunate and happy to be part of this wonderful team.

Thank you so much! We are so looking forward to another successful year in 2017!

It is such an honor to work at Cornerstone, and I am so incredibly grateful.

Amazing company. Thank you for allowing us the opportunity to help others. We are truly blessed to have the leadership that we do. You truly make all the long hours away from our family worth it. Thanks for acknowledging the hard work. God Bless.

I’ve been with Cornerstone for less than a year, but I’ve been in the industry for 35 years as a Loan Processor, Processing Manager, Underwriter, Broker and Loan Officer. I surely wish I’d come to Cornerstone years ago, for I love working here! I’m very appreciative of the way you treat your employees, the training and support that is offered, and the Policies and Procedures that you’ve set up. I have been trying to take advantage of all that is offered: I read the book Living Forward that you so generously offered and have gone away and written out my plan. My manager here, Nader, is going to help me go through it and work on implementing the changes. I’m so grateful I’m here at Cornerstone. I love being connected with a Godly company where relationships are important and where the efforts of all involved are appreciated, not just a select few. Thank you for your generosity. May the Lord continue to bless Cornerstone and cause us to be a light in a sometimes dark and dishonest industry.

I really enjoy working with this company, and have never been treated so well by an employer. Thank you from the bottom of my heart.

Wow, Marc . . . You make this a great place to work. Thanks for all you do.

It’s great working for a company that has heart.

Cornerstone is a great company to work with.

The Cornerstone family has shown me so much warmth and kindness: I am humbled by the generosity of the company and all of the employees I have had the pleasure of working with. Thank you for making the workplace a fulfilling and positive place, filled with such generous, vibrant, and amazing people. I will continue to strive to be the best employee I can be for Cornerstone.

I appreciate not only your generosity but your leadership in creating a company that I am proud to be associated with.

I am approaching my one-year anniversary with Cornerstone and always feel very appreciated here. The positive environment has made a real impact on my life outside of work as well.

Your generosity is awe-inspiring.

Thank you so much for all of your kind encouragement throughout the year since I have been here and your genuine appreciation for all of the staff members. It is so nice to feel like the company and upper management care about us as individuals.

Thank you for your support!

Leslie Lippert, Loan Coordinator

This is an amazing company to be a part of.

We are truly blessed to work with such a great company.

James L. Benight, Assistant Processor

I have been with Cornerstone about 6 months and can honestly say, I love the way you treat your employees.

Every day I feel blessed to be a part of such a terrific team and today I feel extra blessed.

I tell everybody in the world how much I love working at Cornerstone, and, yes, it still is the best job I ever had in my life. So that is why every day when people ask, “How is your day?” and I say, “Awesome” for my whole two and a half years of being here. I am filled with JOY.

Your kindness underscores what makes CHL a REMARKABLE company!

Mark Dinkins, Senior Vice President of Business Development

Cornerstone is led in grace. [My son} Jay has flourished under your leadership. I vividly remember meeting you in your DVD. I saw your integrity. Your passion. Your love for people and your grace. I write this as a father of one of your loyal employees who gets better being around you. So grateful Jay is one of yours. You live grace. You make people better. Thank you. You inspire your Cornerstone team to reach their potential with weightless grace.

I began working for Cornerstone this past August. I feel truly blessed to have the opportunity to be a Cornerstone Home Lending employee. I have worked for many, many years in the mortgage industry, and my motivation has always been to help families to reach their homeownership goals. I am a member of the Sharla Ellis team. Before we all went home for the Christmas holiday this past Friday, I told Sharla that one of the things I am most grateful for this year is to be a part of such a remarkable team of hard working women. Sharla and our team inspire me to continue my growth within the mortgage industry. I am inspired by Cornerstone’s Mission Statement as well. It is within me each day that I am here at work. Your generosity is most appreciated.

I am amazed more and more by this company and its values. I am blessed to be working here.

I’m so happy and proud to be a part of this great “family”!

It is great to be a part of such a wonderful company. Refreshing to see the Mission, Vision and Convictions lived out from the top down – integrity through and through!

I am very grateful to be part of such a successful team.

Extremely generous and especially meaningful for ops personnel who tirelessly support sales.

You, Marc, are a good man.

Thank you so much for this Wellness Campaign. Our office enjoyed it and the extra cash was a great incentive to get up and get moving! What an awesome company this is!

Helen Miller, Transaction Coordinator

I wanted to reach out and thank you for your gift of the Living Forward book and its bonus materials. I am very much looking forward to going into a new year with great insight into how to live a more intentional and proactive life. A great New Year’s resolution I think! Again, thank you for thinking of us this season.

It’s been an amazing 5 years. I love watching the company grow, and it’s a nice feeling to be part of it.

Thank you so much for all of the assistance you and Cornerstone have given me over the last 9 years to be able to get to this point.

Thank you again for allowing me to be a part of this wonderful company: I am truly blessed to be Cornerstone family.

This has simply been an amazing year at the OKC office. The support, dedication and sense of joy with which our office operates is inspirational. What better holiday gift than another great year with Cornerstone!

I agree that having direction as individuals and as a company as a whole is very important. Having the opportunity to work for a company that makes their values such a high priority is a wonderful opportunity that I am very grateful for.

Thanks so much for thinking of me. No other place I every have worked has ever acknowledged my birthday. Cornerstone is a class act, and I am so proud to be a part of it.

I am blessed to be a part of this great team and company!

Appreciate the email! Glad to be back another year! Was with Cornerstone 7 years and husband got transferred to Lubbock, so as soon as we got back home, I came back to Cornerstone.

Being a part of Cornerstone has made a huge difference in my professional growth and my personal growth as well. I feel blessed every day that I get to call this my job.

It’s been a pleasure getting to work for such a great company with so many wonderful people! I am truly blessed!

I have been in the mortgage industry for almost 15 years, and I can honestly say that I have learned more and grown more in my year here than I have at all my other jobs put together. I could not ask to work on a better team, in a better office, or for a better company. I am thankful every day for this opportunity and grateful for our company.

I’m proud to be part of such an amazing organization.

It has been a pleasure working here the last 5 years. Definitely a great work family and environment.

I am so grateful to work for such an amazing company. I look forward to many more years here at Cornerstone.

I am thoroughly enjoying being a part of the Cornerstone family and looking forward to many years to come!

I really want to thank you for giving me opportunity to work with such an excellent company. I am very fortunate to work with such a wonderful group of people. I always brag about our company to my family and friends. I have been in mortgage business since 1985 and, without a doubt, this is the best company I have ever worked with. I always say to my wife that God must really love me to have given me an opportunity to work with such a wonderful company.

Thank you for the opportunity to work with Cornerstone Home Lending. I came over three years ago and have been very impressed with all of the people I’ve come in contact with over the past few years. It is important to be a part of something bigger than yourself, and I feel you and Judy have created just that. This is a wonderful company with an excellent mission and a company easy to be proud of. I look forward to many more years!

I could have never imagined working with such an amazing group of individuals all working toward the same common goal. Thank you for building such an amazing company that I am happy to call home and consider family.

SO proud to be part of this amazing group. I can honestly tell you, after having done this for 29 years I have never worked for a company filled with so many impressive individuals or one that cared for its employees like Cornerstone. I feel like I am “home.”

Cornerstone is an amazing company to work with. It’s comforting to know that the owners and upper management really “get it” and put loan officers is a good position to sell a great company. I feel blessed to work here!

So glad to be here and thank you for creating an incredible culture.

I have worked with Wells Fargo and Chase in the past and have never felt as happy as I feel at Cornerstone. This year has been great, but I know the ones that follow will be so much greater.

Thank you for letting me be part of this amazing company.

When I reflect about my opportunity in banking that led me to mortgages and my desire to help and bless people with homeownership, I’m thankful every day that my wife’s job brought us to Dallas and that I was introduced to Gina. I know that I had the knowledge and skill set to be successful in the mortgage industry had I stayed in Kansas City, but can’t help but KNOW that without Cornerstone, I wouldn’t be as successful as I am today. From you and Judy, Cindy Annis, Gina Jackson, Rose Moore, Mary Dinkins, Paula Barksdale, Kerri Etheridge, Kim Link, Shelley Mills, Jenny Scott, Lisa Taylor and countless others that bless my life every day, I wouldn’t be able to help all these families looking for fair, knowledgeable and quality service. This is something I’m truly proud of and you should be too. It has taken me some time, but by having Faith at home and work, I’m able to recognize and speak openly about it. Thank you for your continued efforts in enriching your employees’ lives, for they extend to and enrich the lives of others every day, and it doesn’t go unnoticed.

Thanks for your leadership and service and for making Cornerstone such a great place to work. I’m grateful.

I love working with my team and for this company – it’s truly the best! Thank you both for all you do/have done in building such an awesome company with wonderful people.

I do appreciate working for great people and a great company.

I love working for Cornerstone and I LOVE working with Andrina. I have never loved a work family so much as I do Cornerstone.

This past year has flown by, but I know it is only because I’ve had the best time with some awesome people and a GREAT company!

I am delighted to be here! I get a great feeling about Cornerstone, and everyone I have met is so kind! Looking forward to a long career here.

I can already see I joined a great team and look forward to a rewarding journey ahead.

I am truly blessed to be working for such a great company.

I got your package today with Todd Duncan’s book. I just completed the Loan Officer Boot Camp in December. Changed the way I do business and speaks to why I joined Cornerstone Home Lending. Just wanted to say thanks!

I am truly grateful for all you have done for me, my business, my family and future as a top producer.

I truly enjoy working for Cornerstone and hope that I’m here for many years to come.

It is truly a pleasure to work for such a great company.

I truly love working for Cornerstone.

I think you should know how your thoughtfulness always warms my heart each year. You take a personal interest in each one of us, and taking the time to acknowledge our birthdays, in my opinion, is truly gratifying. Thank you, and may this year bring even greater things to Cornerstone Home Lending. I am honored to be a part of the team.

It’s been a pleasurable two years!

I’m very grateful to be a part of this company every day, and being remembered on my birthday solidifies that. I’ve worked for some good companies in my career but have never received a personally signed card from the CEO. It’s one of the things I tell people most often about why this is a great company to work for – as a large, national corporation with so many offices and people . . . it just never feels like that. I can always talk to someone on the phone when I need help and everyone genuinely cares about everyone else. The idea of TEAM at Cornerstone is embodied in real people every day. It’s an amazing feat to make a company of this size feel like a small, personal group. Thank you for allowing me to be a part of this family.

It seems like just last week that I arrived at Cornerstone. God has blessed me in so many ways. I am grateful for your leadership and the reputation that Cornerstone has in the market place.

What a great company to work for!

I look forward to many more years with the company.

I totally enjoy my job and all the people throughout my day that I’m in contact with at Cornerstone. I’m so thankful for Cornerstone and CEO’s like you.

The “heart” of Cornerstone is what makes this company the best I have ever worked for. Thanks again for setting the example each of us should be living by.

I have enjoyed working at Cornerstone and look forward to many more anniversaries here.

I am so blessed to work for such a great company whose dedication to its people is unparalleled in the industry! The leadership and vision is amazing, and I am proud to be part of the Cornerstone family!

I cannot begin to tell you how thankful I am to be a part of such an amazing organization. Thank you so much for taking a chance on me just over a year ago and your continuous support! I cannot imagine being anywhere else . . . so glad I get to call Cornerstone home.

I am inspired every day by everyone I work with at Cornerstone and I look forward to another great year. Thank you for all you do to support your employees. It makes such a difference to know that you all care!

I am so blessed to be here!

I have been in the mortgage lending for 33 years, and while I tend to stick with a company a good number of years, I have never been happier than the last 5 years here. This company is great in so many ways. Thanks again for making me feel so special.

I started working for Cornerstone when I was still in high school. Since that time, I’ve been to plenty of social events and talked with a bunch of people, and I cannot think of one person in 16 years who hasn’t told me that “Cornerstone is a great company to work for.” You both have done an awesome job of creating and maintaining an excellent reputation in an extremely competitive industry, and as an employee, thank you!

I couldn’t ask for a better company or team to work with.

I am continually blown away by how well employees are treated at Cornerstone. I appreciate all you do for us.

It has been a pleasure working for a company that “truly” cares about its employees. I look forward to many more years of sharing Cornerstone’s values and vision.

I have thoroughly enjoyed my first year with Cornerstone very much. I can honestly say that I have not had a bad day at work since I made the move to CHL!

I love Cornerstone!

It’s been my pleasure to be part of the Cornerstone family.

It is a pleasure working for Cornerstone Home Lending.

I cannot tell you how blessed I am and how grateful I am to be part of such an amazing family.

Thanks for welcoming me to the team, Marc. Glad to be here and ready for much success.

I love working at Cornerstone.

Hard to believe I was on the ground floor with the Bomars when they opened the OKC office. Great company to work for!

I have been overwhelmed with the kindness everyone has shown me: I definitely feel welcomed and overjoyed to be a part of the Cornerstone family.

My experience here already has been fantastic. I believe this was a good decision for me and the company. I hope to prove to be an asset to the team.

I just wanted to say thanks so much for the 5-year anniversary gifts. I really enjoy working here, and Cornerstone has done much for me. I truly appreciate you guys.

Looking forward to another year!

It is a pleasure working for Cornerstone.

It is a pleasure to work for a company that recognizes its employees in so many ways.

So happy to be a member of the team!

I appreciate the acknowledgement and enjoy working for Cornerstone.

Just call me “Minnie Pearl” because “I’m just so proud to be here.” Thanks for the opportunity to be part of this amazing family!

In my 40 years in the industry, Cornerstone stands out as an “AWESOME” place to work.

Thank you, and to borrow a marketing phrase from a popular fast-food chain . . . I’m lovin’ it!

Thank you so much for the flowers and gift card! They just got to my desk a bit ago. I can’t believe it’s been five years, already. I’m definitely blessed to be a part of the Cornerstone family and look forward to many more.

It’s been a great first year. Cornerstone is a great company, and I am honored to be able to work here. I have learned a lot and have gained many new friends/family.

Thank you for your providing the tools needed for us to succeed. I met with Gene Humphries yesterday for brunch, and we have discussed the possibility of opening up another branch in our neighboring town of Loveland. My wife and I are very excited about this potential opportunity for future growth in our home town of Loveland. We will keep our Fort Collins branch so this will be a big step for us. I am sure you already know, but Gene is a true blessing to all of us and with his guidance, I am 100% certain will reach our goal. On a side note, I really want to thank you for your support in retaining the top loan officer in our branch. Dustin Camping has been with me and my office for over 8 years prior to our joining Cornerstone. He is staying with us and will be a big part of our future.

Happy to still be here, working with so many great people.

Marc, as always, thank you for your generosity (gift and card), and recognition of my five years here. The first 5 of many 5’s to come! Let’s do this!

It is an absolute pleasure, and honor to work for each and every Loan Officer and production person here.

I wouldn’t want to work anywhere else.

I have enjoyed working at Cornerstone and can’t believe it has been 5 years.

I absolutely love being a part of the Cornerstone “FAMILY. “

It’s been a BLESSING and my pleasure working for Mr. and Mrs. Bergen, Cornerstone, and you. May GOD continue to bless Cornerstone.

It has been an awesome eight years. Thanks so much for all that you do!

I feel so blessed to be part of the Cornerstone family!

Thanks for making this a great place to be. Thank you also for everything in Miami. We had such a great time – we always do.

I so love working for Cornerstone.

It has been my pleasure to work here.

Thank-you for the opportunity to be a part of such an amazing company, it’s very much appreciated!

I greatly appreciate all you do and am honored by being part of this amazing family! You have created the premiere lending company in the nation, and I thank God daily for having this as part of my home.

I am so happy and proud to work here, and it is tokens like this that truly make Cornerstone a special place for both employees and clients alike. I am blessed to work here.

I’ve truly enjoyed my time here at Cornerstone.

This is an amazing place to work.

It’s a pleasure to work for such a great company.

I feel very blessed to work with Gene and everyone at Cornerstone; we have all become family and that is such a great environment to be a part of.

It is a pleasure working here!

It’s a pleasure to work for such a wonderful company!

This is truly a remarkable company!

It’s a pleasure working for you and Cornerstone!

I am honored to work with such an amazing company like Cornerstone where the leadership is outstanding.

It is awesome to be a part of company like this.

I wanted to thank you again for the visit down to Houston and the time you were able to spend with us. I enjoyed learning more about you and your vision for Cornerstone. It’s so refreshing to come and visit genuinely good people who honestly love their company and what they do, and it echoed throughout every conversation this week.

It has been a pleasure these last 10 years working for a company that not only has pride in our job but also pride in our people.

I am so blessed to work for such an awesome company/family.

I’m blessed to be part of this company!

It’s been great to be part of the Cornerstone team!

Cornerstone is First-Class Company! I can’t thank you enough for the opportunity to represent the company.

Would not do this business anywhere else. Happy to call this company Home! Appreciate the team we have—thank you for leading it!

I would like to thank you for everything you do for all of the employees at Cornerstone. Our mission and values permeate our culture and make Cornerstone a special place to work. I feel truly blessed and honored to work for such a great company!

Feeling very blessed to have worked for this incredible company for 5 years!

As the saying goes, “Time flies when you’re having fun!” I have thoroughly enjoyed my employment with Cornerstone and look forward to many more years of production. Thank you for bringing me on board and for supporting and believing in the Correspondent Lending Division. I love my Cornerstone family!

It’s truly a pleasure working with Cornerstone. In this day and age, it is extremely hard to find a company that is so great on so many different levels. Thank you for the opportunity you have provided for my family and me. You have my word that I will continue to uphold our values daily.

There are not enough words to express to you how grateful I am for everything you have done for me and our family. We have the life we have and the happiness we have because of the kindness, guidance, and trust you have given us. Thank you for such an amazing gift! I look forward to many years to come!

I’m one of Cornerstone’s biggest cheerleaders. I’ve been genuinely in love with this place Day One. I’m proud and honored to have worked here the past 5 years.

I have truly enjoyed working here and still do!

I can honestly say these last six years have been the best years of my working life. Thank you for all that you do to make it stay that way!

I enjoy working here and making a difference.

I feel so blessed to work for such an amazing company!

Glad to be with an organization that takes care of its people!

I am very excited and grateful to be a part of this Cornerstone family!

Great message! Happy to be a part of the TEAM!

I love Cornerstone.

I am very impressed by our company’s Mission, Convictions, and Vision and excited and very grateful to be a new member of this growing family.

WE have an amazing company. I look forward to growing Cornerstone in the Southwest while promoting our values and convictions.

This is an amazing Company to work for. Thank you!

Thank you for the adorable birthday card and the really cool charger! You are so kind and thoughtful to remember each and every employee on our birthdays. Sending a HUG and many thanks to you for creating an incredibly great work environment.

I feel so blessed every day to be part of the Cornerstone family.

I truly love this company!

I am proud and honored to be a part of the Cornerstone Family!

Great place to work and great people to work with.

I am so blessed to be a part of the incredible Cornerstone Family!

I am very excited to be a part of the Cornerstone family! I look forward to my work endeavors with Cornerstone.

It is a blessing working for Cornerstone Home Lending.

Thank you for the great surprise today! It has been a pleasure work for Cornerstone over the past five years. I look forward to many more.

I love working here.

It’s been a pleasure working for Cornerstone. Looking forward to many more years!

I feel very fortunate to be part of the Cornerstone family.

I’m happy to be here.

It’s a great company, and I love the people I work with.

I’m very happy to be a part of this great company!

It has been a great year!

I am very impressed and feel valued that you took the time out of your busy day to congratulate me.

SO very happy to be working at Cornerstone!

I am proud to call Cornerstone Home Lending my home.

Very grateful to be here. Love this place.

Very grateful to be here. Love this place.

Thank you so much for taking the time to wish me a happy 3rd Anniversary! How time flies when you’re having fun! Glad to be part of such a great company!

So very thankful and blessed to be in the Cornerstone family!

We are starting to hit our stride and could not have done it without the awesome support that you and all of Cornerstone give us. We couldn’t be happier with where we get to come to work every day.

I am truly blessed to have joined CHL and had the opportunity to learn from the best of how to treat people and build on their best attributes as I was awarded the opportunity over the years.

I enjoy being here and look forward to many more years for continued success together!

I just wanted to let you know that Stan Thampi from the corporate technology dept was amazing. As you know he arrived in Albuquerque on Sunday to install our new hardware and get us through the “new” Citrix conversion. He worked through the wee hours of Monday morning so that when we arrived for work, we were set up and ready for our training with John Bryant. The conversion went very smoothly and anything that was missing on our systems or that needed tweaking was immediately handled and fixed by Stan. He had a very positive attitude and friendly personality and did everything humanly possible to make our conversion as painless as possible. He treated each of us as if we were his only “customer” and made sure we were comfortable and working properly before he left yesterday. He is a bona fide example of “the Cornerstone difference.” So I wanted to tell you what a great employee he is. Thanks so much for sending him to Albuquerque.

I love working here!

You guys are the greatest—thanks so much! To top everything off, you guys have created the greatest company to work for, and that is priceless!

Thank you for creating a company that allows me to be the best me. Cornerstone has always made a huge impact on the quality of my life. I am so happy for you in the success you are creating. It is obvious that people feel God when involved with Cornerstone, and that was set long ago.

I have never worked for a company who values its employees as much as Cornerstone does, and it is so great to be a part of a team and company who hold such values in high regard! I am so very blessed, and I very much appreciate your generosity.

I am glad to be aboard. Hope to make everyone proud of my work ethics and knowledge.

I love being a part of the Cornerstone family!

I am blessed to be working for such an extraordinary company that on a daily basis shows how much they care for their employees. It is truly an honor to be a part of the Cornerstone family, and I look forward to many more years. Thank you again so much for all that you do for us.

It’s the best company I have ever worked for!

It is a joy working in the motivating, passionate and uplifting environment that I experience here at Cornerstone. I love how our workplace feels like a family, especially since homebuyers themselves are usually families. Thank you for all you and the team have done to build Cornerstone to be what it stands for today.

Thanks for reaching out. Originating and managing as a JV at a different company for the previous 6 ½ years was a very trying experience, to say the least. Mary Dinkins assembled the team of Jenny Scott and Paula Barksdale do a tremendous job supporting our originators, processors, underwriters, and closers. We at Bankers have never seen a support team work harder and truly care about each and every closing like they do. Their attitude and work ethic are to be commended as a rarity. I know I speak for our whole team when I say that your mission statement is fulfilled daily.

I am honored to be part of such a great company surrounded by great people.

I can’t tell you how happy I am to be here.

Thank you for your leadership and support that allow us to grow this great company!

I could not have found a better place, a better family, or group of amazing people to spend my days with. I am truly blessed to be here.

I am excited to be a part of Cornerstone and excited to be able to serve the public in this capacity. Thank you again for the opportunity to work for this great organization that you and others have worked so hard to build.

Thank you very much for continuing to take care of us as health care coverage rises.

It has been a pleasure working here. Thanks for all you guys do to make it the place it is!

I love working here.

Christine Wanner, Loan Processor

I'm honored to be part of the Cornerstone family.

I truly appreciate Cornerstone’s recognizing my 5th anniversary, and I also appreciate all the special things you do for us throughout the year. Cornerstone, by far, is the best company I have ever worked for!

I am very excited to be part of the team!

It’s been great working with such a great team and company.

I love working at Cornerstone and hope to be here for a very long time.

I want to thank you for the fun Easter egg hunt that occurred today! It’s another fun reminder as to why I love working here!

Thank you, Marc and Judy, for providing a very special place to work.

It has been an awesome time working at Cornerstone and I cannot wait to see what we can accomplish in the next three years.

I want to thank you for having built a company that takes its Mission, Vision and Convictions so seriously. I came to Cornerstone in July of last year, and it has been a great experience. I have to tell you, I was considering a few different mortgage companies at the time, and the difference maker for me was the part of the mission statement, that said, “We exist use and improve upon our God-given talent. . . .” That really resonated with me, and I liked the idea of going to work for a company that acknowledges where our gifts come from. I could also tell in my visit to the regional office in Ft. Collins that everyone there was living out the Mission, Vision and Convictions. I have continued to see that at work almost every single day. I just wanted to share those thoughts with you.

Still feel blessed to work here every day.

I’m so happy to be part of such a caring and wonderful company.

Thanks for making Cornerstone such a great place to work!

Thank you for making me feel special on my anniversary date!

I am so blessed to be part of such a great branch in such a great company that allows us to be great.

Glad to be part of the family! Looking forward to the road ahead.

I am so blessed to be part of the Cornerstone Family. It has been life-changing experience.

I truly enjoy working with Cornerstone and look forward to many more anniversaries to come

Wow! Where did a year go? I am very happy and proud to be part of the Cornerstone Home Lending Family!

It is an honor and a privilege to be part of the Cornerstone team and to help make a difference in the lives of our clients and their families.

I am happy and proud to say I am part of the Cornerstone family!

I feel blessed to be a part of the Cornerstone team!

I’m thrilled to be back and honestly wish I had never left! I am so thankful to be welcomed back and grateful to be in the midst of such a great group and company. THANK YOU! I look forward to many more years of continued success.

These 14 years have been the best since I started in the work force back in 1967. Cornerstone is family. God bless, and thank you for all you do.

We are blessed and grateful . . . for the compassionate company and atmosphere you have created. We appreciate the deep personal friendships that we have built with you both and so many other great people over the past 12 years. This is not typical of just any company. Cornerstone has nurtured and grown from a vision and a commitment to a culture of caring and compassion for its employees. It does work, it does matter, and it does show in the growth and success of the company. We know and appreciate that Cornerstone really does care, and we are grateful to be part of the family! Our love and thanks to you for everything.

I enjoy working for Crestmark (Cornerstone affiliate) so much!

My tenure at Cornerstone has been 6-years of personal and professional growth. I'm excited about the opportunities ahead.

Being here has been a pleasure. Thank you for this team in Florida. I think our brand is about more than making money: I think it is about helping families, including my own. Thank you for all you all do and for the culture that defines this company.

I can honestly say that I have enjoyed working for such a strong leader and genuinely good person as Andrina every single day of the five years and am truly thankful to the two of you for providing me—and every other CHL employee—the opportunity to work for such a solid, motivated and forward-thinking company. My mortgage career has spanned well over twenty years now (ouch), and I can say without reservation that CHL is THE best company I have ever been a part of and is, in my opinion, by far the employer of choice in the mortgage industry.

It was great meeting you in Colorado. I was interviewing a potential branch manager candidate yesterday, and she kept going back to your video. She said her husband overheard it in the living room, and he said, “Who is that? What a great message!”

I can honestly tell you that in my 38 years in this business that Cornerstone is one of the very best companies that I have ever worked for. I really think and believe that it is the people that make Cornerstone what it is, but you already knew that, didn’t you? Again, thank you, and the people that make Cornerstone the great company it is, for allowing me to be a part of this wonderful company. I am truly blessed to be here with you all.

It’s a pleasure to work here. I sit on the board of an organization called the Opportunity Coalition, and last week our guest speaker was Eric Chester, a local author who has written several books. His most recent is about to be released, and we were fortunate to receive a copy. It’s entitled On Fire At Work and focuses on how great companies ignite passion in their people without burning them out. If you have a chance, get a copy: I just know you would love it.

Thank you so much for your kind voicemail! I have greatly enjoyed my six years here at Cornerstone! I am proud to be a part of this company!

I am happy to be a part of a company with such great values and vision. Looking forward to make a difference and helping the company achieve more goals in years to come.

I discovered how special Cornerstone Home Lending is on the first day I spoke to your recruiter, Don Snyder. He described the culture at the office in Plano with Wallly Elibiary and the entire staff. He also told me how special everyone is at Cornerstone. On my first day of work, I arrived to be greeted by everyone. They gave me flowers and took me out to lunch. I then received my Cornerstone keychain and cup. After our morning meeting, we all joined in prayer, so I knew after the first day how blessed I was to be joining this company. Every day since then I’ve discovered something new that impresses me, such as watching your video regarding the Cornerstone Cares program,[to] which I want to give weekly. I am just thrilled to have had my prayers answered and [be] given the opportunity to become a part of the Cornerstone family.

The year has flown by. I am very happy to be here with and look forward to many more years.

I am happy to be part of the Cornerstone family.

It is truly an honor and privilege to work at CHL.

Glad to be a part of Cornerstone’s great accomplishment. With God, all things are possible

I am honored to be a part of this great company!

It was great to meet you – and I loved meeting the rest of the family as well. Everyone was so gracious and welcoming, and your generosity was so special to me.

