Judy Griffith
NMLS 923941
    • Houston skyline


    Payment Calculator
    Mortgage Estimator Tool



    Print Summary
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    Mortgage Details


    Purchase Price
    % Down Payment
    $ Down Payment
    % Interest Rate
    Mortgage Length (Years)
    Yearly HOA Fee
    Tax Rate
    Mortgage Insurance
    Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
    Home Owners Insurance
    Expect to pay $35 a month per $100,000 in home value.

    Your Monthly Payment
    $1,838
    Find Out If You Qualify
    Payment Breakdown
    $1,838


    Principal & Interest
    $1,083



    Taxes
    $507



    Mortgage Insurance
    $73



    Home Owners Insurance
    $108



    HOA
    $100


    Monthly Payment Estimates
    by interest rate


    Purchase Price Loan Amount 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
    $225,000 $213,750 $1,838 $1,903 $1,936 $1,969 $2,002 $2,036
    $235,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
    $245,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
    $255,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $265,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    Cost of Waiting $36 $73 $110 $148 $186
    *Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



    Yearly Cost of Waiting
    $225,000


    • $432
    • $432
    • $876
    • $1,320
    • $1,776
    • $2,232




    Life of the Loan Cost of Waiting
    $225,000


    • $12,960
    • $12,960
    • $26,280
    • $39,600
    • $53,280
    • $66,960




    *Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
    Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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