Reverse Mortgages

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The Mortgage For Your Lifestyle

Also known as an FHA Home Equity Conversion Mortgage (HECM), this loan program can help homeowners aged 62 or older tap into their current home's equity to buy a new home instead of using all of their available assets. If you qualify, you can make a larger down payment and start building equity faster on the new home.*

HECM Reverse Purchase Realtor Guide

PAC Reverse Mortgage Real Estate Professional's Guide

Key Benefits of a Reverse Mortgage

No Monthly Payments
Borrowers must maintain the home and remain current on their property taxes, homeowners insurance, and any HOA (Home Owner's Association) dues.
Live Closer to Loved Ones
Make the most of your retirement and stay close to the ones you love! A Lifestyle Reverse Mortgage could help you make the move.
Quality Housing
Quality may mean a better floor plan, such as a single-story residence that eliminates stairs, or simply enjoying the benefits of a more high-end, energy-efficient home.
Low-Maintenance Living
Many older homeowners are ready to give up the hassle of yard work, exterior home repairs, and other necessary maintenance in favor of a community that provides these services.
More Purchasing Power
By utilizing the Lifestyle Reverse Mortgage, senior homebuyers have found that they can buy more of a home with less cash out of pocket.

Reverse mortgages have specific requirements and can be difficult to understand. That’s why working with a reputable lender is so important — to avoid any potential scams or fraudulent activity. As a reverse mortgage lender with a national presence, we place the highest priority on your safety and security. Call The Kelly Zitlow Group at 480-725-0150 for a complimentary consultation.

*Borrower is responsible for property taxes, homeowners insurance, any HOA Home Owner's Association) dues, and they must maintain the property for the loan to remain in good standing. The Lifestyle Reverse Mortgage/HECM is a home-secured loan that must be repaid upon default or a maturity event, such as when the home is sold, all homeowners have passed away, or the last surviving borrower no longer lives in the home as their primary residence. A reverse mortgage is not a government benefit; it is a mortgage loan that must be paid back according to the program’s requirements. This material is not provided by, nor was it approved by, the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). Cornerstone Home Lending is not affiliated with the U.S. government, nor has this information been approved by a government housing agency.

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