I am new to Cornerstone but not to the industry. In my experience major transitions rarely go well, and I am happy to say that I feel that this is the exception to the rule. I am very, very impressed with the way that Cornerstone and its education department are handling the TRID transition.

I am really excited to have been here 5 years and have no plans on leaving.

Glad to be part of the team.

We are very excited to be here at Cornerstone and truly, truly appreciate the culture and company you have built! We’ll make you proud!

Glad to be here.

I truly appreciate the opportunity I have been given to work for such a wonderful company.

This company has been so much more than just an employer to me. You live out the Gospel in everything that you do, and it’s evident in the way you lead Cornerstone. It trickles down and overflows to us all. I’m beyond grateful to be a part of what we’re doing.

I truly love working for Cornerstone and am looking forward to many more years to come.

Thanks for making Cornerstone an AWESOME place to work!

Prior to any interviews I had researched the company’s history and philosophy which really spoke to me and made me want to work here. This company’s culture is very unique, and I support Cornerstone’s mission, convictions, and vision. I am so excited to join this company and look forward to serving everyone here for years to come.

We appreciate the team effort from everyone. It’s what makes this company great!

Thank you for welcoming me on board. I read the story, and I must say it is pretty interesting. I just would like to thank you and your partner, Mrs. Belanger, for this opportunity. I really appreciate the environment and culture that Cornerstone has. This has truly been a blessing for me.

I wanted shoot you two a quick note to thank you. Everyone has been amazing to this point, and I am so excited to be a part of this outstanding company and team that you have built. Thank you so much!

Lately for some reason I’ve been thinking of you both. One of my thoughts is that I haven’t said “THANK YOU” enough in the 23+ years I’ve been here and known you.

I’m very excited to be part of the team.

I LOVE working for Cornerstone, and I LOVE my Cornerstone family.

The best seven years of my career(s) have been here at Cornerstone. I look forward to many more!

I truly love my job and this wonderful company and look forward to many more anniversaries!

Every day I wake up feeling so blessed to be able to drive to the corporate office and work! Work to me means giving of myself and assisting others within the company in making people I don’t even know live the American dream – owning a home! How great is that!? Lately for some reason I’ve been thinking of you both. One of my thoughts is that I haven’t said “THANK YOU” enough in the 23+ years I’ve been here and known you.

It is such a pleasure to work for such a great company that truly appreciates its employees.

This truly is a family! With all of the challenges, we continue to support one another and unite together to form a stronger team. I am truly blessed to have all of you as an extension of my family. Many thanks and God’s blessings to each and every one of you!

Thank you again! The opportunity to work with you here at Cornerstone, and the significance you bring to our lives, is beyond words.

I want to express my gratitude to you for providing me with the perfect place of employment. I have been working with Cornerstone a little over a year, and everyone I work with is like family to me. I am located in Dallas and have been to the Houston office a few times. I will never forget the first time I was there: everyone treated me like I had known them for years, very welcoming and kind. I spend most of my days smiling because I have been blessed to be a part of the Cornerstone family. This year has been the hardest year of my life: I went through a very bad divorce and learning to be a single mom to my 2-year-old daughter. Cornerstone was and still is my happy place. Working for people that always tell you they appreciate you and let you know they are happy you are on their team makes employees feel like they work for a company who cares, and that means so much. I am looking forward to many more years at Cornerstone.

Thank you, I enjoy working at CHL!

I truly love my job and this wonderful company and look forward to many more anniversaries!

I LOVE working for Cornerstone, and I LOVE my Cornerstone family.

I truly appreciate your personally welcoming me to the Cornerstone family. I love the mission statement; it is what attracted me to Cornerstone. I am excited to serve my customers and grow here!

I’m very excited to be part of the team.

Cornerstone is truly one of the finest companies I have ever worked for.

I truly appreciate the opportunity to show that I am able to help grow the company.

I have found my home at Cornerstone, and I look forward to many more years. What a great place to be after so many years searching to find what you have built here at Cornerstone! Thank you for the honor of being a part of Cornerstone.

Thankful to be here!

It is a pleasure to work with folks that care so much and are so motivated. I have been blessed to work with 3 or 4 truly “High Performance” teams in my 32+ years in business and technology, and the TRID team at CHL is one of them.

It has been my pleasure to serve Cornerstone as a Customer Service Rep in the Loan Servicing Department for the past 10 years. In support of Cornerstone Home Lending’s vision, it has been my goal to leave our borrowers with the very best impression of the exceptional customer service provided by Cornerstone from the beginning of the loan process to the end. I hope to continue this mission for many years to come.

You’re really built an incredible company with a solid sense of family and a great culture.

I will definitely proudly display the Vision Statement. I greatly appreciate the opportunity to work with Cornerstone Home Lending. I am very excited to be part of the team and look forward to contributing to the company’s success.

I feel very blessed to part of the Cornerstone Family, and I look forward to adding value to this already extremely successful company.

I LOVE Cornerstone Home Lending!

Four years has really flown by! I have truly enjoyed my time here at Cornerstone and look forward to many more anniversaries.

Another one of our finest moments this morning, My Cornerstone Cares friends! A recent Cornerstone Cares’ recipient from this region called me this morning and, of course, was just beside herself with gratitude for Cornerstone’s generous donation. Lots of tears and goose bumps upon goose bumps! So very proud of this company and the kind and gentle spirit we exude when our extended family needs us. We are truly blessed! Thank you so very much.

Cornerstone Home Lending is a great place to work. I thank God for the vision the two of you had to provide excellent mortgage service to the community that has now expanded into many states. I join with you in understanding that employee morale is very important to an organization and see it exhibited, as an HR Benefits Specialist, in some ways all employees do not see. I pray God will continue to give you dreams, understanding and opportunities to continue blessing individuals and families with home purchase and employment.

I’m very happy and proud to be a part of this great company. I’m looking forward to many more anniversaries with Cornerstone.

I’ve been with Cornerstone for almost a year and have truly enjoyed this work experience. Your thoughtfulness was greatly appreciated.

Thank you so much for reaching out and making my birthday special. I really appreciate it.

I want to take this opportunity to thank you and Cornerstone for everything. It has been a pleasure working here with all of the wonderful people.

I feel fortunate to be a part of the CHL family.

Very thankful I get to work with some great mortgage professionals but really glad that I get to work with good friends.

Thank you so much Marc. I love the Cornerstone “Family,” and I really appreciate being able to call my work place a "home away from home."

The power of LOVE radiates throughout Cornerstone, and I am proud to be among your employees. May God bless you, your family, and the Cornerstone family.

Thank you for the opportunity to work with you and some of the best people in our industry. It is important in many ways to be thankful for our health, families and friends. We are blessed.

I personally feel grateful to be part of Cornerstone.

I am thankful to work for such a wonderful company that has a great meaning at heart.

I am honored and blessed to work with such a wonderful company. I have been in mortgage business since 1984, and I can proudly say that I have never worked with such a wonderful company. I enjoy my work and look forward to coming to work every day. Every Monday morning I am happy to start my new week with Cornerstone. I hope that I can retire with this company (I still have 25 more years to go). Thanks again for giving me opportunity to work with you.

It is a pleasure and a real honor to be part of the Cornerstone Team. It’s nice to be able to come to work each day secure in the knowledge that what I do makes a difference – that I may be able to offer a better way of life to each person I speak with. And that is making a positive difference in my life. You’ve created an amazing company. Thank you for letting me be a part of the dream.

I appreciate the opportunity to be involved in a company that is growing and doing great things. Our love and thanks to you for everything.

Thank you for allowing me to be a part of this wonderful company all these years. I am proud to say that I work with Cornerstone Home Lending not only because of our mission, vision and convictions, but also because Cornerstone Home Lending has some of the most wonderful, talented, compassionate people!

It’s been a pleasure working for such a great company!

You have established a warm and friendly business atmosphere in which employees WANT to come and be a part of a prosperous, growing company.

I want to sincerely thank you for my gift. It’s this kind of thing—the drawing of Fun Day winners—that makes Cornerstone stand out as a fabulous company. It shows that Cornerstone sincerely cares about and appreciates its employees.

I am honored to be here!

Your anniversary acknowledgement is just one of the many reasons I love working for this wonderful company.

I cannot believe it’s been a full year already since I joined Cornerstone. Thank you very much for allowing me this opportunity to be with such a wonderful company!

I’m happy to work for such a wonderful company.

I love working here!

It’s been a great year, and I’m happy to be part of the Cornerstone family.

I feel blessed to be a part of this wonderful company.

I am truly blessed to be part of our great company.

Thanks again for a great Christmas party. Ours is a great group with a lot of genuine love. I say this a lot: Love is often imitated but seldom demonstrated (You all show it). May your lives continue to be blessed and may you continue to reap the harvest from the seeds you are sowing.

Love working for this company!

Very happy to be here!

It’s time again to say thank you for all that you have done for me and my Family. Thank you for the good times that we all share. Thanks for being so supportive of me and my team, and for agreeing to fund the growth in technology that supports the company. You make my life brighter!

I am so glad to be back “home” with Cornerstone.

Yes, I definitely am discovering what a special company Cornerstone is, and am very proud to be a part of the team. I truly enjoyed reading the Cornerstone story and have had the mission/vision/convictions page on my desk since I first received it last week. Thanks again for the welcome email!

I am excited and very happy to be a new member of the team!

It has been my pleasure to work with such a great company. I am still impressed with all the systems we have in place for support and help getting our jobs done. Thank you for the special treats: they are greatly appreciated. Here’s to many more anniversaries to come.

I really appreciate your message and the opportunity to be a part of a great organization.

It is an honor working for your company. Thanks for having me be a part of the team.

I’m very excited to be here!

Thank you so much! It really means a lot! I can’t wait to hit 10 years!

I am really excited to have joined the Cornerstone Family. I have to share with you my experience so far has exceeded all my expectations and Cornerstone continues to impress me every day. Looking forward to great things with Cornerstone.

I am delighted to be here and have experienced the “special” effect from my first day on board. The company story and mission statement are compelling and resonate deeply with me (I previously owned a small mtg. company for 20 years and can identify with the leap of faith). I look forward to offering my contribution to the company’s success in the coming years.

It is a true pleasure to work at such a great company and with such wonderful people.

Your Team has created such a great environment here at Cornerstone. I swear, every employee I’ve ever interacted with whether it be by phone, or via email has always been so helpful, kind and understanding. For example today, I apologized for a mistake that I made, and the response was “It’s okay; we are here to help.” I can tell you from experience, this does NOT happen at every organization. This “Can do” and “How can we help?” attitude is so refreshing. I truly feel blessed to be working here!

It’s been an amazing and rewarding 4 years.

It is my pleasure to be associated with such a fine company. Only wish I’d known sooner what a joy Cornerstone would be! Better late than never though!

I appreciate everything Cornerstone does for me.

It is a joy to work for Cornerstone.

It is wonderful to work for such an amazing company!

It has truly been a blessing working for Cornerstone this past year. I look forward to many more years to come.

I can’t believe it has been 5 years. You guys have built an incredible company with a one-of-a-kind culture, and I appreciate your allowing me to be part of it. I also appreciate all of the support you have given me and my teams.

I have enjoyed the time here and look forward to accomplishing much more here.

I appreciate the opportunity to be a part of the Cornerstone family.

I’m excited for the opportunity and glad to be part of an awesome team!!!

I am honored to work for such an amazing company. I look forward to many more anniversaries.

Thank you for creating such a great company that IS making a difference in this world.

Thank you for providing a wonderful company to work for!

I appreciate you and your leadership. I’m looking forward to many more years with Cornerstone.

I love Cornerstone! Joining this team was the best decision I’ve ever made! Thank you for creating such a fabulous place to work.

I’m thrilled to be here!

It’s official: Pierre and I made President’s Club for 2013! This is a result of hard work in the crippled market of Las Vegas and also the direct efforts all of you have made over the past year to support us. We are deeply grateful for the calls you took, the files you rushed, the problems you solved, and always with the feeling that we mattered. What an amazing family, separated by states but not by the love of our Company, jobs, or time zones!

Cornerstone has a unique set of people who take a lot of pride in what they do, and we really have a great opportunity here. So, I wanted to write a quick note of gratitude…

I truly love being here!

23 years ago today I joined this wonderful company, and have been thanking my lucky stars ever since! I was such a pup when I started, and when I look back to what you and Judy have helped me accomplish and how I was able to provide for my family, it truly just blows me away that you had faith in me to open this branch!

Just a quick note to express my appreciation and gratitude to you, my Cornerstone family, and everyone behind the scenes for your great help and assistance this past year. 2013 was an awesome year but not without challenging circumstances, tightening parameters and market fluctuations. My volume production placed me 2nd overall within the company, yet I am keenly aware that I did not do this without the support of each of you [in our support staff] and what your departments contribute. Together we are helping many families realize dreams of homeownership. Cornerstone is a special company and has special people whose work does make a difference. Again, thank you so much for the part you play in my success.

I am lucky that I work with such a good group. I will miss them and Cornerstone when I leave in ten months due to a military move with my husband.

I could not have made it thru this year without the support you all provided. I can tell you though what we battled through this year only made the team stronger. For 2014 we have set the goal of breaking the last record Robb and I set together, and that’s total volume. So, we are shooting for 125 million or higher this year. Looking forward to many more years with Cornerstone!

I have so enjoyed and feel very fortunate to be working for Cornerstone. I am looking forward to 2014.

I love working at Cornerstone. I love this company, the people I work with and the company’s motto and mission. I feel blessed to have ended up with such a fulfilling career with a remarkable company

I just wanted to take the time to let you know how much I appreciate your never giving up on recruiting me. After being in this business for 18 years, moving to another company was not something to take light hearted or jump into. As loan officers, we get approached every day from other lenders who all have the same story about being the best, … but it’s really true at Cornerstone. I can’t believe it’s almost been 3 years since I started at Cornerstone. I thank God every day for my career, Cornerstone and for the opportunity. When I’m meeting with new realtors, I just get all goosey inside. I find that my excitement about Cornerstone just bleeds out of my pores! I can now meet with realtors and it’s not just lip service. Cornerstone IS REALLY THE BEST! I tell clients that Cornerstone runs their business like I would, if I was the owner. Again, thank you for encouraging me to step out of my comfort zone by adding an assistant to my team last year. It was literally a leap of faith. My goal for 2014 is to add a 3rd person to my team. This time it comes a little easier to do since I can see the increase in volume by always stretching my comfort zone.

It has been a fast but very great year! I love Cornerstone and am so happy to be a part of this family. It has definitely been a great experience, and I am very grateful to have the opportunity to work for such an amazing company!

It [working at Cornerstone] has been a pleasure, and I look forward to many more years!

We have never felt more blessed than we have these last three years. We have met some wonderful people and we have grown our business and Cornerstone’s brand. We are looking forward to many more years!

I am so excited to be a part of Cornerstone!

I am constantly reminded that I made the right decision by becoming part of the Cornerstone family. As I mark this 4th anniversary, I am deeply grateful for the continued support I receive from all areas of the company.

Thank you for your continued support. Cornerstone is remarkable place to work!

We wanted to take a moment to thank everyone at Cornerstone who has invested so much time and so many resources in our team. We are so appreciative of the business and marketing opportunities, education, coaching and all that we have been offered to better our business and our team. We are proud to be part of the Cornerstone family and are very grateful for everything you all have done and continue to do to make sure we are successful. When Kevin and I decided to make this a family venture, we were invested 100%, and we continue to work hard for Cornerstone, our customers and our family. It is wonderful to know that our company is as committed to our development and success as we are.

As always, many thanks to you and Judy for providing the opportunity for all us to contribute what we can to make Cornerstone the company it is today. It is truly a special place to work.

Thank you for remembering me on my birthday with the thoughtful gifts. I am sure you have heard this before, and it probably sounds cliché, but I have never before worked for a team who has ever done this (even though my experience has spanned over multiple continents and so many years). Thank you for having me as a part of Cornerstone.

Thank you so much for the nice email: it feels pretty awesome when the CEO takes time out of his busy schedule to send out personal emails like this. I hope to have many more anniversaries with Cornerstone!

It’s been a pleasure working here.

This is a wonderful company to work for and the longest I’ve ever been somewhere! No plans to leave … ever.

Thank you for giving me the opportunity to work with a great team at Cornerstone. It’s been a pleasure

I am glad to be a part of Cornerstone!

I am so thrilled to be part of this fantastic company. I love my job and totally BELIEVE in this company. It’s been a great year, and I look forward to many, many more!

I look forward to being here 10+ more years.

I am so excited to have joined the Cornerstone team. It feels more like the Cornerstone family. I can’t express how impressed I am with the “Cornerstone Culture” and how it is a thread that is woven throughout the entire company. I am so appreciative of this opportunity that Cornerstone has given me. I will do my best every day to live up to the service levels that are associated with the name Cornerstone Home Lending.

Since joining Cornerstone, my business has tripled. Thank you for providing us an opportunity for success and to help grow our business. Here’s to another great year!

It’s a pleasure working for Cornerstone and look forward to many more years.

I love my JOB!

I am so excited to be a part of your team. In 26 years I am not sure I have experienced such a team culture and that comes from the top! This is truly an amazing operation. I look forward to contributing to what you have worked so hard to make successful.

I love working for Cornerstone and Janelle: it’s never hard to get up and come to work. To me that’s what it’s all about … loving what you do!

I am very excited to be part of the team and am realizing a very different, and pleasant, environment than my past experiences have offered. Looking forward to many years to come!

I love being a part of the Cornerstone family and look forward to many more years to come.

Cornerstone has been an AMAZING company to work for! Finally, a company where I can hold my head high and be proud!

It has been a wonderful year. I love it here!

I have enjoyed every year I have been here, and there would not be a better job I could have than one where the president down to my manager shows so much care for the employee. I am truly blessed.

Cornerstone is a wonderful Company to work for.

We are very pleased with our decision to join the Cornerstone family.

It’s been a great four years. Looking forward to many more!

It is an absolute pleasure to be here and work for a truly great company

It’s a pleasure working with Cornerstone Home Lending!

It is a pleasure to work for a great company.

It’s been a wonderful seven years. I am so blessed and honored to work at such a great company. Thanks for having the vision to start the company and always lead us down the right path. I appreciate all that you do for us.

Thanks so much for the opportunity to be a part of Cornerstone Home Lending

Thank you for allowing me to work for such a wonderful company.

I enjoy working for this company!

Easily the best mortgage company I have ever worked for!

I would like to thank you for allowing me the opportunity to be part of such a great team at Cornerstone Home Lending.

It’s truly been a pleasure working for Cornerstone over the past year. I look forward to many more years to come!

I always brag on Cornerstone because I do have friends that work in this field and never have I ever heard compliments, only fears, coming from them about their place of employment. You have no idea what you have created and continue to perfect every day! So, my heartfelt thanks to you both.

I love working for CHL. Thank you for everything you do for all of us!

Proud to be a part of the Cornerstone family.

I am so excited to finally be a part of a company that shares the same mission, vision, and values as I do.

I am very lucky to be an employee here at Cornerstone.

I'm blessed to work with such a great company and wonderful people!

It is a pleasure to work for Cornerstone

Looking forward to many more years of being on the Cornerstone team!

Every day I’m also thankful to be a part of such a wonderful company with amazing people: it’s kind a like the honeymoon that doesn’t end. Thank you, thank you, thank you!

I wanted to take this opportunity to Thank you both for providing the incredible events to aid in my success in coming back to the company. To see all the great tools that will help in building strong referral partners and my success. This is a blessing and I am very thankful and appreciative to your visions of the future.

You truly make our company a great place to work.

This has been an excellent tool to present to agents that I have been working with as well as leveraging a service to create new broker relationships. I had 7 NEW Brokers sign up and attend yesterday’s meeting. I’m very excited at growing my business with Cornerstone!

It has been a pleasure to work for such a wonderful company for this past year.

I’ve truly enjoyed my time here and am excited to see what the future holds.

It is a pleasure and honor to work for a wonderful company and be a part of the Builder Division.

I could not work for a better company. I want to thank you for running such an awesome company! Cornerstone Home Lending ROCKS!

Thank you for making our company a “happy workplace” –this March Madness is a fun contest, and a lot of employees are jumping into it!

I truly enjoy working for Cornerstone.

It is hard to believe that 15 years have gone by. When I started here my daughter was three years old. In a few weeks she is going to prom, and a few weeks after that, she will graduate from high school. This company has awarded me with the ability to be present in her life. I will forever be grateful for that day fifteen years ago when I started with Cornerstone.

So glad to be working for such a great company!

It has been a pleasure to work for such a great company.

It’s been a pleasure to work here [for the last 26 years]. Thank you for all the opportunities and support you have given me throughout the years.

I’ve learned a lot here and am so grateful for all the growing and personal development I’ve had so far. Thank you for facilitating a great company culture. I am very much looking forward to what the future has in store with Cornerstone / Priority.

I have been here for a year and half now, and it’s been a truly awesome experience. Working with Andrina and Manuel has made this new journey truly remarkable, and their care and kindness toward their employees has been heartwarming. I look forward to many more great years!

It is a pleasure working here, and I am proud to be part of such a great company!

Cornerstone is home and thank you for making it that. Cornerstone is an environment of grace based upon relationships of trust – you offered that to us and it is in [such an] atmosphere we can become better men, better fathers, better husbands and better loan officers along the way. We thank you!

I am truly blessed to be a part of the Cornerstone family.

It’s crazy how the time flies by, but it has been a great year here with Cornerstone. Thank you for the opportunity to be part of a family that continues to bless so many in multiple ways. Looking forward to another growing year.

I meant what I said on stage at our 1st talent competition: Cornerstone is an awesome company.

It’s a pleasure to work with a great company and even greater associates!

I intend on being here for many, many years to come.

Imagine my surprise! I had no idea that we even had a Fun Day Drawing, but apparently I have won $100 (Yippee!). Once more, I am amazed at my good fortune of working for this wonderful company.

I enjoyed my first year and will enjoy the rest of the years I plan to work for this wonderful company.

It is truly my pleasure to be working here!

I am very happy to be part of the Cornerstone Team and hope to have many more anniversaries.

Cornerstone is a quality organization, and it's an honor to work for you and the Valdes group.

It is a privilege and honor for me to be able to work for such a remarkable Company!

I am very proud to be a part of such a great company and look forward to many more anniversaries!

I stand 100% behind everything this company stands for. It is an absolute honor to work for you and this company, and I promise to uphold its commitments and convictions.

It’s been a great pleasure to be a part of the Cornerstone team.

I have been in the mortgage business for over 6 years now, and before that, my main focus was on quality of service and customer service initiatives. From my experience I can assure you that Cornerstone’s vision and values ARE unique! I am already beaming with pride and bragging to everyone about our company, our mission, our founding partners, and CEO. Thank you for sharing your heart with us!

I could not be happier!

It has been an amazing past five years at Cornerstone. I'm truly grateful for the opportunities the two of you have given me, and I am honored to work for a company that shares the same beliefs and values that I do. I don't know of another company that treats its employees the way Cornerstone does, and for that, I know I am extremely privileged to work for such a company. I'm looking forward to many more years of service to Cornerstone.

It is a pleasure working for such a fabulous company.

I love it here!

As I am approaching my 5-year anniversary with Cornerstone, I want to thank you for all of the opportunities you and Judy have given me here. I truly appreciate your approach to the management of Cornerstone, and the fact that you not only clearly state the Company’s core mission and values but that you both try to live them day in and day out. After working in this business for 30 years, I feel very blessed that I work here and feel like I have found a place I can call home. I look forward to facing the challenges ahead of us with this great group of people that you have both attracted and empowered. I am grateful for you and Judy and everything you do for us here at Cornerstone. I am looking forward to the next five years and working with this great group of people!

Glad to be at Cornerstone. The support is unbelievable!

I have already watched “The Cornerstone Vision” video and read “Our Mission” and the Cornerstone Story more than 3 times! It is very inspiring, and as a new employee very energizing to know that I work for/with a company that holds such strong core values and convictions. I am very happy to be part of the Cornerstone family!

I could not ask to work with a better, more caring group of people.

Thank you for the warm welcome. Everyone at Cornerstone has been very sweet and helpful. All of the training materials provided by Cornerstone have been a wonder, and I hope to soon fully embody a great Cornerstone employee just as it is envisioned in the mission and vision statements.

I look forward to being here 20+ years.

I am a proud-to-work-here-Cornerstone employee.

I feel fortunate to be associated with this great company!

I love working for Cornerstone!

It has been a great two years at Cornerstone. I have a great boss!

I can’t believe a year has gone by already. I really have enjoyed my first year. Thank you for the opportunity to be here!

I am very happy at Cornerstone and hope to make this my home for a long time.

I love it here!

Thank you for providing me with a great company [for which] to work. Life is good!

Cornerstone is a great company to work for, and I enjoy being a part of it.

It is such an honor to work for a wonderful company!

Thank you so much for the opportunity to work with great people. It’s hard to believe that it has been a year already and cheers to many more to come. I am proud to call my career/home, Cornerstone.

It’s an honor to be part of the Cornerstone family, and now I’m looking forward to making the 10-year Wall of Fame!

Thank you very much to both of you for establishing such a wonderful company and caring so much about your employees. I love working for and with Cornerstone: it is like working with family.

I have enjoyed being a part of the Cornerstone family, and I am looking forward to many more years ahead! I feel truly blessed to have joined such a great team, and I’m honored to be a part of it.

I love Cornerstone. You are a great leader!

I’m so happy to be a part of this team.

It has been a blessing working at Cornerstone. I am very content, and it feels like home here.

My oldest daughter is getting married on the 31st, so this [gift card as a winner of May’s Fun Day drawing] couldn’t have come at a more opportune time! As always, it is my privilege to work for such an amazing company. I am truly blessed.

Thank you for your genuineness. Blessed and thankful to be part of this company.

It’s a privilege to work for Cornerstone. I feel very blessed.

Glad to be a part of this team. Cornerstone is the best company I have ever worked for!

I have very much enjoyed working at CHL, and it’s great having people such as you who encourage and support. I look forward to another remarkable 20 years!

I appreciate all the support I get from management here in Colorado. Jeanette Garcia, Jay Jenner, Jim Hunter and Gene Humphries have all been instrumental in supporting me as I grow my team and pipeline production. Thank you for surrounding me with good people!

I cherish Cornerstone deeply, and what you do for your employees is AMAZING. Having come from a big banking institution to a company that truly cares about its employees has been a breath of fresh air. So, thank you for making this a great company to stay and work for. I am looking forward to many more years.

I am closing 7.2 million this month and could not have done it without having the support of my team (I have been originating for only 1 year with no previous experience in mortgages before that). I am so blessed to be a part of this company who trained me from the ground up and made me a successful loan officer. Thank you again for taking your time to show your appreciation for us.

I am very excited to be here and grateful to be a part of this amazing team. I am confident I made the right choice in joining Cornerstone and look forward to a long, successful future here. Your willingness to reach out to me and be available is very much appreciated.

I have enjoyed working at Cornerstone for the past 5 years more than I can express. No other company has made me feel like family, the way that Cornerstone has.

I just wanted to let you know how much I enjoyed your Vision video. I was inspired not only by your vision but also by how nice a person you seem to be. I want to thank you for a very important reminder … how important our loan officers are. You drove that point home, sir! I shall always try never to take them for granted. I look forward to a wonderful future with Cornerstone!

Your company has changed my life.

It is a pleasure to work at Cornerstone.

I could not be happier!

Once again, thank you, Mr. Laird and Judy, for giving me the opportunity to work at Cornerstone for the last 5 years. I am truly blessed to be a member of the Cornerstone family. These previous five years have been an amazing learning experience for me, and I couldn’t have imagined it with a better company. I trust in Cornerstone and the company leaders. It’s a great feeling to know that you are appreciated, and Cornerstone does a superb job at that.

I am very blessed to still be here and proud of everything I have learned and accomplished. It’s nice to know that it’s still possible to work for a company for such an extended period of time. That is so rare now.

I’ve really enjoyed working for Cornerstone and do feel part of the family. I can’t believe that it’s been 5 years.

It is truly a pleasure working here.

Thank you so much for the opportunity to work for Cornerstone. I have worked in the mortgage business for fifteen years and I have also owned my own courier business. I have never had a job I did not like, but my job with Cornerstone is the best ever. I love my job, and I love the people that I work with. I hope I have many more Cornerstone anniversaries. Once again, thank you very much for the wonderful opportunity.

I appreciate the standard of excellence with which you have built this company. It makes for an enjoyable place to work each day.

It’s a pleasure working for Cornerstone.

