Calculators



Payment Calculator
Mortgage Estimator Tool



Print Summary
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Mortgage Details


Purchase Price
% Down Payment
$ Down Payment
% Interest Rate
Mortgage Length (Years)
30
  • 30
  • 25
  • 20
  • 15
  • 10
Yearly HOA Fee
Tax Rate
Mortgage Insurance
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
Home Owners Insurance
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$3,319
Find Out If You Qualify
Payment Breakdown
$3,319


Principal & Interest
$2,773



Taxes
$195



Mortgage Insurance
$201



Home Owners Insurance
$50



HOA
$100


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 6.50% 6.75% 7.00% 7.25% 7.50% 7.75%
$450,000 $438,750 $3,319 $3,392 $3,465 $3,539 $3,614 $3,689
$460,000 $437,000 $3,312 $3,384 $3,457 $3,531 $3,605 $3,680
$470,000 $446,500 $3,380 $3,454 $3,529 $3,604 $3,680 $3,757
$480,000 $456,000 $3,449 $3,525 $3,601 $3,678 $3,755 $3,834
$490,000 $465,500 $3,518 $3,595 $3,673 $3,751 $3,831 $3,911
$500,000 $475,000 $3,587 $3,665 $3,745 $3,825 $3,906 $3,987
$510,000 $484,500 $3,655 $3,736 $3,816 $3,898 $3,981 $4,064
Cost of Waiting $81 $161 $243 $326 $409
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$450,000


  • $432
  • $972
  • $1,932
  • $2,916
  • $3,912
  • $4,908




Life of the Loan Cost of Waiting
$450,000


  • $12,960
  • $29,160
  • $57,960
  • $87,480
  • $117,360
  • $147,240




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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