VA Calculator

This VA mortgage estimator tool assumes first-time use of the funding fee. Your funding fee may be higher or exempt depending on your VA eligibility documentation. Resource: www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs.




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Mortgage Details


Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$1,838
Find Out If You Qualify
Payment Breakdown
$1,838


Principal & Interest
$1,083



Taxes
$507



Home Owners Insurance
$108



HOA
$100



PID/MUD
$0


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount
(with Funding Fee)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% Purchase Change Cost
$225,000 $213,750 $1,838 $1,903 $1,936 $1,969 $2,002 $2,036
$235,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036 $83
$245,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036 $165
$255,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036 $248
$265,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036 $330
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036 $413
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036 $495
Rate Change Cost $36 $73 $110 $148 $186
*Rate change cost estimates are based on the percentage (%) down entered into the calculator.



Yearly Rate Change Cost
$225,000


  • $432
  • $432
  • $876
  • $1,320
  • $1,776
  • $2,232




Life of the Loan Rate Change Cost
$225,000


  • $12,960
  • $12,960
  • $26,280
  • $39,600
  • $53,280
  • $66,960




*Rate Change Cost estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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