Cornerstone is one of the few companies I’ve actually aspired to work with, and I am so very pleased to be here! I look forward to contributing to the company’s continued success. I met Judy years ago and had the pleasure of renewing our acquaintance on my first day.

Cornerstone and the people here are a true blessing!

It’s been quite a year – I’ve learned so much and am blessed with wonderful co-workers.

It’s an honor to work for this organization, and I admire what you and the senior leadership are working to build. Know that others and I pray consistently for you as the leader of our company. Thank you for your service to us all.

I love Cornerstone.

It has been a great two years at Cornerstone!

Thank you for the opportunity to underwrite for such an incredible company. I can’t believe it’s been a year!

I love working here.

I’m happy to be a part of this company and love the people I work with! It’s been a wonderful first year.

You have made a great company to work for.

I can’t believe it’s been a year already. Time sure flies when you’re working for a great company.

I can’t begin to explain how much I enjoy working with Cornerstone and how everyone has really helped me grow in the business in the last year. Couldn’t ask for a better work environment!

I truly am thankful for having the opportunity to work for such an amazing company.

I am truly blessed to work with an amazing group of people and look forward to becoming more of an asset.

Wouldn’t work anywhere else!

It is my pleasure to work for such a wonderful company!

Thank you for taking the time to reach out. I have thoroughly enjoyed my time here and the people with whom I’m so fortunate to work. I’m looking forward for the years ahead for all of us!

You are so kind to take the time to say, “THANK YOU”! I give it right back to you and THANK YOU for the amazing encouragement you always send.

It has been an awesome first year and I’m looking forward to many more.

I have heard wonderful things about Cornerstone and am looking forward to being part of the Cornerstone Family. Everyone I have met has been exceptionally nice! I have listened to the Vision Statement video, which is so inspiring.

Blessed with this opportunity to work for a wonderful company.

I sincerely appreciate every opportunity that Cornerstone has given me. This has been a blessing upon me and my son’s life more than you know. I LOVE working for this company.

I feel very blessed to work here!

It has truly been a pleasure working for Cornerstone this past year; I look forward to many years to come.

It’s great to be here!

It has truly been a pleasure working here. I feel very blessed to be a part of Cornerstone.

I still LOVE my job here at Cornerstone Home Lending in Fort Collins, CO!

Thank you so much for providing an incredible atmosphere for employment. God bless you.

I feel so honored to work for such a great company with wonderful people.

It is such a pleasure to work here. Thank you for the opportunity!

I am very proud to work for such a great company.

It’s a pleasure to work for Cornerstone Home Lending.

It is an absolute pleasure to work for Cornerstone – wouldn’t change one thing. You all are the best. Tell everyone all the time how blessed I am to work for Cornerstone.

Greg and I attended the Dallas Morning News luncheon this past Friday. Mike Rawlings, Dallas Mayor, was the speaker. I wanted to share his main points because I couldn’t help thinking about Cornerstone with each point he made. Mike is the past CEO of Tracy Locke advertising firm and Pizza Hut. He is a wise leader for sure. Here were his top 5 key ingredients for a successful and happy workplace (in no particular order): Care for People. Culture. Healthy Competition. Reward and Recognition. Diversity. As our fearless leaders, you and Judy both have created and fostered all five of the ingredients above. Thanks for making Cornerstone an awesome place to work and for being among the ‘Top 100 Workplaces’ year after year. You Rock!

It has been my honor to work for Cornerstone. What a great company that I love! I hope I can work here until I retire. It is really special to work for a company that truly cares about its employees. What a difference that makes!

Hooray for Cornerstone! You leaders are doing a terrific job! I’ve been in the mortgage business twenty-something years. You guys do so many nice, extra things to keep morale up and to show your appreciation for your employees. It’s very nice and so refreshing. Thank you for all that you do to make this a great place to work!

I am honored to work for a company whose leaders are sincere and passionate about the service to our customers. I am proud to join the team!

I appreciate the opportunity to serve my clients as a loan officer with Cornerstone. I appreciate all the support I have received thus far.

It is truly a pleasure being part of such a wonderful company with such outstanding values, leadership, and teamwork!

Just wanted to tell you how much I appreciate Cornerstone. The last 14+ years have been remarkable for me!

I can honestly say I am proud and happy to be part of the Cornerstone Family. Thank you again, and I look forward to many more years.

Cornerstone is a great company to work for!

Thank you for the incredible pizzas for everyone to take home tonight—everyone is thrilled! What a supremely “happy workplace” we are blessed to work in!

It has been a great year at Cornerstone. I look forward to many more.

I am so fortunate to work for such a great Company.

It's been a great 5 years with Cornerstone. Thank you for the investment you have made into my life. I look forward to the next five years.

Thank you so much for remembering me on my work anniversary and for allowing me to continue to work for such amazing people. I have truly enjoyed the 5 years here.

I consider working at Cornerstone a huge blessing, so thank you for the opportunity!

It is my pleasure to work for this great company. Hope to celebrate many more anniversaries with Cornerstone.

Thank you so much for the birthday card and charger. The fact that you take the time out to choose cards for your employees and send them a gift shows how much you care about our company and employees. I am truly thankful to work with you, Andy and Cornerstone Home Lending I feel like it’s just a great big family!

I greatly appreciate everything the company does for all employees. I am so happy to be part of the team.

It is my pleasure to work for Cornerstone where we have leaders that are great examples for us. It makes it easy to put our best foot forward. I would like you to know that working for this company and Andrina and Manuel Valdes has been a wonderful experience. They have supported me through a lot of personal ups and downs in 10 years. I am so grateful and blessed!

I so appreciate being a part of the team. You’ve done a great job assembling a group of people dedicated to helping people.

Thank you for letting me be a part of such a wonderful company. I hope to have more years with Cornerstone!

I am certainly blessed to be a part of the Cornerstone Home Lending team. Thanks for your leadership; this is a great company to work for.

I am proud to work here.

I wanted to first thank you for being an awesome group of people to work for. You have enriched my life since I have been here.

I very much appreciate the opportunities I have received during my years at Cornerstone. I can’t think of any place I would rather work or a better place to work.

I cannot tell you how surprised and delighted I was to find your birthday card and gift on my desk today. This certainly is a different kind of company. Your thoughtfulness is very much appreciated. I guess it’s the perfect week for thanks.

The narrative of Cornerstone’s inception is an amazing story. Wow, I am so proud to be a part of this amazing company!

Thank you for the birthday wishes. It’s so nice to be sharing my big birthday with all the friends I have here at Cornerstone. Thanks again for all you do for the Cornerstone Family.

Thanks for giving me an opportunity to work for such an excellent company. In my 30-year mortgage career, I can strongly say that this is the best company I have ever worked for. I love working for Cornerstone and, hopefully, I will retire from this company.

I am so honored to work for the best company ever!

I love Cornerstone and the past twenty years have flown by. I can’t’ think of anywhere else I’d rather be.

Just wanted to thank you for all that you do for our company and me and my team! You sent me to Boot Camp last year, and I made about 40% more this year because of it.

I love working with you and the rest of the team.

I wanted to express my sincerest thanks for making Cornerstone the happiest place on Earth to work. I have truly have had the greatest experience. This truly does feel like family. I have made friendships working here that I will cherish for life.

Thank you to everyone who bent over backwards to get this $1,284,750 jumbo loan from application to closing in 14 business days during the holidays! Our performance on this loan file will pay dividends in 2015, well beyond this loan’s closing. We impressed two high-end Real Estate Agents and the Borrower. This is a true testament to what a great Team we have at Cornerstone! I appreciate the support everyone provided. I can’t thank you enough!

Thank you and thank you for everything you do to make this greatest place to work. Wouldn’t trade the last 11 years for anything!

I feel fortunate to be part of this great and thoughtful company.

Cornerstone is a great company! I have many extremely fond memories and would not trade my experiences and friends made for anything. I know Cornerstone will continue to be successful! A most happy 2015 to you both!

It has been a great honor to work for such a wonderful company. I look forward to the future years of being a part of the Cornerstone family.

Working for Cornerstone these last 10 years has truly been the highlight of my 30-year mortgage career: I have certainly been blessed. I appreciate all that you do to instill a sense of family within Cornerstone, and I feel lucky to be a part of it.

It has been such a pleasure working for a company that is not afraid to show its core values. My team is thrilled to death to be working here.

Thank you for all the nice things you do. This is such a great place to work.

I have been here for 15 years and have witnessed you both truly making a difference in people’s lives … which includes mine! Thank you for letting me be a part of this experience.

So happy to be here!

I want to thank you again for creating an environment and culture that acts out its values and missions statement and does not leave them as just words on a piece of paper. Working with the Cornerstone family truly is a blessing.

Cornerstone has enriched my life; my efforts come from a deep passion to return the blessing.

I am very excited to be part of the Cornerstone Family!

I am very fortunate to work at such a wonderful company and on an amazing team.

You are both very generous and caring people. I feel very blessed to work at Cornerstone. Thank you for all the support over the past 10 years. I love working for the Bravo team. They truly support their originators, and I always feel that they care about my success. Honored to be here 10 years.

It has been 5 incredible years of fun, family and knowledge in both creativity and the home loan business! Thank you again for the awesome anniversary treats!

Thank you so much for letting me work here!

I appreciate the opportunity to work for Cornerstone and with Sharla Ellis. Thank you so much for expressing appreciation for my efforts and showing an interest especially with so many employees who work to make this a successful company on a daily basis. I truly appreciate you.

Thank you so much for reaching out to me yourself to welcome me into the Cornerstone family. I am so happy to see that the company really is built on a foundation of integrity and hard-working, good people. It is difficult to express just how excited I am for all of the great challenges and opportunities in front of me and my team.

Cornerstone is an EXCELLENT company to work for.

I am blessed to work for such a great company!

There is nothing better than working for a company that shows its appreciation for all and really cares about its employees.

Thank you for letting me work for such a great company.

It’s my third day here now, and everyone has been so welcoming and so helpful. Thank you again for this wonderful opportunity to be part of the team.

Grateful to be part of Cornerstone and excited about the future.

I am very honored to work for such an outstanding company.

It has been a joy working for Cornerstone!

Thanks for the privilege to work at CHL. I am so glad you recruited me 20 years ago. I am so glad for all we have shared. This is a special place, and your leadership has made it possible. Thanks for all the support you have given to me as well. I truly love this place and the people in it.

It’s an honor to work for such a great company!

It has been a wonderful first year.

Thank you for the goodies I received today for the fifteen (15) years of service at the Cornerstone family. It sure has gone by fast. It brought tears to my eyes to receive them [gift card and flowers] both. It was really wonderful to have received your personal phone call today, too. It has been a pleasure to be here at Cornerstone Home Lending, and I look forward to giving it my best in the future years to come.

I appreciate my Cornerstone Family. Looking forward to many more years.

It is a pleasure to work for such a great company that puts its employees first.

This is an amazing company.

I wanted to say “Thank You” for the anniversary gifts - such a great surprise. I really should be sending you gifts for allowing me to be a part of the Cornerstone Family for all these years. I love this place (Meaning: Everyone that makes up the Cornerstone Family). I am truly blessed.

I have been in the mortgage industry since 1984. Starting with Savings of America and ending with Wells Fargo. I am truly amazed that this type of company exists and I feel blessed to be on board! I am so impressed. I appreciate all that you and Judy do to stay on top of the industry.

Never have I worked for a, or known of, a company where people matter so much. I come to work, and I know that all of the tools and resources needed to produce are available to me. I can’t imagine another company that supports its loan officers as you do. Thank you so very much!

I’m really excited to be on board and everyone has given me a warm welcome. The Vision Statement and the story on how the company began confirms to me that I have made a great decision to join. I look forward to meeting you someday and also to a great 2013 (and beyond) with Cornerstone!

It has been wonderful working for Cornerstone for the past 10 years.

It is a complete honor and pleasure to be a part of Cornerstone.

It truly is a blessing to work for such a great company that appreciates their employees.

It’s so nice to know that you would take time out of your busy day to acknowledge a day that is special to me! I am so glad to be a part of the Cornerstone team, and I look forward to great things in the future!

CMC is a great place to work and (Shhh…I have the greatest boss and owner there could be!).

Thanks for the opportunity to be a part of this wonderful company.

I honestly did not remember it was my 21st anniversary until I read this email. As they say, “It is just another day in paradise!” I might do just a few things differently if I were 21 again, but I was 31 when I started working for Cornerstone, and I wouldn’t change that part of my life at all! Cornerstone is a part of me which I’m truly proud of. I was blessed to have been hired to work for Cornerstone 21 years ago, and I never want to take that for granted.

I just wanted to say thank you for giving me the opportunity for such a valuable resource to be able to better myself, family and career. The webinar was great, and I look forward to building my life plan. Thanks again!

Thank you so much for being so thoughtful and for being a leader whose tree bears good fruit! So grateful.

I LOVE my team here at Cornerstone and just could not be happier! Thank you for such a great opportunity!

I just wanted to thank you for all that you have done to help me in this company over the past 16 years, six the first time and now back ten more. It has been MY honor to work here. I have watched this company grow in more ways than I could have ever imagined and every step of the way in my career you have been there to support me. Through your leadership and example, Cornerstone has become the premier mortgage company in the industry with unwavering morals, ethics and true values. We do what is right every time, all the time. Words cannot fully describe what this company has done for me personally and professionally

I have really enjoyed coming back and working with Sharla again. We appreciate all you do for our team out here in Utah. I’m looking forward to a great 2013!

I give thanks every day for my great employer!

I wouldn’t trade my years at Cornerstone for anything in the world!

I appreciate the opportunity and continued support from a great (and growing) team.

Thank you for your kindness and providing a great environment to work in.

I am a new and proud member to the CMC family and want to express my gratitude for the opportunity to work with such a great company. My mother, Katie Turner, has worked here for many years and referred me to the Dallas branch when they were hiring. I look forward to many, happy years with this company.

Thank you, I feel very blessed to be here!

It is a pleasure to work for such an awesome company!

I AM THANKFUL TO BE WORKING FOR SUCH A GREAT COMPANY!

I feel honored to be a part of the Cornerstone team and look forward to contributing more as the year progresses.

I cannot say enough what a wonderful company this is to work for, and how grateful I am to be here and a part of Nancy Moreland’s team. I’m not sure if everyone in this company knows how lucky we are, but I certainly do!

Thank you for all that you do to help us be more successful. We are so grateful to be a part of the Cornerstone Family.

Hard to believe two years has come and gone. Thank you for all your support and everything you do for each and every employee. Cornerstone is truly a 5-star outfit, and I am proud to be part of the team.

I am very blessed to be working for such an awesome and thoughtful company. I am honored to be working for this company. Words can’t really express my appreciation. I am so happy to be part of this team.

As I reflect on how Cornerstone was started, I am reminded of how far Cornerstone has come since I have been here. I feel so grateful! With a heart of gratitude, I say “Congratulations” to all of you.

I don’t take for granted the gracious, consistent appreciation that you guys show towards us. Many thanks.

I prayed a lot about my husband’s joining Cornerstone, and three years ago I knew it was the right fit. Cornerstone’s Vision Statement was confirmation back then, and then to see the Vision Statement in real life through all the people this last month was beautiful. Thank you for everything…every last detail…all of it! Thank you really isn’t enough!

It is a pleasure to work at Cornerstone Home lending, Inc.

It is hard to believe how fast the time has flown! I love being part of this company.

I appreciate the confidence you and Judy had/have in me. It’s been more work, more fun and more rewarding than anticipated, and we really are just getting started. I told you a long time ago what a great company you have, and I’m proud now to be part of it.

The people I work directly with have been absolutely wonderful, and I want to thank you for letting me be a part of your team. I look forward to meeting you some day.

It is a pleasure to meet and work with such fine and good people and to work for a company with the values and vision such as Cornerstone.

It’s an honor to be part of this group and Cornerstone!

Thank you for the opportunity you and Judy have given me. Wouldn't want to be anywhere else!

Thanks for all your great leadership! I love working for such an awesome company!

It’s been a very exciting first year with Cornerstone. I’ve learned a lot and am still learning more every day.

I appreciate the personal interest this company takes in its employees.

Thank you very much for the great “Welcome aboard” email. It is an honor to work for a company whose values are that of my own. I'm going to work extremely hard this year to become an asset to my branch and meet my personal financial goals. I look forward to a long and successful relationship with Cornerstone.

It’s always appreciated to be recognized, and I truly love working for “Cornerstone Home Lending. “

I appreciate all that you do to make us an outstanding company. It is a blessing to come to work!

I have enjoyed the last five years and look forward to many more. There have been difficult times, but I’ve known that the company is behind me and will do what it can to help me succeed.

It has been wonderful working for Cornerstone for the past 10 years.

I am so glad that I eventually made it to Cornerstone! This truly is a wonderful home for all of us, and I thank you for making it all happen 25 years ago!

I love being at Cornerstone. I can’t believe a year has already gone by. Thank you for theopportunity to work here with you. I wish I had come much sooner. My stress levels [have decreased] and my happiness has increased tenfold since leaving BofA and coming to work here.

I think Cornerstone is a great company and hope to have many more anniversaries here.

It’s a pleasure to work for Cornerstone.

I never got a happy anniversary email from the CEO of BofA, Countrywide, WAMU or Aurora…my past employers. Gosh, I love Cornerstone! I’m looking forward to many more anniversaries with this great company.

I have enjoyed every year I have been here and hope to enjoy a lot more! Thank you for having me as an employee of Cornerstone.

I am truly proud to be a part of this great organization.

I am truly thankful for the opportunity to work for such a wonderful company.

I love being a part of the Cornerstone Family.

Honored to be an LO at CHL. Fun times ahead with lots of growth and opportunity!

I love this company!

It is a pleasure to work here.

I’m thrilled to continue to be a part of this incredible organization!

We sure do appreciate all that you do for us. Looking forward to Anniversary # 7!

Love working here!

Thanks, Marc, for creating and maintaining such an incredible company. It's been a Great 6 years and I am looking forward to many more to come. It's an honor to work at Cornerstone.

Cornerstone is a great place to work!

I am so glad to be a part of Cornerstone and the value we provide. Thank you for your leadership!

I feel blessed to be a part of the Cornerstone family.

I very much appreciate all the opportunities you’ve afforded me!

Thanks for your leadership and all you do. I love it here! To God be the glory!

Congratulations on a wonderful 25 years! I am proud to be a part of this wonderful company. Thank you.

Congratulations Judy and Marc to you for 25 years of commitment to building such a fantastic company. To reach this level of success without compromising your core values is a rare and admirable achievement in today's world.

God Bless you and this company, who I am so grateful to be a part of. I have always told you that I am very blessed and happy to work here and I hope for many years to come.

I am so blessed to be a part of this team. I am so inspired!

I cannot believe three years have passed. I am so blessed to be a part of the Cornerstone family. We will make you proud, I promise!

I’m so happy to be on board with Cornerstone. This is also the first financial institution I’ve worked for where everyone’s work is truly appreciated. I’ve never received a personal email from the CEO (of my previous employers) either. Thank you for your strong leadership. I’ll continue to keep up the hard work and look forward to many more years of success!

You have very successfully created a company and a culture that we believe is unmatched in the industry. We are very proud of you both and very proud to be a part of it. Cheers to 25 more years!!

Thank you for the opportunity to work for such a great place to work! I appreciate it. Have a good day.

Thanks for providing the opportunity to work for such a great company.

I would like to thank each of you personally for having a vision for Cornerstone and for your customers as well as employees. Keep up the vision, and may Cornerstone Home Lending continue to grow and to be successful!

I feel truly blessed every day to be a part of the Cornerstone family.

It’s a pleasure to work for such a great company!

It feels good to work for a company that really cares about its employees!

Thank you for letting me be a part of this GREAT company and Family!

I love working for Cornerstone. Thank YOU for providing such a great company for me to call home!

It's [achieving 14 years of service] easy when you have so much support from a great company.

Thank you very much for the opportunity to be part of the Cornerstone team. It has been a great 3 years, and this year is looking to be busier than last year. Thanks for all that you do for us.

It’s been a true Blessing working for this wonderful company. I’m on board for the next 10+ years!

I love Cornerstone Home Lending!!

I am really enjoying Cornerstone. Everyone is really helpful and open.

I just wanted to tell you how much I love Cornerstone! There isn’t enough money in the world to get me to work anywhere else but CHL.

I’m having fun [working here at Cornerstone]. Hope you are too. Thanks for the opportunity.

I truly feel blessed to be working for such a great company and with all of the people associated with Cornerstone.

I truly appreciate being at this wonderful company.

I appreciate you and Judy so much and love our company. Thanks for letting me work here.

Cornerstone has truly been a blessing in my life.

It has been a great year! I’m hoping for many more!

I love working here!

I love working for such a great company! 

It has been a pleasure working for Cornerstone, and I will, hopefully, have many more [anniversaries to celebrate here]!

Quite the amazing company we have! Proud to be a part of it!

I’ve enjoyed my first year and hope for many more!

I am very excited about joining your family! Everyone is so helpful and kind. I feel like I’m walking into a family reunion every day when I come to the office! I look forward to growing with this wonderful company. Thank you for this great opportunity, and I look forward to meeting you some day!

I just wanted to write and thank you for your caring demeanor. You work in such a way that makes all of us employees feels feel like we are the top and worth our weight in gold—everything from the way you speak to people to the way you want us to all have pleasant experiences when dealing with underwriting (this is typically not the industry standard for underwriting, which can be horrid to deal with, but not here and in your world – because you know the value of working as a team). Your many efforts are greatly appreciated and do not go unnoticed. Thank you for making a difference in the lives of those you serve. I am sure a huge fan of yours.

It actually does feel like family [at Cornerstone], and I am so grateful for the opportunity that I have been given. Thank you so much for the consideration and time you take to make this such a great company to work for.

I love Cornerstone!

I am very proud to work for your company.

Thank you for the opportunity to be part of Cornerstone.

It is my pleasure to work for a company that cares about our customers as well as the employees. Thanks you for the opportunity.

I love my job and I love this company! Thank you for your leadership and wisdom.

I love working for your company!

It has been a wonderful 3 years [working for Cornerstone].

I’m proud to be a part of the team.

I had the pleasure of meeting you when you came to speak at our get together a few weeks ago. I will say again that it is such a nice feeling to know that you are genuine and kind and make your people feels like part of a family. It is very rare. I am blown away by the amount of support from all departments at Cornerstone.

The strong belief in the value of our customer service and in God and family are among so many reasons I call Cornerstone home. I look forward to many more years here at Cornerstone.

I wish I could have started my career here much sooner, but I’m here now!

I am very happy to be a part of your team!

I appreciate all that you do for the employees, especially me!

This is such a great company, and I enjoy being a part of it!

My first week at Cornerstone Home Lending was amazing. I look forward to a long and successful career.

It’s a pleasure to work for such an amazing company with so many wonderful people!

We are most excited to be joining your family. We have heard some very wonderful things about how the (Cornerstone) team puts the needs of the customer first. I have spent most of my working life in this business, and after being with the big corporate machine for the last 4 years of my career, I was convinced I needed to find a new industry. I feel it was truly a God-send when I was introduced to your firm because I feel I have a God-given talent for this industry and can’t wait to use it again with the right company. Not only do we have your mission statement on our desks, but when we first saw it, we came home and put it on our refrigerator as well. Thank you for bringing me aboard.

This has been a fantastic transition! Deak has worked very hard day and night to get our transactions moved over and have them done in a timely fashion. I’ve never experienced this before, and I know I’m very lucky to be a part of this company. Everyone here genuinely cares and tries to accommodate in every way possible. Your employees do live up to the vision you have for this company, and I so appreciate it.

I am very happy to be a part of the Cornerstone family. I am proud of the Mission, Vision, and Value Statement and will work diligently to uphold it.

It has been a great 4 years. Cornerstone is really a great place, and I am very blessed to be a part of this great team!

I am excited to have made it through my first year with Cornerstone. Especially considering how busy we have been this past year. I had to land running and I have greatly enjoyed it. I look forward to many more!

These past three years have flown by, and l am looking forward to many more!

Thank you both very much for the opportunity to be a part of this great company!

My husband Robert and I joined Cornerstone on May 3rd after both leaving another company. We couldn’t be more excited and grateful for this opportunity. We feel that we are truly at home here amongst a group of people who truly think and act like we do. Thank you for allowing us to come and contribute to what you have devoted your life to building.

I feel so very blessed that 14 years ago I was referred to this company and was hired. I was newly divorced and was a single mother of a 3 year old and a 7 year old. Life has not been perfect but because of the people I work with and for, I have raised my family with pride. I know that a lot of it is because of the generosity and caring attitude of this company. GOD BLESS you for your donation to the victims of West. My sister’s home will have to be rebuilt, and her insurance will provide for that, but a lot of others are not as fortunate and have lost the main source of income for their families. I know that they are not thinking of that right now and can mourn only their lost loved ones, but in the weeks and months to come, the monetary gifts will take a little stress out of their lives as they rebuild.

I don’t know where the years have gone as time has flown by, but I am so very grateful and proud to be a part of the Cornerstone family and hope to remain so for many more years to come.

I feel so very fortunate to be working for Cornerstone.

I would not want to be anywhere else but with Cornerstone - you have an amazing company!

I am grateful to be working for such an incredible company!

I am really blessed to be a part to the Cornerstone Family. All of you guys are very special to me. I have seen how much you help the communities and the employees. I know that we are a very special and unique company, and I am very proud to say Cornerstone Home Lending is my family. Cornerstone is all about family first. I have seen it in my 5 years here at Cornerstone. Not too many companies out there can say that and really mean it like Cornerstone.

I absolutely love my job as receptionist! I LOVE THIS PLACE! I am so proud to work for such an amazing company!

It is such a pleasure to work for such a positive and thoughtful company. I thank you so much for the opportunity.

Thank you for your generosity to our clients. I have 2 past clients that had a total loss on their homes [due to the Oklahoma tornadoes]. One lost her husband to cancer 3 years ago. She moved from Colorado to Oklahoma at that time to be closer to friends (To say the least, she has been through a lot in the last 3 years). She was very appreciative of the gift. Kathy Halkins met with both clients and they received the contribution. They were both deeply moved that our company would go above and beyond for them. Thank you for caring.

Thank you for doing this [Donation to Oklahoma tornado victims]. It has broken my heart and filled it at the same time to talk to people in Oklahoma and to see their strength, resolve and positive attitudes. Not sure I would be able to be that way if this had happened to me. This is just one more reason why Cornerstone is such a special place to be part of.

That [Donating to the Oklahoma relief efforts] is so sweet of you. This is another reason I am so proud to work for Cornerstone. One of my customers, James &Ashley Cxxxxx (age 27 &25), just bought their first home on 3/22/13. They lost everything. Here’s another thing…this young couple bought this house because they take care of their elderly parents that can’t work. I thought at the time, “How awesome is this young couple to take on so much responsibility at such a young age!” They are self-employed painters and lost all of their equipment they use to make a living. Thank you and to the Cornerstone Family for making a difference in lives!

I have enjoyed every day of my 5 years with Cornerstone.

I want you to know it is an honor to work for a company that has been so helpful the first couple weeks [of my employment here].

It’s a great pleasure working for Cornerstone and a blessing in many ways.

I am very grateful and blessed to work for such a rewarding company.

I feel so blessed to work for such an awesome company and look forward to many years with Cornerstone. God Bless!

It is an honor and privilege to be employed by such a family-oriented, wonderful company. I feel and see the love environment from top to bottom every day. May God keep blessing Cornerstone Home Lending.

Thank you for taking the time and effort to discern, establish, and share Cornerstone’s Vision. I sincerely appreciate it.

I love working for a company that appreciates its people!

I sincerely appreciate this organization and the opportunity to really “make a difference.”

It has been a blessed 8 years working with Cornerstone.

It’s so refreshing to see that there are still good people [like you and Judy] in the world who really care about others.

By far the BEST company I have ever worked for.

I am so grateful to be with a company that operates under Christian values.

I am very humbled and grateful for the opportunity I’ve had to work for your company.

I love working for Cornerstone. Thank you for all you and Judy do for us as employees.

I just wanted to brag on Chris Dickinson [on the IT team]. He had helped me on Saturday in getting my VPN working so I could work from home. I ran into a snag with my phone RSA and called him on his cell phone (I know, bad me, but I was desperate!). I interrupted his fishing, but he was super friendly and took the time and got me back going.

I truly enjoy this company and those I work with!

I truly love being a part of Cornerstone

I have really enjoyed my three years at Cornerstone and look forward to many more!

I am happy to be a part of such an amazing company.

I’m truly blessed to be a part of the Cornerstone family.

