Justin Smith | Loan Officer
NMLS 269167

Justin Smith knows that integrity is the foundation for any successful team. A former auctioneer, Justin first became interested in mortgage lending when a client of his owned a mortgage brokerage firm. After deciding to change professions, he has spent the last 30 years helping many clients purchase their own homes with quality, unmatched customer service.

A Kansas native, Justin relocated to Pagosa Springs, Colorado, in 1980 and then to Fort Collins in 1985. When he isn’t assisting clients, you can find Justin spending time with his wife and two daughters, golfing or skiing.

Steph Prenzlow | Loan Officer Assistant
NMLS 1042170

A Fort Collins native, Stephanie Prenzlow graduated from Colorado State University in 2010 with a bachelor’s degree in liberal arts with a concentration in teaching. She decided to switch professions, and has been a part of The Smith Team since March 2013. Her free time is often spent outdoors, playing sports and traveling.