I am very blessed and lucky to be a part of the Cornerstone family. I love my job and the people that I work with.

I do enjoy the opportunity I have received to work for a company with such a rich heritage of character and passion for God.

Thanks for creating a mortgage company that supports its loan officers! I am glad to be here!

I am very excited and look forward to working and contributing to our Mission, Vision, and Values. Everyone has been very welcoming, and I appreciate the opportunity to be a part of something special.

Cornerstone Home Lending continues to surprise and amaze me! I am so happy to be a part of this company.

Here’s to another 5 years at Cornerstone!

I am proud to be a part of The Winning Team. It is truly a blessing!

I watched your “Welcome” video during the training in Fort Collins – I am more than excited to begin working for a company with integrity and such wonderful values and morals! It’s quite refreshing.

It's a pleasure working for such a great company and great group of people!

It’s a pleasure working for this great company.

My first year has FLOWN by, and I couldn’t be more proud to be a part of such an amazing organization.

I have been blessed to be able to work here.

I am honored to work for such a wonderful company! Thank you, thank you!

I truly enjoy every day I’m here!

I plan on having many more anniversaries here at CHL. It is an amazing place to call home, and I am very proud to tell people I work at Cornerstone Home Lending.

I consider it an honor to have had the opportunity to serve CHL for 22 yrs. It brings me so much pride to share my enthusiasm with others about this place I call my family and my home! 22 years and it seems like a flash ~ but has filled my life full. I will remain forever grateful and continue to “pay it forward” in all I can.

It truly is a great pleasure to be a part of this winning team. Cornerstone’s Mission, Vision and Values are dear to my heart as I am proponent of this belief as well ….I always try to go beyond the call of duty for my borrowers to help give them a “wow” experience in the most streamlined manner possible.

I am very excited to be celebrating my 10-year anniversary with Cornerstone. I feel blessed everyday truly to be part of such a wonderful company. I look forward to the next 10++ years and will continue “to strive daily to use my God-given talents to make a positive contribution to those around me.” Thank you for the opportunity.

Love working for Cornerstone!

It is a pleasure working at Cornerstone Home Lending.

I do so enjoy working here.

Thank you for having me as an Employee of Cornerstone Home Lending, and I am thankful to work for such a loyal and thoughtful company.

Thank you for the opportunity to work at Cornerstone. I appreciate it.

I can honestly say, I have enjoyed my past year with Cornerstone, and thank the good Lord every day that I was hired on at Cornerstone!

I am proud to be a part of a great organization. It was nice to meet you. You inspired me to do even better in Skagit County.

It truly makes me proud to be an employee of Cornerstone Home Lending. Thank you for the opportunity.

I really do appreciate Cornerstone and everything you’ve done to help me and my family. I look forward to many more years to come.

It has been my privilege to be a part of a wonderful family!

Cornerstone has been such a wonderful place to work, and I am so grateful to be a part of such an amazing company. You are very lucky to have such great leaders over in Washington. I love working with both Jay and Dean. Here’s to many more years at Cornerstone!

Thanks for creating a company where I’m able learn and grow.

I truly feel blessed to work for such an amazing company!!

I am truly honored and happy to work in this wonderful company! It is a totally different way of working here than other companies or banks. Everyone is truly a team player and ready to help out. I am very grateful to everyone here. I can honestly say I love my job again!

It’s been great being here and can’t believe a year has passed already. A year ago I was quite nervous about the career change, and today couldn’t be happier. Thank you for allowing me to be part of such a great organization!

My sister is in the process of looking for a home and did make an offer on a property. There were multiple offers placed on the property, but the seller offered my sister a chance to match the highest offer due to the fact that my sister was using Cornerstone. The seller said that Cornerstone was known for making their closing dates and that she would rather work with my sister, as a result. Anyway, I just thought that this was neat: it is interesting to hear what other people have to say about our company.

Despite the turmoil in the mortgage industry, I have felt such peace and security over the last five years. It is so nice to be with a stable company who does what is “ethically and morally” right! Thanks again!

I feel so blessed to have become a part of the Cornerstone Family and this extraordinary company! The Vision and Values you speak of have been demonstrated among every individual I have come into contact with. I look forward to building a long and lasting relationship with my new Cornerstone Family.

I am so blessed to be part of the Cornerstone Family. I feel so appreciated: everything you do for your employees is amazing! Thank you, thank you, thank you!

I can’t tell you how much I appreciate being one of the monthly Fun Day Drawing winners! And the fact that you included the time I was with Cornerstone before we separated from FNB means the world to me. When I hear my 20-something children complaining “about how their employers don’t care and they don’t treat them well,” I wish they could all come work for CHL! Thank for caring, thank you for treating us so well, and thank you for understanding how hard we work. It’s a great thing to be appreciated, and you, too, are appreciated!!

I have only been with your company for a couple of weeks and already feel at home! The warm welcomes and employee camaraderie is amazing.

Cornerstone is an awesome place to work!

I really have really enjoyed at Cornerstone!

Cornerstone is a great company to work for and I am grateful to be a part of it.

Thank you for the welcome. I definitely feel at home here at Cornerstone!

I absolutely agree: Cornerstone gives us the tools and resources to do amazing things every day.

Thank you for that and for giving me the opportunity to be part of Cornerstone. I am so completely impressed by the people, the resources and the Cornerstone culture and I’m thrilled and excited to be here. Mary Dinkins and Rose Moore talked to me 10 years ago about joining Cornerstone. At that time, I was very happy where I was and didn’t accept their offer. Now, I really wish I had. But, I finally made it and I’m raring to go. Also want to tell you what a fantastic trainer you have in Susan Barnhill – our week with her last week in Houston was incredible.

Thank you so much for allowing me to come back each and every day. I am so blessed, I love this place. I would not have Joel (or Keith) if it were not for Cornerstone.

Love my job &this company!

I am very blessed to be here and love working with the entire Cornerstone Family. Thank you for all your support and the opportunity

I love this wonderful company

Love working for Cornerstone!

I bring a reasonably unique perspective to the team. My family owns one of the Top 10 Coldwell Banker franchises in the country with over 17 offices and 500 agents [with] which I have had the pleasure to be associated as a real estate agent, operations manager, mortgage venture manager and a few other hats over the years. My wife is a Broker Manager overseeing 3 offices and 45 agents. We eat/sleep/live ‘the business.’ I cannot agree more with “our” core values as you state them – because I own them and live by them. Thank you.

I am fortunate to be working for a fantastic company that really values their employees!

Love working at Cornerstone.

I can’t believe it has already been five years. Working at Cornerstone has been wonderful for me. When I relocated here from NY, I felt so blessed to have landed the opportunity to work here. I thank you and Judy for the wonderful leadership, too. I consider myself very lucky to work under the Valdez division.

Thank you for the opportunity to work for this truly amazing company. I feel blessed and thank the Lord for you and CHL each day on my drive to the office.

I’m still genuinely happy to come into work every day. Thank you for providing such a positive work environment.

The last 5 years at Cornerstone have been the highlight of my professional career, and I look forward to many more. Thank you for your leadership and all you do to make Cornerstone a great place to work.

It’s a pleasure to work at Cornerstone!

You make working for Cornerstone a wonderful company to work for, and I am blessed to be part of the team that makes the company work.

[All that you do is] Truly appreciated and just reinforces my crazy love for this company!

I just wanted to take a minute and share something that has been on my mind this week. On September 19, I will have reached my one year anniversary here at Cornerstone. The support and encouragement that is never-ending here is such a blessing to me. You have truly made a difference in my life and for that you will always have a place in my heart. I am very blessed to be a part of such a wonderful company!

It’s a great pleasure working for Cornerstone and a blessing in many ways. Krystal Greyberg, FHA Insuring I love this place and blessed to work here!

I love my Cornerstone family. I hope for many more years here.

After 23 years in the business, I am excited to join such an exciting group of professionals. I’ve only been on the job for over a week and a half, but I am quite impressed by Cornerstone’s operation thus far! Thank you for reaching out. I am honored to be a part of your vision!

I love working here: everyone is so nice and attentive. I hope that I will bring as much inspiration and knowledge as everyone else I have had the pleasure of meeting.

I truly enjoy this company as I feel each employee is significant. Best of all, everyone I come in contact with is so friendly and willing to help.

It is a blessing to have Cornerstone as my Family.

I enjoy working with a great group of people.

I am extremely grateful to have the stability in such a unstable market. Going through three different mortgage companies that were shut down during my time in this industry truly does feel like such a milestone after bouncing around unstable companies. Thank you for everything CHL has done for me. I really do feel blessed to work for Cornerstone.

I feel BLESSED to work for such a great company!

I love being a part of such a wonderful team.

Another great month has passed – and I can’t help myself again – you are probably tired of seeing me write each month, but I have to again express my gratitude to the Cornerstone family and to my awesome local team for all that everyone does to support me and my efforts. Wow and Wow on all that we are doing (together we are making great things happen). Wow and Wow on the support we give to one another.Wow and Wow on helping to sometimes turn the impossible scenarios into possibilities (I just got off the phone with Alison in Secondary, and Dan Cooper is making something possible for me that otherwise would not be possible … but that seems to happen all the time with each department and all the non-vanilla situations we seem to have … thank you for finding ways within what is acceptable to make many things work … you are AWESOME!) Hat’s off to all of you: you are hard-working, dedicated, miracle workers! We are serving clients and our referral partners in a fabulous way! I am so happy to have your continued support and help that allows me to do what I do.

Can’t see myself anywhere else!

I'm so proud to be part of a company whose culture and witness of faith embodies our true beliefs. I need no more evidence on why this company has been so richly blessed for 25 years, than we honor God in all that we do.

There are not enough words to thank you for always being there and caring about me all of these 25 years.

We really have something special at CHL!

I started work at Cornerstone in March of 2013 and have felt so very blessed to work for a company that truly cares about its employees and their families. And the employees truly care about the company as well as each other. Thanks again for the privilege of being part of the Cornerstone family.

Hard to believe that 10 years have flown by. It has been a pleasure to work with you both. We have always appreciated the opportunity that you provided us to develop our business together. This is truly a special place to work and consider it our work home. The real bonus is the depth of friendship that has also grown over these 10 years. We have great memories of our time here and look forward to having many more in the coming years. Thank you for everything you do to make this a great company, and all that you have done for us personally. We do love you both

I appreciate the opportunity and support that you have given me in this first year.

It has been an enjoyable first year, and I look forward to many, many more with this fantastic company.

I feel very blessed to work for such an awesome company!

Thanks to you guys for making Cornerstone so awesome! It has been a pleasure [working here], and I am still loving every minute of it! I know what I have to be thankful for everyday in my job and would not trade it for the world!

I’m incredibly blessed to be a part of this family. Thank you so much!

I really appreciate the opportunity I was given to work for such a great company!

It has been wonderful working for Cornerstone these last 5 years look forward to the many years to come.

I couldn’t think of a better place to have spent the last 16 years. Hoping for many more!

I wanted to send a quick email and thank you for allowing me some time to just pick your brain! But, more importantly, thank you once again for your highly regarded recommendation to join the Cornerstone family. I had the opportunity to attend a dinner with Marc Laird on Friday night, and I am overwhelmed with how approachable he is. Geez, even the fact that he finds the Todd Duncan events worth his time for participation speaks volumes about him as a leader!

Thank you for allowing me to provide this level of service not only to my clients and referral partners but also, more importantly, to my team!

I seriously can’t tell you how much I appreciate and love my job because everyone works as a team. Thank you for the opportunity to work for such a WONDERFUL company as Cornerstone.

It’s late in the day, but just a quick thanks for all that you do for Cornerstone and me! I enjoy working for the two of you and the Cornerstone family. It continues to be the right decision I made 9 years ago. It’s been fun to be a part of the tremendous growth of Cornerstone and to be a part of the strategic decisions to shape and mold the Company. I look forward to 2014 and our continuing successes.

I have loved working with everyone at Cornerstone for the past 10 years – and GOD willing – will be able to for another 10.

Thank YOU for creating such a wonderful place to work, where we are able to celebrate such caring people like our sweet Flo.

One of the many reasons we chose Cornerstone and we are so grateful for leadership that keeps the future clear. If you have not been told lately, “Thank you” for your leadership, for your support and for the opportunities you afford to all of us.

I know I have enjoyed every day with the Cornerstone team.

WOW! I am a new employee, having joined on October 1st, and am just floored by the support and concern this company has for me and my success. Cornerstone just blows me away! I WANT to be successful for you and the entire support team. Thank you for the privilege to work with you!

Once again, I find myself humbled by your generosity and continued efforts to afford all of us employees such tangible representations of what it feels like to work for at a company that “respects and cares for [its] people.” Thank you for every example you both set in giving us such a high standard to emulate.

I am looking forward to many more years with Cornerstone. This is a wonderful company, and I am happy to be part of the Cornerstone Family

It is an honor to continue working here J. Cornerstone is a blessing to our family.

Just wanted you to know—as if you are nor reminded enough—that I think these FUN DAY drawings, recognizing “Appreciation of Service,” are a tremendous loyal support for all CHL Employees. It definitely puts a smile on my face knowing our leader and management appreciates those that provide for our company. I cannot recall in all my years [with other companies] that someone at top stopped and recognized those that have tenure with our company, especially those that do not originate mortgages. It speaks volumes when we stop and listen to CHL Employees working as opposed to hearing them work.

I love working for Cornerstone. Thank you for the opportunity to make a difference in people lives.

I am grateful to be part of the Cornerstone family!

One of my employees came to me in tears after receiving a check from the Cornerstone Cares Fund, and said she has never had anyone care so much about her as her Cornerstone family does. I feel the same way and feel blessed every day to work for a company that truly cares about all of its people.

What an amazing gift to work with a company and leaders like you and Judy! You have made positive difference in countless lives. Thank you for all you do!

THANK YOU for all you do for all of us at CHL! I truly appreciate you and all of CHL. I am very thankful to be a part of the CHL "family.”

I am so thankful to be a part of Cornerstone. I have never been happier to work for a company as I am now. You are all such an AMAZING family. Thank you so much for all you do.

Thank you very much for allowing all of us to work for your fabulous company!

It is an honor and a blessing to be a part of such a wonderful company.

I am very thankful to have the opportunity to be a part of the Cornerstone organization and hope to celebrate many more anniversaries here at CHL. I love this industry and love the company I work for even more!

Thank you for giving me the opportunity of being a part of this wonderful company for the past five years. I’ve enjoyed every minute of it and hope for better days to come ahead.

I am very grateful to be here on my team and part of this great company!

It’s so exciting and such a huge blessing to work for such a great company.

It is a joy to work here.

I am very happy to be part of the Cornerstone family!

I am happy and proud to be part of Cornerstone Home Lending.

I really appreciate this company and your leadership.

The thoughtfulness and generosity you share is wonderful, and the encouragement you give all of us to share who and what we are thankful for is heartwarming. I am thankful to be working for a company that shares these amazing values.

I wanted to say thank you for the two emails and for the opportunity to come join the Cornerstone family. Tammy Pullen, my immediate supervisor, told me before I was hired that Cornerstone is completely different than any other mortgage company. It is hard to understand until a new-hire sees it in action. Everyone has been so helpful in a genuine way with no expectation of a favor to be given in the future. I look forward to the joint venture of making Cornerstone the best!

And THANK YOU again for all that you do for us – I feel honored and blessed to be able to work for you and your company.

Thank you for your vision and courage these 25 years in building this company. May the Lord continue to provide guidance to you and your staff to continue the vision for future employees to enjoy what I have enjoyed and continue to enjoy working for Cornerstone Home Lending!

I just want to tell you how grateful and thankful I am that I work for Cornerstone Home Lending It is truly a great company to work for. I am also thankful for the support of my boss, Jay Jenner.

This is the best of the best companies I have ever worked for, and it has been an honor to work for you!

I really love working at Cornerstone and appreciate the thoughtfulness.

Thanks for the opportunity to work for a great company.

Thank you for creating a culture where I enjoy working.

I am very grateful that you acknowledge your appreciation for your employees. Thank you.

Definitely a blessing to be a part of this Executive Committee group.

Thank you for making Cornerstone an awesome place to work!

I feel blessed to be a part of the Cornerstone Family.

This week is my four-year anniversary at Cornerstone. I am very thankful to be a part of the Cornerstone organization. I am grateful for your encouragement with this 30-Day challenge [to express gratitude to someone every day this month]…it’s a great exercise.

I love working here. Thank you for creating a company that is like no other I have worked for. It is a business with a family atmosphere.

Thank you for such a fabulous company to work for and all the great employees.

I thank God every day that I get to come to work here! My place of previous employment was such a toxic work environment. Thank you for all you do for us. I feel truly blessed.

This is an amazing thing (November’s Attitude of Gratitude Challenge) for you to do. Thank you for giving everyone a chance to make someone happy every day.

My first “Thank you” of this month is to you. Thank you for the opportunity to provide customer service at such a great organization. Thank you for the reminder that we have so many blessings that are not afforded to everyone. Thank you for the best 6 years of my career!

I appreciate more than you realize being part of this fabulous company you have and am looking forward to my best year ever in 2014.

I’m proud and very blessed to work for Cornerstone Home Lending.

I appreciate everything you and this company have done for me. It’s been a fantastic two years!

I’ve never been in a company that has been so thoughtful for its employees before. I am very grateful to be working here.

I must say that in all my years in the mortgage industry, I’ve never had a Chairman and CEO thank me and acknowledge my 1-year anniversary! That shows the integrity and compassion of this company. I truly love Cornerstone and feel so very blessed to be here! Thank you for making this the most awesome place I have ever worked.

It is a pleasure to come to work each day and know that my work is appreciated. I hope for many more years of being part of the Cornerstone family.

Wish I’d discovered Cornerstone years ago.

It has been a great year here at Cornerstone.

I feel very fortunate to be part of the Cornerstone family.

I am very impressed by the “little” things that you and others at Cornerstone do to make us feel like we are important to you and the company. Thank you very much for that! I feel honored and blessed to be working for Cornerstone and am looking forward to hearing from you on this occasion for many years to come!

I could not let this season go by and not thank you for all you do to support the Cornerstone team. We have been so blessed to be part of this group and look forward to growth and success in 2014. Eric Bergen, Operations Manager

Thank you so much for your belief and support in CLD. I am so happy to be part of the Cornerstone team!

I couldn't imagine working for a more compassionate and successful company! Thank you for the opportunity!

What a great company to work for!

I would like for you to know what a blessing this job offer was two years ago when I, as the primary wage earner, had been laid off and, since then, how my employment with Cornerstone, and all of the people I work with, continue to be such a blessing to me! I truly love what I do, who I do it with, and who I do it for!

I can honestly say this has been a very good two years working at Cornerstone.

I really enjoy working here – great support and good people!

I am truly blessed. It is very exciting to see businesses with godly values explode and to watch the blessings pour out on them because they choose to follow Him and do things His way.

I want to extend a “Thank you” for allowing me to attend Todd Duncan’s Boot Camp. It was very informative (a little overwhelming right now). It gives me great tools to implement within my business to become successful in your company. I also want to thank you for the wonderful dinner.

Thank you so much for sending me to the Sales Mastery Boot Camp. That was a life-changing week, and I really appreciate your investing in me. I look forward to the ROI for Cornerstone in 2014 and beyond.

I want to thank you for building one of the best mortgage companies! I am 23 years old, right out of college, and every, single person I have talked to about Cornerstone has told me that I am working for the best [mortgage company]. I would also like to thank you for the opportunity you gave me to go to Todd Duncan’s Boot Camp this week, investing in my future. I learned more in the last four days than I would have in a lifetime.

It is important to me that I send a note to the people involved in the Cornerstone Cares program. My family and I are beyond grateful [for the financial assistance]. The Cornerstone Care program has given us a chance not only to catch up with our payments but also, more importantly, to breathe again. It’s been a long road, and a giant weight has now been lifted. Thank you for keeping my sons in the home they love. I feel blessed and honored to work here. Please know that I am going to sign up right away to participate in the contributions to this program. I have to start small, but I believe in helping in any way I can to keep this program going.

I am on my way back from Todd Duncan's Boot Camp and want to send you a heartfelt “Thank you” for sending me. It was a huge gift and, although I have been exposed to many of the concepts through coaching, I am determined to put these ideas to use and finally build a sustainable, profitable business.

I just wanted to send a HUGE “Thank you” for investing in my future at Cornerstone. Boot Camp was an eye-opener and is going to challenge me to increase new relationships and deepen current ones. I loved being around so many other eager loan originators from our company. Just seeing so many from our company shows me that you live our vision of growing Cornerstone with our God-given talents. What a blessing this is to see! Cornerstone is a truly amazing place, and I thank God that I have the privilege of working for leaders like you all. You always go above and beyond—it does not go unnoticed by me and others in our company. How great is this and how great is our God (Awesome that I can say this to you)!

It has been a wonderful year [for me at Cornerstone], and an amazing 4 years [that have passed]!

Cornerstone is making a HUGE showing at Sales Mastery Boot Camp (44 out of 122). The dinner was a great opportunity to confer with other Cornerstone folks from other parts of the country on what an incredible organization we are part of. Todd Duncan had some VERY nice things to say as well about our leadership and Marc’s commitment to excellence. At the risk of sounding like a broken record, I’m WILDLY excited about 2014 and all of the opportunity that it represents. My commitment to success is my best expression of gratitude.

I truly love working with Cornerstone and would love to retire with this company if it is at all possible

I was so surprised and excited to see my name listed as a November Fun Day winner! Thank you so much! For many reasons, I feel very blessed to be a part of your company. Thank you both for all that you do for us employees.

Thank you for the wonderful meal yesterday and the joy that comes in celebrating with my wonderful, work family. Raising money for Cornerstone Cares is always such a joy and delight. It is such an honor to work for a company that is aligned with Christ’s teaching, placing the most value in serving.

I feel so blessed to be working for you and your company, and now I’m at Sales Mastery Boot Camp, Thanks to you again. I’m so excited to have the tools to build my business to its fullest potential and to have my dreams become a reality. I hold this saying close to my heart: ”Change the way you look at things, and the things you look at change.” My life has never been the same since I heard this. Thank you for all you do.

Thank you to you and Judy for making this such a wonderful place to work.

I feel very blessed to be a part of Cornerstone!

I am very grateful for this opportunity to join the Cornerstone Family. Everyone here has been so very nice to me, and I wanted you to know that I have never worked with such kind and caring people. You are running a wonderful company from what I have seen, and you are very kind to acknowledge my special day

I now have officially made 15 years with Cornerstone. I hope there will be many more years to come. I have enjoyed all the years and all the people I work with. I am glad to be a party of this company. I have made true friends and, yes, we are a family.

It’s been a pleasure working with this company!

It has been a pleasure working here.

It has been a pleasure for me to work and be part of such an outstanding company, which is made by all the people that work at Cornerstone.

I have enjoyed working here and hope to for many years to come.

I love working here and have the greatest respect for Cornerstone and the one-of-a-kind team you have created. It's simply the best I've ever had the opportunity to be a part of.

I have really loved being a part of Cornerstone.

It has been a great year. I am looking forward to next year and many to follow growing with Cornerstone!

Marc, it seems like yesterday that I was walking around the office over on Carter Creek in a daze not knowing what to do first to get the office up and running, and now it is 21 years later and here we are. I absolutely cherish you and Judy and everything that you have done for me to help me accomplish what I have been able to accomplish and know that without you and Cornerstone, it would have never been possible. Someone upstairs was looking down and guiding me the direction that I needed to go, and I count my blessings everyday that I listened and did what He wanted me to do.

I feel very blessed to be at Cornerstone and am as high on the company as when I first started. Thanks for making it great!

I love my job and being a part of the Cornerstone team has been an enjoyable experience. I am very proud to represent such a wonderful company. I look forward to many more years.

This is a great place to be!

Thanks for letting me work here! It’s been a great ten years, and I could not imagine my life without Cornerstone being a part of it! [I am] looking forward to another ten, GREAT years.

I am looking forward to many more years with my Cornerstone family.

I am extremely excited to be part of the Cornerstone Family!

I love Cornerstone!

Thanks for running such a wonderful place to work and help others. It is my honor to be here.

It has been a rewarding two years, and I look forward to many more with Cornerstone!

It has been a great pleasure working in a company that fosters such a caring and inclusive environment with small acts of kindness such as your message. God bless you and your family.

Thank you both for investing Cornerstone’s valuable energy, time, and money in our managers for today’s incredible workshop. We re-learned, shared, and discussed powerful pillar points that will translate into value-added blessings on Cornerstone in the days, weeks, and years to come. One major “take-away” for me was the time spent in the same room, bonding with my peer managers, sharing experiences, ideas and backgrounds, and, at times, even laughing together.

Last year’s anniversary was THE BEST. I appreciate all you do for us. I hope to be here for a long, LONG time.

I do enjoy working here at Cornerstone in the QuEST Department with Derek. Thank you for giving me the opportunity to expand my skills and knowledge base. Onward to this new year, 2012!

My years with Cornerstone have been full of learning experiences and deepening friendships. Cornerstone is very special!

It is truly a pleasure to work for Cornerstone.

I truly am blessed to work for such a wonderful company.

Thank you for the encouragement, leadership, opportunity &purpose you provide. I appreciate your balance of strength &humility that generates trust to share ideas.

I enjoy waking up every day and coming to work because of the great people I work with. Especially Paula Barksdale in secondary! She makes my life easy.

I just wanted to say how very proud I am to work for someone with such a kind and generous spirit. I am just speechless! My Grandfather always taught us that you must approach all things in life with Class, Grace and Dignity. You are the epitome of this philosophy and I am just busting out with pride. Thank you so much for being such a great leader.

What a great place to work!

I am thankful we are part of a company that is committed to keeping our competitive advantage while ensuring we are managing the business compliantly.

I am so happy to be working for such a GREAT company. I am grateful for the opportunity to work with such experienced professionals.

I know I say it every year, but I cannot thank you both enough for the outstanding leadership you provide for the company. It has allowed for my professional and personal growth to flourish. I am truly grateful for my first ten years here at Cornerstone, hope the next ten are just as enjoyable and rewarding.

Thanks for all you and Judy do to help all of us grow.

I am really excited about 2012 and endless possibilities! Thanks for everything you both do year after year to ensure my success!! Can’t wait for another fabulous year!

Thank you for providing me with the tools I need to be successful.

A huge kudos and congratulatory thanks to the dedication and commitment of CMC Team Member Diane Rivera in the Condo Department for what she brings to the table. Her talents and precise communication got this project approved with minimal emails back and forth and reviewed in the time frame she expected. This enabled us to meet our clients’ expectations along with the trusted service kudos from the agent and developer. I am thankful and appreciative we have someone like her employed at CMC as we must stop and remember there is more to our company than the sales force driving our revenue/volume: it’s the people behind the scenes that truly help loan officers put the final pieces together seamlessly, and one of those employees at CMC is Diane Rivera.

It’s hard to believe it’s been over 10 years since I first contacted Judy about a job. I have LOVED working at Cornerstone!

And I am happy to be here! I still wake up excited to come to work and for that I am grateful! Thanks for all you do!

I am so blessed to be a part of the Cornerstone family, and I look forward to many more anniversaries.

It is an honor and a privilege to work for such a great company. I am thrilled to be a member of the Cornerstone family!

Thank you so much. It means a lot that you recognize significant events for each of us, and it is one of the many reasons this company is so unique and why I love it.

I love Cornerstone.

I can’t begin to tell you how much I appreciate the opportunity you’ve afforded me these last two years.

I am grateful to be a part of the Cornerstone family and thankful to you and the leadership team for allowing me the opportunity to work at such a wonderful place!!

I appreciate you and this company more than you know. The company’s mission and Cornerstone’s ethics mean everything. Thanks for all you do!

I just received your wonderful congratulations Card and gift Card. Such a special treat was totally unexpected. It is this type of treatment that your company provides that really makes this a very special place to work. The President’s Club, the prayer website, the weekly Bible Study with Steve Scanlon, the monthly Anniversary Drawings, the Birthday Cards, the Mission, the Vision &our Company Values are truly felt throughout all the team members, the support staff &management, the help desk and numerous sources of support. Since joining Cornerstone, I have grown tremendously. In summary, you have congratulated me on my 5th Year, but I would like to thank you for allowing me to join the team.

I can’t tell you how much I have enjoyed my 5 years here at Cornerstone. I have let Andrina and Shelly know before, I would have “jumped ship” a long time ago from my previous employer had I only known how great Cornerstone is. I work with an outstanding team. Thank you again, it is very nice to be thought of.

It is an absolute pleasure to work here.

I certainly enjoyed my 5 year anniversary celebration and I’m proud to gain another year with such a wonderful company! Thank you so much for all that you’ve done for me, it is greatly and sincerely appreciated.

Cornerstone is a wonderful company to work for!!

I have been so happy at Cornerstone. You, along with so many in this company, live out what you stand for, and I really appreciate that. Icing on the cake! The support, products, systems, regulatory awareness, etc., are all spot on! Let’s keep it going. I’ve only been in the lending side of things for 5 years, and I’m about ready to have my biggest two months yet in March and April.

I do enjoy working with Cornerstone.

I am so blessed to be working with so many wonderful, caring friends.

I am truly grateful to be here!

I am very proud to be a part of a great organization. Again, I am very proud to be a part of this organization. I have always been treated like family since we transferred over 5 years ago. Thank you for the opportunity!

I have really enjoyed working here. This is a great company with a lot great people.

I am so proud to be a part of this company! You and Judy have built an incredible family company, and I am grateful to be part of the team! Thank you.

I have really enjoyed working here – great company and a lot of great people

Your kindness keeps reminding me that working for Cornerstone is more than a job: it is a privilege.

I can't imagine a better work place.

I appreciate the opportunity Cornerstone has given me and look forward to many more years.

I have to say, it’s been a great 5 years!

I am extremely grateful to be part of the Cornerstone Team!

I love working for Cornerstone. It’s a great company.

Everyone here at Cornerstone is absolutely wonderful and so helpful. I am so proud to be included in the Cornerstone family. I am also very excited for the future of this company. I am so glad I made the decision to come here. Thank you again for making me feel so welcomed.

I am blessed to work for Cornerstone.

I enjoy working with everyone here at Cornerstone— I can't believe 5 years has gone by!!

Today was The Woodlands Support Staff Appreciation Day, and, boy, was it a hit! Everyone truly enjoyed his/her massage and catered lunch. Thank you so much for always thinking of your employees and for making Cornerstone Mortgage Company an AWESOME company to work for.

I just wanted to personally say thank you for covering the increase in our healthcare cost. I am so very proud to work here! Both of you and this company truly are special, and I just love this place and everyone here.

I have truly been blessed to find a company to work for that reflects my core values. It is a pleasure working here.

I continue to enjoy working for a company that values its employees each and every day. It is a refreshing change for me.

Thank you so much for the special items that came our way on Employee Appreciation Day. I am thankful to work for such an amazing company. This is great.

Thank you both very much for the gift card. I am truly honored to be a part of the Cornerstone “FAMILY.”

Thank you for the gift card [commemorating my Cornerstone anniversary]. I am sitting at my desk bawling like a baby. I truly appreciate your generosity. Here’s to many more years of success at Cornerstone Mortgage.

It’s hard to find a better company with two more caring individuals at the helm. So, it’s easy to see why everyone is so sold on working at Cornerstone and staying put. It’s hard to go a day without discovering another instance of how you “lead by serving,” So, it’s easy to be very grateful for everything that makes Cornerstone so special. Thank you for a SPA-tacular day of delightful treats!

Thank you for having the vision to build a truly impressive organization. It makes the work so much more enjoyable and exciting.

I am very proud to work for such a great company!

You guys are great. I enjoy being a part of the team.

I really enjoy my job here at Cornerstone and am looking forward for many more years to come.

Thank you for the opportunity to be a part of the Cornerstone family.

I love being here.

Thank you so much for the Edible Arrangement for my 5-year anniversary. I am thankful for becoming a part of the Cornerstone Family and look forward to hitting that 10-year mark.

Words cannot express my appreciation and gratitude for the opportunities you have given me and my family. Looking forward to many more!

Thank you for the wonderful opportunities you have given me at Cornerstone.

I love working for Cornerstone. It is a great place to work

I am blessed in every way to have my “dream job” at this company. I hope I will be here for many more years to come.

I have received such a warm welcome and truly feel the positive and uplifting energy within Cornerstone. I look forward to a long and successful career here until I am FORCED to retire. I will be getting a frame this weekend so that can display our Vision Statement on my desk, proudly.

I’m lucky to be a part of the Cornerstone family.

I want to thank both of you for our Support Staff Appreciation Day. It is so thoughtful of you to show your employees such gratitude. I am so blessed to work for such a great company. I also wanted to tell you two how much I appreciate Kim McGee. She is my manager and she does so much for us here in the office. She is always there to help, and she always shows her employees that she appreciates their hard work.

As always, I feel truly blessed to be part of the Cornerstone family, and I appreciate the opportunity to work for such an outstanding company.

It’s a pleasure to work for your great company.

I look forward to many more anniversaries. I appreciate all that you and your team have built.

This recent IT project is a great example of the unique value proposition that Cornerstone can provide that other companies our size do not even try to attempt. Great Team effort!

Working at Cornerstone has truly been a pleasure.

I appreciate working for a company that places such a high value on integrity and honesty. I was given the written mission statement when I interviewed, and after reading it, decided that I was going to do everything I could to get hired here! I have continued to be impressed with CMC. I have noticed that the management here have all learned my name and made a point to welcome me. Everyone has been very helpful and kind in training and answering my questions. I’m so happy to be “part of the family”!

Thank you very much for the warm welcoming (Secret: I’ve already realized this is a wonderful company to be a part of!) Everyone has gone beyond the extremes to make sure my questions are answered and that I feel comfortable. I greatly appreciate everything. I am very excited, and I already love everything. The ladies at this office are amazing, and I feel greatly honored to be able to work with them. What can I say? I think you can already see my excitement. I hope to meet you soon.

From someone on the "front line," I know each loan officer feels the same: we give a big, huge "thank you" to everyone within the Cornerstone family for helping us with our originations and for being able to make it to the finish line so that we can make a difference in the lives of so many! We count on you tremendously and appreciate your dedication and continued support! A heartfelt thank you to everyone!!

Thank you for giving me an opportunity to be part of Cornerstone Family. I love working here.

I have never been happier!

Thanks for the last three years. I do appreciate the Cornerstone family and everything the company represents. I am proud to a part of this great organization. I am looking forward to the challenges ahead of us and solving them with such a great group of people.

I am so very happy to be here. I worked at another mortgage company for 18 years before they closed their doors, and so many of my wonderful former colleagues landed here at Cornerstone. I knew I could make this my new home!

I truly enjoy coming to work every day. Because of my co workers, I consider this my second home.

We have a wonderful management and support teams. Life is good!

It has been a wonderful 2 years!

Thank you very much I am looking forward to many committed years at Cornerstone.

Best move I ever made. Thank you!

I feel privileged to be part of a team that strives for excellence in so many ways! I love the mission statement, values, and vision! The tri-fold hangs on the wall beside my desk to remind me why I am doing what I do every day.

Words cannot express how thankful I am to work for such a great company with such fantastic people. Thank you so much.

It has been wonderful working here, and I am looking forward to many more years with Cornerstone!

It has been a really good three years, and I look forward to many more! Cornerstone does some really nice things for the employees, and this is so “Not the Norm” (in the business)!

I truly enjoy working here at Cornerstone and hope to have many more years here.

There are no words to express the gratitude for what you have done for our office and each one of us. I cannot thank you enough for lunch and the much-appreciated SPA day. It is such a privilege to work for a wonderful company and for exceptional people.

It has definitely been a great two years, and I am looking forward to many more!

Thank you for acknowledging my contributions to the success of the company. It has been a pleasure, and I’m looking forward to many more years with the company.

I appreciate the opportunity that Cornerstone Mortgage has given me these past 2 years! I look forward to many more!

Thank you both for all the things you do for us. I appreciate everything.

Over the weekend, I thanked the person who recommended me to Cornerstone years ago, explaining how I am glad that I made the transition and how much I love your heart and generosity.

I thank God daily for the opportunity to work with such wonderful people in a place where a mission statement is not just something to post on one’s entry way but a statement that is practiced daily. To be part of a company that actually gives its employees the opportunity to utilize their God given talents is more than I could have hoped for. It seems so lame to say “Thank you,” but I just have no other words to express my gratitude for allowing me to be part of your awesome organization.

We are very proud to be part of the Cornerstone family. I can honestly say I have NEVER worked for a better mortgage company in my career.

There is no other place I would rather be than Cornerstone

Everyone I’ve come in contact with has been so nice and helpful. I know a thing or two about working for world-class, service-oriented companies, and I now know that this is one of them. I was elated when you used the term "quality over quantity" as that has always been my mantra throughout my professional career. I'm so excited to be a part of a company that shares the same ideologies as I do.

I’ve enjoyed every minute of it! Thank you for allowing me to be a part of the Cornerstone family!

Cornerstone is such a blessing in my life.

I have really enjoyed my time here at Cornerstone and look forward to many more years!

Already after my first week, it seems like an excellent place to work as everyone is so eager to help. I can’t wait to hit the ground running and start helping out my clients.

I am blessed to be part of your team! It has had a huge impact on my life.

After starting last Monday and being in training last week, I already know that I made the right decision to join as I felt like a part of the family since Day 1. I look forward to many, many more years here at Cornerstone. Keep up the good work.

Thank you so much for giving me the opportunity to work with your company. Everyone has definitely been helpful and friendly.

I feel well cared for at Cornerstone.

It has been a pleasure to be part of CMC all these years.

I just can’t imagine working anywhere else.

Wow! I was so busy today that I forgot [about my anniversary]! I am still having fun and proud to be part of such an awesome organization. Absolutely blessed!

Thank you so much for allowing me to be a part of the Cornerstone Family: it is an honor to be here. I am truly blessed and grateful, and I look forward to many more years to come.

I just wanted to thank you again for the great seminar in Las Vegas and all of the attention and support you gave our Colorado Group. They got the opportunity, first-hand, to feel the extension of Cornerstone’s incredible culture across the company, top to bottom. I can tell you the impact on them was priceless. It truly is an honor to be part of something so special.

It’s been great working with you and the rest of Cornerstone.

I am so blessed to be a part of your company. I love my job.

I appreciate each and every one of my 8 years with Cornerstone.

Thank you for always being there for me. I really do appreciate all you do.

I just mentioned to a realtor friend of mine that my anniversary had just passed and how thankful I am that I chose Cornerstone to work for.

It [my years at Cornerstone] has been awesome – such a great company to work for. I truly appreciate it!

Love Cornerstone!

I am excited to a part of such a great team that makes borrowers dreams come true. It is a joy to work at a great company, and I thank you for the opportunity.

I just wanted to say thank you for offering this subscription to our team of loan officers. I appreciate the investment to help us as LO’s bring additional value to our realtor partners.

Personally, my career experience has been with companies that have professed a desire to develop personal yet professional relationships but have often fallen short of the mark. So far, Cornerstone has already proven to have a genuinely different approach to the same goal and seems to be unequivocally succeeding at creating and maintaining relationships characterized by a like-mined passion to do what is right and good. While I will be the first to admit to any trepidation, I am wholeheartedly excited to begin a true career in which I can positively impact my colleagues, customers, and even those I have yet to meet. Thank you so much for the opportunity to join the Cornerstone family.

It truly is an honor to work at a company like Cornerstone.

I truly feel blessed to work here.

It is an honor to be part of this team!

It has been a delight working for this company. And I love our Dallas office!

I am VERY grateful to be a part of such a successful and genuine company. I look forward to the future and growing with my team and Cornerstone as a company.

I love my job with Cornerstone Mortgage; a wonderful company to work for. I look forward to being here for many years.

It has been great working for the Cornerstone Team.

I love being part of Cornerstone!

I am very happy to be with Cornerstone and am so thankful for the opportunities it affords me. LIFE IS GOOD.

There is not a better place to work out there!

Cornerstone is an amazing company, and I’m proud to say I’m a member of the family!

I am new to Cornerstone and have been looking for just the right place to work. I know, without a doubt in my mind, that I have found that place. Just to see how much everyone cares for others here makes ME want to be a better person and work harder.

The personal message you left this morning really was outstanding and a great reminder to prioritize what is important in life. I commend you, and it is truly reassuring that the message you deliver is really about making everyone’s lives better.

I feel blessed to be part such a great organization.

Cornerstone has one of the most precise set of closing instructions that truly makes our jobs so much easier, and the most courteous and most professional closers … that I have every worked with in close to 30 years!

I believe with all my heart in what we are doing together and am thankful that God has directed me here.

I truly enjoy working for a company that values their employees!

It’s a pleasure working at Cornerstone.

I am grateful to work for Cornerstone Mortgage.

This is a great company to work for, and I have enjoyed working here for 11 years and plan to for a lot more.

Thank you for creating a company that I am so very proud to be a part of.

I am blessed to be working for such a wonderful company.

Everyone at the office is very sincere, and I am proud to work for such a wonderful company. It is a true blessing to become a part of the Cornerstone family.

I’d like you to know how much I appreciate the positive leadership at Cornerstone! Because of your positive leadership, I can see this attitude throughout the company. Even in these super-busy times, people are friendly, helpful, and follow your example. WAY TO GO! You are making a big difference to your employees!

It means so much that you take the time to even notice what we do. I know you are busy so it really makes me appreciate the personal touch so much more. It’s a privilege to work for Cornerstone.

I am so impressed with Cornerstone!

I just wanted to take a minute to say “Thanks!” I was shocked last week to find out that one of the paid holidays was my birthday. I have been in this industry for close to 30 years and have not worked for a company such as this that I feel truly cares about its employees. The small things that show appreciation add up and make me want to do a great job for Cornerstone.

It has been a blessing working for this company. God bless you and Judy and all the Cornerstone Family.

Thank you very much for sharing the story of how Cornerstone came to be. I have indeed already discovered this is a great company to work for. It was really apparent during my interviews here in Fort Collins, CO, that everyone was happy to be here. I can’t express how important that is, especially coming from a previous environment that wasn’t as positive. I look forward to making a positive impact here.

Thank you so much for your warm Anniversary message. It is a pleasure being here at Cornerstone and I look forward to many more years to come!

It’s a pleasure working for such a great company, and I look forward to many more years.

Every day I see more and more examples of generosity to Cornerstone employees. I am so glad to be a part of this family.

I just want you to know how much I appreciate your appreciating me! It is my pleasure to work for Cornerstone, for I truly love what I do.

Thank you so much! I enjoy working for such a great company and appreciate all of the opportunities it has provided me!

Every year of my decade [at Cornerstone] has been a blessing even though I am shocked by how fast 10 years have gone by! I look forward to at least another 10 years as part of the Cornerstone Family.

Thank you so much, Marc, for taking time from your vacation to send encouraging and kind words for my anniversary. It has been my pleasure to be involved with such a great company and caring, co-workers.

It is a pleasure to work with such a great company.

I have truly enjoyed my time at Cornerstone, and plan to be a CMC team member until I retire.

I was recently talking to a psychologist-friend of mine who is getting ready to open her own practice. She was asking about my job and curious why I would continue to work long hours when, in her mind, I could easily have the choice of staying at home, working much less, or finding an easier job. I explained about some of the incredible people I work with, how dedicated they are, how sincerely nice they are, how good they are at what they do. I pulled out the Cornerstone card with our mission, vision, and values. And, I told her about signing onto the computer every day with a promise to make a difference! Some people may say it is needless, but I explained to her that for me, it is a great reminder to get my attitude right—from the start. She asked to keep the card to model her own business after. She told me that she was honestly AMAZED to learn about a company with that much commitment! It made me proud to work here and I thought you might enjoy hearing that.

Little do people, who are OUTSIDE this great company, realize how blessed and fortunate we are to have an underwriting team that is as committed to our customers and our referral partners as our production teams are. Truly amazing! THANKS AGAIN, for all you do for us, you are truly appreciated!!

I have been here 4 years now and have loved every minute of it! Cornerstone is a wonderful company to work for!

I feel so honored to work for such a great company!

I have loved my five years with Cornerstone! I am very glad to be working for such a great company.

It has been a pleasure to work here and I am looking forward to many more anniversaries!!

What an amazing team we have at Cornerstone! Due to unfortunate circumstances that took place in one of our branches yesterday, we had to call in Cindy Simmons “over-flow” processing team for help. We even had loan officers in other branches offering to pull non-critical files from Cindy’s team so they could better assist our branch in need. Thank you for your support!

It has been a wonderful 5 years. Together with Cornerstone we’ve all been able to achieve more than I ever dreamed.

I feel so privileged to work with and for such amazing people.

It is after 7:00 Vegas time, so it’s 9:00 PM in Texas. Our recently re-hired processor Stacy is still working at the office to get out disclosures and meet compliance. She ran into a glitch so out of desperation she emailed Paula Barksdale in Houston, who has a sick daughter at home. Paula graciously answered her phone, and got Katrina Hightower on the other line. They are currently helping Stacy get the job done. Completely unreal and amazing! There is just no place like this Cornerstone home, and no people like those who call it home. You all exceed expectations every day, and we greatly appreciate all of you.

I have a great team and awesome support system with Cornerstone. I feel very fortunate to work here.

I appreciate you all so very much and wanted to express my gratitude. To produce large volumes like this definitely takes a team effort, and once again, you shined! Look at the dreams we are fulfilling and how we are making a difference in the lives of the families we help! It’s terribly exciting! I hope you have a wonderful month ahead! Let me know if I can be of assistance to you in any way.

I also want to say what a pleasure it is to work for such a great company that cares so much about its employees! It makes moving to a big city and being overwhelmed so much nicer.

I feel blessed that the past ten years have been with Cornerstone – I really enjoy working here and hope to continue for quite some time!

I LOVE Cornerstone and would not want to work anywhere else. You cannot find a company like Cornerstone that truly and genuinely cares for their employees.

It is an honor for me to work for such a great company and I look forward to many years with Cornerstone who is a leader in this crazy mortgage world.

Cornerstone is an excellent company, and I am glad to be part of the family.

I can’t begin to tell you how proud I am to work for a company that is willing to right a wrong when others are not. I recognize that it’s the culture that you both have fostered over the last 25-years that allowed Tammy &Stephanie to act decisively to approve the exception. I feel so fortunate to have participated in making a difference for this family [borrower] and want to personally thank you on their behalf.

My thanks go to you and Judy for being good leaders with our company. I hope to celebrate many more years to come.

I appreciate all that you and Cornerstone do for us! Great place!

Thank you so much for the past 10 years as part of the Cornerstone Family.

Thank you for continuing to trust me to help support your great company….I am loving every minute of it!

I feel honored to be a part of something larger than myself. Thank you for allowing me the privilege to be a part of Cornerstone Mortgage.

I am very blessed to be a part of your company.

On this Thanksgiving Day, I want to again personally thank you for the past 25 years and the opportunity to be a part of this company. I appreciate every day that I have such a fantastic place to come to work. Thank you for all you have provided and given me.

Never have I worked for a, or known of, a company where people matter so much. I come to work , and I know that all of the tools and resources needed to produce are available to me. I can’t imagine another company that supports its loan offices as you do. Thank you so very much!

Thank you for all that you do to help us be more successful. We are so grateful to be a part of the Cornerstone Family.

I'm happy to have an opportunity to be affiliated with such a great company. The company's vision and commitment to its core values is refreshing and admirable. The fact that they are non-negotiable is inspiring. NOW, I can sell that!

I am proud to be part of the Cornerstone Family.

It is hard to believe it has been 20 years—Where has the time gone? I truly love Cornerstone and the family that comes with it because that is exactly how I feel.

I appreciate the opportunity to work with you and others at Cornerstone, I really do.

Thank you so much, Mr. Laird, for having me be a part of such a blessed and wonderful company.

Thank you for always making Cornerstone a comforting place to work and for being so personable. I am blessed to be a part of such a great team!

I’d like to take this brief opportunity to share something wonderful with you. I was given the great opportunity to travel to Johnson City, TN, this week to train new hires just before they launch their new office over here. During casual talk about the mortgage industry, the bank they previously were employed with, and so on, one of the ladies told me that she had interviewed with two other lenders prior to considering Cornerstone Mortgage. She said that the determining factor for making Cornerstone her next home was our Vision Statement. I couldn’t keep this wonderful comment to myself and wanted to share with you what I so often hear after speaking with new members of your phenomenal organization. Thank you for the confidence you instill in your employees and for leading by such great example.

I am continually impressed with the commitment to excellence and knowledge here at Cornerstone. I truly love helping make people’s dream of home ownership a smooth, exciting, and joyful experience. I look forward to working here many years,

I feel very privileged to work for such a great organization.

Thank you so much for the welcome. I have discovered what an amazing and special company Cornerstone is, and I am so grateful and blessed to be here.

I’m thrilled to become an employee of Cornerstone. I’ve experienced nothing but great people with wonderful, positive attitudes since joining the family, and that is so refreshing.

It is very refreshing to think in this day, time and this industry that the President and CEO’s would be so considerate to acknowledge my birthday. I’m blown away, very frankly, and I cannot tell you how much your recognition of this occasion means to this Underwriter. You guys ROCK!

Thank you for the warm welcome to Cornerstone Mortgage Company. I am thrilled to be working with people who really do want to give the customer excellent service. With your permission, I plan to use the Vision Statement as my “calling card” as I reintroduce myself to the Realtor and Builder community in San Antonio. I am looking forward to a long, happy and productive tenure with Cornerstone Mortgage Company.

Thank you for the introduction and attachments of the Cornerstone Story and Mission Statement. I truly consider myself fortunate to have this opportunity and feel as though I should be delivering Lou Gehrig’s “Luckiest Man” speech in the mirror each morning. The Vision, Mission and Values of Cornerstone are a breath of fresh air as a guide to conduct business. Upon first learning of the guiding principles you have set for Cornerstone, you reminded me of a person I greatly admire Jon M. Huntsman, founder of the Huntsman Cancer Institute and author of “Winners Never Cheat.”

It means a lot to be able to say that I have a boss who truly cares about the employees. It's no wonder Cornerstone ranks as one of the Top Best Places to Work. I am honored to be one of the employees. Thank you, Marc, for always caring! And thank you for continuing to give me the opportunity to call Cornerstone home.

I would like you to know that I really enjoy working with the people at Cornerstone. I have found everyone willing to help in every way—from getting us licensed to how we present ourselves to our clients. It is very refreshing to come on board with a new company whose employees are not only knowledgeable in their profession but are happy in their work. You are to be commended in the way you have structured your organization as well as surrounded yourself with such capable people. “Wanting to make the loan” and quick responses to our needs and questions are such different notions from other employers’ philosophies. Thank you for your warm welcome and kindness during this transition. I am very excited about Cornerstone—its mission and vision— and becoming part of your growing family.

Having been with CMC almost 15 years, I have taken for granted the blessing of working for such a wonderful company … a company filled with compassion for others and a company that lives our Mission every day. I just want to say THANK YOU for all you do for all of us. I realize today how blessed I am to be associated with CMC, and appreciate so much, the Vision we share.

I am so glad to be a part of such a wonderful company that goes above and beyond for their customers.

Thanks again for the opportunity to work at such a great place!

Just wanted to thank each of you for the wonderful support you have provided over the past month helping us get up and running here in Tennessee. We are so excited to be a part of the Cornerstone team and you all have helped make our transition virtually seamless.

It is my pleasure and an honor to work for such a great company!

I am so happy to work for such wonderful people and for such a great company.

It is good to be back [at Cornerstone], and I am most definitely committed to our corporate values and ideals. It is those values that will serve us well as we lead the way in the Mortgage Industry this year. Also, thanks for your leadership and friendship, both of which are very important to me.

Just a “Thank You” for the welcome gift. It’s the smaller considerations that make us huge.

It has been quite a year! There is no place I’d rather be.

I can’t thank you and Robb enough for the opportunity to join Cornerstone and become part of this family. I feel truly blessed.

I just wished I would have started 23 years ago! Happy Anniversary and thanks for being the incredible visionaries that you are. When I read Michael Eisner’s book about dynamic duo leaders and the many examples he gave – I truly thought about the two of you. If you believe in his theories, the two of you should be in his book.

Here’s to another great year and another year to grow with my Cornerstone Family! Since I joined your team in 2007, I could not have asked for a better place to land. I appreciate all you do to support all of us out here in the field!

Thanks so much for the opportunity to work for such a wonderful organization. I look forward to many more years to come.

I really enjoy what I am doing here at Cornerstone and have learned so much since I have been here. It’s a wonderful group.

It's a great pleasure working for Cornerstone.

It’s been an absolute JOY being back with CMC after our time with a bank. You have created a fantastic company … thank you!

I am happy to be a part of the team and Cornerstone’s success.

As always, I feel fortunate to have found Cornerstone. You all make working in the mortgage business pleasurable (and that is saying a lot, especially in these times!)

I really do like working at Cornerstone. I have been in the mortgage business since 1982, and I have to tell you, I agree and support your vision. It is a pleasure to work here.

I just wanted to send a note to let you know how grateful I am to be part of the Cornerstone Family. Though we are just getting started, I can tell you that I wake up each morning excited to come to work. Knowing the company I represent has the same values that I have is so refreshing. I promise that I will make you proud of our branch and our team. I look forward to showing you what we can do!

I want you to know that it is my pleasure to work for such a wonderful company, a company that aligns with my business philosophy to serve my clients well. Thank you for the opportunity to be of service.

Your generosity continues to impress us all.

Eleven years with two previous companies and I don’t believe we ever received the recognition and praise Cornerstone attributes to each and every employee on a daily basis. It is truly appreciated!

I am very excited for the opportunity to work for such a wonderful company. I look forward to many happy years at Cornerstone!

I love being a part of the Cornerstone “family”.

It is great to work for company that is so considerate of its employees.

I am honored to work for such a great company and [and I appreciate] the opportunity given to me to be here.

You make me feel that I am important and a value to Cornerstone. I can truly say Cornerstone is a wonderful company.

I really enjoy being part of the Cornerstone team.

Thank you for the email and kind words! It has been an exciting journey thus far, and I am looking forward to many years ahead with Cornerstone.

It is really great to be here, and I so much appreciate the opportunity. What you and Judy have created is remarkable, and I am honored to be a part of the team!

It is a pleasure to work for a company like Cornerstone.

It has been a pleasure joining the great company that you have created and maintained. I look forward to many more years.

It has truly been a pleasure to work with such a close group of people: they feel like family. You have given me the opportunity back to make dreams come true again. I truly enjoy my job! Thank you for letting me be a part of your team.

It has been a pleasure to work for you and be part of the Cornerstone team. Here’s to many more successful years!

I am very happy to be here: Cornerstone is a great company, and I’m excited about where the company is headed.

I just wanted to thank you for sending out those President’s Club letters. I’ve already received over 20 calls and emails from past clients because of it and acquired 2 new loans. I appreciate your taking the time to do this, and I’m anxious to see the results from our mailing them to our referral partners.

You make Cornerstone a great place to work.

It’s apparent that this company does care [about its employees], and that is a refreshing and very rare quality in today’s corporate world.

What an honor it has been to be part of this amazing company! I count my blessings every day that I work for a company with such strong beliefs that not only says the words but backs them up with actions. Thank you for including me as part of the Cornerstone family.

I love working here at Cornerstone.

It’s been a blessing to be here! Thank you for the opportunity!

Thank you and Judy for making Cornerstone Mortgage a fabulous company to work for. It’s a true blessing. I look forward to the next years to come.

I am definitely honored to be a part of the Cornerstone team!

I feel very blessed to be here.

So hard to believe 14 years have flown by. Thank you for ALL of your support! Lots of fun times and laughs. Look forward to many more great years ahead!!

I am honored to have been a part of the Cornerstone Mortgage Family for 14 years and I look forward to many, many more. You and Judy have been a true blessing in my life.

I know you are both very busy every day, yet you still find time to show appreciation to your employees. It is very much appreciated, and I think I can speak for every single one at Cornerstone.

What a wonderful welcome this has been! This is the first company I’ve worked for that has such an encouraging support system in place to help get a new employee like myself off to a running start. I am so proud to be a member of the Cornerstone family and look forward to helping the El Paso team exceed expectations. I am truly blessed to be here!

I want to thank you personally for the amazing opportunity to have worked at Cornerstone. There will never be another company I’m more impressed with. It has been my honor to work under you for 3 ½ hears. I am excited for this new chapter that the Lord is calling me to—a full time, stay-at-home mom. I will miss the family that I am leaving: I have loved the family atmosphere that you have created. I hope and pray that the door is always open for me at Cornerstone.

I love working for Cornerstone. You have built an awesome company.

I consider it an honor and a privilege to work for you and Judy and feel lucky each day to be of service and commitment to you both.

It is so nice to work with such great people. We are so blessed to be part of the family.

It is a pleasure to be a part of the Cornerstone Family.

I am very grateful for being given the opportunity to work at such a quality company. I look forward to many more anniversaries.

Thank you for making me feel so welcome at Cornerstone. I feel so lucky to be with such a great company and see a long future with Cornerstone!

I truly enjoy working here.

It has been an extreme pleasure working for such a great company, and I look forward to many more years!

I have loved every minute of [working with and for]the Cornerstone family.

You have all been so gracious during this time of need. We truly are blessed to have a work family like all of you. Thank you for all you do and share with your employees. There are not many employers out there that will assist the way you all have: spiritually, financially, and emotionally. I, again, thank you on behalf of the Clear Lake Branch and The McClure family – God Bless.

I am very excited to be with this company.

I wrote to Judy earlier today [explaining] that I feel so incredibly fortunate to be a part of a company like Cornerstone. You have done a simply amazing job not only in building a top notch mortgage company but also in assembling a team of the highest possible character. I think the world of both Andrina and Manuel. Thank you for the opportunity to work as part of your company.

It has been an enjoyable first year! I look forward to many more to come!

I absolutely love my job and Cornerstone Mortgage.

I’ve really enjoyed working here this past year and look forward to many more!

I wanted to thank you for the plant sent by Cornerstone while I was in the hospital recently for bypass surgery. Being part of the Cornerstone family is a special place in the business world.

Thanks for helping create such a great company for me to do my business. I am very inspired and energized by our staff, Cathy Stroud, and our new office manager, Tim Oddo. Our office has been informed about all of the many new projects you have been working on to help make Cornerstone the company with whom realtors and customers want to work. Thank you for all you do!

I wanted to thank you for the opportunity last week to come to Houston and see what Cornerstone has to offer me as a producing loan officer. I must say I was very much impressed with what I heard. I am very excited to join the Cornerstone team. It was very clear to me what Cornerstone stands for and how much its staff believes in its values. You have done an amazing job of creating an environment that people thrive in. I still have a couple of steps to take to make my transition complete, but I wanted to reach out and again say thank you so much for caring enough to invest in bringing me out to meet you and the team. My family and I are very excited about this new journey we are about to begin.

I am truly happy to be here and look forward to the future here at Cornerstone!

It has been a wonderful year. I truly enjoy coming to work here at Cornerstone and being a part of this honorable company. I look forward to celebrating many more anniversaries with Cornerstone and all that’s in-between!

It was my 1-year anniversary with Cornerstone this month, and I thank God every day that He opened this opportunity for me.

I feel lucky and blessed for the opportunity to work here at Cornerstone. I do appreciate the opportunity that you and Judy have given me and look forward to meeting all of our industry challenges with a great company, [including] all of the great people that work at Cornerstone.

Thank you for creating such a stellar company, and thank you for the opportunity to be part of it!

It’s been my pleasure to work with such fine people [for the past ten years]. Everyone in this company tries to put someone else’s interest in front of his/her own. I cannot imagine working for another company, especially during these times. More than anything else, thank you and Judy for really being there for all of us. I hope to make 10 more!

I don’t want to bog down your email Inbox, but I do want to thank you for the amazing job you both display on a daily basis in an always changing industry. I must say, even though I’ve never personally met the two of you, the culture that you’ve instilled here at Cornerstone is second-to-none, and I thank you guys for that.

Thank you for caring about our employees and leading our company with a perspective of appreciation and support. It makes a difference!

I am very proud to work for Cornerstone Mortgage.

It has been an absolute pleasure working for your company! Thanks again for the recognition – very much appreciated!

I look forward to exemplifying the quality and standards you have set for Cornerstone. Thank you for creating such a stellar company and thank you for the opportunity to be part of it.

It is wonderful working for Cornerstone, and I hope and pray that I can retire here.

Keep this [anniversary] email template around … you’ll be sending me one every year for a long time! Love it here.

I’m really glad to be part of the Cornerstone Family, and I’m looking forward to dedicating many more years of service.

Is has been a blessing working at Cornerstone.

I am truly honored and blessed to work with such an amazing group of people. I look forward to many years ahead.

I really like working here and the people I work with are great!

It’s been an awesome 2 years! Great place to work!

I just want to say thank you so much for all that you do for your employees! I am blessed to be a part of the Cornerstone Mortgage family.

I appreciate your recognizing our efforts: it’s great to work for a company that shows everyone that his/her part in the big puzzle is important.

It is a pleasure to work for Cornerstone Mortgage Company! I absolutely love my job in the Fort Collins, CO, Harmony office. We have great people here.

I've said many times to my family that I love working for Cornerstone. It is a delight to work at the Fort Collins, CO Harmony office.

I am proud to be part of the Cornerstone “family”.

It is such a blessing to work for a wonderful company and with such wonderful people/management as well.

Thanks for recognizing our support staff. We are unaccustomed to receiving [such recognition] from the leadership at our prior company. Another reason I love Cornerstone!

I am thankful to work for such a great company.

It’s a pleasure working for this company, and I am grateful for the opportunity!

I am grateful for the opportunity you have provided. I look forward to working here for many years to come.

It is great to work for a company that really does care about its employees!

I love Cornerstone and the people I work with! Thank you for the blessed opportunity to work with such a great company.

I have loved every minute of this first year and hope I have the opportunity to be here for many more anniversaries!

It’s an honor to work for such a great company with great people.

I truly enjoy working here and thank you for all you do to make this a wonderful workplace.

It is so nice to work for a company that remembers the little things about its employees.

I have been working on my transition for a few weeks now, and I wanted to let you know that everyone has been incredibly gracious and very willing to help. I already feel like part of the team.

I can’t believe four years have already passed. It seems like it was just a few months ago that I was calling your cell phone at 7:00 a.m. as I followed a builder, trying to close on an ABA deal. I’m thankful that we had that opportunity with the builder because it brought us to Cornerstone! I’m happy to be a part of such a great organization, and looking forward to a long future with Cornerstone.

Thank you very much for recognizing my 7th anniversary with Cornerstone. I have enjoyed my time with CMC and look forward to doing my part for years to come.

Cornerstone is a great place to work!

I appreciate everything Cornerstone has done to get me where I am today. I know I wouldn't be this successful if I wasn't here, and I'm looking forward to many good years in the future.

I thank you for giving every single one of us the opportunity to still be part of this great company that you have formed. THANK YOU! THANK YOU!

I feel so blessed to work here.

It is a pleasure to work here at Cornerstone Mortgage Company.

I feel blessed to be a part of this wonderful and very successful company and to be part of a GREAT Team of people. Hope to be here for many for wonderful years.

I appreciate the trust you put in me, and I am proud to be part of the Cornerstone family.

I truly enjoy working for this company.

Thank you for the opportunity to work for such a great company, Mr. Laird!

It is a pleasure to be working at Cornerstone Mortgage. The vision statement was a huge reason I came (The “God” part). I have felt surrounded by a caring, loving, and incredibly positive group from the minute I walked into the Fort Collins office. I am looking forward to a long relationship with Cornerstone!

Being the new kid on the block with impressions freshly formed, I thought I'd share with you how impressive these first few weeks have been in ways far too numerous to mention.

My family returned from our mission trip to the Ukraine last week. I would just like to take an opportunity to express how grateful I am to work for a company that supports mission efforts such as these, by allowing me to be gone for two weeks at a stretch. It is never lost on me just how blessed I am to be part of the Cornerstone family!

Hey, everyone, I’m back and working today and willing to do anything. I’m a little at loss for words for how much the team has completely rallied for me this week. It’s truly amazing to say the least. It’s a true testament to the greatness and culture of this company! I’m willing to jump in and do anything at any time.

I wanted to thank you for your email &the wonderful 5 year anniversary gifts. The day started with a gift card and ended with a cookie bouquet. I feel very fortunate to work for such a great company.

I want to thank you from the bottom of my heart for the assistance provided from the Cornerstone Care Fund in a time of great need. You and everyone at Cornerstone are extraordinary! I am blessed to be a part of Cornerstone!

I am so excited about the future of Cornerstone: I feel I am on the ground floor and look forward to how high, how far this company can grow. With your continued guidance, I expect grand things to come. Thank you for all you and Judy do.

I love my job and the people I work with!

I am so proud of you and Judy. Everyone can tell how much you truly love Cornerstone and how much you care about all of us.

It has been a pleasure to work for such a fantastic company. I hope to celebrate many more anniversaries here!

I truly appreciate you, Judy and the rest of the Cornerstone family ….it’s wonderful to work with such a caring group of people.

Cornerstone Mortgage Company has always treated me like family. I am very proud to be a part of this organization.

We are so blessed to work for such a wonderful company!

I just received a phone call from a client in Orlando, Florida … [who] stated that when she saw the MISSION STATEMENT on the FOOTER of my Facebook Fan Page [that] drove home Customer Service and Values, she just had to call. [Her] call is a testament to our MISSION STATEMENT.

Thank you it has been my pleasure to be associated with such fine people and a caring company.

Not all companies make their employees feel so appreciated. I am blessed to work here.

I really enjoy working for this company.

I am excited about the growth opportunities that will be available in the near future. I have expressed how I want to gain more experience and grow with the company, and, Marc, I must say that I love the fact that you truly honor and respect the mission, vision, and values of Cornerstone. So many companies today do not, and I feel honored to work for a company that still follows the organization’s mission.

I’m so proud to be part of this organization that you and Judy have built!

What a remarkable opportunity for our producers! I am so thankful for your heart and the commitment that flows out of it.

I am very happy to be a part of Cornerstone Mortgage. I did not take the move lightly as I’d been with my former employer for 9 years, but the time was right, and I am glad I’ve made the move. After my 2- day training in Ft Collins and getting set up in my office, I am feeling at home already.

I love working here because of the great working atmosphere!

Thank you for allowing me to be able to use my skills, knowledge, and God-given talents here at Cornerstone. This is a great company to work for, and I hope I have many more years to come.

Thank you for the acknowledgement. My TEAM, plus processors and underwriters, did a great job getting them all loans closed in a timely fashion. I could have never funded so many loans without being a part of the Cornerstone Family! Thank YOU for a great company!

I’m constantly amazed at the way this company focuses on their employees.

I love working here, and I appreciate everything you do for everyone.

It is truly a pleasure to work among such professionals. I absolutely love it here and feel honored to be a part of the Cornerstone team.

I am happy to be part of such an amazing &caring company

I truly love working for Cornerstone.

Congratulations to Marc, Judy and Cornerstone as a whole on the numbers we as a company are closing. I could not do the production I do without the support I receive from all of you copied in this email (directly or indirectly). I so very much appreciate the work that goes on behind the scenes on my behalf. Thank you, thank you! You guys all rock! I feel privileged to be a part of this great company. I celebrate you and your labors for me on this special Labor Day weekend. Thank you from the bottom of my heart … You guys were amazing.

It is TRULY an honor to work for Cornerstone, it’s hard to find a company in this day and time that cares and works with its employees the way Cornerstone does.

Cornerstone truly is an amazing company that treats everyone like family.

I really enjoy working here too.

I thank you for allowing me to be part of your team! It is great to serve under your leadership!

Thank you so much for the opportunity given to me to work for Cornerstone.

It’s been a wild ride the last two years in our industry. Glad to be on a train with you and Judy at the wheel. It would have been scary or disastrous with many other companies.

It was great to spend time with you at BCE last week. I forgot to mention how appreciative I am for your commitment and actions to keep the underwriting queues flowing efficiently. The positive feedback we’ve received from our borrowers and referral partners has been tremendous.

I was not optimistic that we would be able to close all the loans for September by looking at your queues mid month, Rose and Tammy. While I know the day is not over, I wanted to say THANK YOU and hats off to your teams for making it happen! I know there was a lot of overtime to get here and really appreciate you sacrificing your time to get the job done. THANK YOU, THANK YOU, THANK YOU!!

Thanks so much for always being so thoughtful and such an inspiration to me over these past 14 years. I do appreciate everything you do for your Cornerstone family, and I am so thankful to be a part of it.

Thanks for the note! I always tout Cornerstone as being a great company to work for and have had a great year!

I just wanted to send you a thank you email for the journal book &card sent to me for my birthday! I love it and it really touched my heart to work for someone and a company that is so thoughtful! Thank you so much…it is just what I needed!!

I just received the special stone with a note from the two of you in regards to the Cornerstone Care Fund. I wanted to take a minute to tell you thank you for the [inscribed]stone and also for my job. I feel truly blessed to be able to work at such a remarkable company.

Thank you so much [for the anniversary greeting], I am very glad to be here and thank God for this great, new experience.

I have to tell you that I have been well taken care of by everyone so far. I was very impressed by how quickly the guys had me set up. I know what an opportunity I have to make an impact here, and I intend to work as hard as I can to take full advantage. I am honored to be here, to be working under Julie, and I look forward to proving you guys right for choosing me for the job.

I just wanted to say thank you for the very warm welcome that I have received when coming to work here at Cornerstone. The values that this company holds are a breath of fresh air and something that you do not find in many companies today. I look forward to using my talents for such a wonderful company.

I truly have enjoyed my three years at Cornerstone. It is a great company, and I appreciate the many opportunities here for growth, [not only] for the company but also for myself.

As Tom Peters (author of In Search of Excellence) made his presentation today, I could not help but note the similarity of his presentation ideas to your view of Cornerstone. I know the idea of your employee being the number one client is a philosophy which is dear to your heart. Pretty simple stuff really … Help your employees help their clients, and all will be rewarded. Congratulations to you both on the success of Cornerstone Mortgage Company!

It is hard to believe I have been with CMC for five years: it has gone so fast! I am truly blessed to work for such a wonderful company. I have had a great five years as regional operations manager and look forward to many more fine years as a loan officer. I appreciate the opportunities I have been given. Thank you for creating an amazing company that I am proud to be a part of.

I am quite impressed at how well this company treats its employees.

This is an awesome company to work for – I love being here. You and the Cornerstone family are so generous and have been so supportive over this past year. You can never know how much it means to Scott and me. Thank you again for making coming to work so enjoyable.

I love working at Cornerstone and with Sharla. She is amazing, and this company is amazing. It's really nice to be recognized.

Once again I am a proud of being part of this! Thank you!

I am a blessed to be a part of the Cornerstone team.

As always, we came together as a team and made it [funding] happen! The borrower knows we went the extra mile, and the builder was WOWED by how quickly we got it done. I am THANKFUL to be at a great company with a great team and a CAN DO attitude that has been lost at a lot of companies but not at Cornerstone. Our vision and our purpose speak volumes that we live by what we stand for!

We have more than half of our underwriters committing some of their Thanksgiving weekend hours to serve CMC. What a great TEAM!

This has been a great year, and I’m very happy to be part of the team here. Even though I worked with most of the people in CO about 10 years ago, I felt at home with the others here and at the corporate level from Day One. I’m looking forward to many more anniversaries here!

I’m very happy and proud working for Cornerstone Mortgage. Thank you, Carrie and Dan, for letting me be part of your team!

I am truly blessed to be part of this company and look forward to many, many, more anniversaries with Cornerstone.

I can already say I am truly excited to be a part of this great company! I really appreciate the sincere welcome and the continued support from all areas week!

I am truly blessed to be a part of Cornerstone!!

Thank you for all that you do for Cornerstone. The care that you demonstrate is something that is missing in corporate America.

Marc, you are awesome to work for, and I feel privileged to work for such a great company! I am aligned with Cornerstone's sense of urgency, excellent service, and integrity. I look forward to contributing to Cornerstone's success!

I really appreciate how supportive you were when I approached you with a request that we participate in DELRAP. I recognize that not a lot of correspondent lenders are participating in the program, so it made it all the more special when you agreed to do so. I’m excited to inform you that this morning Cornerstone input our first DELRAP project approval, and we’ll be closing the loan in the next couple of weeks. I have been especially impressed with Tammy Pullen’s leadership and determination as she pushed through the obstacles with HUD and guided Diane Rivera through the evaluation of the project. I can’t begin to tell you what a victory this has been, and the number of inquiries I’ve been receiving from the local Realtors seeking to work with someone that can facilitate FHA financing on condos. Thank you so much!

I just wanted to take a moment to express my gratitude for you. Having the opportunity to work in the mortgage industry and be of service to such great sources and clients [in addition to] being a part of making homeownership dreams come true has been one of the greatest blessings in my life, and I am so very grateful! Thank you for the opportunity to work with you, and thank you for all that you do to make a difference in the lives of so many people.

At this time of year we are reminded to give thanks for the many blessings we have been privileged to receive. I would like to express my appreciation and gratitude for your continued support and guidance.

Thank you for inspiring me to send these [thank you notes to people who have made a difference in our lives]. I wouldn’t have done it without your influence. I feel that the leadership philosophy of this company—as displayed by you, Gene Humphries, Jim Hunter, Tim Oddo, and the Colorado Team, in general—is the driving force for me in making this such a wonderful environment to which I come to work to each day.

I am the new Business Development Manager for the Jackson, Mississippi, branch. I recently moved from Houston, Texas, where I attended Bible study with Bridgette Dickson and Lauren Lucas from your PR department. I was amazed with all of the positive things they always had to say about Cornerstone. After being here a month, it is great to see that you truly care about your employees. I read the letter you sent to our office and immediately wrote two notes to individuals that I am thankful for. Thank you so much for your letter and the AWESOME project you asked of us.

I wanted to say “Thank you” so much for the very thoughtful idea [of sending notes to thank others for what they mean to us]. It has inspired me, so I will be sending these two cards out—and others as well—to show my gratitude. The atmosphere that permeates this company is like nothing I have ever experienced before. It really breeds compassion and team work. Thank you again for creating and nurturing that!

I am thankful everyday for you and for Cornerstone and the vision that you have put into reality for your entire company!

Thank you Marc for a great place to work!

As I have said before, you are awesome! I am glad to be here and thankful for a great place with people like we have!

We could not do what we do without the support of our amazing underwriters! A sincere “Thank you” to all of you.

We do have the very, very BEST underwriters: they are always there to take calls after hours, working on weekends and holidays so we can get our loans closed. Many thanks to all of you!

For 21 years I have been blessed to be a part of the Cornerstone family, and this is the reason! We do what we do to be what we are, so on that note “Way to go, underwriters!”

I have to admit, these past three years have changed my life. I thank Cornerstone so much for welcoming me and making me feel like a valued employee.

Posting by the San Antonio Branch’s Builder Division: What a wonderful thing to be in a position to give to others who are less fortunate. The support and donations were more than we ever imagined, and I am truly blessed to be working with people with such giving spirits. Each basket comes with a $25 gift card to HEB for the purchase of the turkey. With 22 baskets, we well exceeded our goal as a branch of 10 families. Because we received names and addresses for 16 families, we still have 6 extra baskets. If you know someone with a family who may be wondering if they can afford a Thanksgiving dinner this year, please let me know as soon as possible. Thank you for giving me the opportunity of being a part of a wonderful company, and I hope to invest many more years here at Cornerstone!

I feel very blessed to be on board with Cornerstone. Everyone has been fantastic so far. I am eager to make myself a great asset to your team.

I am a blessed man to be employed here and to work with such fine people. Thanks so much for giving me the opportunity to be a part of the family.

I’m really enjoying my work here. All the employees I’ve met have been friendly and welcoming. I was touched by the sincerity and integrity of your video introducing new employees to the company and am looking forward to being a part of Cornerstone’s community and vision.

It has been a pleasure and an honor to work for Cornerstone.

It’s a pleasure to work for such a great company that starts at the top with great people.

I LOVE working for such a great company.

I appreciate your taking time out of your busy day to remember me on Year 2. I truly enjoy working here and am grateful that I have been given the opportunity to work for Cornerstone.

Working for Cornerstone continues to be a blessing.

Our entire Secondary TEAM is the BEST in the World! They are always extremely responsive, knowledgeable, and helpful! We saved a deal tonight and, more importantly, helped a large builder relationship. I just wanted to recognize the facts.

To our Processors &Closers: I don't think I have ever had a smoother month of processing, closings, minimal fund-around’s, and minimal OFC’s that allowed us to meet deadlines, etc. amid a state of large volumes and transition (and a little chaos). Amazing! Wow and wow! Hats off to all of you and thank you to the centralized team for being there during our transition. Cindy, you guys [in operations] came to our rescue and made/are making a difference. We'll need you for a little while longer and appreciate your positive attitudes.

It’s certainly been my pleasure to work with such a great group of folks for the last six years, and I hope to continue a lot longer.

You are a great leader, Marc. I am so thankful for you and for your commitment to Sales Mastery. I loved being with you guys. I can’t wait to continue to help you and Cornerstone’s dreams come true. Thanks for being there.

Thank you for your hospitality during our visit out to your Houston Office. What an awesome company you guys have built!

I want to thank you for the opportunity to attend the Sales Mastery Seminar this year. We appreciate your generosity, and you can be sure that we will put our abundance of learning and information to good work. We are very glad that we made the move to Cornerstone and look forward to completing our career here. We so appreciate the culture of the company and are very aware that this comes from the top. I told Todd that I plan to be on that stage five to seven years from now to say what a great ride it has been, and that if you do the right things and work for the right company, you can achieve your dreams. So, in closing, thanks for providing the right company and for making Sales Mastery an extra special event.

I am a first-time homebuyer! While I have heard of horror stories regarding other lending companies and their process, Cornerstone blows such myths out of the water. I have experienced the Cornerstone difference firsthand, and I have learned that we really are family! What a wonderful blessing to be able to be provided so with so much!

I am frequently impressed with the professionalism and the selfless acts that our support staff at Cornerstone exhibit. I just wanted you [everyone who played a part] to know that it does NOT go unnoticed. Thank you for pulling off yet another impressive ON-TIME CLOSING!

I want to tell you what an incredible experience Cornerstone has been in my life. Thank you for the opportunity you have afforded me.

Thanks so much for taking time out of your busy schedule to recognize my first anniversary with the company. I truly appreciate it!

I am so happy to be a part of the Cornerstone family.

Glad to be a part of the Cornerstone family.

I am very blessed to be a part of such an amazing company.

I feel very blessed to be a part of Cornerstone!

I am truly thankful and proud to be part of a company like Cornerstone!

Thank you so much for the wonderful [Christmas] lunch and vender voucher! I think it is wonderful how you support your employees.

WOW! How does one say, “Thank you” for a day like yesterday? Thank you so much for all the wonderful gifts from the vendors. I don’t ever remember shopping in my life without looking at the price tag first. Oh, my goodness, all those hugs were fabulous (Surely set a worlds record for me in a day!) It was so much fun seeing everyone. How very generous you are with all of us, especially like yesterday with our great Christmas lunch, bazaar and auction! I am so proud of how our company has grown into a very unique and special company. God is continually blessing us. I can’t thank you enough for all you have done for me personally. It is great to work for a company that cares about us. I love you and your sweet family with all my heart.

Mr. Laird, I just wanted to let you know that you have an amazing team. I recently closed on the purchase of my home, and I was working with Keith Ward, Maribel Arevalo, and Dane Bigner. This group was wonderful to work with. I work in the real estate industry and have had the opportunity of dealing with dozens of lenders every month. This team outshined them all! First, they beat the other lender I was shopping by over a thousand dollars in fees. Then, despite the circumstances of my transaction (it was a HUD foreclosure), they were able to get my loan done within 2 weeks of receiving the executed contract from the seller (For most lenders I deal with, this would have been impossible given that it was and FHA loan!). Additionally, the seller needed a HUD 48 hours prior to closing, and when they were working the figures, they discovered that I was leaving around $1500 of seller concessions on the table and were able to relock my loan at a lower interest rate, getting new docs to title in time for me to close by my contract date. This also enabled my agent to get the BTSA that was offered because we were able to close before that deadline expired as well. This team’s knowledge, foresight, experience, and professionalism were evident every step of the way, and made what could have been a logistical disaster, a seamless and fluid transaction. I appreciated the empathy that they all exhibited, because although I close loans every day in my profession, I am rarely on the other side and, at times, can forget how hectic and stressful the whole process can be. This team always kept me informed about where my loan was in the process, and this helped assuage any distress on my part. Thank you for your part in creating such a great team. Keith, Maribel, and Dane are a huge asset to your company. I will be referring anyone I come across to Cornerstone Mortgage from now on.

I have enjoyed my time here and have certainly learned a lot. I appreciate all of the support and assistance we receive from so many departments within Cornerstone. Without that, we would not be able to make things work so beautifully here. Thank you for the opportunity.

It has been my honor working with this company. I am very happy to be here!

It is certainly a privilege to work with such an amazing team.

I am so happy to be part of the Cornerstone Family and hope to be with this company forever.

I’m glad to be with a wonderful company!

Thanks for leading a great (great morals and ethics) company.

I can’t say thank you enough for setting up this wonderful program [Cornerstone Cares] for Cornerstone employees. You just made Christmas very bright for a good family. May God continue to bless you and your families, and may He continue to guide this great company

I feel fortunate to be a part of this group.

I am as excited about a new year as I’ve been in a long time – and that includes last year when we were beginning our journey with Cornerstone. Everything that endeared me to Cornerstone when we were looking for a new home in 2010 has come to life and become part of my everyday life. I absolutely love it here! I have worked very hard in 2011 to “re-invent” myself as I’ve moved to a new way of doing business (out of the banking world and into the correspondent world) and have really begun to see some rewards from a production standpoint.

I really enjoyed my time in Houston. I continue to be amazed at the happiness level of the employees. What a great place to work! Thank you for the opportunity.

Thank you for the warm welcome and introduction to the Cornerstone family. Just finishing out my second week with the Oklahoma City office, I can easily see why our customers are so impressed with the service provided by Cornerstone. I look forward to being a part of Cornerstone and seeing what successes the future holds! Thanks again.

Thank you so very much. I do so enjoy working here in this wonderful company that you have built.

Thank you for your leadership and example. I hope to bring you honor to you and Cornerstone in the great opportunity you have provided my team and me. I also hope to develop into a leader of your commitment, consistency and capacity.

Just wanted to take this time to thank you for your exceptional leadership. I am extremely grateful to be part of this amazing company. Looking forward to my next 8 years.

Wow. What an honor to work for a company with such great leaders whose ideas show that you are always looking for ways to make our company the place to be!

Marc, good morning! Thanks for your email - I feel very welcomed and "at home" already settling in to my new company. It is clear that Cornerstone's vision as a company is very much in line with my own values and vision. I feel privileged to be a part of the team and look forward to being a productive, long-term team member. I look forward to meeting you soon. Best Regards,

Dear Marc, Starting on Monday, I will begin with Cornerstone, and already I see evidence of your vision, energy and perseverance. It has been nothing short of exceptional. Today I am writing to express my gratitude. Everyone I have encountered has exhibited kindness, enthusiasm and a genuine desire to help. Surely this is a reflection of the corporate leadership. In the tomorrows I hope to share, we will celebrate our successes and blessings. Hopefully to the degree we ask why did it take me so long to get here. All My Best!

Hi, Kim and PR Team – What a wonderful meeting my team had yesterday with your group in Houston! What a classy group you are! We are so excited to hit the ground running and build our volume through consistent and wonderful marketing efforts!! You guys took care of every detail for us – from Bernard transporting us, to flowers in our room, to even handing me a sandwich on my way out the door to the airport last night (that was a big wow factor) – you made us feel so welcome … and, of course, we are so in awe of everyone’s many, many talents and this incredible company. Love you guys – let’s make things happen in a big way for 2010! We are committed, we have a “big, hairy audacious goal” to meet this year … and we know that we cannot fail with you on our side! Thanks, again, from the bottom of my heart!!!

Mr. Laird and Mrs. Belanger, First of all, I want to give God thanks for ordering my steps and for His many blessings. I also want to thank both of you for allowing me to be a part of this excellent, special and blessed company. I will work hard with dedication, loyalty, honesty and integrity in order to “make a positive contribution to the lives of our customers.” I will represent Cornerstone proudly at a very high standard. I will adhere to the Vision Statement and values of Cornerstone. Thanks again and may God continue to richly bless both of you and your families.

Marc, I appreciate everything you and Judy have done over the 13 years I have been here! You guys are great mentors. I thank God for you daily.

I am very proud to part of a GREAT company. Thank you, Mr. Laird.

I gave the generous Cornerstone Cares gift to one of my staff members, and she immediately broke down. It was as if a huge burden had been lifted off of her shoulders. She cried for a long time (I can still hear her sniffling in there). I had to stop this morning and thank God for this company, for all of you on this committee, and for Marc and Judy’s foresight to set up a program such as this so that we can assist people when they need it the most. Thank you. That gesture means so much to the recipient and to me.

Thank you. I am proud to be part of the Cornerstone Family I remember your telling me 19 years ago that I would not be bored with my job. Boy, that statement was more truthful than either of us would have guessed!

Marc; Thank you for the Welcome e-mail and the Cornerstone Story. I joined this industry because of divine guidance many years ago, and so I really appreciated reading your history and story. Over the past dozen years in this industry, in both originating and managing, I have worked for some very large and—what I thought were—great companies. Only now do I truly feel at home, however, knowing that Cornerstone was and is a destination for me. Thank you again for your warm welcome and vision. Sincerely,

Hi Marc, Thank you for your kind words. I have never worked for a better company than Cornerstone! I am truly happy here and plan to stay for many more years!

Marc, our underwriter, and I were talking the other day about the culture here. He was in shock about something, and I said that I couldn’t fathom being anywhere else and wished there were a way I could get our recruits to actually experience the culture rather than simply hear us talk about it. Funny that most of us go about business everyday and take for granted the awesome gift we have been given in this flourishing garden that you so diligently tilled, planted and groomed for so many years before we arrived. Know that there is a whole group of frozen Minnesotans that get it and are truly honored to be a part of the Cornerstone family. Have an excellent day and thank you again for all you’ve done and continue to do each day.

TO: The Closers of Cornerstone Mortgage Company. A HUGE thank you for navigating us through one of the most difficult times our industry has been (and is) experiencing. Your hard work and commitment to protecting our company is most appreciated.

Hi Marc, Just got the birthday gift and card. Thanks very much. I’m honored to work for your company!

Good Morning, Marc &Judy, I just wanted to take a moment to thank you for all of your efforts and support for our 1st annual talent competition. I had a wonderful time and felt like I made many new friends. I am so lucky to work for a company that cares about its employees and treats us like family. I look forward to our future as we grow into the most successful company in the country. Thank You,

Marc, I want to both thank you for providing such an amazing company to work for and tell you how truly blessed I feel to be a part of Cornerstone Mortgage. With much appreciation and thanks,

I wanted to say thank you to the both of you for allowing such a great company to have an opportunity for such a great production conference. It was a privilege for me to attend, and I’m so thankful to have met both of you face-to-face, much less enjoy a dinner together! It was really a wonderful time and I cherish meeting face to face people I work with on a daily basis. Thank you so much,

Thank you for the wonderful Operations Conference I was privileged to attend this past weekend everyone was so wonderful, and the information I received during the conference was greatly appreciated (and the Wii door prize was pretty awesome, too!) I am very blessed to work for such a fantastic company. Thank you again,

Marc, thank you so much for an amazing conference—it was very rewarding!

Marc, the conference was fantastic! I loved the wonderful presentations, making new friends and seeing old ones, and just having fun.

Thank you, Marc. You always make me feel so good to work at Cornerstone!

The conference was wonderful, enriching and rewarding on both a personal and a professional level. Thank you for making Cornerstone such a wonderful company to work for.

I wanted to let you know how much we appreciate your allowing us to come together at the 3rd annual Operations Conference. Not only do we get to see the people we talk to daily, we come back with new and improved ideas/guidelines that will help us perform our jobs in a uniform manner. It is always great to be able to talk to others to find out how they handle certain situations and to be able to answer questions they might ask of us, questions they wouldn’t normally ask during the course of their busy day. And, most importantly, as hard as we work during the normal course of business, to kick back and have fun is so refreshing. Just to let you know, we appreciate all you do for us! Thank you again!

Hi Marc and Judy, I just wanted to say thanks for the Ops Conference. And, special kudos to Diana and Julie for an exceptional job in planning and execution. I could tell from the first week I started that Cornerstone had something special – it is your people! Thanks,

Marc and Judy: I would like to thank you so much for giving all of the operations people a chance to get together to network and continue our education. I was able to bring 18 employees (from The Woodlands, Houston Memorial, Austin, Mississippi, Georgia) to Houston and offer them tools that they can take back and share with their respective offices. As a manager, I try to visit all my offices at least once a year in order to have that personal connection. Bringing them to Houston allows them to meet other employees that they normally talk to only through email and over the phone. Putting a face with the voice is so important. Thank you for letting me be the voice and face of Cornerstone Mortgage Company. The 2010 Ops Conference was awesome!

Just wanted to take the time to send you a “Thank You” for the Operations Conference this past weekend. It was enjoyable and provided a lot of good information! I always enjoy these conferences and love having the opportunity to meet people from other offices that we communicate with but don’t always necessarily know personally. It helps having a chance to put a face to someone we work with outside of our own office. I look forward to our conferences in the future. Thanks for providing us an opportunity such as this to come together for the betterment of ourselves and Cornerstone Mortgage Company. Tammie Dobrinski Thank you for the anniversary greeting. I would like to compliment you on creating a very pleasant work environment.

Good morning, Thank you for putting on the event last night. It was very nice, and yes, Cornerstone does have talent!

Thanks so much, I had a great time, and everyone did such a wonderful job! I am honored to be a part of this family! You guys are fabulous! Thanks so much!

Mr. Laird, I want to thank you for the opportunity that I have been given at Cornerstone. I was in another business for 15 years, working for the same company, before making the jump to World Savings 7 years ago. Well, you know all about what happened … first with Wachovia and Wells. Now, I’m here with a deep appreciation of this exciting, new financial career. It is not often the Chairman and CEO takes time out of his very busy day to send an email to a new guy, but this is how it has been for me since Day One at Cornerstone. Once again, I am very happy to be here and will work 110% for you and your company every day. Sincerely,

Mr. Laird, I just received my welcome package, and all I can say is WOW! I have worked for Cornerstone Mortgage for 19 business days now, and, in that time I have been so welcomed by everyone here. Everyone from whom I have asked help has done so with such a patient heart and sincerity that it has really taken me aback. I have formed relationships here that I would already consider friendships. The almost daily emails from management regarding tips on FHA, RESPA updates, etc. have left an impression that Cornerstone cares for its employees and that it fosters an environment of learning and constant professional growth. The end of the month was also refreshing: when my team and I had loans that were down to the wire, David and Kathy came over and asked what was closing, what was outstanding on each loan, and, most importantly, how they could help us get our loans clear to close. Even after I made the decision to work for Cornerstone, I was excited but hesitant. I was not leaving a job where I was unhappy or one in which I did not get along with my boss or co workers: I left because Cornerstone is a more established company that offers better benefits and is closer to my home. In other words, I left for all the logical reasons. I can truly say now, without hesitation, that I have made a wonderful choice. I feel that I have found my home away from home. This is a truly caring company in every aspect. It’s the little things that I have experienced here that have left me with a big impression, and I feel that, like everything else, these kindnesses trickle down from top management. The attitudes and work ethics of the people here all stem from you, Mr. Laird, and that says a lot. I have had a wonderful experience in my short employment here, and I hope to be an integral part of Cornerstone and its success in the future. Thank you for all you do,

Marc, Quick note to say “Thank you” for your leadership and management of Cornerstone. You and Judy have done a fabulous job of being proactive, not only allowing us to survive in a tough environment but actually flourish!

Thank you for taking the leap 22 years ago and starting Cornerstone! What a tremendous company you have built – you should be so proud!! I appreciate both you and Judy and the opportunity to work with you at Cornerstone.

Hello Marc, Thank you very much for the welcome message. I can already tell that the word Family is not just being thrown around here. In my first few days, I have been in contact with representatives from Secondary, PR, UW support, and IT. Each person took the time needed to address my initial question and extended his/her assistance with any related issues going forward. Great first impressions! I look forward to expanding Cornerstone’s presence in the Pacific NW.

Marc, always know that you have my utmost respect and thankfulness. I continue to pray for the Lord’s powerful inspiration and wise direction through you for the plans that He has for Cornerstone. He goes before us and behind us, and hems us in. He alone is our standard, and never changes. He is our Rock, our proverbial “cornerstone”!

Thanks so very much for all your support! This year I have grown so much as a professional, and it feels so great to be a part of such an amazing organization. Thanks again. I look forward to many years to come.

Realizing I’m a couple days late, I still wanted to tell you three how grateful I am to be a part of the continued Cornerstone Story. I’m glad you all had the courage to do what you did 22 years ago. Thank you for your honor and your commitments! Happy (belated) Anniversary to you! Blessings,

Marc, Thank you. I have felt very welcome since my return last week. Everyone in Houston has been tremendously helpful and responsive. It’s great to see the same names and hear the same voices I knew so well from the last time around. Makes me feel welcome and confirms that this was no doubt the right choice. To our success!

Thank you for your support. Thank you for allowing us to play a role on your team. Thank you for believing in us. Thank you for giving us an opportunity to use our gifts. I am grateful for our partnership and our friendship Marc. Just wanted to make sure you knew.

Marc, Thank you so much for the warm welcome. We already feel that we are part of the family and are so excited by this new beginning. I loved your [Cornerstone] story, and, as you already know, am a firm believer in God's hand in our lives. I have received many "signs" that we are in the right place, and want you to know how blessed I feel.

Hi Marc, I just wanted to let you know how grateful I am to be back at Cornerstone. I know that the Beliefs &Values that you helped create for Cornerstone are the difference between living a life of going through the motions versus a life lived with purpose. I know I will help bring value to Cornerstone, but I just wanted to say thank you for creating a place for people like me that are looking for a place to “improve upon our God-given talents and make a positive contribution” to those with whom we come into contact. Thank you

Hi Marc, I just want to say thank you for the gift card. What a great surprise! I can't believe it has been ten years—it certainly has gone by quickly. I love working for you and Cornerstone: you have an awesome company that doesn't compare to others. I feel fortunate to be a part of this organization. Thank you again.

I can’t begin to thank all of you enough for the job that you did in introducing (or reintroducing) Cornerstone to our group in Colorado. I’m so proud to be associated with such a special group of people!!!

Marc, Thanks for the nice email. I truly feel blessed to work with everyone at Cornerstone. Thank you and Judy for building such a unique and special company. With our platform, support system and family atmosphere, I am excited about helping Cornerstone grow with the right people. Thank you,

Thank you so much ! I really enjoy working here it is a wonderful company to be a part of. Thanks once again.

Thank you for making this such an awesome company to work for.

Thank you Marc. I appreciate the information, and I’m excited to learn more about Cornerstone. I have to say that so far the Cornerstone employees that I have worked with have been fantastic. I’m excited to come to Houston to meet more of the employees. Thank you,

Marc, I can’t tell you how excited I am about this move. At every step so far, we have been met with open arms from your gang. On-boarding new people, in my opinion, is a critical component to creating the atmosphere that projects a “family” work environment. Thus far, with only small hiccups, our transition has happened seamlessly. This speaks volumes of you and your management team.

I am very proud to be a part of this organization. Cornerstone makes me feel like family, and I can say I am truly excited about coming to work every day!

I really feel privileged to be a part of Cornerstone Mortgage, and I wish for many more years!

I want to thank you so much for the fabulous time at Lake Tahoe for the Top Producers Trip! We were spoiled, pampered, and enjoyed the amazing accommodations, food and attention to every detail. The Cornerstone “family” is composed of such wonderful individuals! I enjoyed getting to know more of them and spending time with those who have already become friends. Thank you for your leadership, your vision, your encouragement and support. You mean so much to both Dean and me, and we are blessed to be a part of Cornerstone.

I am so excited to be a part of this company and wonder, “Why did I not come sooner?” God’s timing is always right on time, however. Thank you for making our company such a wonderful work place. I love Cornerstone.

I feel Blessed &Honored &Very Privileged to work for Cornerstone! Thank You for your excellent Leadership of this Company.

Gentleman: I just finished viewing the videos that Jay sent me this afternoon. My wife and her parents sat down and watched them, and, needless to say, we were all very impressed. My mother-in-law, who has been involved in wealth management for the past 35 years, told me she had tingles while watching the videos and felt as though I may have found my home. I, too, was extremely attracted to what I saw, and what truly amazes me is that the values I have built MY business upon are so perfectly in sync with those of Cornerstone’s! For the past 8 years I have attempted to make customer satisfaction; consistent contact for life through valuable lines of communication with clients; honesty; integrity; and being a man of my word my top priorities for producing success in the mortgage industry. I have desired to make those my cornerstones, all while working in an environment that stifles them on a daily basis and with no support system to speak of. It seems as though the Lord has been preparing me every step of the way for this opportunity. If I ultimately decide to make the switch, and if you decide I would be a good fit, I see limitless levels to which I will be able to take my career. I feel extremely positive about this opportunity thus far but will continue to do my research and look forward to a follow up meeting next week. After realizing what Cornerstone is truly all about, I am completely honored that I am even being considered for a position in your company. Thank you for the time you have spent with me and thank you for the opportunity to learn more about Cornerstone.

Working at Cornerstone is almost as much a calling as it is an opportunity.

I wanted to thank you for the birthday card and blanket. I had a great impression of Cornerstone before I started with the company, but now as an employee, it’s even better. All of the people are great and so helpful and warm. I’ve very much enjoyed my first couple of months.

Thank you for the welcome. I am definitely looking forward to growing with the Cornerstone Family! It has been a fairly painless transition thus far, and I know it has every bit to do with the people we are surrounded by!

It is an honor to be part of the Cornerstone family. Thank you for making it such a great place to be.

I love my job, I love working with my Team, and I’m honored to be a part of the Cornerstone Mortgage Family.

Thanks for all that you do to make us feel welcome and special. I love working here and hope to be here for a long time!

Marc, Thank you for sending us this [Cornerstone] story. It helps to know that I am a part of something “bigger” than myself, as well as an endeavor that God obviously has ordered and directed. As a former pastor—I had no idea about your faith before coming on board—I know that I am in the right place. I feel that God has directed my path here. Thanks for being “unashamed” and for providing this opportunity for all of us.

Cornerstone is definitely a company like no other, and I am delighted to be a part of it.

Cornerstone has provided a wonderful experience thus far, and I plan to be one of those names that show up celebrating his 10 and 20-year anniversary. I have never worked for a company that has such a tremendous sense of family, unity and stability. This is a great environment to come to every day.

Thank you so much for the warm welcome. I am very happy to be back in the family here at Cornerstone and see God working in my life to make this happen. I wouldn't be here if I wasn't already aware of the special people (and I'm meeting more of them every day.

I have loved every year during my tenure here. Thank you for having a loving, caring, Christian environment to work in.

I enjoy my job and love this company. I am truly honored to be a part of such a great organization.

This was my first full week back in the office [after losing my dad]. I reminded myself how sincere your concern and condolences were and recalled the outpouring of support I have received from everyone at Cornerstone. It truly is a family environment, and to have the CEO of one of the largest mortgage banks in the nation recognize me, an employee from a different branch, really speaks volumes for the kind of company this is. And this isn’t an employee just brown-nosing the CEO about how great the company is: this is me saying, man to man, “Thank you for the support.” It’s truly comforting to know that not only are your friends and family there for you but even your company is just as sincerely by your side during this time.

I am very happy to be part of the team! I could not ask for a better place to be!

I absolutely love this company!

Thank you so very much for the gift card. It is an honor to be part of the Cornerstone team, and I am thankful every day that I have a job that I truly enjoy and look forward to going to each and every day. I couldn’t ask for a better employer. Your compassion for your employees is something you don’t see a lot anymore, and I am blessed to be a part of it.

It feels good to be with a great company that has great values and truly cares about its employees. I truly feel appreciated here and look forward to continuing on with Cornerstone for many years to come.

Thank you for remembering my BIG anniversary, Marc! The years have flown by - with, as life goes, ups and downs along the way - but time [that I have spent here at Cornerstone is time] that I wouldn't have changed for anything else. It has been a blessing to be a part of Cornerstone. I so appreciate the journey together -

Thank you so much for this email – the story of how Cornerstone began is inspiring. I am very happy to be a part of the team. Being here is an answer to my prayers, and I am so very glad to have this position.

For me it has been a inspiring to work somewhere that has the same core beliefs that I do. It is also humbling to be led by individuals that understand and live with a spirit of gratitude for all the blessings this life has to offer. Thank you for creating an environment that allows us to express what is on our hearts and souls as well as our minds here at work.

I really enjoy working for Cornerstone. I honestly believe there isn’t a better place!

In all my years, I have never worked for a company that has shown its employees how much they take the time to really think about us. I consider myself so lucky that this is the first company I interviewed and was hired at on my move here. I want to thank everyone involved who extended this [donation for assistance with hospital bills] to me. I really can’t even express how touched I am (and believe me when I tell you I am usually not at a loss for words)!

Thank you, Marc, for the kind words and it’s been both an honor and a privilege to work for Cornerstone. I look forward to many more years of service here.

Thank you so very much for the personal welcome to the company. I am happy to be here. Everyone that I have encountered has been extremely nice and eager to help. I acquainted myself with the origin of the company and the Vision Statement on my first day. It makes me proud to be a part of the company. I am looking forward to being here for many years to come.

I wanted to thank you for the birthday card and present and for you and all of the team making me and my Branch feel welcome. You all do a wonderful job of making us feel important and I know we made the right decision joining this great organization. We look forward to many years of fun and excitement with you all.

Marc! I have been here a little over a week, but everyone I’ve spoken with and have come across is so genuinely nice and so supportive. It just feels overwhelmingly great being here, and I very much enjoyed yours and Judy’s story.

I must say that using Cornerstone Lending has been a dream. I cannot remember in recent memory having dealt with a nicer more cooperative group of people. The funder on this file has been so accessible and genuinely nice which is a rarity these days.

It’s has been a wonderful experience working here at your company. Every time I proudly tell someone I work for Cornerstone Mortgage – in particular, to the ones in this business – they say “Cornerstone is a great company to work for!”

First and foremost – thank you Marc and Judy for the investment you are making in the lives of your Cornerstone family, but also, and just as important, in those of our partners.

As a production person I want to tell you how much I appreciate your commitment to customer service. This is very impressive. Is it all right to send this e-mail out to my agent to show your commitment to them?

I walk into the office today with a new perspective on the relationship with my referral partners and true understanding of “going deep”. On Friday Steve &James presented the “Filter” to a group of nearly 50 agents, and the response was amazing. The message they delivered was clear and passionate. The process of reaching out and reconnecting with my referral partners was very empowering for me: this event is a catalyst for change in my business and, inevitably, for me personally. I am grateful and proud to be a part of a company that cares so much about their employees, customers, referral partners, and community. Thank you for making a difference.

Compliance is an extremely important service to our company, and Cornerstone’s QUEST is the most production-friendly group in our industry. On behalf of our Regional Managers and Loan Officers, I want to sincerely express our appreciation for the stellar job you and your team have done helping our Loan officers and their assistants through the licensing processes. Thanks for your support of our loan production teams, and our commitment to loan quality and customer satisfaction. You continue to amaze us all!

I have been here for two months now and wanted to take a moment to let you know how much I appreciate the values of this company. I am excited about our upcoming Building Champions session here locally.

I just wanted to say thank you and let you know how much I really like this company. This company truly puts family first. Coming [here] from a huge company that did not put family first is a breath of fresh air, and I am proud to say I work at Cornerstone Mortgage.

I just received a Cookie Basket for my 5th anniversary w/ the company. Thank You both! That was such a nice surprise: I was totally taken off guard. You both continue to do nice things for your employees, and, I greatly appreciate it. I look forward to many more years with the company.

I wanted to let you know my experience with the company so far has been outstanding. The training, helpfulness and hospitality of everyone I have come in contact with so far has been spot on! It is a breath of fresh air to finally work for a company that appreciates its employees, and shows it in everything they do. I am thankful for this opportunity.

Thank you [for the anniversary greeting]. I still feel blessed being here everyday.

I just wanted to send you a quick thank you for putting together the Building Champions seminar in Northern Colorado for us. We attended it this morning and REALLY enjoyed it. It really was some great information, and the guys were great speakers! In this crazy world, it is nice to go to something like that to remind us of those daily things we need to be grateful for and to keep success coming in our lives. Again, thank you very much for such a great opportunity and benefit!

Truthfully, it has been a great 5 years, and I look forward to the next 5. I just want to thank you both for the generous gift I received from you two this morning. You don’t know how much this means to me. I have never worked for a company where I felt so appreciated. Thank you so much [not only] for the signs of appreciation but mostly for the opportunity to work for such an outstanding company.

Thank you guys SOOOO much [for the anniversary gift card]! You are so precious. I am always reminded of how lucky I am to work here!

I really appreciate both of you for allowing me the opportunity to work for such a wonderful company. Thank you for the gifts. They brought tears to my eyes because I felt so appreciated and recognized. No other company can come close to Cornerstone Mortgage Company. I work with some wonderful people and feel very blessed each and every day for having everyone in my life. My commitment is to Cornerstone and the customers I work with on a daily basis. My goal is to make their dreams come true when it comes to their mortgage needs. Cornerstone gives me the ability to do that, and the reward is the happiness that emanates from their warm smiles and thank you’s. I am truly blessed and I look forward to working for many more years to come.

Thank you very much for the gift card. It’s always nice to know that we [as employees] are appreciated. It’s nice to know that Cornerstone lives by its Mission Statement.

I received the lovely surprise of an American Express gift card this morning for Employee Appreciation Day. Thank you so much for your thoughtfulness and recognition!

I’ve never been associated with a company and managers that appreciate and support their employees the way you two do.

I am so sorry that I have not thanked you sooner. It’s just been a very busy month (or more)! But truly, the past three years with Cornerstone have been an absolute pleasure and joy for me! I look forward to the next three years, plus so many more.

I am truly grateful to be working w/such a great company. Thank you for making this anniversary extra special

My husband and I recently closed on a home that your staff assisted us with the financing at Cornerstone Mortgage Company. We could not believe that such a team of people still existed in this world. We have sold and bought homes for the last 36 years, and we had never ever had the type of help your staff gave us. There are not words to describe what a super staff you have. These ladies went over and beyond the call of duty. You guys are the BEST in TEXAS.

Seriously, I have huge admiration for the way you run this company.

I am so glad I made the decision to join Cornerstone last April. God has blessed me with such a unique opportunity to be a part of such a wonderful culture. I want to keep a never ending “attitude of gratitude” in everything I do at work. Thanks for your leadership,

Thank you so much for my birthday present and card. It was so thoughtful of you to remember me since I have only been here about 7 weeks. It is such a pleasure to work for a company that appreciates its employees and tells them on a daily basis. I hope to be here for many years to come.

I have not had the pleasure of meeting you as I am a new employee as of May 3rd. I currently have my office at The Woodlands branch but hope to move to new office facilities in Kingwood next week. I will be joining my “family”: we have worked together for 10+years. I wanted to thank you for the funny birthday card and the gift. I have never before received personal recognition of my birthday from the CEO of a large company. It is quite unusual and another indication of the quality of co-workers I have joined.

You have made a wonderful decision with Cornerstone – they are an absolutely awesome company. I have known Marc Laird and Judy Belanger for many years, and you cannot find a better Leadership group anywhere!

It has definitely been both positive and profitable [to be here at Cornerstone], and I’m thankful everyday that we are here. I don’t think we would be in this position had we not come on board. Thank you for your help in getting us here, and, hopefully, we’ll continue growing with Cornerstone for a long time.

I can't believe it's already been 3 years with Cornerstone! Best decision we've ever made. I don't think there is any other way we'd be where we are now otherwise. I always knew this was a great place, but this spring I found out just how special it is to be part of the Cornerstone Family. The outpouring of genuine support I received during the darkest hours of my life really made me feel that this is home. I can't imagine ever being anywhere else.

It is hard to believe I have worked a combined 13 years for Cornerstone. It is such a great place to be, and it is an honor to work for you. Thank you for all of your help and confidence this year. You have helped me grow as an employee and as a person.

I wanted to thank you for the gift card last month. I decided to pass it on and used it to sponsor my sister-in-law’s “Relay for Life” team for the local Lakeville Relay For Life coming up later this month. Kind of fun to know that the gift you gave keeps giving and will help the cancer battle. It was fun to be able to give a donation and not have to worry about how to budget it!

I can sincerely say that I love my job and I am very thankful for the opportunity to be a part of Cornerstone.

[This has been] a fantastic year for me, and there is nowhere else I’d rather be.

I am excited to finally be here and be a part of the Cornerstone Family. My sister, who is now retired, was a part of Cornerstone and is so complimentary of both you and Judy that this feels very “right” for me. Thank you again for the “Welcome aboard.”

I am a new employee in Louisiana, and I love the company. What an awesome company! I am glad to be a part of it.

I am very happy to be at your company. I have been in the mortgage industry since 1990, and I do not like to change companies. I was very unhappy with the customer service that I was able to offer at our previous company (I was there for just under two years and nine years at the company prior). Our whole office was familiar with our new manager, and she and several others have gone out of their way to help us re-establish ourselves. Thank you for structuring a company that I am proud to be a part of.

I think that this is a truly amazing company and I am blessed to be part of it. I have filled out the authorization form to be a part of the Cornerstone Cares program. I pledge to increase my contribution as my production and income increase. Thanks for letting me work here!

I just wanted to thank you guys for everything! You all have been a pleasure to work with and so very helpful in every way! You guys made what could be a very confusing and somewhat complicated process a breeze. Working with people that can answer the many questions that come up and do it so that it actually is understandable is priceless! I will recommend you guys to anybody and everybody in the future! Thanks again

It’s becoming more evident that we [Cornerstone] are a known, local lender that is turning more “Houses into Homes” and only see our volume ever so growing in our market and the market share likewise. Thank you all for your support and patience in allowing our Team to explore other opportunities for mortgage financing with CMC in this troubling housing debacle. Without your support it would be a very difficult undertaking.

Thank you! I LOVE my job!!!

Thanks also for your message last evening - we are blessed to be a part of such a great family of friends.

I really do feel blessed being giving the opportunity to work for such a great company and great people around me.

Thank You so much. I really love working with this company. Everyone here makes you feel like family.

You guys are pretty amazing and never stop impressing me. I’ve never seen a culture even close to Cornerstone’s. I had forgotten how much I miss working closely with you.

I haven’t had the opportunity to meet you or Judy, but your love and care for my family during this past year in multiple venues have not gone unnoticed. I am truly blessed to be working for such a wonderful spirit filled establishment and I am honored to work for and with you. I look forward to many more years of financial and spiritual prosperity.

Thank you for sharing the Cornerstone Story. It was reassuring to learn my first week at Cornerstone that it was recognized in the Top 100 places to be employed in Houston by the Chronicle, but the Cornerstone Story allowed me to learn a bit more about those that founded and lead this organization. What a great story about following divine inspiration, staying focused, exercising faith and courage! I’m excited to be here and am confident that this was a good move for me and my family.

Thanks Marc. I really appreciate it. Being here has far exceeded my expectations coming in.

It has been my pleasure to work with such great company and Team Support.

I truly enjoy and appreciate Cornerstone. It is a great company. Thank you for your kind words of acknowledgment.

I am thrilled that Houston citizens are going to learn what we already know at CMC! Both you and the company ARE THE BEST.

Congratulations to you and Judy! This award naming Cornerstone as a Top 100 Workplace in the Houston area is a well deserved award! 19+ years and still going strong with you guys.

Congratulations, Marc. This is a wonderful company that you and Judy should be proud of.

We as agents don’t make any money if we don’t have a loan officer that knows the financing end. In today’s challenging market, I wish that all my clients would use Cornerstone. Again, I wanted to thank you and your company for doing an outstanding job.

Thank you so much for the birthday card and blanket. It was very thoughtful of you to remember me on my big day. Especially when someone as busy as you takes the time to personally acknowledge me on my special day, it reminds me why I love working here so much. It’s not just a job but my work family.

Thank you, Marc. I am looking forward to many more [anniversary] milestones! I am truly blessed to have such an awesome company to work for.

Thank you for providing such a wonderful company to work for. I’m more than happy to continue contributing to the success of Cornerstone for years to come.

A customer just called the corporate office, wanting us to know that the service he received was EXCEPTIONAL! He raved about our loan officer’s professionalism, sense of urgency, and courtesy. He had many more kind words, but the most telling was his comment, “If I had 10 people like [this individual] in my company, what a difference it would make in the service I could deliver to my customers!” I have truly enjoyed being here the last three years and I looked forward to growing with my Cornerstone family for many more years to come God Bless you.

Thank you so much for sending out such motivating emails. It is very rare in the mortgage business to find positive and motivating emails being sent out to the entire company. It is very much indicative of what you do and how you keep your employees (the Cornerstone family) motivated and thinking positive.

I truly love my job and Cornerstone!

As a new employee working in the Dallas office, I have to tell you how impressed I am to be a part of this company. I have been here for 3 weeks and have already seen the commitment Cornerstone has to its employees and customers. Accolades to a fine management!

I can’t believe I have been here 7 years: time flies when you work with such great people and a great company!

Thank you so much for the birthday card and gift. It is such a blessing to receive a happy birthday wish from Corporate. May God Bless you always for your kindness to your employees. This really means a lot to me.

I’m writing this to commend a key member of your team. Joe is a great person to work with. As you know, I have many opportunities to reconcile issues regarding LO commissions, loan fees, HUD cures, and, most significantly, Branch P&L hits. In nearly all cases, my needs are time-sensitive and require a sense of urgency to meet payroll deadlines, month end, or to satisfy an irate LO/branch manager. When I need information, Joe’s “will do” attitude means I’ll always get it much sooner than later. I have no doubt that Joe’s work ethic combined with his commitment to excellence has saved our company money. Joe is also very respectful to others and represents a shining example of your department’s professionalism. Joe sets a high standard of cooperation and commitment to serve for others to see. He makes my job easier!

I wanted to thank you for taking the time to send me a card and present for my birthday. I have never worked for a company where the owner is so hands-on and thoughtful of his employees. Thanks for giving me a place to go and work each day.

I haven’t had the opportunity to meet you or Judy but your love and caring for my family during this past year in multiple venues has not gone unnoticed. I am truly blessed to be working for such a wonderful spirit filled establishment and I am honored to work for and with you. I look forward to many more years of financial and spiritual prosperity. Thanks for the email

I really do feel blessed being given the opportunity to work for such a great company and [with such] great people around me.

Thanks also for your message last evening. Both Susan and I are appreciative of your thoughts and prayers and the unwavering support of all at Cornerstone. We are blessed to be a part of such a great family of friends.

I’ve been in the mortgage business for years … enough time to not be easily surprised. But you did it! Amy and I each received a FedEx package yesterday (about 1 week into our tenure with Cornerstone). We were each pleased and surprised to find a thoughtful welcome gift from our new employer. There you go – a completely new experience for both of us. Oh my! WELL DONE! Thank you all. What a pleasant way to start what I’m sure will be a long and mutually profitable/enjoyable relationship.

It is a joy to work with Cornerstone. I look forward to many more years!

It helps to know that the world still has honest, dedicated people of integrity who genuinely care about people in places that impact the livelihood of citizens.

Thank you for taking the time to send a personal note. I am not surprised though – Cornerstone’s attitude toward its employees is one of the things that makes it such a great company. It’s hard to believe it’s been a year already. Congratulations on staying ahead of the curve on all the regulatory and compliance issues that have been coming our way faster and faster. I know it takes a tremendous commitment of time and manpower to keep us ahead of the competition. Thanks also for your Cornerstone Cares program. It recently helped one of our co-workers here at our office and made a huge difference at a tough time.

I plan on more years to come with CMC! We appreciate your patience and CMC for allowing us to work through our shortfalls in this tough economy to figure out our next move.

I just want to thank you so much for sending me this beautiful journal for my birthday, and what a funny card! I am just blown away by how “in touch” you are with your company and its employees. I really love my new Cornerstone family and am so glad to be here!

Thanks for the note! I always tout Cornerstone as being a great company to work for and have had a great year!

I just wanted to send you a thank you email for the journal book &card sent to me for my birthday! I love it and it really touched my heart to work for someone and a company that is so thoughtful! Thank you so much…it is just what I needed!!

I just received the special stone with a note from the two of you in regards to the Cornerstone Care Fund. I wanted to take a minute to tell you thank you for the [inscribed]stone and also for my job. I feel truly blessed to be able to work at such a remarkable company.

Thank you so much [for the anniversary greeting], I am very glad to be here and thank God for this great, new experience.

I have to tell you that I have been well taken care of by everyone so far. I was very impressed by how quickly the guys had me set up. I know what an opportunity I have to make an impact here, and I intend to work as hard as I can to take full advantage. I am honored to be here, to be working under Julie, and I look forward to proving you guys right for choosing me for the job.

I just wanted to say thank you for the very warm welcome that I have received when coming to work here at Cornerstone. The values that this company holds are a breath of fresh air and something that you do not find in many companies today. I look forward to using my talents for such a wonderful company.

I truly have enjoyed my three years at Cornerstone. It is a great company, and I appreciate the many opportunities here for growth, [not only] for the company but also for myself.

As Tom Peters (author of In Search of Excellence) made his presentation today, I could not help but note the similarity of his presentation ideas to your view of Cornerstone. I know the idea of your employee being the number one client is a philosophy which is dear to your heart. Pretty simple stuff really … Help your employees help their clients, and all will be rewarded. Congratulations to you both on the success of Cornerstone Mortgage Company!

It is hard to believe I have been with CMC for five years: it has gone so fast! I am truly blessed to work for such a wonderful company. I have had a great five years as regional operations manager and look forward to many more fine years as a loan officer. I appreciate the opportunities I have been given. Thank you for creating an amazing company that I am proud to be a part of.

I am quite impressed at how well this company treats its employees.

This is an awesome company to work for – I love being here. You and the Cornerstone family are so generous and have been so supportive over this past year. You can never know how much it means to Scott and me. Thank you again for making coming to work so enjoyable.

I love working at Cornerstone and with Sharla. She is amazing, and this company is amazing. It's really nice to be recognized.

Once again I am a proud of being part of this! Thank you!

I am a blessed to be a part of the Cornerstone team.

I genuinely enjoy working for this company and I’m proud to be a member of the team.

I just started with Cornerstone, had my first closing yesterday, one today and am thrilled I made my decision to move out of the Broker community to Cornerstone. The support I’ve received from my team members is incredibly impressive. Your email [re: the Employee Assistance Program] is very generous as well and shows the strength of your leadership in taking care of your people. I appreciate that.

Wow! This is amazing. Thank you Marc! Just when I think we can’t get any better…..The wonderful changes that Cornerstone makes gives me hope and helps me remember just how blessed I am.

Marc, Thank you so much for always caring about all of us. This is great.

I just want to say, “Thank You.” I hung up with one of our LIP’s (loans in process) about ten minutes ago, and we talked for an hour, mostly about why I love this industry, my job, and my company (He owns a very successful consulting firm and travels the world to tell companies what they need to do to grow their market share and become more successful). By the end of our conversation he offered me a job, but only if I left my current situation b/c he said he knows how much of an impact I make every day (happy tears in my eyes). And then I read this email you sent [re: the Employee Assistance Program], and I was overwhelmed with gratitude. I don’t need any of the services below, and I hope I never do …But I appreciate your vision and everything you are doing for our people. Happy Thanksgiving, I hope you have a good one. Keep up the great work!

Wow, this [newly implemented Employee Assistance Program] is pretty amazing. Thank you very much for caring so much about all of us. You’ve just given me one more thing to be grateful for as a Cornerstone employee.

At some point I quit pinching myself to make sure it is real. I am so thankful for you and Judy and your servant leadership. I feel valued and appreciated even if I personally never use the services. There truly is no place like Cornerstone.

Thank you so much for all you and Judy do for us! It is a blessing that I thank God for every day, working here with people I consider family.

Every time you send something or make a statement like you do in your Cornerstone intro video, you remind us why Cornerstone is so very unique. I hope you truly recognize what a positive difference these little things make in our lives. On-boarding people, opening up offices, closing loans, dealing with investor changes, a little NMLS and Dodd-Frank bologna, layering upon layering of guidelines and staff trying mightily to keep up with Loan Officers who want it done yesterday – it’s exciting and, it’s stressful. People are crumbling all around us, and we truly view you as a rock. We look to you for direction and guidance, even when you don’t think we’re looking. Thank you for always doing what you say and allowing me to be able to deliver on my promises. I know that each member of my team is grateful for you. Have an awesome, fearless, God-led day Marc!

Thank you for your convictions, your vision and for your refusal to compromise on your beliefs!

I am so glad that as our leader you have the moral courage to send these emails! It is a privilege to work at CMC.

I received the signed card from you guys [in Public Relations/Marketing] this morning, congratulating me on my first year with Cornerstone. I was absolutely blown away that you guys would all personally sign the card and make a point to send it out to me. You guys are amazing and are the reason that I love working for this company. A lot of companies have values posted because it sounds nice, but I’ve never been in a company where the actions match the words as much as they do here. It’s a blessing to work with each one of you and look forward to many more years of doing so. This Thanksgiving I’m thankful for Cornerstone and colleagues like you. I’m blown away. Have a great weekend!

I just needed to let you know how important getting this email was to me today. With as difficult as our industry is right now, God always manages to show up for me when I need him most, and today he did that through you. I am really blessed to have you at the wheel here. Thank you from the bottom of my little stressed out, mortgage loving heart.

Thank you for my card (You’ve Still Got It). Things have been a little tough over the last few months for my production, so this reminder gives me a step up today that I, in fact, can do it and hold my own destiny. Thank you for being a great leader of this company and for doing everything you can to give us a advantage over our competitors.

I feel blessed to be associated with such a wonderful company, especially with the support that we, the employees, are given.

My wife and I prayed with great thanksgiving this morning that I am at Cornerstone. Thank you for the opportunity to be here.

I would like to thank you, Judy, and the accounting department for giving me the opportunity to be a part of a great company and team. I hope to be here long enough to get my picture on the wall for being here 10+ years, something I saw for the first time earlier this week after being here two years. I am truly blessed.

It’s continues to be my pleasure to work for such a great company.

Thanks for setting up these live help lines. I have used them periodically since they have been available and it is EXTREMELY helpful to have a live person to talk to right away when trying to clarify details for a loan.

Just a quick email to say thank you for all you do. I love working for you and this company!

I truly appreciate the thoughtfulness of it [your anniversary note] and the way you and your executive leadership team care for our people. I am honored to be part of a company that cares for its employees and operates with such integrity. I look forward to being part of its continued success as we grow together and serve with excellence. Thanks again for the note.

I'm a new Loan Officer to the company here in Greenwood Village Colorado, and I just want to say, “THANK-YOU!” I've never experienced such a high level of communication from top management and sincere interest in making sure we ALL succeed! It's always been real obvious to me that the only way to win is if we all win together, and although a lot of companies know this, they don't practice it. I've only been here a short time, but the difference with Cornerstone is so obvious and remarkable.

Being part of such an outstanding company has been a real change for me! It is so nice to be treated well and to feel important. I am looking forward to a great year here at Cornerstone. Thank you for making that possible.

I consider it an honor to work for this company and all of the incredible people I am surrounded with. Thank you for all the opportunities you give to us.

You continue to amaze me, and I feel so blessed to work with you. Accounting just told me about your additional donation to AIM [a charity dedicated to the disadvantaged in Val Verde, Mexico]. That is truly amazing. Thank you very much.

It has been a fantastic year. Again, thank you, I am blessed to be a part of such a wonderful team.

I am so excited to be a part of the Cornerstone Team. Everyone here is so friendly and great to work with. I really appreciate this opportunity and can't wait until I have it all down so that I can blow it out of the park! Plus, I am grateful that we have a CEO that checks in with his new employees and is open to questions. That’s Awesome! Thanks again and for taking the time to welcome me to your wonderful Cornerstone Family!

You are an amazing leader, and there is not another person on this earth that I would rather be working for and learning from. With sincere respect and gratitude,

I am truly thankful for the opportunity you all have given me at Cornerstone and can think of no better group to be associated with as we enter a new year with its challenges, changes and opportunities.

I would like to thank you for making it so very possible to open an account with Frost Bank. My reason for doing it is to make sure I have money put aside for Christmas next year. It is doing things like this that makes Cornerstone a one-of-a-kind company to work for.

When I count my blessings, working for Cornerstone is one of them. Thank you for Cornerstone!

Thank you for applying a start-up deposit into the FROST bank accounts for all of the Cornerstone employees who signed up today … (ONCE AGAIN, going above and beyond the call of an employer!).

Although I have been here for just 6 months, but I wanted to take a moment to tell you how much I appreciate this company. I am proud to be part of this great company.

It is a great pleasure to come to work each and every day at Cornerstone Mortgage.

Thanks for being so good to us, Marc &Judy!

Thank you so much Mr. Laird. You have no idea what a blessing it has been to me to work for Cornerstone group. It really is a company where they care about employees and I truly love what I do, I love my job.

Thank Marc I'm honored to be a part of such a great company

Thank you. I still feel lucky to be here everyday!

Marc, thank you so much! I could not ask for a better group of people or company to work with. Your vision and support is a vital part of Cornerstone’s success and employee satisfaction. Thank you for giving me the opportunity to be a part of it all! Have a wonderful day!

Thank you Sir – it is an honor and privilege to work for this great company! I value my job!

Thank You. I have really enjoying working for this company. I do think it was a blessing to get the opportunity that Cornerstone has given me. Thanks again.

Hi Marc, I am sitting with my daughter waiting to meet her kindergarten teacher, and was thinking about how blessed I am to be back at the Burnsville branch of CMC. Even through the shake up going on this week, it is more apparent than ever that Carrie and the rest of the team are more dedicated than ever to upholding the CMC core values and mission. The fostering of employee dedication and commitment to its own is amazing. You and Judy have really created an outstanding vehicle!! For example, When I came back as a temp in June, it was so amazing to call down to IT and have Eva welcome me back (couldn't believe she remembered me after 2 yrs!). The intense feeling of genuine concern and family atmosphere cannot be equaled in any other company. Within the branch, it was such a relief to be able to come in and hit the ground running. I'll tell you, that it has been a long time (during my absence) since I looked forward to work everyday and felt that I was a valuable part of an amazing team. I now have that again. Since I have made a short story very long, the moral of the story is this: Thank you for your vision. Thank you for your dedication to CMC. Thank you for gathering an amazing group of people that pride themselves in making a difference in the lives of others! Off to meet the teacher!

I have really enjoyed this first year. The Temple office is a great office to work in they are all very nice and treat you just like family. I hope that next ??? years are just as nice as this first one has been. Again thank you so much.

Thank You! It’s and honor and privilege to work here. I would have never predicted the ups and downs in this industry over the last few years, but it has made me much stronger and better originator. I am proud to be a part of Cornerstone Mortgage.

Thank you. I am so happy to be back at Cornerstone Mortgage Company. I have had a great year. I look forward to many more successful and productive years here at Cornerstone.

Thank you, Marc, for allowing me the opportunity to work for such an outstanding mortgage company!!

Thank you so much. I really feel truly blessed to work for a great company. I am so excited. I look forward to many more.

Thank You for founding Cornerstone. It’s easy to work for people that care. I am proud to work here. Sincerely

I viewed your message this morning and came away inspired. Although I’m relatively new with Cornerstone, and just closed my first set of loans this month,I’m already thoroughly impressed that the company backs up its words with performance. I’m very proud to be associated with your company. The values from which Cornerstone operates no doubt is the foundation of its success.

This is great Marc. . . Thanks for taking the time to record this message to us during an important time in our industry. Companies who continually seek ways to keep their vision fresh and keep their mission focused for their employees, I believe, become and remain great companies. I have been here for 8 years and you have always taken every opportunity to extend appreciation to Cornerstone’s employees. Thank you for all that YOU do…

For the first time in 5 years my wife and I were able to take a well needed vacation. The reason we did not take a vacation was not financial – it was because we could not leave our business and confidently know that everything would be taken care of while we were gone. It is such a relief to have everyone on the same page and understand how important it is for a loan officer’s reputation and future business to make closing dates. I want to take this moment to commend you and your team on creating the team and the systems that create superb service. I have been searching on behalf of my team for years to find an organization such as yours only to find empty promises and systems that delay progress of files that cause missed closing dates or always cause scrambling last minute and calling in “favors.” I appreciate your efforts and I am now beginning to believe what you have been telling me from the beginning, “Don’t worry about that because you will not be leaving Cornerstone”. And, I don’t intend to.

Thank you! I absolutely love my job &Cornerstone!

Thanks very much! I feel like I am where I belong!

Thank you very much for the warm welcome and the nice welcome gifts as well. I am excited to be here and am looking forward to learning everything I can as quickly as I can. I am very happy to be a part of the Cornerstone family. It is truly an answer to prayer.

On behalf of the Bellaire branch, I’d like to extend a big CONGRATULATIONS on being selected Lender of the Year for Colorado! As our Regional Production Manager you have been very instrumental in our success. With your help, and the backing of Cornerstone, our branch has grown from 2 loan officers and a contract processor in a 900 sq ft office in July 2007, to 10 employees in a 2900 sq ft office today. We’ve set new branch records in number of units closed last month for our branch of 33, and volume of $5,447,698. We’ve also already exceeded our total volume of $29.44MM and units of 155 for the ENTIRE year of 2008 this year just through the month of July 2009 with $32.2MM volume and 175 units. We’re very excited about our growth, and with people like Julie, Cornerstone, and all of you on our team, we’re looking forward to everyone’s continued success. Again, a big CONGRATULATIONS and THANK YOU to Julie for all of her hard work, and a big CONGRATULATIONS to the entire Bellaire Branch for making this all happen.

Thank you for the warm welcome! I’ve only been here a couple of weeks, and I really love the atmosphere in the office and have been welcomed with open arms. I am very happy I was chosen to be a part of the Cornerstone family. I really love it here!

Thank you both so much for our Employee Appreciation/Spa Day. We all felt very “Special”. We all look forward to that each year. Our new employees could not believe you-all actually do that every year. I appreciate Cornerstone so much. Love Flo.

I wanted to apologize for the delay in communicating my thanks, but thank you so much for the Employee Appreciation Day. We all had a great day. It's so nice of you to do this for us, and let me tell you, I brag about what we get at Cornerstone to my friends and family, and they do help remind how lucky I am to be working for you guys!

Hi! Thank you so much for the warm welcome! I have really enjoyed working here – and I feel very fortunate to be part of such a great company! The PR team is amazing, and they have all been incredibly helpful and welcoming.

Thank you. I love working here.

Marc and Judy, Thank you so much for this awesome gift and for really caring about each one of us so much. Love

Hi, there! Thank you for offering Life Planning to all employees. I ’m on the call to learn a few more pointers – love Steve, love you, love life planning, etc. and etc. Marc, you are one in a million. I cherish my association with you, and I am honored to be a part of Cornerstone. Still loving every single, solitary minute of being here!! Thank you, thank you for this marvelous opportunity!! XOXO,

Good stuff Marc. You and I share a similar view about people and how to support and lead them. I thought the piece was well done and humble. Keep up the good work.

This company never ceases to amaze me. Your dedication to your employees is beyond my greatest expectations. In the two and ½ short years that I have been here, each day brings a new-found respect and deep appreciation that God led me to this company.

All of us who are truly grateful. It’s you and Judy that have put us in such a great position to be so successful in a very difficult time for our industry. Thank you!

I just received my birthday card and present from you. Thank you very much. I really enjoy working for this company!

I’m very excited to be part of the team and proud to represent Cornerstone Mortgage! I just wish I had joined the team back in July 08 when I first met with you and David Bravo! I had to test the waters with another company to see the true value that Cornerstone offers. Boy can I see it now!

I must say, 'Absolutely amazing!" I didn’t know Cornerstone Mortgage Company had this "Care Fund.” I was very touched by the video and think that this Care Fund is unbelievably amazing and that it is in place to help the Cornerstone Mortgage Company “family.” What a blessing; what a company!!!

Hi Marc, Thank you for taking time while you are in Greece to congratulate me on my anniversary (My Goodness). As CMC grows and gets older, seems like my anniversary rolls by really fast. I can’t imagine my life without Cornerstone in it. You and Judy are like family to me. Thank you for the personal welcome to Cornerstone. I have already told friends and family that I could tell from Day One that Cornerstone was a special company. I am excited to be here.

Thank you, Marc. I have enjoyed the past eight years, and I am honored to work for a company that acknowledges God and has awesome management and employees. Hope to stay here until I can one day retire. (Ha, what’s that)?

I am so happy to be part of a company with such amazing core values and principles. I am also excited about being part of Cornerstone Cares, as I feel that it is something so much bigger than myself- and that’s a great feeling. I have really enjoyed my first month here in Janelle’s office and also wanted to say what peace it brings to me, both personally and professionally, to be employed by a company that I can see myself being part of for many, many years to come. With great thanks,

Thank you for sending me a link to this video! I can’t express to you how excited I am to be part of a company that truly cares about its employees. I’m a part of the Cedar Park team which works out of the Austin office. Let me just say, there isn’t a person in this office that wouldn’t give you the shirt of his/her back or take 5 minutes to help you find an answer to a question. It’s an amazing feeling to come into a workplace full of employees who truly enjoy the company they work for. I have had 2 rushed files close over the last week that wouldn’t have even been close to making the closing date at my previous company. THIS IS EXACTLY WHY I CAME TO CORNERSTONE!!! Thank you for bringing me on board with Cornerstone!

Thank you so much for remembering me in your busy schedule. The time here has flown by. I feel honored to work for such an outstanding company. I intend on serving for many more years to come. Thank you again and have a fantastic day!!

I am thankful for the opportunity of working here.

Thank you Marc – I’m still absolutely loving it here at Cornerstone! Thank YOU for caring about the people and the culture of your company to the level that you do – I am constantly impressed. Here’s to another fantastic year!

It has been great! If anything ever happened to Cornerstone, I probably would just make my exit from the mortgage business. Couldn’t imagine dealing with this broken industry at so many of the broken companies out there.

I have truly been blessed and have enjoyed being a part of the Cornerstone family! The flowers sent to our office are absolutely gorgeous!

Thank you. It is an honor to work for such a great company.

Thanks so much for asking. We’re doing well and learning a lot. Sharla and her team have been getting used to Cornerstone, which has gone very well. Things have been such an improvement over our previous work environment I have had to keep reminding Sharla that we will occasionally have road bumps and a few disappointments. That has been true, but they are just part of the business of mortgages, and fortunately have been few and far between. Each week brings a greater understanding of just how committed this company and its people are to providing an excellent experience for mortgage customers and those who serve them. Mary Dinkins is exceptional. So Martha and Cindy and Sandy and Chris and Derek and…well, I’m going to risk getting in trouble if I leave anyone of the so many out. Suffice it to say, we recognize there are some gifted people in the organization. We feel very blessed and know there is a reason we ended up here.

Time flies when you are having fun, I look forward to many more years of working hard for CMC – it’s a great company.

Hi, guys - hope all is well with you! It's just one of those days where I am overwhelmed with gratitude. Just wanted to send a quick email to express (again) my gratitude for the opportunity you've given me to work here at Cornerstone. I love being here and being a part of such a special group. Have a great day. Thanks, again!

Thanks so very much for giving me the opportunity to learn about and generate my Life Plan!! It was extremely soul-searching and incredibly fulfilling to create this “living plan” and then be coached on how to maximize its use all the time. My coach was Kevin McGovern and he inspired me to dig deeper; I’ve ordered “Visioneering,” and “Thinking for a Change,” as he suggested for further growth. Cornerstone’s heartbeat is so atypical in today’s business world, and it’s because of your commitment to make it and keep it that way ~ thank you for making a difference in my life!

That is more Great News!!! Thank you &Judy for having the fearlessness &the insight to steer us through these troubled times. As someone sitting smack in the middle of one of the most difficult markets in the country, I am very grateful to be working. I feel even more blessed to be working for Cornerstone.Thank you.

That is awesome. I am grateful to be a part of a great company.

Thank you so much, Marc! Cornerstone has truly been a blessing to me!

Kudos to Marc!! I have never worked for a CEO/Owner/President in my 28-year mortgage career with the compassion to follow up like this!

Thank you, Mr. Laird. It is truly an honor and a pleasure to be working for such a wonderful company.

It has been a pleasure to be here for the past 6 years. Thank you for your continued support and encouragement of our business. We are looking forward to many more years at Cornerstone. Have a great weekend.

I am thrilled to be here, and I look forward to many more anniversaries with Cornerstone. This is a Great company that you (and some other great people) have built. Of ALL the promises that Bomar made me - many of which I had “heard before.” I have not been disappointed for a single minute. Have a Great weekend and 2010!

All, Thank you guys for making Cornerstone Mortgage such an amazing place to work. I love it here, and I love you guys for helping me realize my dream of becoming a successful mortgage loan originator!

Marc &Judy, Thanks for the strawberry arrangement and the opportunity to work here for the last 15 years! The delivery here caused a minor uproar: before it was over, the whole office knew what was going on and came to the lobby. I heard comments about how many years others would have to work to get to their 5-year or 10-year anniversaries. You just don’t hear that from the average employee in ANY industry. Anyway, we had a little fun on a Monday afternoon.

I have only been here in the Hutchinson, MN, office since mid-October, but already can tell it is a company that values its employees. I have been so warmly welcomed and assisted by everyone. Have a great day.

Good afternoon Mr. Marc. I am very happy to work for a company where your people are important. Thank you.

Oh!! I LOVE working for Cornerstone Mortgage: the experience has changed my life tremendously! Just over a year ago, I moved here from Ohio with my one-year-old son and got the opportunity to come work for Cornerstone. You all had such faith in me, and, now, twelve months later, I have already moved up from being the receptionist to that of an appraisal coordinator covering four different branches! I would never have thought such opportunity was out there, so, again, I thank you very much for having the confidence in me that allows me to progress in your wonderful company. I truly mean this from the bottom of my heart. I actually look forward to coming and doing my job each day (Working with such great people can make anyone enjoy their job). There is not a day that goes by that I don’t thank the Lord for leading me in this direction. You and your company are a true blessing to my son and me.

Okay… my eyes are swollen and my nose is raw, and I think I may need a ride home because my contacts are messed up. The Cornerstone Care check that I received is amazing: I have sincerely never been touched by so much kindness and love as I have by my coworkers here and the Cornerstone Family as a whole. I know that there are always people out there going through so much more and struggling through tough times as well, especially these days. Coming to work where I receive such encouragement from everyone has been my escape into normalcy these days and has provided a place of strength and protection for all of my family. I appreciate more than I could ever express how much your generosity has helped us as a family get through this period of time (it has been financially, emotionally, and mentally draining). Most of all, my team’s prayerful and demonstrative support has given my family and me the strength to keep our heads up. From the daily outpouring of love and concern to the flexibility of hours that allows me to deal with the important issues and have the time to give heartfelt support to my child, I say thank you!

Hey Marc, I am a part of the Cornerstone team in Seattle. Things like this [Thanksgiving video emphasizing the importance of family]are why I love being at Cornerstone. We have a strong, thriving business, but the company culture is centered around what is really important. Thank you for creating this type of culture, and thank you for allowing Jay, me, and the rest of team to be a part of this company. Happy Thanksgiving!

Thank you, Marc. It is an awesome pleasure to work for such a great company! Happy Thanksgiving! Regards,

Thank you Marc! I’m blessed to be part of this wonderful family!

Good afternoon Marc and Judy, Thank you so much for remembering my 15 year anniversary at CMC. I just love being on a winning team. I KNOW CMC is a winning team because we stand for so many important values.

I want you to know that I appreciate both the American Express gift card and the Cornerstone Cookie bouquet. It has been a blessing to come and work here at Cornerstone Mortgage Company over the past ten years. The quality people you have employed here are a delight to work with.

What a wonderful 10-year experience I have had at Cornerstone Mortgage Company. I am truly blessed to be working for such a great company with outstanding leadership and coworkers. When I joined Cornerstone Mortgage Company 10 years ago, I believe that God placed me here as part of His plan for my life, and I hope that my presence has been a positive influence on the people that I have met, for so many of the people that I have met in this company have been uplifting and a positive influence on me. With sincere appreciation,

Derek and Julie, I just wanted to thank you for the wonderful job that you have done regarding training with the new license regulations. I remember being at another mortgage company, and we had 2 months’ notice to study and learn new methodology with the comment, “Here is the written manual, and good luck!.” Instead of being extremely nervous and frazzled, we know we are in good hands. Thank you again for not throwing us to the sharks!

Marc, Thanks to the support you and Cornerstone provide, it has been a great five years.

I am utterly overwhelmed! Your integrity, Christian business practices, and magnanimity continue to amaze me. Thank you for being a person of faith and family and a man who practices those principles on which the company was founded. I offer my heartfelt thanks and appreciation for this company and for you.

Thank you, Marc. I have really enjoyed working with everyone here and also look forward to a great 2010. I really do appreciate everything you and Judy do for Cornerstone and your employees.

Hi Thank you for sending a copy of your company’s Vision Statement. Monte was recommended to me by our financial advisor and when I first set down in Monte’s office there was a copy of your statement on his desk. It is refreshing to be able to know companies with honesty and integrity that I can recommend to others. Please let me know if I can ever be of service to you or your company. Blessings &Good Fruit!

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5121 Kingdom Way, Suite 300
Raleigh, North Carolina 27607

Phone: 919.215.2412